UMBRELLA INSURANCE
Insurance coverage for your Personal and Business needs...
Let Us Shop Your Coverage with 30 "A" Rated Companies
UMBRELLA INSURANCE-WHAT'S PEACE OF MIND WORTH TO YOU?
An umbrella policy provides additional layers of liability protection. If the liability limits are exhausted on your home, auto, or other underlying insurance policy, your umbrella insurance policy takes over and provides you with additional protection. The cost is minimal compared to the comfort of knowing you’re covered.
Boynton Beach, Delray Beach, Lake Worth, West Palm Beach, Florida – Do You Have Enough Liability Insurance?
Imagine what would happen if your dog was to bite a neighbor’s child, or if there was an accident on your rental property. What would happen if a fire in your condo spread to other units? If any of these things happened to you, there’s a good chance your current liability limits wouldn’t be adequate to protect your assets, or your future earnings.
Overall Satisfaction Rating
Let Us Shop Your Coverage with 30 Highly-Rated Companies
- Patty G.
I have gotten wonderful service from Macoviak and Associates. They are informed and have always gotten back to me immediately.... read moreI have gotten wonderful service from Macoviak and Associates. They are informed and have always gotten back to me immediately. They also found me the best prices. For these reasons, I recommend them and will continue doing business with this company. read less
Ena M.I spoke to Bobby and he was so helpful and responsive in a matter of minutes. I would really... read moreI spoke to Bobby and he was so helpful and responsive in a matter of minutes. I would really recommend this company for all your insurance needs and costs. Thanks Bobby for all your help. read less
Chelsea E.Oyer, Macoviak and Associates have been so great to me. Very professional and always helpful.
- Scuzzymuzzle F.
As a first time home owner; they were accommodating to our needs and able to find us a policy that... read moreAs a first time home owner; they were accommodating to our needs and able to find us a policy that worked! They were so helpful, caring and really easy to work with. If you have any insurance needs I would most definitely recommend this team. We were working with Bobby specifically and he was such a pleasure, we just loved his vibe and really helped us a lot. Thank you so much and we are so happy we found you! lol 🙂 read less
Chelsea E.Oyer, Macoviak and Associates have been so great to me. Very professional and always helpful.
A G.Best in business with fast and friendly service. I strongly recommend Oyer, Macoviak and Associates for all your insurance needs.
- Doris D.
Love the staff! Very friendly and helpful! If you need insurance, stop searching - This is the place to go!
Deborah G. Dedication to clients. Oyer, Macoviak always provides timely answers to questions and they find the best insurance rates!
Bonnie U.I have switched agencies twice due to lack of responsiveness. This company is very responsive and their customer communication emails... read moreI have switched agencies twice due to lack of responsiveness. This company is very responsive and their customer communication emails are excellent. I'm glad to finally feel like my business is truly appreciated. read less
- Robert R.
I have had condominium insurance with Oyer, Macoviak since 2003.Over this time when I needed their help I have ... read moreI have had condominium insurance with Oyer, Macoviak since 2003.Over this time when I needed their help I have found them to be courteous,professional and willing to work with me to resolve the issue. I do not hesitate to recommend them . read less
Elaine M.They are very professional and understand what our needs are for insurance. Can always reach someone via phone which... read moreThey are very professional and understand what our needs are for insurance. Can always reach someone via phone which is a plus. It is so convenient having their office right in town. They are also knowledgeable about other state rules and regulations which helps people that split their time in Florida and elsewhere during the year. read less
Barbara N.We are very impressed with Oyer, Macoviak and Associates insurance agency. They quickly respond to any questions or concerns... read moreWe are very impressed with Oyer, Macoviak and Associates insurance agency. They quickly respond to any questions or concerns we have. They always look for competitive rates when we are renewing our policies and have a wide variety of insurance policies to fit our family's needs. All of the employees we have had dealings with over the years have been courteous and well-informed. read less
- Pris N.
It's great to find an insurance agency that actually cares! Our agent, Cheryl, not only seeks the best insurance... read moreIt's great to find an insurance agency that actually cares! Our agent, Cheryl, not only seeks the best insurance at the lowest rate, but also follows up to make sure everything is as expected. We have used her for home, condo and automobile insurance and have recommended her to friends. Oyer Macoviak has consistently met our needs with courtesy, efficiency and caring. read less
Ann M.Excellent service and the staff is so accessible and helpful always...
Thank you to the entire team.....Deborah A.The staff is always very helpful and patient!
We have building insurance and a great referral agent on Medical Insurance. - Just m.
Very helpful and friendly staff! They make you feel like you're more than just another customer. Greatly recommend when... read moreVery helpful and friendly staff! They make you feel like you're more than just another customer. Greatly recommend when in search for insurance!Visit Oyer, Macoviak and Associates! You will be highly pleased and satisfied with their service! read less
Marie B.If you are looking for an agent that is going to take care of you and your family by making... read moreIf you are looking for an agent that is going to take care of you and your family by making sure you are protected then Oyer, Macoviak and Associates is your agency! They do all the work. They are professional and easy to work with. read less
Becky C. The most friendly and helpful insurance company ever! They're happy to help with any request.
- michael m.
We have used the services of Oyer, Macoviak for the past 18 years (through hurricanes and other Florida weather related... read moreWe have used the services of Oyer, Macoviak for the past 18 years (through hurricanes and other Florida weather related incidents). The staff members have always returned our calls and provided sound advice to proceed with all types of insurance matters. Their search for the best rate upon policy renewals has saved us valuable time and effort. We are very satisfied with their services and recommend this agency. read less
Jack F. Oyer, Macoviak and Associated has been our insurance agent in excess of ten years. They are always helpful in... read moreOyer, Macoviak and Associated has been our insurance agent in excess of ten years. They are always helpful in finding the best rates for auto and homeowners insurance to meet our needs. Whenever we have a question they are prompt in getting back to us. I highly recommend them for all your insurance needs. read less
Michael D.Very responsive and does a great job of shopping around for the best homeowner's and car insurance policies.
- Chino M.
If need insurance call them, they are professional, sincere in helping their clients and potential clients, or email
michael g.Started our relationship by a long distance phone call for home owners coverage. always available to answer questions. So impressed... read moreStarted our relationship by a long distance phone call for home owners coverage. always available to answer questions. So impressed by the professionalism shown, yet friendly communication, that multiple automobile coverage was added. As a three year client, I highly recommend Oyer, Macoviak and Associates. read less
sandra l.They are the best! I’ve suffered with Geico,
And Einsurance. Horrid experience with both. A friend recommended her broker to me,... read moreThey are the best! I’ve suffered with Geico,
And Einsurance. Horrid experience with both. A friend recommended her broker to me, he has since retired, but all is great now. I go straight to the office or call and everyone is great. Highly recommend. They have been in business for years and are very well known. read less - Fernando R.
Had a great experience working with Cheryl. She was very patient working on multiple homeowners quotes and has been extremely... read moreHad a great experience working with Cheryl. She was very patient working on multiple homeowners quotes and has been extremely helpful through the entire process even after buying the house. Was by far the best rate I found. Highly recommend. read less
Mike V.Professional courteous helpful and responsive service with knowledgeable staff who take the time to listen and care about your needs.
Len P.Most helpful, most customer friendly, most informative agency imaginable.
- Flora A.
I found that the agent was thorough in his research of finding an insurance company that would serve my needs.
Cindy N.Cheryl's response time was impeccable. She provided more than one option for insurance and provide options to reduce the... read moreCheryl's response time was impeccable. She provided more than one option for insurance and provide options to reduce the premium costs without being asked. Then she also recommended a contractor to provide services that would help reduce premium and then provided the quote extremely quick always checking to make sure I was satisfied and had covered all my bases.
Other providers only gave me the highest priced option and made no mention as to how I could reduce costs. It saved me $1,600 dollars. THANKS CHERYL! read lessWENDY H.I have been using Oyer, Macoviak and Associates for 6+ years. They are so professional, courteous, extremely knowledgable and very... read moreI have been using Oyer, Macoviak and Associates for 6+ years. They are so professional, courteous, extremely knowledgable and very helpful. Highly recommend them! read less
READY FOR THE NEXT STEP-HERE'S HOW IT WORKS
Need an insurance quote? Just fill out our quote form and we will handle the rest.
Let us shop multiple companies so you get the best rate with the best coverages.
After we issue the policy we still handle all the work. Policy changes, claims, applications we handle of it for you.
LET US HANDLE ALL THE WORK WHILE YOU SAVE
Speak with a licensed agent (561) 732-9305
UMBRELLA INSURANCE STARTS WHEN TO OTHERS STOP
Once the liability limits are exhausted on your home, auto, or other policy, your umbrella policy takes over and provides a second layer of protection of at least $1,000,000. Higher limits may also be available. Talk with Oyer, Macoviak and Associate to determine the right amount of coverage for your needs.
Broad Coverages
An umbrella insurance policy also pays some claims not covered by your home, auto, or other underlying insurance. The policy covers not just you, but your spouse and all family members living in your household, anywhere in the world. Legal defense fees are also paid.
The right coverage for you is unique – Oyer, Macoviak and Associates to find out how to protect yourself, your family and your future with the right personal umbrella insurance for you. Just call 561-732-9305 to speak with one of our agents and determine the right coverage for you.
