Umbrella Insurance

Let us Shop Your Coverage with 30 "A" Rated Companies.

Umbrella Insurance-What's Peace of Mind Worth to You?

An umbrella policy provides additional layers of liability protection. If the liability limits are exhausted on your home, auto, or other underlying insurance policy, your umbrella insurance policy takes over and provides you with additional protection. The cost is minimal compared to the comfort of knowing you’re covered.

Boynton Beach, Delray Beach, Lake Worth, West Palm Beach, Florida – Do You Have Enough Liability Insurance?

Imagine what would happen if your dog was to bite a neighbor’s child, or if there was an accident on your rental property. What would happen if a fire in your condo spread to other units? If any of these things happened to you, there’s a good chance your current liability limits wouldn’t be adequate to protect your assets, or your future earnings.

Umbrella Insurance

Insurance Companies We Represent

  • jacqueline l.

    We just bought our first house and had to get home owners insurance after several calls to other company’s which... read more

    Judith W.

    Oyer, Macoviak has covered my condo since I bought it in December of 2008. Several years ago my upstairs... read more

    Joe T.

    Have used Oyer for years for my business insurance. Always have received top notch service. They answer the phone and... read more

  • Emily G.

    Excellent insurance agent.

    Chelsea E.

    Oyer, Macoviak and Associates have been so great to me. Very professional and always helpful.

    Brenda R.

    Very efficient & friendly staff. Got all my insurance policies thru them. They did all the researching & found... read more

  • Kim F.

    I have been a cliënt of Oyer, Macoviak since 2013. Their office is within about a mile and their office... read more

    Eric P.

    Friendly staff efficient honest & fare

    Danelle D.

    Rob made choosing a health care plan so incredibly easy! He is extremely knowledgable and was able to save me... read more

  • Pris N.

    It's great to find an insurance agency that actually cares! Our agent, Cheryl, not only seeks the best insurance... read more

    michael m.

    We have used the services of Oyer, Macoviak for the past 18 years (through hurricanes and other Florida weather related... read more

    Barbara R.

    Friendly and prompt service. Replied to all inquires!

  • Deborah A.

    The staff is always very helpful and patient!
    We have building insurance and a great referral agent on Medical Insurance.

    michael g.

    Started our relationship by a long distance phone call for home owners coverage. always available to answer questions. So impressed... read more

    Barbara N.

    We are very impressed with Oyer, Macoviak and Associates insurance agency. They quickly respond to any questions or concerns... read more

  • Richard P.

    They are always there when you need them and they follow up in timely manner. They are always pleasant... read more

    philip h.

    We have always been pleased with the service and help with our insurance policies placed through the company. Dealing with... read more

    Nelson C.

    I reshop my home insurance every 3 years. 2 years, I received a very competitive quote from Oyer. ... read more

  • Paula G.

    My husband and I have been using Oyer ad Mcoviak for 26 years. Our experiences have been nothing but the... read more

    Chelsea E.

    Oyer, Macoviak and Associates have been so great to me. Very professional and always helpful.

    Bill B.

    The whole crew at O,M & Assoc. are great! Very responsive to our needs and lots of helpful ideas so... read more

  • Leslie K.

    Great local agency - excellent service! Sophia went above & beyond!
    Leslie Knowles on behalf of Paula Marsh

    Beverly K.

    I have been a client for many years. The staff is pleasant and efficient. They always find the best companies... read more

    Jerry L.
    positive review 

    They are always willing to take time with me with whatever question I may have. They will get me... read more

  • Angeline G.

    We have been insured by Oyer, Macoviak, and Associates for many, many years. We have had excellent service, and... read more

    Allan C.

    They have always provided me with quick service that is high quality. I appreciate their attention to my insurance requests.

    Milo M.

    Professional, competent and responsive at every step.

  • Angela C.

    I have had nothing but exceptional service from this company. They are friendly and professional, and extremely efficient. I now... read more

    Edie B.

    I appreciated their expertise in finding us the best policy for the money when we needed it. We have both... read more

    Flora A.

    I found that the agent was thorough in his research of finding an insurance company that would serve my needs.

Let Us Handle All the Work While You Save

Speak with a licensed agent (561) 732-9305

Umbrella Insurance Starts When Others Stop

Once the liability limits are exhausted on your home, auto, or other policy, your umbrella policy takes over and provides a second layer of protection of at least $1,000,000. Higher limits may also be available. Talk with Oyer, Macoviak and Associate to determine the right amount of coverage for your needs.

Broad Coverages

An umbrella insurance policy also pays some claims not covered by your home, auto, or other underlying insurance. The policy covers not just you, but your spouse and all family members living in your household, anywhere in the world. Legal defense fees are also paid.

The right coverage for you is unique – Oyer, Macoviak and Associates to find out how to protect yourself, your family, and your future with the right personal umbrella insurance for you. Just call 561-732-9305 to speak with one of our agents and determine the right coverage for you.

Umbrella Insurance Companies We Proudly Represent

At Oyer, Macoviak and Associates we are not captive to one insurance company so we can shop the different insurance companies to give you the best coverage with the best rate.