Umbrella Insurance-What's Peace of Mind Worth to You?
An umbrella policy provides additional layers of liability protection. If the liability limits are exhausted on your home, auto, or other underlying insurance policy, your umbrella insurance policy takes over and provides you with additional protection. The cost is minimal compared to the comfort of knowing you’re covered.
Boynton Beach, Delray Beach, Lake Worth, West Palm Beach, Florida – Do You Have Enough Liability Insurance?
Imagine what would happen if your dog was to bite a neighbor’s child, or if there was an accident on your rental property. What would happen if a fire in your condo spread to other units? If any of these things happened to you, there’s a good chance your current liability limits wouldn’t be adequate to protect your assets, or your future earnings.
Overall Satisfaction Rating
Let Us Shop Your Coverage with 30 Highly-Rated Companies
- Brenda R.
Very efficient & friendly staff. Got all my insurance policies thru them. They did all the researching & found... read moreVery efficient & friendly staff. Got all my insurance policies thru them. They did all the researching & found me the best prices. read less
Roger H.Nice locally owned business - competitive rates too!
Debbie S.My go to Insurance company for all my needs. The staff are wonderful! Very professional and friendly, they even... read moreMy go to Insurance company for all my needs. The staff are wonderful! Very professional and friendly, they even answer the phone; best Customer Service I've received in a very long time read less
- murray h.
While I never had a claim with them, anytime I had a question or concern they were always there for... read moreWhile I never had a claim with them, anytime I had a question or concern they were always there for me, unlike my previous outfit. read less
Pris N.It's great to find an insurance agency that actually cares! The agents make sure we get the best home... read moreIt's great to find an insurance agency that actually cares! The agents make sure we get the best home and auto policies and follow up to ensure we are happy. When we have had a claim, theyweare there to help, not to hinder. Can't recommend them more highly. read less
Thomas A.First year with them. But pleased so far in how i have been treated and charged.
- Murray H.
They always respond to my questions or requests. I haver never made a claim with them but based on my... read moreThey always respond to my questions or requests. I haver never made a claim with them but based on my interactions with them I am very satisfied compared to my previous insurance company. read less
Sharon G.They are the best. Been with them many years for my personal and business policies. I also recommend them to... read moreThey are the best. Been with them many years for my personal and business policies. I also recommend them to all my real estate buyers for their residential insurance needs. Always friendly and helpful service. read less
jacqueline l.We just bought our first house and had to get home owners insurance after several calls to other company’s which... read moreWe just bought our first house and had to get home owners insurance after several calls to other company’s which we were not comfortable with we were referred to Makoviak by my sister in law.Ryan called us back we told him our needs and he did not disappoint. He was polite, professional,and patient, because we had several questions.He sent an estimate through Email and we called him and he explained everything to us. We had other questions after and he responded quickly with phone calls and emails. Thank you so much for your help.Wishing everyone and their family a safe and happy Holiday and Hapoy New Year. J. Lintz / S.Jenks. read less
- Stephen B.
i call on this company for customer service reasons for their own clients,
Kim M.You offer excellent customer service and are proactive in terms of getting competitive quotes for our coverage, which has helped... read moreYou offer excellent customer service and are proactive in terms of getting competitive quotes for our coverage, which has helped us save money on our auto insurance. read less
Pris N.It's great to find an insurance agency that actually cares! Our agent, Cheryl, not only seeks the best insurance... read moreIt's great to find an insurance agency that actually cares! Our agent, Cheryl, not only seeks the best insurance at the lowest rate, but also follows up to make sure everything is as expected. We have used her for home, condo and automobile insurance and have recommended her to friends. Oyer Macoviak has consistently met our needs with courtesy, efficiency and caring. read less
- A G.
We have always been pleased with the service and help with our insurance policies placed through the company. Dealing with... read moreWe have always been pleased with the service and help with our insurance policies placed through the company. Dealing with local businesses has always been more rewarding than using "on line services". read less
Robert R.I have had condominium insurance with Oyer, Macoviak since 2003.
Over this time when I needed their help I have ... read moreI have had condominium insurance with Oyer, Macoviak since 2003.
Over this time when I needed their help I have found them to be courteous,
professional and willing to work with me to resolve the issue. I do not hesitate to recommend them . read lessJust m.Very helpful and friendly staff! They make you feel like you're more than just another customer. Greatly recommend when... read moreVery helpful and friendly staff! They make you feel like you're more than just another customer. Greatly recommend when in search for insurance!Visit Oyer, Macoviak and Associates! You will be highly pleased and satisfied with their service! read less
- Angela C.
I have had nothing but exceptional service from this company. They are friendly and professional, and extremely efficient. I now... read moreI have had nothing but exceptional service from this company. They are friendly and professional, and extremely efficient. I now refer anyone looking for insurance directly to them. read less
Stephen B.i call on this company for customer service reasons for their own clients,
Joe T.Have used Oyer for years for my business insurance. Always have received top notch service. They answer the phone and... read moreHave used Oyer for years for my business insurance. Always have received top notch service. They answer the phone and communicate well. Highly recommend. read less
- Elaine M.
They are very professional and understand what our needs are for insurance. Can always reach someone via phone which... read moreThey are very professional and understand what our needs are for insurance. Can always reach someone via phone which is a plus. It is so convenient having their office right in town. They are also knowledgeable about other state rules and regulations which helps people that split their time in Florida and elsewhere during the year. read less
Creative M.The most efficient & knowledgeable ins. people I know! Give them a try!Family owned & operated right in Boynton too!
Mike V.Professional courteous helpful and responsive service with knowledgeable staff who take the time to listen and care about your needs.
- Len P.
Most helpful, most customer friendly, most informative agency imaginable.
Flora A.I found that the agent was thorough in his research of finding an insurance company that would serve my needs.
Elaine M.They are very professional and understand what our needs are for insurance. Can always reach someone via phone which... read moreThey are very professional and understand what our needs are for insurance. Can always reach someone via phone which is a plus. It is so convenient having their office right in town. They are also knowledgeable about other state rules and regulations which helps people that split their time in Florida and elsewhere during the year. read less
- Deborah A.
The staff is always very helpful and patient!
We have building insurance and a great referral agent on Medical Insurance.Angela C.I have had nothing but exceptional service from this company. They are friendly and professional, and extremely efficient. I now... read moreI have had nothing but exceptional service from this company. They are friendly and professional, and extremely efficient. I now refer anyone looking for insurance directly to them. read less
Laurie B.Oyer, Macoviak is an honest, professional insurance agency. They have always helped me with my insurance needs and return phone... read moreOyer, Macoviak is an honest, professional insurance agency. They have always helped me with my insurance needs and return phone calls, which is very important to me. read less
- Angeline G.
We have been insured by Oyer, Macoviak, and Associates for many, many years. We have had excellent service, and... read moreWe have been insured by Oyer, Macoviak, and Associates for many, many years. We have had excellent service, and feel confident with their coverage in the future. Sam and Angie Militello read less
Len P.Most helpful, most customer friendly, most informative agency imaginable.
Tulla K.We have used Oyer Macoviak for years for insurance for home and cars. They have the best rates. ... read moreWe have used Oyer Macoviak for years for insurance for home and cars. They have the best rates. Also, customer service is excellent and always professional. Family members also use them. read less
READY FOR THE NEXT STEP-HERE'S HOW IT WORKS
Step 1
Need an insurance quote? Just fill out our quote form and we will handle the rest.
Step 2
Let us shop multiple companies so you get the best rate with the best coverages.
Step 3
After we issue the policy we still handle all the work. Policy changes, claims, applications we handle of it for you.
Let Us Handle All the Work While You Save
Speak with a licensed agent (561) 732-9305
Umbrella Insurance Starts When Others Stop
Once the liability limits are exhausted on your home, auto, or other policy, your umbrella policy takes over and provides a second layer of protection of at least $1,000,000. Higher limits may also be available. Talk with Oyer, Macoviak and Associate to determine the right amount of coverage for your needs.
Broad Coverages
An umbrella insurance policy also pays some claims not covered by your home, auto, or other underlying insurance. The policy covers not just you, but your spouse and all family members living in your household, anywhere in the world. Legal defense fees are also paid.
The right coverage for you is unique – Oyer, Macoviak and Associates to find out how to protect yourself, your family, and your future with the right personal umbrella insurance for you. Just call 561-732-9305 to speak with one of our agents and determine the right coverage for you.
