PROTECTING THE BUSINESS OF FLORIDA WITH GENERAL LIABILITY INSURANCE
General liability Insurance, also known as “commercial liability insurance” is a broad commercial insurance policy that covers general liability exposures of a business. Coverage typically includes product Oyer, Macoviak and Associates recommends that all businesses have general liability insurance coverage in place.
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- Kim M.
You offer excellent customer service and are proactive in terms of getting competitive quotes for our coverage, which has helped... read moreNancie G.
Oyer, Macoviak and Associates is a family operated full service insurance company that handles insurance with much expertise and they... read morePris N.
It's great to find an insurance agency that actually cares! The agents make sure we get the best home... read more
- Robert H.
Very nice people, very helpful and courteous, have several carriers to choose from, they know based on your needs the... read more
- Angela C.
I have had nothing but exceptional service from this company. They are friendly and professional, and extremely efficient. I now... read morephilip h.
We have always been pleased with the service and help with our insurance policies placed through the company. Dealing with... read more
- Nelson C.
I reshop my home insurance every 3 years. 2 years, I received a very competitive quote from Oyer. ... read more
- Una G.
I want to let every know that this company is the most wonderful company to do business with
I got... read moreEdie W.
If you are in the market for an insurance company I would highly recommend this company. We have been with... read moreBill B.
The whole crew at O,M & Assoc. are great! Very responsive to our needs and lots of helpful ideas so... read more
- Penny M.
Rob Macoviak saved me not only money but from another firm that took me for granted and when my condo... read moreHelaine H.
They are always looking for the best rates and they are very helpful in making desisions. Always avaible to speak... read more
- Jerry L.
They are always willing to take time with me with whatever question I may have. They will get me... read more
- Scuzzymuzzle F.
As a first time home owner; they were accommodating to our needs and able to find us a policy that... read moreFernando R.
Had a great experience working with Cheryl. She was very patient working on multiple homeowners quotes and has been extremely... read moreRichard P.
They are always there when you need them and they follow up in timely manner. They are always pleasant... read more
- michael g.
Started our relationship by a long distance phone call for home owners coverage. always available to answer questions. So impressed... read more
- Brenda R.
Very efficient & friendly staff. Got all my insurance policies thru them. They did all the researching & found... read moreMarie B.
If you are looking for an agent that is going to take care of you and your family by making... read more
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Need an insurance quote? Just fill out our quote form and we will handle the rest.
Let us shop multiple companies so you get the best rate with the best coverages.
After we issue the policy we still handle all the work. Policy changes, claims, applications we handle of it for you.
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Speak with a licensed agent (561) 732-9305
WHAT YOU NEED TO KNOW ABOUT GENERAL LIABILITY INSURANCE
Take a look at the list below for additional general liability coverages that are often available.
Professional Liability Insurance (Errors & Omissions) Errors & Omissions (E&O) covers professionals for negligence and errors or omissions that injure their clients or cause damage to a third party’s data. This type of insurance is particularly important to licensed professionals such as accountants, attorneys, insurance agents, architects, engineers and technology companies. Oyer, Macoviak and Associates recommends that all professional and technology companies have E&O coverage.
Employment Practices Liability Insurance (EPLI) Employment Practices Liability Insurance for employers covers employment-related liabilities other than on-the-job injuries. This can include legal fees and damages for suits such as wrongful termination, discrimination, sexual harassment, and other alleged violations of employees’ legal rights. If you have employees, Oyer, Macoviak and Associates recommends considering this type of coverage.
Directors and Officers Insurance (D&O) D&O covers directors and officers of a company for negligent acts or omissions and for misleading statements that result in lawsuits against the company. There is a variety of Directors and Officers coverage available such as corporate reimbursement coverage, personal liability, and entity coverage. D&O policies may be broadened to include coverage for employment practices liability as well.
To find out more about these, as well as other products and services, call Oyer, Macoviak and Associates at 561-732-9305 and we’ll help make sure you’re properly covered.