PROTECTING THE BUSINESS OF FLORIDA WITH GENERAL LIABILITY INSURANCE
General liability Insurance, also known as “commercial liability insurance” is a broad commercial insurance policy that covers general liability exposures of a business. Coverage typically includes product Oyer, Macoviak and Associates recommends that all businesses have general liability insurance coverage in place.
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- Marianne C.
This company is so fast and friendly to work with. We only had a week and they expedited the paperwork... read moreAmy F.
I as well as my family members have been using Oyer Insurance for decades. Everyone in the office is... read more
- Murray H.
They always respond to my questions or requests. I haver never made a claim with them but based on my... read moreLinda M.
Highly recommend “Oyer”!!! They are all knowledgeable and efficient. AND there’s a bonus - they answer their phones and... read moreTashia G.
Exceptional service from quote to binding. Cheryl Macoviak is a competent professional who went above and beyond to take... read more
- Penny M.
Rob Macoviak saved me not only money but from another firm that took me for granted and when my condo... read moreLynda O.
Oyer, Macoviak and Associates is a professional insurance firm that I highly recommend. They are knowledgeable, courteous and qualified to... read moreNancie G.
Oyer, Macoviak and Associates is a family operated full service insurance company that handles insurance with much expertise and they... read more
- Fernando R.
Had a great experience working with Cheryl. She was very patient working on multiple homeowners quotes and has been extremely... read more
- Jack F.
Oyer, Macoviak and Associated has been our insurance agent in excess of ten years. They are always helpful in... read more
- Beverly K.
I have been a client for many years. The staff is pleasant and efficient. They always find the best companies... read more
- michael m.
We have used the services of Oyer, Macoviak for the past 18 years (through hurricanes and other Florida weather related... read moremichael g.
Started our relationship by a long distance phone call for home owners coverage. always available to answer questions. So impressed... read moreAnnette C.
I love dealing locally and Oyer, Macoviak and Associates make it a pleasure. They are extremely knowledgeable and professional while... read more
- Helaine H.
They are always looking for the best rates and they are very helpful in making desisions. Always avaible to speak... read moreAngela C.
I have had nothing but exceptional service from this company. They are friendly and professional, and extremely efficient. I now... read more
- Beverly K.
They find the best companies with the lowest premiums. The staff is very helpful and pleasant. I had a claim... read moreElisa W.
Oyer, Macoviak and Associates have always gone the extra mile to provide me with the right coverage for my needs... read moreSharon B.
The personal service is very appreciated. Extremely knowledgeable about the Insurance Business and everyone we have interacted with has been... read more
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Need an insurance quote? Just fill out our quote form and we will handle the rest.
Let us shop multiple companies so you get the best rate with the best coverages.
After we issue the policy we still handle all the work. Policy changes, claims, applications we handle of it for you.
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Speak with a licensed agent (561) 732-9305
WHAT YOU NEED TO KNOW ABOUT GENERAL LIABILITY INSURANCE
Take a look at the list below for additional general liability coverages that are often available.
Professional Liability Insurance (Errors & Omissions) Errors & Omissions (E&O) covers professionals for negligence and errors or omissions that injure their clients or cause damage to a third party’s data. This type of insurance is particularly important to licensed professionals such as accountants, attorneys, insurance agents, architects, engineers and technology companies. Oyer, Macoviak and Associates recommends that all professional and technology companies have E&O coverage.
Employment Practices Liability Insurance (EPLI) Employment Practices Liability Insurance for employers covers employment-related liabilities other than on-the-job injuries. This can include legal fees and damages for suits such as wrongful termination, discrimination, sexual harassment, and other alleged violations of employees’ legal rights. If you have employees, Oyer, Macoviak and Associates recommends considering this type of coverage.
Directors and Officers Insurance (D&O) D&O covers directors and officers of a company for negligent acts or omissions and for misleading statements that result in lawsuits against the company. There is a variety of Directors and Officers coverage available such as corporate reimbursement coverage, personal liability, and entity coverage. D&O policies may be broadened to include coverage for employment practices liability as well.
To find out more about these, as well as other products and services, call Oyer, Macoviak and Associates at 561-732-9305 and we’ll help make sure you’re properly covered.