If you own a condo, you may be under the false impression that you do not need a condominium insurance policy. Since most homeowner’s associations or condominium associations have a master insurance policy, there is a misconception amongst condo owners that they do not need their own policy, but this is not the case. Understanding … Read More
Home insurance is one of the most valuable things you can have if your home is hit with either a natural disaster, such as a flood or high winds, or a crime such as theft or a burglary. Here are three tips that can help you if you ever have to file a house insurance … Read More
Fortunately, there are many things you can do to save money on your auto insurance premiums. Here are some tips. 1. The higher the deductible, the lower the premium If your auto insurance bill looks a bit steeper than you want to pay, consider changing your deductible. Generally, the higher the deductible, the less you’ll … Read More
If you are in the process of buying or have recently purchased a new home, one of the first things you will need to do before moving into your new home is purchase homeowners insurance. While the process of finding and purchasing homeowners insurance and choosing coverage can seem complicated, purchasing homeowners insurance is critical … Read More
While running your own business can be extremely rewarding, there are also certain risks that come with being a business owner. If you are sued by a customer, client, or employee, or if a natural disaster wipes out your facilities or inventory, you and your company may be left vulnerable. This makes it imperative that … Read More
Liability protection is a huge concern for small business and commercial property owners, which makes setting up a routine service and maintenance schedule for keeping walkways clear is very important. The Insurance Information Institute reported that slip, trip, and fall accidents can be some of the most costly and most common liability claims for business … Read More
A common question that our office receives does my homeowners insurance cover my boat? A homeowners standard insurance policy rarely covers boats or other water-borne vehicles, and if there is coverage it often has strict limits that do not adequately protect the watercraft. Who Needs to Acquire Boat Insurance? Owners of speed powered boats, sailing … Read More
When you have nice things, you buy insurance to protect them. Because while you’re going to be careful, we all know that sometimes bad things happen. Someone hits your car while it’s parked at the curb, lightning strikes your house, or due to an unfortunate series of events your diamond engagement ring gets twisted out … Read More
