UMBRELLA INSURANCE-WHAT'S PEACE OF MIND WORTH TO YOU?

An umbrella policy provides additional layers of liability protection. If the liability limits are exhausted on your home, auto, or other underlying insurance policy, your umbrella insurance policy takes over and provides you with additional protection. The cost is minimal compared to the comfort of knowing you’re covered.

Boynton Beach, Delray Beach, Lake Worth, West Palm Beach, Florida – Do You Have Enough Liability Insurance?

Imagine what would happen if your dog was to bite a neighbor’s child, or if there was an accident on your rental property. What would happen if a fire in your condo spread to other units? If any of these things happened to you, there’s a good chance your current liability limits wouldn’t be adequate to protect your assets, or your future earnings.

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Proudly Represent Oyer, Macoviak and Associate

Speak with a licensed agent

(561) 732-9305

  • Pris N.

    It's great to find an insurance agency that actually cares! Our agent, Cheryl, not only seeks the best insurance... read more

    Just m.

    Very helpful and friendly staff! They make you feel like you're more than just another customer. Greatly recommend when... read more

    Joe T.

    Have used Oyer for years for my business insurance. Always have received top notch service. They answer the phone and... read more

  • Angela C.

    I have had nothing but exceptional service from this company. They are friendly and professional, and extremely efficient. I now... read more

    Abby D.

    The staff is a pleasure to work with and are extremely helpful. Transitioning our homeowner's insurance over to Oyer, Macoviak... read more

    Paula P.

    I have been very happy with the time and attention that are afforded to me by being insured with... read more

  • Stuart M.

    They are on top of all my insurance needs. they advise me when premiums are due, when to change to... read more

    Roger H.

    Nice locally owned business - competitive rates too!

    Mike V.

    Professional courteous helpful and responsive service with knowledgeable staff who take the time to listen and care about your needs.

  • Hendricks E.

    I am a customer for many years with Oyer and Macoviak. I always received excellent information, service and customer service... read more

    A G.

    It's great to find an insurance agency that actually cares! Our agent, Cheryl, not only seeks the best insurance... read more

    Don T.

    Best in business with fast and friendly service. I strongly recommend Oyer, Macoviak and Associates for all your insurance needs.

  • Dan W.

    Hard working very fair professional insurance people .They always go out of the way to provide you with great advice... read more

    Brenda R.

    Very efficient & friendly staff. Got all my insurance policies thru them. They did all the researching & found... read more

    Sharon B.
    positive review 

    The personal service is very appreciated. Extremely knowledgeable about the Insurance Business and everyone we have interacted with has been... read more

  • Paula P.

    I have been very happy with the time and attention that are afforded to me by being insured with... read more

    A G.

    We have always been pleased with the service and help with our insurance policies placed through the company. Dealing with... read more

    Janet K.
    positive review 

    When I call they are always pleasant & very helpful.

  • Marie B.

    If you are looking for an agent that is going to take care of you and your family by making... read more

    Avi F.

    This company embodies what true customer service should be. They are professional and knowledgeable about all issues that relate to... read more

    Barbara N.

    We are very impressed with Oyer, Macoviak and Associates insurance agency. They quickly respond to any questions or concerns... read more

  • A G.

    Very helpful and friendly staff! They make you feel like you're more than just another customer. Greatly recommend when... read more

    Chino M.

    If need insurance call them, they are professional, sincere in helping their clients and potential clients, or email

    philip h.

    We have always been pleased with the service and help with our insurance policies placed through the company. Dealing with... read more

  • Elaine M.

    They are very professional and understand what our needs are for insurance. Can always reach someone via phone which... read more

    Sue T.

    Oyer, Macoviak and Assoc have worked with us since we bought our home. Then we added car insurance. Any questions... read more

    joanne m.

    I was shopping around for Homeowner’s I surance after having a huge increase imposed by current carrier.. I was pleasantly... read more

  • William P.

    Oyer, Macoviak & Associates is a great insurance company.They do their best to find the right insurance for us.We have... read more

    Wayne M.

    Knowledgeable and very easy to deal with. Would highly recommend them.

    Darryl B.

    Professional, good quality service, and responsive to all questions,

READY FOR THE NEXT STEP-HERE'S HOW IT WORKS

Need an insurance quote? Just fill out our quote form and we will handle the rest.

Let us shop multiple companies so you get the best rate with the best coverages.

After we issue the policy we still handle all the work. Policy changes, claims, applications we handle of it for you.

LET US HANDLE ALL THE WORK WHILE YOU SAVE

Speak with a licensed agent (561) 732-9305

UMBRELLA INSURANCE STARTS WHEN TO OTHERS STOP

Once the liability limits are exhausted on your home, auto, or other policy, your umbrella policy takes over and provides a second layer of protection of at least $1,000,000. Higher limits may also be available. Talk with Oyer, Macoviak and Associate to determine the right amount of coverage for your needs.

Broad Coverages

An umbrella insurance policy also pays some claims not covered by your home, auto, or other underlying insurance. The policy covers not just you, but your spouse and all family members living in your household, anywhere in the world. Legal defense fees are also paid.

The right coverage for you is unique – Oyer, Macoviak and Associates to find out how to protect yourself, your family and your future with the right personal umbrella insurance for you. Just call 561-732-9305 to speak with one of our agents and determine the right coverage for you.

UMBRELLA INSURANCE COMPANIES WE PROUDLY REPRESENT

At Oyer, Macoviak and Associates we are not captive to one insurance company so we can shop the different insurance companies to give you the best coverage with the best rate.