Umbrella Insurance-What's Peace of Mind Worth to You?
An umbrella policy provides additional layers of liability protection. If the liability limits are exhausted on your home, auto, or other underlying insurance policy, your umbrella insurance policy takes over and provides you with additional protection. The cost is minimal compared to the comfort of knowing you’re covered.
Boynton Beach, Delray Beach, Lake Worth, West Palm Beach, Florida – Do You Have Enough Liability Insurance?
Imagine what would happen if your dog was to bite a neighbor’s child, or if there was an accident on your rental property. What would happen if a fire in your condo spread to other units? If any of these things happened to you, there’s a good chance your current liability limits wouldn’t be adequate to protect your assets, or your future earnings.
Overall Satisfaction Rating
Let Us Shop Your Coverage with 30 Highly-Rated Companies
- Barbara R.
Friendly and prompt service. Replied to all inquires!
Creative M.The most efficient & knowledgeable ins. people I know! Give them a try!Family owned & operated right in Boynton too!
robert j.great insurance agent,, rob and cheryl has been very helpful in getting me car, van, and renters insurance at... read moregreat insurance agent,, rob and cheryl has been very helpful in getting me car, van, and renters insurance at a rate that is very good for both! i would highly recomend them for all your insusurance needs! its nice to talk to real persons when you call! they really appreciate your business! read less
- Tashia G.
Exceptional service from quote to binding. Cheryl Macoviak is a competent professional who went above and beyond to take... read moreExceptional service from quote to binding. Cheryl Macoviak is a competent professional who went above and beyond to take care of my insurance needs at the last minute. read less
A G.Best in business with fast and friendly service. I strongly recommend Oyer, Macoviak and Associates for all your insurance needs.
Judith W.Oyer, Macoviak has covered my condo since I bought it in December of 2008. Several years ago my upstairs... read moreOyer, Macoviak has covered my condo since I bought it in December of 2008. Several years ago my upstairs neighbor left her kitchen faucet on and the stopper down. My brand-new kitchen was severely damaged. Oyer and Macoviak helped me recover from the physical and financial damage. They were so kind and helpful from beginning to end. I highly recommend them. read less
- Marianne C.
This company is so fast and friendly to work with. We only had a week and they expedited the paperwork... read moreThis company is so fast and friendly to work with. We only had a week and they expedited the paperwork and even printed our paperwork for us. read less
Ray W.Friendly people, prompt replies. Would highly recommend.
William P.Oyer, Macoviak & Associates is a great insurance company.They do their best to find the right insurance for us.We have... read moreOyer, Macoviak & Associates is a great insurance company.They do their best to find the right insurance for us.We have home & car insurance with them.We would recommend them to everyone.Mrs. William Peterson - Boynton Beach read less
- Sue T.
Oyer, Macoviak and Assoc have worked with us since we bought our home. Then we added car insurance. Any questions... read moreOyer, Macoviak and Assoc have worked with us since we bought our home. Then we added car insurance. Any questions I have had, has been answered in a timely manner. I would recommend them to anyone need home owner or car insurance. read less
Bonnie S.We are extremely happy with Oyer, Macoviak and Associates. We are with them for many years and switched... read moreWe are extremely happy with Oyer, Macoviak and Associates. We are with them for many years and switched ALL our insurance needs over to them. We have recommended them to quite a few people and each and everyone thanked us for the introduction. They have the BEST staff. Everyone is so friendly, knowledgeable and helpful. They take good care of us. read less
michael g.Started our relationship by a long distance phone call for home owners coverage. always available to answer questions. So impressed... read moreStarted our relationship by a long distance phone call for home owners coverage. always available to answer questions. So impressed by the professionalism shown, yet friendly communication, that multiple automobile coverage was added. As a three year client, I highly recommend Oyer, Macoviak and Associates. read less
- Richard P.
They are always there when you need them and they follow up in timely manner. They are always pleasant... read moreThey are always there when you need them and they follow up in timely manner. They are always pleasant to deal with. read less
Melody L.Everything about our experience with Oyer, Macoviak & Associates was great! Great customer service and prompt response to any... read moreEverything about our experience with Oyer, Macoviak & Associates was great! Great customer service and prompt response to any questions!We would recommend this company to everyone! read less
Jack F.
Oyer, Macoviak and Associated has been our insurance agent in excess of ten years. They are always helpful in... read moreOyer, Macoviak and Associated has been our insurance agent in excess of ten years. They are always helpful in finding the best rates for auto and homeowners insurance to meet our needs. Whenever we have a question they are prompt in getting back to us. I highly recommend them for all your insurance needs. read less
- Bonnie S.
We are extremely happy with Oyer, Macoviak and Associates. We are with them for many years and switched... read moreWe are extremely happy with Oyer, Macoviak and Associates. We are with them for many years and switched ALL our insurance needs over to them. We have recommended them to quite a few people and each and everyone thanked us for the introduction. They have the BEST staff. Everyone is so friendly, knowledgeable and helpful. They take good care of us. read less
michael m.We have used the services of Oyer, Macoviak for the past 18 years (through hurricanes and other Florida weather related... read moreWe have used the services of Oyer, Macoviak for the past 18 years (through hurricanes and other Florida weather related incidents). The staff members have always returned our calls and provided sound advice to proceed with all types of insurance matters. Their search for the best rate upon policy renewals has saved us valuable time and effort. We are very satisfied with their services and recommend this agency. read less
Barbara N.We are very impressed with Oyer, Macoviak and Associates insurance agency. They quickly respond to any questions or concerns... read moreWe are very impressed with Oyer, Macoviak and Associates insurance agency. They quickly respond to any questions or concerns we have. They always look for competitive rates when we are renewing our policies and have a wide variety of insurance policies to fit our family's needs. All of the employees we have had dealings with over the years have been courteous and well-informed. read less
- Lynda O.
Oyer, Macoviak and Associates is a professional insurance firm that I highly recommend. They are knowledgeable, courteous and qualified to... read moreOyer, Macoviak and Associates is a professional insurance firm that I highly recommend. They are knowledgeable, courteous and qualified to meet the individual needs of their clients. read less
Stephen B.i call on this company for customer service reasons for their own clients,
Joe T.Have used Oyer for years for my business insurance. Always have received top notch service. They answer the phone and... read moreHave used Oyer for years for my business insurance. Always have received top notch service. They answer the phone and communicate well. Highly recommend. read less
- Abby D.
The staff is a pleasure to work with and are extremely helpful. Transitioning our homeowner's insurance over to Oyer, Macoviak... read moreThe staff is a pleasure to work with and are extremely helpful. Transitioning our homeowner's insurance over to Oyer, Macoviak and Assoc was simple and painless! :) I worked directly with Cheryl and she's a pleasure to deal with! read less
murray h.While I never had a claim with them, anytime I had a question or concern they were always there for... read moreWhile I never had a claim with them, anytime I had a question or concern they were always there for me, unlike my previous outfit. read less
Elaine M.They are very professional and understand what our needs are for insurance. Can always reach someone via phone which... read moreThey are very professional and understand what our needs are for insurance. Can always reach someone via phone which is a plus. It is so convenient having their office right in town. They are also knowledgeable about other state rules and regulations which helps people that split their time in Florida and elsewhere during the year. read less
- Paula P.
I have been very happy with the time and attention that are afforded to me by being insured with... read moreI have been very happy with the time and attention that are afforded to me by being insured with this wonderful company read less
Alan C.Quick response. They seek best price for the insurance I need. I have recommended two families to Oyer, Macoviak and... read moreQuick response. They seek best price for the insurance I need. I have recommended two families to Oyer, Macoviak and Associates, and both are well satisfied read less
joanne m.I was shopping around for Homeowner’s I surance after having a huge increase imposed by current carrier.. I was pleasantly... read moreI was shopping around for Homeowner’s I surance after having a huge increase imposed by current carrier.. I was pleasantly surprised and impressed by the quote I received for even better coverage... Also, the representative, Tom, was professional, friendly and made the transition between companies an easy one. I would highly recommend..... read less
- terri d.
great customer service, informative and helps find the right insurance at a good price
Chelsea E.Oyer, Macoviak and Associates have been so great to me. Very professional and always helpful.
Emily G.Excellent insurance agent.
READY FOR THE NEXT STEP-HERE'S HOW IT WORKS
Step 1
Need an insurance quote? Just fill out our quote form and we will handle the rest.
Step 2
Let us shop multiple companies so you get the best rate with the best coverages.
Step 3
After we issue the policy we still handle all the work. Policy changes, claims, applications we handle of it for you.
Let Us Handle All the Work While You Save
Speak with a licensed agent (561) 732-9305
Umbrella Insurance Starts When Others Stop
Once the liability limits are exhausted on your home, auto, or other policy, your umbrella policy takes over and provides a second layer of protection of at least $1,000,000. Higher limits may also be available. Talk with Oyer, Macoviak and Associate to determine the right amount of coverage for your needs.
Broad Coverages
An umbrella insurance policy also pays some claims not covered by your home, auto, or other underlying insurance. The policy covers not just you, but your spouse and all family members living in your household, anywhere in the world. Legal defense fees are also paid.
The right coverage for you is unique – Oyer, Macoviak and Associates to find out how to protect yourself, your family, and your future with the right personal umbrella insurance for you. Just call 561-732-9305 to speak with one of our agents and determine the right coverage for you.
