Personal Insurance

Renters Insurance

Since 1953, our independent agency has helped renters compare coverage options. Tell us what you need once, and we can shop coverage with over 30 rated insurance companies.

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One request. We shop over 30 rated companies for you.

1Tell us onceShare what you need.
2We shop30+ rated companies.
3You chooseWith local guidance.

Renters Insurance Coverage for More than 70 Years

You have a lot of things that are important to you – from your clothes and furniture to your sound system, sports gear, and computer. And you want to feel confident that everything you’ve worked for is not at risk.

Let Oyer, Macoviak and Associates help you compare renters insurance options for your belongings, liability needs, and living situation. Call us at 561-732-9305 and our team will review your options with you.

Renter reviewing personal belongings and renters insurance coverage in an apartment

One request. We shop over 30 rated companies for you.

ProgressiveThe HartfordTravelersAllstateGEICOLiberty Mutual

Why People are Choosing us

4.9 Stars - Based on 622 Google Reviews

Renters Insurance Coverage Options

A renters policy may help protect your personal belongings against covered theft or damage, subject to the limits and deductibles you select. Coverage may also apply away from home and can include liability protection for certain bodily injury or property damage claims.

Legal defense may be provided after a covered loss, subject to the limits you select. Medical payments coverage may also be available for certain visitor injuries at your residence. Oyer, Macoviak and Associates can help you compare options and choose limits that fit your needs.

Why Do Business with us?

As an independent agency based in Boynton Beach, Florida, we take time to understand your living situation and coverage needs. Our team helps renters compare options, understand limits, and choose a policy that fits their household.

01What is renters’ insurance?

Renters insurance can help cover personal belongings, liability, additional living expenses, and certain medical payments depending on the policy and limits selected.

02How does renters’ insurance work?

A renters quote depends on the coverage limits, deductible, location, and value of the belongings you want to protect. Keeping an updated inventory can make the quote and claim process easier.

Renters coverage may include personal liability protection if someone is injured in your rented home, apartment, condominium, co-op, or similar residence and you are legally responsible.

If a covered liability claim leads to legal expenses or a judgment, renters insurance may help respond up to the policy limits. It can also provide protection for certain accidental damage to someone else’s property.

03How does renters’ insurance differ from home or condominium insurance?

Your premium depends on the coverage limits, deductible, location, and value of the belongings you want to protect. Keeping an updated inventory can make the quote and claim process easier.

Renters coverage may include personal liability protection if someone is injured in your rented home, apartment, condominium, co-op, or similar residence and you are legally responsible.

If a covered liability claim leads to legal expenses or a judgment, renters insurance may help respond up to the policy limits. It can also provide protection for certain accidental damage to someone else’s property.

04Why do I need renters insurance?

It is important to protect yourself and your belongings in case of loss or damage, especially if you live in an apartment building or condominium complex. Renters’ liability coverage protects you financially in the event someone claims they were injured at your home or in connection with it.

05What are common renters insurance benefits?

In addition to liability coverage, you can also add optional coverages that include coverage for specific items such as jewelry and electronics. This extra protection helps cover the cost of replacing your belongings if they are stolen or damaged by a covered loss. Extra living expenses are another benefit often included in a renter’s policy. This coverage helps pay for the cost of living away from your residence if it’s damaged.

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