Business Insurance

Workers Compensation Insurance

Since 1953, Oyer, Macoviak and Associates has helped businesses compare workers compensation insurance options while our independent agency does the shopping work. Tell us about your business once, and our team can help compare options from more than 30 rated companies.

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One request. We shop over 30 rated companies for you.

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Workers Compensation Insurance for Businesses

Workers compensation coverage can help pay for medical care, rehabilitation, and lost wage benefits when an employee is injured at work, depending on policy terms and state law. It may also help protect employers from certain employee injury claims.

Oyer, Macoviak and Associates can help your business review workers compensation options, payroll details, class codes, state requirements, and related business insurance needs.

Employer reviewing workers compensation safety and coverage requirements

One request. We shop over 30 rated companies for you.

ProgressiveThe HartfordTravelersAllstateGEICOLiberty Mutual

Why People are Choosing us

4.9 Stars - Based on 622 Google Reviews

Compare Workers Compensation Insurance Options

The search for workers compensation insurance is easier when you have an independent agency helping you compare options. Our team can explain what information carriers usually need and help you avoid guessing through the process.

Our agency can compare options from more than 30 rated insurance companies. We can help review payroll, job duties, employee classifications, prior coverage, and other details that may affect workers compensation options. If your business also uses vehicles or hires subcontractors, we can review commercial auto insurance and contractors liability insurance in the same conversation.

Our experienced team will guide you through the process so you can make a clearer decision before requesting coverage.

Why Work With Oyer?

Oyer, Macoviak and Associates is a Boynton Beach independent insurance agency serving businesses in Florida, Georgia, North Carolina, and Tennessee. Our team can help you review workers compensation questions, compare available options, and coordinate related coverage such as commercial auto insurance, contractors liability insurance, and broader business insurance.

01What is workers compensation insurance?

Workers compensation insurance can help provide benefits for employees who are injured at work and can help employers meet state-specific requirements. Rules vary by state, business type, employee count, and classification.

02How much does it cost to buy a workers compensation policy?

The cost of workers compensation insurance can depend on payroll, job classifications, claims history, state rules, coverage limits, and the type of work your employees perform.

03Who needs workers compensation coverage?

Many employers are required by state law to carry workers compensation insurance, but the exact requirements vary. Our team can help you review the rules that may apply to your business.

04How do you file a workers compensation claim?

When an employee reports a workplace injury, the employer and insurance company generally review the claim information, medical documentation, and policy details. The exact process depends on the state and carrier.

05How do I get workers compensation insurance?

Workers compensation policies may be available through insurance companies, agents, or brokers. Working with an independent agency can make it easier to compare options and coordinate coverage with your other business policies.

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