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Oyer, Macoviak and Associates Insurance
Phone 561-732-9305service@oyerinsurance.com
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Oyer, Macoviak and Associates Insurance

Since 1953

Street Legal Golf Cart Insurance

Since 1953 we have helped thousands of clients to save money on street legal golf cart insurance while we do all the work. Let us shop your policy with over “30” rated companies.

4.8 Stars - Based on 1089 Reviews
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or Call (561) 732-9305

Testimonials

Why People are Choosing us

  • Ann Messina Avatar
    Ann M.
    - Facebook
    Excellent service and the staff is so accessible and helpful always...
    Thank you to the entire team.....
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    Leslie Knowles Avatar
    Leslie K.
    - Facebook
    Great local agency - excellent service! Sophia went above & beyond!
    Leslie Knowles on behalf of Paula Marsh
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    Marianne Caldarone Avatar
    Marianne C.
    - Facebook
    This company is so fast and friendly to work with. We only had a week and they expedited the paperwork... read moreThis company is so fast and friendly to work with. We only had a week and they expedited the paperwork and even printed our paperwork for us. read less
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  • Igor Cherkassky Avatar
    Igor C.
    - Google
    Thank you for your service.....
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    Susan Graham Avatar
    Susan G.
    - Google
    Always timely, responsive and friendly
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    Elisa Wade Avatar
    Elisa W.
    positive review 
    - Facebook
    Oyer, Macoviak and Associates have always gone the extra mile to provide me with the right coverage for my needs... read moreOyer, Macoviak and Associates have always gone the extra mile to provide me with the right coverage for my needs . They not only have helped me with my personal insurance needs, but helped me secure coverage for my clients as well. Rob, Christian and their team are very knowledgeable. They are there to demystify the insurance process for you. They go over your needs and risks, and then help you find the best coverage within your budget. They take care of their clients, plain and simple. read less
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  • Linda Mead Avatar
    Linda M.
    - Facebook
    Highly recommend “Oyer”!!! They are all knowledgeable and efficient. AND there’s a bonus - they answer their phones and... read moreHighly recommend “Oyer”!!! They are all knowledgeable and efficient. AND there’s a bonus - they answer their phones and return phone calls immediately. read less
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    Carol Pease Avatar
    Carol P.
    - Google
    Excellent service, integretity, knowledge and friendly.
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    Barbara Rubin Byer Avatar
    Barbara R.
    - Facebook
    Friendly and prompt service. Replied to all inquires!
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  • Beverly Kast Avatar
    Beverly K.
    positive review 
    - Facebook
    They find the best companies with the lowest premiums. The staff is very helpful and pleasant. I had a claim... read moreThey find the best companies with the lowest premiums. The staff is very helpful and pleasant. I had a claim and they took care of it immediately. They are the best read less
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    Deborah Anderson Holthouse Avatar
    Deborah A.
    - Facebook
    The staff is always very helpful and patient!
    We have building insurance and a great referral agent on Medical Insurance.
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    Kathryn Skop Avatar
    Kathryn S.
    - Google
    Excellent company! Been with them for years and will continue to do so. Great staff, always calls you back promptly.
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  • Jim East Avatar
    Jim E.
    - Google
    Cheryl was very helpful. She clued me in that I’ve been driving all year without compensation. Wonder why Geico is... read moreCheryl was very helpful. She clued me in that I’ve been driving all year without compensation. Wonder why Geico is cheaper last year read less
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    Nancie Gilman-Tarnowski Avatar
    Nancie G.
    - Facebook
    Oyer, Macoviak and Associates is a family operated full service insurance company that handles insurance with much expertise and they... read moreOyer, Macoviak and Associates is a family operated full service insurance company that handles insurance with much expertise and they always find the best rates and they are very knowlegable. read less
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    Brenda Russo Avatar
    Brenda R.
    - Facebook
    Very efficient & friendly staff. Got all my insurance policies thru them. They did all the researching & found... read moreVery efficient & friendly staff. Got all my insurance policies thru them. They did all the researching & found me the best prices. read less
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  • Doris Dejesus Avatar
    Doris D.
    - Facebook
    Love the staff! Very friendly and helpful! If you need insurance, stop searching - This is the place to go!
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    Hollie McCann Avatar
    Hollie M.
    - Google
    Oyer Macoviak and Associates are all very knowledgeable, courteous. They take time to find you the best way quote... read moreOyer Macoviak and Associates are all very knowledgeable, courteous. They take time to find you the best way quote to fit your needs. I would highly recommend them to anyone who wants someone who is honest and you can feel they have your best interests. read less
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    Kyle Cohen Avatar
    Kyle C.
    - Google
    My realtor suggested that I call Oyer, Macoviak and Associates for a homeowners' insurance quote. The agent who took... read moreMy realtor suggested that I call Oyer, Macoviak and Associates for a homeowners' insurance quote. The agent who took my call, Bobby Yonta, asked all the necessary questions about the property and me and returned a quote very quickly. He followed up with me as my closing date got extended and closed the deal with the lowest price of all the quotes I reached out for. I'm happy to be one of Oyer, Macoviak's new customers and suggest that anyone who wants great, professional and friendly service call them! read less
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  • Patty Guttman Wolbe Avatar
    Patty G.
    - Facebook
    I have gotten wonderful service from Macoviak and Associates. They are informed and have always gotten back to me immediately.... read moreI have gotten wonderful service from Macoviak and Associates. They are informed and have always gotten back to me immediately. They also found me the best prices. For these reasons, I recommend them and will continue doing business with this company. read less
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    Howard Atlas Avatar
    Howard A.
    - Google
    I was referred to Cheryl Macoviak by a friend as I was looking for homeowners insurance for my home in... read moreI was referred to Cheryl Macoviak by a friend as I was looking for homeowners insurance for my home in Boca Raton, Florida. I was impressed with Cheryl's expertise, friendliness, and prompt communication. She was patient and gave practical advice. I would highly recommend the services of this agency without any hesitation. Very positive experience!! read less
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    Sandra Bogitch Avatar
    Sandra B.
    - Facebook
    Excellent company to deal with. Personal service is A+. They return phone calls and will answer questions with knowledge and explanations.
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  • Becky Castor Avatar
    Becky C.
    positive review 
    - Facebook
    The most friendly and helpful insurance company ever! They're happy to help with any request.
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    Bill Bowser Avatar
    Bill B.
    - Facebook
    The whole crew at O,M & Assoc. are great! Very responsive to our needs and lots of helpful ideas so... read moreThe whole crew at O,M & Assoc. are great! Very responsive to our needs and lots of helpful ideas so we can improve our insurance and lower our premiums. Super to work with. read less
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    Peter Nachtigal Avatar
    Peter N.
    - Google
    I am very pleased with Oyer,Macoviak and associates they found the best rates for my auto & homeowners policies.I ... read moreI am very pleased with Oyer,Macoviak and associates they found the best rates for my auto & homeowners policies.I would recommend this agency to friends & family for any of your insurance needs. read less
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  • Janet Khouri Avatar
    Janet K.
    positive review 
    - Facebook
    When I call they are always pleasant & very helpful.
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    david boddy Avatar
    david b.
    - Google
    These folks listen to your needs and then find the proper coverage to meet those needs. They provide sound practical... read moreThese folks listen to your needs and then find the proper coverage to meet those needs. They provide sound practical advice. They treat you as a valued client. read less
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    Sharon Brauer Avatar
    Sharon B.
    positive review 
    - Facebook
    The personal service is very appreciated. Extremely knowledgeable about the Insurance Business and everyone we have interacted with has been... read moreThe personal service is very appreciated. Extremely knowledgeable about the Insurance Business and everyone we have interacted with has been very helpful! read less
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  • Deborah Guller Avatar
    Deborah G.
    positive review 
    - Facebook
    Dedication to clients. Oyer, Macoviak always provides timely answers to questions and they find the best insurance rates!
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    Peter Armour Avatar
    Peter A.
    - Google
    They have always been responsive to questions and offer alternatives when required to ensure best possible coverage.
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    Una Galligan Avatar
    Una G.
    - Facebook
    I want to let every know that this company is the most wonderful company to do business with
    I got...
    read moreI want to let every know that this company is the most wonderful company to do business with
    I got my insurence from them 2012
    We found the staff friendly professional and all so helpful
    We had some very horrifcie experence with other insurance company in Boynton Beach. I am very glad I was recommended to Oyer, Macoviak and Associates
    Martin and Una Galligan
    read less
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about our company

Street Legal Golf Cart Insurance Coverage for More than 60 Years

Purchasing a street legal golf cart might make you think that the danger ends there, but it doesn’t. In fact, if your purchase is not appropriately insured then it can lead to thousands of dollars in losses from an accident. Many streets legal golf cart owners do not know that it is mandatory to have coverage in Florida. 

While you’re out on the golf cart, keep in mind that there are numerous things to watch for. Make sure you’re covered and pay attention to the many elements of your street legal golf cart’s exposure.

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Progressive Insurance Company
Hartford Insurance Company
Allstate Insurance Company
Travelers Insurance Company
Safeco Insurance Company
Mercury Insurance Company
Florida Family Insurance Company
Universal Property Insurance Company

main REASONs TO CHOOSE US

Why Oyer, Macoviak and Associates for Street Legal Golf Cart Insurance?

Choice Street Legal Golf Cart Insurance Options

Choice

We have access to multiple companies with a range of products.

Easy Street Legal Golf Cart Insurance

Easy

We can easily switch you from company to company without hassle.

Unbiased Street Legal Golf Cart Insurance

Unbiased

We are unbiased and objective, you know you have the right plan for you.

Street Legal Golf Cart

69+

Years in Business

Let Us shop your policy with over 30 “A” rated companies.


our experience

Save Up to 30%

Below are some insurance coverages to consider for street legal golf carts.

Bodily Injury Coverage: Bodily injury coverage is required in Florida for street legal golf carts. It is important to understand the requirements of the law and buy enough golf cart insurance to meet them.

Property Damage Liability: This coverage deals with damage caused to another person’s property.

Uninsured and Underinsured Motorist Coverage: This coverage compensates you and your family if an uninsured or underinsured motorist causes injuries to you.

Personal Injury Protection: Personal injury protection covers injuries sustained by the owner and passengers.

Medical Payments: This coverage pays for medical expenses regardless of who is at fault for an accident.

Collision Coverage: This pays for damage to your cart caused by collisions with other carts, cars, trucks, trees, guardrails etc.

Comprehensive Coverage: This coverage pays for damage to your cart caused by incidents other than collisions, such as fire, theft, or vandalism. Golf course owner’s insurance usually does not provide this type of protection either.


quality insurance coverages

We’re Providing Quality
Insurance Coverages

Clients
Policies
Years
Do Street Legal Golf Carts Require Insurance
Street Legal Golf Cart Insurance

Do Street Legal Golf Carts Require Insurance?

Robert Macoviak 03/30/202210/04/2022 Reading Time: 2 minutes

There are a lot of questions that come along with street legal golf carts. One of the most common ones is whether insurance is required. The answer to this question depends on your state laws. In some states, they do require insurance. In others, they do not. In this blog post, we will break down…

Read More Do Street Legal Golf Carts Require Insurance?Continue

Purchasing Insurance for Your Golf Cart
Street Legal Golf Cart Insurance

Purchasing Insurance for Your Golf Cart

Robert Macoviak 10/01/202110/04/2022 Reading Time: 3 minutes

Most homeowners’ insurance will not provide the coverage that you need to protect your golf cart, which is why it is important to get an independent policy or add the golf cart coverage as an endorsement to your existing policy. If you are looking for a comprehensive solution that includes liability protection, collision and comprehensive…

Read More Purchasing Insurance for Your Golf CartContinue

Find the Right Golf Cart Insurance in Florida Today
Street Legal Golf Cart Insurance

Find the Right Golf Cart Insurance in Florida Today

Robert Macoviak 06/28/202110/07/2022 Reading Time: 3 minutes

Many people know about street legal golf carts in Florida, but few are aware of street legal golf cart insurance. Street legal carts are a popular way for people to get around the state, and if you own one of these vehicles then you need street legal golf cart insurance from a trusted company. There…

Read More Find the Right Golf Cart Insurance in Florida TodayContinue


FAQ street legal golf cart insurance

Why Do Business with us?

As a local insurance agency (Boynton Beach, Florida) we take the time to cater to our customer’s policies to create the correct policy for them. Our team of agents is dedicated to help you protect you, your loved ones, and your business. Our office can handle any risk in Florida. In addition, our office is a Trusted Choice Insurance Agency (Independent Insurance Agent).

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The average street legal golf car insurance policy is $912.00 per year in Florida.

The more you bundle, the lower your premiums are likely to be. If you have auto and home insurance, for example, but then you decide to add boat coverage as well, your premiums will drop by about 15% on average since this is an additional coverage. But you should check with your insurance company before you sign up to make sure that this is the case for your policy.

Street legal golf cart insurance is not available from every auto insurance provider, yet companies like Allstate, Progressive, Travelers, and Foremost do.

Most likely your homeowners insurance policy will not cover a street legal golf cart.


Since 1953

Need Insurance Coverage?

Call Us Today

561-732-9305

Get A Quote

About Us:
Oyer, Macoviak and Associates
1903 South Congress Ave Ste 350
Boynton Beach, FL 33426
Phone: 561-732-9305
Toll Free: 800-397-8780
Fax: 561-364-9848
Email: info@oyerinsurance.com

Office Hours:
Monday to Friday 8:30 AM to 5:00 PM

We offer a live after-hours claim service, which makes sure that you are always taken care of. You can also go online and view, make changes or report a new claim with our client portal.

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