What Does Standard Homeowners Insurance Cover?

30/11/2020By Robert MacoviakHome Insurance

All homeowners’ insurance isn’t created equally. Some will cover more than other plans. That being said, there are some standard things that most homeowners’ insurance will cover.  Here are some things that standard homeowners’ insurance covers. Fire and smoke damage. Many plans will cover any damage to your home due to fire, smoke, and even … Read More

Car Accident: After a Collision

27/11/2020By Robert MacoviakAuto Insurance

Many people have been in a car accident. The problem that often arises in trying to determine how much damage has been inflicted on one’s vehicle and how much it may cost to repair. Just because it looks like a minor fender bender doesn’t mean that hidden damage has not taken place from the shock … Read More

Do You Need Flood Insurance?

21/11/2020By Robert MacoviakHome Insurance

When you are searching for homeowner’s insurance, it can be quite complicated. There are many different options, making it hard to figure out exactly what you do and do not need. You may try to cut costs, but it could come back to haunt you. You want to be covered just in case something happens.  … Read More

Types of Business Insurance Needed

11/11/2020By Robert MacoviakBusiness Insurance

No matter what type of business you run, it is important that you treat it like one. In fact, it is also important to protect themselves, their family, and their business by having enough insurance.  So, what types of insurance do you need? Here are some of the most common ones that you should consider.  Business … Read More

Condominium Insurance: What You Need To Know

09/11/2020By Robert MacoviakHome Insurance

What Is Condominium Insurance? A condominium is a large property complex divided into individual units and sold. Ownership usually includes a nonexclusive interest in certain “community property” controlled by the condominium management. Condominiums are great alternatives to renting an apartment or owning a single-family home. Condos come with a lot of benefits and their own … Read More

Right-Sized Condominium, Right-Sized Insurance

16/10/2020By Robert MacoviakHome Insurance

Condominiums typically include insurance as part of their building and HOA fees, but that doesn’t mean you’re completely protected. If you’re a condo owner, your unit and personal property might not be covered by the building’s policy. Know your coverage and know your options to prevent being surprised by damage, costs and liability. What is … Read More