General Liability

Let us Shop Your Coverage with 30 "A" Rated Companies.

Protecting the Business of Florida with General Liability Insurance

General liability Insurance, also known as “commercial liability insurance” is a broad commercial insurance policy that covers general liability exposures of a business. Coverage typically includes product Oyer, Macoviak and Associates recommends that all businesses have general liability insurance coverage in place.

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General Liability Insurance

Insurance Companies We Represent

  • Ann M.

    Excellent service and the staff is so accessible and helpful always...
    Thank you to the entire team.....

    Lynne H.

    I had a great experience with Oyer, Macoviak and Associates insurance company. From my initial phone call, to signing my... read more

    Don T.

    Best in business with fast and friendly service. I strongly recommend Oyer, Macoviak and Associates for all your insurance needs.

  • sandra l.

    They are the best! I’ve suffered with Geico,And Einsurance. Horrid experience with both. A friend recommended her broker to me,... read more

    Cindy N.

    Cheryl's response time was impeccable. She provided more than one option for insurance and provide options to reduce the... read more

    Becky C.
    positive review 

    The most friendly and helpful insurance company ever! They're happy to help with any request.

  • S H.

    Always ready 2 answer all your questions professionally and concerned about you

    A G.

    We are extremely happy with Oyer, Macoviak and Associates. We are with them for many years and switched... read more

    Pamela K.

    Bobby, my Account Executive is friendly, caring and has proven he is capable of caring for my insurance needs. We... read more

  • William P.

    Oyer, Macoviak & Associates is a great insurance company.They do their best to find the right insurance for us.We have... read more

    Don T.

    Best in business with fast and friendly service. I strongly recommend Oyer, Macoviak and Associates for all your insurance needs.

    Bonnie S.

    We are extremely happy with Oyer, Macoviak and Associates. We are with them for many years and switched... read more

  • Angeline G.

    We have been insured by Oyer, Macoviak, and Associates for many, many years. We have had excellent service, and... read more

    Marie B.

    If you are looking for an agent that is going to take care of you and your family by making... read more

    Bonnie U.

    I have switched agencies twice due to lack of responsiveness. This company is very responsive and their customer communication emails... read more

  • Chelsea E.

    Oyer, Macoviak and Associates have been so great to me. Very professional and always helpful.

    michael g.

    Started our relationship by a long distance phone call for home owners coverage. always available to answer questions. So impressed... read more

    Stuart M.

    They are on top of all my insurance needs. they advise me when premiums are due, when to change to... read more

  • Thomas A.

    First year with them. But pleased so far in how i have been treated and charged.

    Kim F.

    I have been a cliënt of Oyer, Macoviak since 2013. Their office is within about a mile and their office... read more

    Fernando R.

    Had a great experience working with Cheryl. She was very patient working on multiple homeowners quotes and has been extremely... read more

  • Charles E.

    Very knowledge and quick to resolve any questions you may have !

    michael g.

    Started our relationship by a long distance phone call for home owners coverage. always available to answer questions. So impressed... read more

    Roger H.

    Nice locally owned business - competitive rates too!

  • terri d.

    great customer service, informative and helps find the right insurance at a good price

    michael g.

    Started our relationship by a long distance phone call for home owners coverage. always available to answer questions. So impressed... read more

    Ray M.

    Recently purchased a condo in Delray Beach and spoke with a rep at Oyer, Macoviak and Associates who designed a... read more

  • Just m.

    Very helpful and friendly staff! They make you feel like you're more than just another customer. Greatly recommend when... read more

    Jose R.

    Oyer, Macoviak and Associates understands the meaning of "service". When I have a question or concern, I speak to... read more

    Beverly K.

    I have been a client for many years. The staff is pleasant and efficient. They always find the best companies... read more

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Speak with a licensed agent (561) 732-9305

What You Need to Know About General Liability Insurance

Take a look at the list below for additional general liability coverages that are often available.

Professional Liability Insurance (Errors & Omissions) Errors & Omissions (E&O) covers professionals for negligence and errors or omissions that injure their clients or cause damage to a third party’s data. This type of insurance is particularly important to licensed professionals such as accountants, attorneys, insurance agents, architects, engineers and technology companies. Oyer, Macoviak and Associates recommends that all professional and technology companies have E&O coverage.

Employment Practices Liability Insurance (EPLI) Employment Practices Liability Insurance for employers covers employment-related liabilities other than on-the-job injuries. This can include legal fees and damages for suits such as wrongful termination, discrimination, sexual harassment, and other alleged violations of employees’ legal rights. If you have employees, Oyer, Macoviak and Associates recommends considering this type of coverage.

Directors and Officers Insurance (D&O) D&O covers directors and officers of a company for negligent acts or omissions and for misleading statements that result in lawsuits against the company. There is a variety of Directors and Officers coverage available such as corporate reimbursement coverage, personal liability, and entity coverage. D&O policies may be broadened to include coverage for employment practices liability as well.

To find out more about these, as well as other products and services, call Oyer, Macoviak and Associates at 561-732-9305 and we’ll help make sure you’re properly covered.

General Liability Insurance Companies We Proudly Represent

At Oyer, Macoviak and Associates we are not captive to one insurance company so we can shop the different insurance companies to give you the best coverage with the best rate.