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Oyer, Macoviak and Associates Insurance
Phone 561-732-9305service@oyerinsurance.com
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Oyer, Macoviak and Associates Insurance

Since 1953

Workers Compensation Insurance

Since 1953 we have helped thousands of clients to save money on workers compensation insurance while we do all the work. Let us shop your policy with over “30” rated companies.

4.8 Stars - Based on 1089 Reviews
get A Quote
or Call (561) 732-9305

Testimonials

Why People are Choosing us

  • Jeannie Morea Avatar
    Jeannie M.
    - Google
    I have been a client with Oyer, Macoviak and Associates for a good number of years. Their customer service is... read moreI have been a client with Oyer, Macoviak and Associates for a good number of years. Their customer service is excellent and they work hard to find the best insurance at the best price. read less
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    Sandra Bogitch Avatar
    Sandra B.
    - Facebook
    Excellent company to deal with. Personal service is A+. They return phone calls and will answer questions with knowledge and explanations.
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    Margaret Gogol Avatar
    Margaret G.
    - Google
    Have been with Oyer Insurance for over 25 years and have always found them to be friendly, ... read moreHave been with Oyer Insurance for over 25 years and have always found them to be friendly, helpful, efficient, easy to work with and very knowledgeable with all my insurance needs. Great company always. Highly recommended. read less
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  • Jack Fleischman Avatar
    Jack F.
    positive review 
    - Facebook
    Oyer, Macoviak and Associated has been our insurance agent in excess of ten years. They are always helpful in... read moreOyer, Macoviak and Associated has been our insurance agent in excess of ten years. They are always helpful in finding the best rates for auto and homeowners insurance to meet our needs. Whenever we have a question they are prompt in getting back to us. I highly recommend them for all your insurance needs. read less
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    Wane Kuhns Avatar
    Wane K.
    - Google
    When I contacted them they responded quickly and were very helpful. Competitive pricing. Easy to work with.
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    Bob Fisher Avatar
    Bob F.
    - Google
    Oyer Macoviak has provided great customer service and always available to answer any questions.
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  • Kathryn Skop Avatar
    Kathryn S.
    - Google
    Excellent company! Been with them for years and will continue to do so. Great staff, always calls you back promptly.
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    Debbie Moore Avatar
    Debbie M.
    - Google
    Here's an example of the follow up you can expect from Oyer: I got an email saying my homeowner insurance... read moreHere's an example of the follow up you can expect from Oyer: I got an email saying my homeowner insurance was coming up for renewal and there was a note on my file that I wanted to increase my mold coverage. They scheduled an inspection, which was required for the additional coverage. The inspector noted we needed a new water heater in order to obtain the coverage. We agreed, since the photos showed the deterioration and we live in a high rise and a water heater leak would be detrimental to all the floors below. It took a couple months to obtain bids, get permits, schedule and complete the work. Oyer's office gently reminded me to send the completed invoice so I could obtain the increased coverage. You can't always expect service like this these days but you get it from Oyer. read less
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    Louise Duane Avatar
    Louise D.
    positive review 
    - Facebook
    They are always there to help
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  • Una Galligan Avatar
    Una G.
    - Facebook
    I want to let every know that this company is the most wonderful company to do business with
    I got...
    read moreI want to let every know that this company is the most wonderful company to do business with
    I got my insurence from them 2012
    We found the staff friendly professional and all so helpful
    We had some very horrifcie experence with other insurance company in Boynton Beach. I am very glad I was recommended to Oyer, Macoviak and Associates
    Martin and Una Galligan
    read less
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    Tashia Gibbs Avatar
    Tashia G.
    - Facebook
    Exceptional service from quote to binding. Cheryl Macoviak is a competent professional who went above and beyond to take... read moreExceptional service from quote to binding. Cheryl Macoviak is a competent professional who went above and beyond to take care of my insurance needs at the last minute. read less
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    Michael Schwartz Avatar
    Michael S.
    - Google
    Pleasant staff, good rates
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  • Barbara Ness Avatar
    Barbara N.
    - Google
    We are very impressed with Oyer, Macoviak and Associates insurance agency. They quickly respond to any questions or concerns... read moreWe are very impressed with Oyer, Macoviak and Associates insurance agency. They quickly respond to any questions or concerns we have. They always look for competitive rates when we are renewing our policies and have a wide variety of insurance policies to fit our family's needs. All of the employees we have had dealings with over the years have been courteous and well-informed. read less
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    HERB GELLER Avatar
    HERB G.
    - Google
    Nice people to deal with and fast, efficient service. H
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    Stephen Rubin Avatar
    Stephen R.
    - Google
    I have home and flood insurance through Oyer et al. They willingly review my insurance each year, answer questions and... read moreI have home and flood insurance through Oyer et al. They willingly review my insurance each year, answer questions and seek best policies. They are cordial and responsive. read less
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  • Dan Winters Sr Avatar
    Dan W.
    - Facebook
    Hard working very fair professional insurance people .They always go out of the way to provide you with great advice... read moreHard working very fair professional insurance people .They always go out of the way to provide you with great advice and very competitive. Return calls quickly read less
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    Kristen Miami Avatar
    Kristen M.
    - Google
    I chose to contact Oyer, Macoviak & Associates because they are a local business. The first time I called, an... read moreI chose to contact Oyer, Macoviak & Associates because they are a local business. The first time I called, an associate answered the phone right away and I had a quote within hours. They were also very responsive to my mortgage company during my home buying process. I highly recommend due to their customer service, ease of doing business, and being able to go above and beyond for their clients. read less
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    Cindy N Townsend Avatar
    Cindy N.
    - Facebook
    Cheryl's response time was impeccable. She provided more than one option for insurance and provide options to reduce the... read moreCheryl's response time was impeccable. She provided more than one option for insurance and provide options to reduce the premium costs without being asked. Then she also recommended a contractor to provide services that would help reduce premium and then provided the quote extremely quick always checking to make sure I was satisfied and had covered all my bases.

    Other providers only gave me the highest priced option and made no mention as to how I could reduce costs. It saved me $1,600 dollars. THANKS CHERYL!
    read less
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  • Bill Bowser Avatar
    Bill B.
    - Facebook
    The whole crew at O,M & Assoc. are great! Very responsive to our needs and lots of helpful ideas so... read moreThe whole crew at O,M & Assoc. are great! Very responsive to our needs and lots of helpful ideas so we can improve our insurance and lower our premiums. Super to work with. read less
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    Kathleen Grzych Avatar
    Kathleen G.
    - Google
    We needed auto insurance quickly and the staff was very helpful, explained our choices and got us what we needed... read moreWe needed auto insurance quickly and the staff was very helpful, explained our choices and got us what we needed to purchase a car. We are part time residents and required additional information. Thank you Oyer, Macoviak! read less
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    Janet Khouri Avatar
    Janet K.
    positive review 
    - Facebook
    When I call they are always pleasant & very helpful.
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  • Beverly Kast Avatar
    Beverly K.
    positive review 
    - Facebook
    They find the best companies with the lowest premiums. The staff is very helpful and pleasant. I had a claim... read moreThey find the best companies with the lowest premiums. The staff is very helpful and pleasant. I had a claim and they took care of it immediately. They are the best read less
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    Howard Atlas Avatar
    Howard A.
    - Google
    I was referred to Cheryl Macoviak by a friend as I was looking for homeowners insurance for my home in... read moreI was referred to Cheryl Macoviak by a friend as I was looking for homeowners insurance for my home in Boca Raton, Florida. I was impressed with Cheryl's expertise, friendliness, and prompt communication. She was patient and gave practical advice. I would highly recommend the services of this agency without any hesitation. Very positive experience!! read less
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    Gerald Harrington Avatar
    Gerald H.
    - Google
    Excellent people do everything right wouldn’t go anywhere else
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  • Barbara Rubin Byer Avatar
    Barbara R.
    - Facebook
    Friendly and prompt service. Replied to all inquires!
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    Igor Cherkassky Avatar
    Igor C.
    - Google
    Thank you for your service.....
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    Steven Rothenberg Avatar
    Steven R.
    - Google
    Excellent attention to detail and follow up with Oyer Macoviak.
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  • Amy Fisher Husted Avatar
    Amy F.
    - Facebook
    I as well as my family members have been using Oyer Insurance for decades. Everyone in the office is... read moreI as well as my family members have been using Oyer Insurance for decades. Everyone in the office is on the ball and responsive if any issues arise. Would highly recommend them and have referred several people to them over the years. read less
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    Jim East Avatar
    Jim E.
    - Google
    Cheryl was very helpful. She clued me in that I’ve been driving all year without compensation. Wonder why Geico is... read moreCheryl was very helpful. She clued me in that I’ve been driving all year without compensation. Wonder why Geico is cheaper last year read less
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    Deborah Anderson Holthouse Avatar
    Deborah A.
    - Facebook
    The staff is always very helpful and patient!
    We have building insurance and a great referral agent on Medical Insurance.
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about our company

Workers Compensation Insurance Coverage for More than 60 Years

Workers’ compensation coverage pays for medical care and physical rehabilitation of employees injured at work and helps to replace lost wages while they are unable to work. Additionally, this coverage protects an employer from being sued by an injured worker in most cases.

Oyer, Macoviak and Associates can help your business find complete solutions to your unique workers compensation insurance needs. We’ll find solutions that create safer and more productive workplaces, more confident and secure workers, and overall savings you’ll see on the bottom line.

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Progressive Insurance Company
Hartford Insurance Company
Allstate Insurance Company
Travelers Insurance Company
Safeco Insurance Company
Mercury Insurance Company
Florida Family Insurance Company
Universal Property Insurance Company

main REASONs TO CHOOSE US

Why Oyer, Macoviak and Associates for Workers Compensation Insurance?

Choice Workers Compensation Insurance

Choice

We have access to multiple companies with a range of products.

Easy Workers Compensation Insurance

Easy

We can easily switch you from company to company without hassle.

Unbiased Workers Compensation Insurance

Unbiased

We are unbiased and objective, you know you have the right plan for you.

Small Business

69+

Years in Business

Let Us shop your policy with over 30 “A” rated companies.

Business Insurance

our experience

Save Up to 30%

At Oyer, Macoviak and Associates we have specific tailored insurance programs for the following types of business’s which can save the business owner up to 30%

Some Workers Compensation coverage can include:

• Innovative payment systems
• Medical disability case managers
• Utilization management nurses
• Certified life care planning nurses
• Vocational rehabilitation consultants
• Physician consulting services
• Legal staff
• Contracts with medical network providers
• Managed prescription drug program

To find out more about this product and other products and services, contact Oyer, Macoviak and Associates today by calling 561-732-9305 or request a quote today. We also write business insurance, and business auto insurance coverage.


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The Importance of Workers Compensation Insurance for Your Business
Workers Compensation Insurance

The Importance of Workers Compensation Insurance for Your Business

Robert Macoviak 09/28/202109/28/2021 Reading Time: 3 minutes

The need for workers compensation insurance is something that is often overlooked by business owners. They believe that they are too small to be at risk of an accident or injury, and most importantly, they don’t want to spend the money on it. However, most states require employers who have one or more employees to…

Read More The Importance of Workers Compensation Insurance for Your BusinessContinue

The Benefits of Workers Compensation Insurance
Workers Compensation Insurance

The Benefits of Workers Compensation Insurance

Robert Macoviak 04/22/202110/04/2022 Reading Time: 2 minutes

Do you have workers compensation insurance? If not, then you should consider it. Workers compensation insurance protects your business and its employees in the event of an accident or injury on the job. It is important to protect yourself from lawsuits if a worker gets injured while on the clock. In this blog post we…

Read More The Benefits of Workers Compensation InsuranceContinue

Three Things Florida Employers Can Do to Lower Workers Compensation Insurance Rates
Workers Compensation Insurance

Three Things Florida Employers Can Do to Lower Workers Compensation Insurance Rates

Robert Macoviak 12/18/201410/04/2022 Reading Time: 2 minutes

All Florida employers who have four or more employees must provide them with workers compensation insurance. This requirement applies to both full-time and part-time workers. Owners of construction companies must provide coverage as soon as they hire their first employee. Due to the seasonal nature of farming, state law does not require a farmer to offer…

Read More Three Things Florida Employers Can Do to Lower Workers Compensation Insurance RatesContinue


FAQ workers compensation insurance

Why Do Business with us?

As a local insurance agency (Boynton Beach, Florida) we take the time to cater to our customer’s policies to create the correct policy for them. Our team of agents is dedicated to help you protect you, your loved ones, and your business. Our office can handle any risk in Florida. In addition, our office is a Trusted Choice Insurance Agency (Independent Insurance Agent).

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Workers compensation insurance is a form of insurance that protects the workers and their employers against any injury or death due to accidents at work in exchange for premiums paid by the employer. Workers’ compensation can be obtained on an individual basis or group basis depending on the province where you live.

The cost of workers’ compensation insurance depends on many factors. The first is the area where you’re doing business. For example, in California it may be more expensive than in Texas or Florida. The second is the type of business you’re in. For instance, if your business has a greater risk for injury or death than other businesses, then it is likely to cost more to get workers compensation coverage. In addition, whether you will need some additional options like disability insurance or health care benefits from the policy can affect the price.

All employers have a legal obligation to provide workers’ compensation insurance for their employees.

The employee makes a claim and submits it to the employer. The employer or their insurance company will verify that all the necessary documentation is included with the workers comp claim including all medical certificates, any previous workers compensation claims filed by this individual etc.

Workers’ compensation policies are available through insurance companies or brokers. Your current insurer may offer it as a package when you renew your policies, and many online insurers also provide this service.


Since 1953

Need Insurance Coverage?

Call Us Today

561-732-9305

Get A Quote

About Us:
Oyer, Macoviak and Associates
1903 South Congress Ave Ste 350
Boynton Beach, FL 33426
Phone: 561-732-9305
Toll Free: 800-397-8780
Fax: 561-364-9848
Email: info@oyerinsurance.com

Office Hours:
Monday to Friday 8:30 AM to 5:00 PM

We offer a live after-hours claim service, which makes sure that you are always taken care of. You can also go online and view, make changes or report a new claim with our client portal.

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