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Oyer, Macoviak and Associates Insurance
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Oyer, Macoviak and Associates Insurance

Since 1953

Life Insurance

Since 1953 we have helped thousands of clients to save money on life insurance while we do all the work. Let us shop your policy with over “30” rated companies.



4.8 Stars - Based on 1003 Reviews
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or Call (561) 732-9305

Testimonials

Why People are Choosing us

  • Beverly Kast Avatar
    Beverly K.
    positive review 
    - Facebook
    They find the best companies with the lowest premiums. The staff is very helpful and pleasant. I had a claim... read moreThey find the best companies with the lowest premiums. The staff is very helpful and pleasant. I had a claim and they took care of it immediately. They are the best read less
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    Susan Graham Avatar
    Susan G.
    - Google
    Always timely, responsive and friendly
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    Bobby Johnson Avatar
    Bobby J.
    - Facebook
    very professional rob, cheryl, and all the associates really care about there customers! i have never had a insurance... read morevery professional rob, cheryl, and all the associates really care about there customers! i have never had a insurance agency like this ,, give them a call read less
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  • Barbara Ness Avatar
    Barbara N.
    - Google
    We are very impressed with Oyer, Macoviak and Associates insurance agency. They quickly respond to any questions or concerns... read moreWe are very impressed with Oyer, Macoviak and Associates insurance agency. They quickly respond to any questions or concerns we have. They always look for competitive rates when we are renewing our policies and have a wide variety of insurance policies to fit our family's needs. All of the employees we have had dealings with over the years have been courteous and well-informed. read less
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    Marie Brauer Williams Avatar
    Marie B.
    - Facebook
    If you are looking for an agent that is going to take care of you and your family by making... read moreIf you are looking for an agent that is going to take care of you and your family by making sure you are protected then Oyer, Macoviak and Associates is your agency! They do all the work. They are professional and easy to work with. read less
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    Carmela Jacobitti Avatar
    Carmela J.
    - Google
    I searched frantically for days to get home insurance-even my previous agency made it difficult! Your agency is local and... read moreI searched frantically for days to get home insurance-even my previous agency made it difficult! Your agency is local and made it easy and efficient! Thank you read less
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  • Rebecca Holechek Avatar
    Rebecca H.
    - Facebook
    So professional from the person answering the phone to the agent that helped us with our auto policy. Marie was... read moreSo professional from the person answering the phone to the agent that helped us with our auto policy. Marie was always quick to respond and answered all our questions. Plus we saved money. Looking forward to moving our homeowners insurance to them also. read less
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    John Duckworth Avatar
    John D.
    - Google
    I’ve used Oyer Ins for many years now They have given me the best rates available for both personal and... read moreI’ve used Oyer Ins for many years now They have given me the best rates available for both personal and business insurance on my vehicles Bridget does an outstanding job answering the many questions I’ve had Their customer/client services are impeccable Thanks Oyer read less
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    Sharon Brauer Avatar
    Sharon B.
    positive review 
    - Facebook
    The personal service is very appreciated. Extremely knowledgeable about the Insurance Business and everyone we have interacted with has been... read moreThe personal service is very appreciated. Extremely knowledgeable about the Insurance Business and everyone we have interacted with has been very helpful! read less
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  • Kathryn Skop Avatar
    Kathryn S.
    - Google
    Excellent company! Been with them for years and will continue to do so. Great staff, always calls you back promptly.
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    Una Galligan Avatar
    Una G.
    - Facebook
    I want to let every know that this company is the most wonderful company to do business with
    I got...
    read moreI want to let every know that this company is the most wonderful company to do business with
    I got my insurence from them 2012
    We found the staff friendly professional and all so helpful
    We had some very horrifcie experence with other insurance company in Boynton Beach. I am very glad I was recommended to Oyer, Macoviak and Associates
    Martin and Una Galligan
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    Sharon Grcevic Avatar
    Sharon G.
    - Facebook
    They are the best. Been with them many years for my personal and business policies. I also recommend them to... read moreThey are the best. Been with them many years for my personal and business policies. I also recommend them to all my real estate buyers for their residential insurance needs. Always friendly and helpful service. read less
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  • Stuart M Sims Avatar
    Stuart M.
    - Facebook
    They are on top of all my insurance needs. they advise me when premiums are due, when to change to... read moreThey are on top of all my insurance needs. they advise me when premiums are due, when to change to another insurance company due to one with a better rate or when a company is downgraded. I would highly recommend them read less
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    Kenneth Tobin Avatar
    Kenneth T.
    - Google
    GREAT customer service. They are always there to help
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    Annette Casey Avatar
    Annette C.
    positive review 
    - Facebook
    I love dealing locally and Oyer, Macoviak and Associates make it a pleasure. They are extremely knowledgeable and professional while... read moreI love dealing locally and Oyer, Macoviak and Associates make it a pleasure. They are extremely knowledgeable and professional while providing great value. They were easily able to answer all my questions and instilled a sense of confidence that just felt Good! read less
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  • Steven Rothenberg Avatar
    Steven R.
    - Google
    Excellent attention to detail and follow up with Oyer Macoviak.
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    Leslie Knowles Avatar
    Leslie K.
    - Facebook
    Great local agency - excellent service! Sophia went above & beyond!
    Leslie Knowles on behalf of Paula Marsh
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    Murray Hyman Avatar
    Murray H.
    - Facebook
    They always respond to my questions or requests. I haver never made a claim with them but based on my... read moreThey always respond to my questions or requests. I haver never made a claim with them but based on my interactions with them I am very satisfied compared to my previous insurance company. read less
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  • Glenn Neadley Avatar
    Glenn N.
    - Google
    Cost Effective and Professional.
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    Bill Bowser Avatar
    Bill B.
    - Facebook
    The whole crew at O,M & Assoc. are great! Very responsive to our needs and lots of helpful ideas so... read moreThe whole crew at O,M & Assoc. are great! Very responsive to our needs and lots of helpful ideas so we can improve our insurance and lower our premiums. Super to work with. read less
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    Richard Price Avatar
    Richard P.
    - Google
    They are always there when you need them and they follow up in timely manner. They are always pleasant... read moreThey are always there when you need them and they follow up in timely manner. They are always pleasant to deal with. read less
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  • Charlotte & Jerry Garfinkle Avatar
    Charlotte &.
    - Google
    Very easy to work with. Straight answers the first time. Premium was very good. Real savings.
    Google Logo
    Wane Kuhns Avatar
    Wane K.
    - Google
    When I contacted them they responded quickly and were very helpful. Competitive pricing. Easy to work with.
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    Marianne Caldarone Avatar
    Marianne C.
    - Facebook
    This company is so fast and friendly to work with. We only had a week and they expedited the paperwork... read moreThis company is so fast and friendly to work with. We only had a week and they expedited the paperwork and even printed our paperwork for us. read less
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  • Matthew Merlis Avatar
    Matthew M.
    - Google
    They worked with me & got me a great rate with a top notch, nationally recognized carrier. Wonderful to work... read moreThey worked with me & got me a great rate with a top notch, nationally recognized carrier. Wonderful to work with & have & will refer others to their agency. read less
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    Barbara Rubin Byer Avatar
    Barbara R.
    - Facebook
    Friendly and prompt service. Replied to all inquires!
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    Denise Picard Avatar
    Denise P.
    - Google
    Oyer & Macoviak Insurance in Boynton Beach FL is a great company to do business with. I recently renewed my... read moreOyer & Macoviak Insurance in Boynton Beach FL is a great company to do business with. I recently renewed my automobile insurance, and they save me $400. The staff is pleasant and very knowledgeable. read less
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  • Maryellen Helberg Avatar
    Maryellen H.
    - Google
    Excellent service! All our questions were addressed in a very efficient manner. We feel very confident and well protected with... read moreExcellent service! All our questions were addressed in a very efficient manner. We feel very confident and well protected with our policy. I highly recommend for all your insurance needs! read less
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    Patricia Cali Avatar
    Patricia C.
    - Google
    Customer service was outstanding. Thx Ryan for your efficiency and professionalism. Will do more business with the group in the... read moreCustomer service was outstanding. Thx Ryan for your efficiency and professionalism. Will do more business with the group in the future and would highly recommend them to friends and family. read less
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    Myra Elmore Avatar
    Myra E.
    - Google
    Very efficient and helpful. Saved me money.
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about our company

Life Insurance Coverage for More than 60 Years

When it comes to life insurance, it’s important to have the right coverage in place. Oyer, Macoviak and Associates can help you find the right policy to fit your needs, so you can rest assured that your loved ones are taken care of.

Life insurance is an important part of financial planning, and with Oyer, Macoviak and Associates, you can be sure that you’re getting the best possible coverage. We’ll work with you to make sure that your policy meets your needs both now and, in the future, so you can focus on what’s most important – enjoying your life.

Don’t leave the future of your family to chance. Contact Oyer, Macoviak and Associates today and let us help you find the right life insurance policy for you.

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What is life insurance and how does it work
Life Insurance

What is life insurance and how does it work

Robert Macoviak 01/26/202301/26/2023 Reading Time: 4 minutes

Life insurance is one of those things that most people know they need, but few understand exactly how it works. In short, life insurance is a contract between you and an insurance company in which you pay premiums, and the insurer agrees to pay out a sum of money to your beneficiaries in the event…

Read More What is life insurance and how does it workContinue

How Much Does Life Insurance Cost
Life Insurance

How Much Does Life Insurance Cost?

Robert Macoviak 10/25/202210/25/2022 Reading Time: 7 minutes

You may be wondering how much life insurance really costs. The answer depends on a variety of factors, including your age, health, and the type of policy you choose. In this blog post, we’ll break down the different types of insurance and what you can expect to pay for each one. How much does life…

Read More How Much Does Life Insurance Cost?Continue

The 3 Main Types of Life Insurance
Life Insurance

The 3 Main Types of Life Insurance

Robert Macoviak 10/21/202210/21/2022 Reading Time: 5 minutes

The 3 Main Types of Life Insurance Many people think of life insurance to help their loved ones financially in the event of their death. While that is one important use for life insurance, it is not the only one. In fact, there are three main types of insurance, each with its own set of…

Read More The 3 Main Types of Life InsuranceContinue

Life Insurance

69+

Years in Business

Let Us shop your policy with over 30 “A” rated companies.


our experience

Save Up to 30%

Making sure you and your loved ones are taken care of financially in the event of your death is one of the most important things you can do. Yet, for many people, life insurance is something that falls by the wayside. You think you don’t need it because you’re young and healthy. Or you just haven’t gotten around to it because it seems like a daunting task.

But the truth is, life insurance is one of the smartest investments you can make. And with Oyer, Macoviak and Associates, it’s easy to find a policy that’s right for you.

Oyer, Macoviak and Associates has been helping people find the right life insurance coverage for over 60 years. We know that each person’s needs are unique, which is why we take the time to get to know you and your situation before recommending a policy.

When you work with us, you can be confident that you’re getting the best possible coverage at a price that fits your budget. We also offer ongoing support to make sure that your policy continues to meet your needs as your life changes.

Don’t wait any longer to get the peace of mind that comes with knowing you and your loved ones are taken care of financially. Contact Oyer, Macoviak and Associates today to learn more about our life insurance options.


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FAQ life insurance

Why Do Business with us?

As a local insurance agency (Boynton Beach, Florida) we take the time to cater to our customer’s policies to create the correct policy for them. Our team of agents is dedicated to help you protect you, your loved ones, and your business. Our office can handle any risk in Florida. In addition, our office is a Trusted Choice Insurance Agency (Independent Insurance Agent).

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Life insurance is a contract between you and a life insurer, which pays out a sum of money if something happens to you.

A common reason for having life insurance is to ensure your dependents (spouse or children) are provided for financially after you die. Life insurers will typically pay out lump sums or monthly installments over time, depending on the circumstances.

Income protection replaces your income if you can’t work because of illness, injury, or pregnancy. Like life insurance, there are two main types: term and permanent (or disability). For example, a term policy will pay you an income for up to a set period if you fall ill or become injured.

There are a few main types: loose term, attached life and whole of life. There’s also an option called temporary income protection which will pay out for a certain period only (often 12 months). The choice you make depends on your circumstances, including how much cover you need, the length of time you want to cover and what your budget is.

This depends on several factors, such as age and life expectancy; whether you have dependents; and your financial commitments (mortgage payments, children’s education etc). It’s also a good idea to factor in funeral costs. In some cases, your life insurer might require you to take out other types of insurance cover before they will issue you with a life policy.

Yes. And as well as the usual reasons (if you have had a recent health or lifestyle change, for example), there are some things that may make it difficult to get cover. If you’ve declared bankruptcy or made an insurance claim in the last five years; if you haven’t been paying off your mortgage and your lender has told you, they’ll repossess the property; or if you’ve been convicted of a criminal offence and are waiting for your sentence to be decided.

You will normally nominate a beneficiary or beneficiaries, sometimes more than one. You can choose anyone you like, such as your children or a friend. You’ll also need to give some thought into how the proceeds should be paid out. For example, if you nominated your spouse as the beneficiary, they will get the lump sum payment (rather than monthly installments). This might affect their lifestyle but could be more useful in some circumstances.


Since 1953

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561-732-9305

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About Us:
Oyer, Macoviak and Associates
1903 South Congress Ave Ste 350
Boynton Beach, FL 33426
Phone: 561-732-9305
Toll Free: 800-397-8780
Fax: 561-364-9848
Email: info@oyerinsurance.com

Office Hours:
Monday to Friday 8:30 AM to 5:00 PM

We offer a live after-hours claim service, which makes sure that you are always taken care of. You can also go online and view, make changes or report a new claim with our client portal.

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