Homeowners regularly try to improve their properties. Between that and certain maintenance issues, there are times when it is necessary to dig in your yard. But there is not just dirt under the surface, most homes have several hidden lines that are not only important, but could be dangerous if they are contacted. In addition, … Read More
Although the statistics vary somewhat depending on the source, there is no question that we are most likely to get into a car insurance accident near our homes. About half of all accidents occur within five miles of home, while three-quarters of all auto accidents happen within fifteen miles. For many of us, this doesn’t make … Read More
The teen years are exciting, and one of the rites of passage is earning the right to drive. When a teenager gets their license, it is another step toward independence and adulthood. But with that accomplishment comes the need for insurance. Since teens are in a high-risk category due to their inexperience, that insurance often … Read More
The powerful headlights of your car work extremely well at lighting up the road at night. Unfortunately, this technology works against you when you’re in front of the equally powerful headlights of opposing traffic. Night glare is a danger because your pupils are dilated at night to allow more light into the eyes. This leaves … Read More
A frequent expectation of consumers is that their homeowners insurance will cover anything that might happen to their home. That’s why we have insurance, right? Things that can damage your home or cause a claim are called perils. You can think of them as risks. While most policies will cover a wide variety of perils, … Read More
You might think that the only factors in the cost of your homeowners insurance are the cost to rebuild your home and the coverages chosen, but other factors go into rating a policy. Credit History: Most insurance companies will look at your credit score as one of many ways of rating risk. When checking your credit score, it’s what’s … Read More
With summer on the horizon, now is the perfect time to complete simple home maintenance projects to maintain your home’s quality and ensure the safety of your family and friends. Check out our 7 easy home maintenance tips for homeowners insurance. Here are a few projects you can begin today. Inspect your roof for damaged … Read More
Car accidents happen. Most of the time they are unpredictable and occur in a matter of seconds. You could be stopped at a traffic light when all of a sudden bam! The person behind you hits your car’s bumper. Do you know what to do next in case of a car insurance claim? Most of … Read More
