UMBRELLA INSURANCE-WHAT'S PEACE OF MIND WORTH TO YOU?

An umbrella policy provides additional layers of liability protection. If the liability limits are exhausted on your home, auto, or other underlying insurance policy, your umbrella insurance policy takes over and provides you with additional protection. The cost is minimal compared to the comfort of knowing you’re covered.

Boynton Beach, Delray Beach, Lake Worth, West Palm Beach, Florida – Do You Have Enough Liability Insurance?

Imagine what would happen if your dog was to bite a neighbor’s child, or if there was an accident on your rental property. What would happen if a fire in your condo spread to other units? If any of these things happened to you, there’s a good chance your current liability limits wouldn’t be adequate to protect your assets, or your future earnings.

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Proudly Represent Oyer, Macoviak and Associate

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(561) 732-9305

  • Patty G.

    I have gotten wonderful service from Macoviak and Associates. They are informed and have always gotten back to me immediately.... read more

    Ena M.

    I spoke to Bobby and he was so helpful and responsive in a matter of minutes. I would really... read more

    Chelsea E.

    Oyer, Macoviak and Associates have been so great to me. Very professional and always helpful.

  • Scuzzymuzzle F.

    As a first time home owner; they were accommodating to our needs and able to find us a policy that... read more

    Chelsea E.

    Oyer, Macoviak and Associates have been so great to me. Very professional and always helpful.

    A G.

    Best in business with fast and friendly service. I strongly recommend Oyer, Macoviak and Associates for all your insurance needs.

  • Doris D.

    Love the staff! Very friendly and helpful! If you need insurance, stop searching - This is the place to go!

    Deborah G.
    positive review 

    Dedication to clients. Oyer, Macoviak always provides timely answers to questions and they find the best insurance rates!

    Bonnie U.

    I have switched agencies twice due to lack of responsiveness. This company is very responsive and their customer communication emails... read more

  • Robert R.

    I have had condominium insurance with Oyer, Macoviak since 2003.Over this time when I needed their help I have ... read more

    Elaine M.

    They are very professional and understand what our needs are for insurance. Can always reach someone via phone which... read more

    Barbara N.

    We are very impressed with Oyer, Macoviak and Associates insurance agency. They quickly respond to any questions or concerns... read more

  • Pris N.

    It's great to find an insurance agency that actually cares! Our agent, Cheryl, not only seeks the best insurance... read more

    Ann M.

    Excellent service and the staff is so accessible and helpful always...
    Thank you to the entire team.....

    Deborah A.

    The staff is always very helpful and patient!
    We have building insurance and a great referral agent on Medical Insurance.

  • Just m.

    Very helpful and friendly staff! They make you feel like you're more than just another customer. Greatly recommend when... read more

    Marie B.

    If you are looking for an agent that is going to take care of you and your family by making... read more

    Becky C.
    positive review 

    The most friendly and helpful insurance company ever! They're happy to help with any request.

  • michael m.

    We have used the services of Oyer, Macoviak for the past 18 years (through hurricanes and other Florida weather related... read more

    Jack F.
    positive review 

    Oyer, Macoviak and Associated has been our insurance agent in excess of ten years. They are always helpful in... read more

    Michael D.

    Very responsive and does a great job of shopping around for the best homeowner's and car insurance policies.

  • Chino M.

    If need insurance call them, they are professional, sincere in helping their clients and potential clients, or email

    michael g.

    Started our relationship by a long distance phone call for home owners coverage. always available to answer questions. So impressed... read more

    sandra l.

    They are the best! I’ve suffered with Geico,
    And Einsurance. Horrid experience with both. A friend recommended her broker to me,...
    read more

  • Fernando R.

    Had a great experience working with Cheryl. She was very patient working on multiple homeowners quotes and has been extremely... read more

    Mike V.

    Professional courteous helpful and responsive service with knowledgeable staff who take the time to listen and care about your needs.

    Len P.

    Most helpful, most customer friendly, most informative agency imaginable.

  • Flora A.

    I found that the agent was thorough in his research of finding an insurance company that would serve my needs.

    Cindy N.

    Cheryl's response time was impeccable. She provided more than one option for insurance and provide options to reduce the... read more

    WENDY H.

    I have been using Oyer, Macoviak and Associates for 6+ years. They are so professional, courteous, extremely knowledgable and very... read more

READY FOR THE NEXT STEP-HERE'S HOW IT WORKS

Need an insurance quote? Just fill out our quote form and we will handle the rest.

Let us shop multiple companies so you get the best rate with the best coverages.

After we issue the policy we still handle all the work. Policy changes, claims, applications we handle of it for you.

LET US HANDLE ALL THE WORK WHILE YOU SAVE

Speak with a licensed agent (561) 732-9305

UMBRELLA INSURANCE STARTS WHEN TO OTHERS STOP

Once the liability limits are exhausted on your home, auto, or other policy, your umbrella policy takes over and provides a second layer of protection of at least $1,000,000. Higher limits may also be available. Talk with Oyer, Macoviak and Associate to determine the right amount of coverage for your needs.

Broad Coverages

An umbrella insurance policy also pays some claims not covered by your home, auto, or other underlying insurance. The policy covers not just you, but your spouse and all family members living in your household, anywhere in the world. Legal defense fees are also paid.

The right coverage for you is unique – Oyer, Macoviak and Associates to find out how to protect yourself, your family and your future with the right personal umbrella insurance for you. Just call 561-732-9305 to speak with one of our agents and determine the right coverage for you.

UMBRELLA INSURANCE COMPANIES WE PROUDLY REPRESENT

At Oyer, Macoviak and Associates we are not captive to one insurance company so we can shop the different insurance companies to give you the best coverage with the best rate.