UMBRELLA INSURANCE
Insurance coverage for your Personal and Business needs...
Let Us Shop Your Coverage with 30 "A" Rated Companies
UMBRELLA INSURANCE-WHAT'S PEACE OF MIND WORTH TO YOU?
An umbrella policy provides additional layers of liability protection. If the liability limits are exhausted on your home, auto, or other underlying insurance policy, your umbrella insurance policy takes over and provides you with additional protection. The cost is minimal compared to the comfort of knowing you’re covered.
Boynton Beach, Delray Beach, Lake Worth, West Palm Beach, Florida – Do You Have Enough Liability Insurance?
Imagine what would happen if your dog was to bite a neighbor’s child, or if there was an accident on your rental property. What would happen if a fire in your condo spread to other units? If any of these things happened to you, there’s a good chance your current liability limits wouldn’t be adequate to protect your assets, or your future earnings.
Overall Satisfaction Rating
Let Us Shop Your Coverage with 30 Highly-Rated Companies
- Terry K.
Fantastic Rates and Service. We have already been recommending Oyer, Macoviak & Associates to Friends and Business Associates.
Angeline G.We have been insured by Oyer, Macoviak, and Associates for many, many years. We have had excellent service, and... read moreWe have been insured by Oyer, Macoviak, and Associates for many, many years. We have had excellent service, and feel confident with their coverage in the future. Sam and Angie Militello read less
Rebecca H.So professional from the person answering the phone to the agent that helped us with our auto policy. Marie was... read moreSo professional from the person answering the phone to the agent that helped us with our auto policy. Marie was always quick to respond and answered all our questions. Plus we saved money. Looking forward to moving our homeowners insurance to them also. read less
- Elaine M.
They are very professional and understand what our needs are for insurance. Can always reach someone via phone which... read moreThey are very professional and understand what our needs are for insurance. Can always reach someone via phone which is a plus. It is so convenient having their office right in town. They are also knowledgeable about other state rules and regulations which helps people that split their time in Florida and elsewhere during the year. read less
Hendricks E.I am a customer for many years with Oyer and Macoviak. I always received excellent information, service and customer service... read moreI am a customer for many years with Oyer and Macoviak. I always received excellent information, service and customer service from the entire staff.
Marie W. is my agent for many years and explains all my insurance needs and the best pricing. Marie always goes the extra mile! read lessMike V.Professional courteous helpful and responsive service with knowledgeable staff who take the time to listen and care about your needs.
- Roger H.
Nice locally owned business - competitive rates too!
Pris N.It's great to find an insurance agency that actually cares! Our agent, Cheryl, not only seeks the best insurance... read moreIt's great to find an insurance agency that actually cares! Our agent, Cheryl, not only seeks the best insurance at the lowest rate, but also follows up to make sure everything is as expected. We have used her for home, condo and automobile insurance and have recommended her to friends. Oyer Macoviak has consistently met our needs with courtesy, efficiency and caring. read less
michael m.We have used the services of Oyer, Macoviak for the past 18 years (through hurricanes and other Florida weather related... read moreWe have used the services of Oyer, Macoviak for the past 18 years (through hurricanes and other Florida weather related incidents). The staff members have always returned our calls and provided sound advice to proceed with all types of insurance matters. Their search for the best rate upon policy renewals has saved us valuable time and effort. We are very satisfied with their services and recommend this agency. read less
- Edie W.
If you are in the market for an insurance company I would highly recommend this company. We have been with... read moreIf you are in the market for an insurance company I would highly recommend this company. We have been with them for several years and have been very satisfied with the coverage and the price. Rob Macoviak is our agent and he is great! We have referred some of our friends and they also decided to go with this agency and have been equally pleased. read less
Ray W.Friendly people, prompt replies. Would highly recommend.
Nancie G.Oyer, Macoviak and Associates is a family operated full service insurance company that handles insurance with much expertise and they... read moreOyer, Macoviak and Associates is a family operated full service insurance company that handles insurance with much expertise and they always find the best rates and they are very knowlegable. read less
- Abby D.
The staff is a pleasure to work with and are extremely helpful. Transitioning our homeowner's insurance over to Oyer, Macoviak... read moreThe staff is a pleasure to work with and are extremely helpful. Transitioning our homeowner's insurance over to Oyer, Macoviak and Assoc was simple and painless! 🙂 I worked directly with Cheryl and she's a pleasure to deal with! read less
Sharon G.They are the best. Been with them many years for my personal and business policies. I also recommend them to... read moreThey are the best. Been with them many years for my personal and business policies. I also recommend them to all my real estate buyers for their residential insurance needs. Always friendly and helpful service. read less
Louise D. They are always there to help
- Chino M.
If need insurance call them, they are professional, sincere in helping their clients and potential clients, or email
Stephen B.i call on this company for customer service reasons for their own clients,
sandra l.They are the best! I’ve suffered with Geico,
And Einsurance. Horrid experience with both. A friend recommended her broker to me,... read moreThey are the best! I’ve suffered with Geico,
And Einsurance. Horrid experience with both. A friend recommended her broker to me, he has since retired, but all is great now. I go straight to the office or call and everyone is great. Highly recommend. They have been in business for years and are very well known. read less - Barbara N.
We are very impressed with Oyer, Macoviak and Associates insurance agency. They quickly respond to any questions or concerns... read moreWe are very impressed with Oyer, Macoviak and Associates insurance agency. They quickly respond to any questions or concerns we have. They always look for competitive rates when we are renewing our policies and have a wide variety of insurance policies to fit our family's needs. All of the employees we have had dealings with over the years have been courteous and well-informed. read less
Wayne M.Knowledgeable and very easy to deal with. Would highly recommend them.
Joe T.Have used Oyer for years for my business insurance. Always have received top notch service. They answer the phone and... read moreHave used Oyer for years for my business insurance. Always have received top notch service. They answer the phone and communicate well. Highly recommend. read less
- Allan C.
They have always provided me with quick service that is high quality. I appreciate their attention to my insurance requests.
Kim M.You offer excellent customer service and are proactive in terms of getting competitive quotes for our coverage, which has helped... read moreYou offer excellent customer service and are proactive in terms of getting competitive quotes for our coverage, which has helped us save money on our auto insurance. read less
HarryZuckBest insurance company ever. Always there for you.
- A G.
It's great to find an insurance agency that actually cares! Our agent, Cheryl, not only seeks the best insurance... read moreIt's great to find an insurance agency that actually cares! Our agent, Cheryl, not only seeks the best insurance at the lowest rate, but also follows up to make sure everything is as expected. We have used her for home, condo and automobile insurance and have recommended her to friends. Oyer Macoviak has consistently met our needs with courtesy, efficiency and caring. read less
Angela C.I have had nothing but exceptional service from this company. They are friendly and professional, and extremely efficient. I now... read moreI have had nothing but exceptional service from this company. They are friendly and professional, and extremely efficient. I now refer anyone looking for insurance directly to them. read less
- Bobby J.
very professional rob, cheryl, and all the associates really care about there customers! i have never had a insurance... read morevery professional rob, cheryl, and all the associates really care about there customers! i have never had a insurance agency like this ,, give them a call read less
HarryZuckBest insurance company ever. Always there for you.
Stephen B.i call on this company for customer service reasons for their own clients,
READY FOR THE NEXT STEP-HERE'S HOW IT WORKS
Need an insurance quote? Just fill out our quote form and we will handle the rest.
Let us shop multiple companies so you get the best rate with the best coverages.
After we issue the policy we still handle all the work. Policy changes, claims, applications we handle of it for you.
LET US HANDLE ALL THE WORK WHILE YOU SAVE
Speak with a licensed agent (561) 732-9305
UMBRELLA INSURANCE STARTS WHEN TO OTHERS STOP
Once the liability limits are exhausted on your home, auto, or other policy, your umbrella policy takes over and provides a second layer of protection of at least $1,000,000. Higher limits may also be available. Talk with Oyer, Macoviak and Associate to determine the right amount of coverage for your needs.
Broad Coverages
An umbrella insurance policy also pays some claims not covered by your home, auto, or other underlying insurance. The policy covers not just you, but your spouse and all family members living in your household, anywhere in the world. Legal defense fees are also paid.
The right coverage for you is unique – Oyer, Macoviak and Associates to find out how to protect yourself, your family and your future with the right personal umbrella insurance for you. Just call 561-732-9305 to speak with one of our agents and determine the right coverage for you.
