INSURANCE FOR YOUR ATV, DIRT BIKE, GOLF CART AND MORE

There’s no shortage of ways to get outside in Florida. Whether you’re hitting the trail, the links, or just the great outdoors, the last thing you want to worry about is whether your insurance policy has you protected.

Oyer, Macoviak and Associatescan help you get the specialized coverage you need for your specialized vehicles. We can help you protect your investment and let you get focus on having fun.

Are your off-road toys covered?

  • ATV (All-terrain vehicle) insurance
  • Dirt bike insurance
  • Dune buggy insurance
  • Golf cart insurance
  • Snowmobile insurance
  • Any other motorsports insurance
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4.8 Stars - Based on 838 Reviews
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Jet Ski Insurance

NOT SURE YOU NEED ATV, GOLF CART, OR OTHER MOTORSPORT INSURANCE

Most specialized vehicles aren’t covered under your standard auto or home insurance policies, especially when you aren’t on your own property. What’s more, many national, state, or other public parks in Florida require specialty vehicle riders to be properly insured.

Let Us Shop Your Coverage with 30 Highly-Rated Companies

Proudly Represent Oyer, Macoviak and Associate

Speak with a licensed agent

(561) 732-9305

  • Mike V.

    Professional courteous helpful and responsive service with knowledgeable staff who take the time to listen and care about your needs.

    Chelsea E.

    Oyer, Macoviak and Associates have been so great to me. Very professional and always helpful.

    Nelson C.

    I reshop my home insurance every 3 years. 2 years, I received a very competitive quote from Oyer. ... read more

  • Avi F.

    This company embodies what true customer service should be. They are professional and knowledgeable about all issues that relate to... read more

    Chelsea E.

    Oyer, Macoviak and Associates have been so great to me. Very professional and always helpful.

    Janet K.
    positive review 

    When I call they are always pleasant & very helpful.

  • Michael D.

    Very responsive and does a great job of shopping around for the best homeowner's and car insurance policies.

    Ann M.

    Excellent service and the staff is so accessible and helpful always...
    Thank you to the entire team.....

    Murray H.

    They always respond to my questions or requests. I haver never made a claim with them but based on my... read more

  • Bonnie S.

    We are extremely happy with Oyer, Macoviak and Associates. We are with them for many years and switched... read more

    Richard P.

    They are always there when you need them and they follow up in timely manner. They are always pleasant... read more

    Louise D.
    positive review 

    They are always there to help

  • Pris N.

    It's great to find an insurance agency that actually cares! The agents make sure we get the best home... read more

    Aden R.

    Oyer and macoviak were a breath of fresh air after all the bad experiences I had trying to get... read more

    Joe T.

    Have used Oyer for years for my business insurance. Always have received top notch service. They answer the phone and... read more

  • sandra l.

    They are the best! I’ve suffered with Geico,
    And Einsurance. Horrid experience with both. A friend recommended her broker to me,...
    read more

    Scuzzymuzzle F.

    As a first time home owner; they were accommodating to our needs and able to find us a policy that... read more

    Robert H.

    Very nice people, very helpful and courteous, have several carriers to choose from, they know based on your needs the... read more

  • philip h.

    We have always been pleased with the service and help with our insurance policies placed through the company. Dealing with... read more

    Edie W.

    If you are in the market for an insurance company I would highly recommend this company. We have been with... read more

    A G.

    It's great to find an insurance agency that actually cares! Our agent, Cheryl, not only seeks the best insurance... read more

  • Barbara N.

    We are very impressed with Oyer, Macoviak and Associates insurance agency. They quickly respond to any questions or concerns... read more

    Emily G.

    Excellent insurance agent.

    Just m.

    Very helpful and friendly staff! They make you feel like you're more than just another customer. Greatly recommend when... read more

  • Doris D.

    Love the staff! Very friendly and helpful! If you need insurance, stop searching - This is the place to go!

    Linda M.

    Highly recommend “Oyer”!!! They are all knowledgeable and efficient. AND there’s a bonus - they answer their phones and... read more

    Don T.

    Best in business with fast and friendly service. I strongly recommend Oyer, Macoviak and Associates for all your insurance needs.

  • Chino M.

    If need insurance call them, they are professional, sincere in helping their clients and potential clients, or email

    WENDY H.

    I have been using Oyer, Macoviak and Associates for 6+ years. They are so professional, courteous, extremely knowledgable and very... read more

    Allan C.

    They have always provided me with quick service that is high quality. I appreciate their attention to my insurance requests.

READY FOR THE NEXT STEP-HERE'S HOW IT WORKS

Need an insurance quote? Just fill out our quote form and we will handle the rest.

Let us shop multiple companies so you get the best rate with the best coverages.

After we issue the policy we still handle all the work. Policy changes, claims, applications we handle of it for you.

LET US HANDLE ALL THE WORK WHILE YOU SAVE

Speak with a licensed agent (561) 732-9305

WANT TO KEEP YOUR DIRT BIKE, ATV, GOLF CART AND OTHER MOTORSPORT INSURANCE DOWN?

Several factors can affect the cost of insuring a specialty vehicle. So what can you can keep your rates low?

Be safe. If you have violations on your driving record or claims on your insurance policy, your rates will likely be higher.

Choose your vehicle carefully. Some models of ATVs, snowmobiles, dirt bikes or other off-road vehicles are considered more aggressive machines, and typically cost more to insure.

Own More Than One. With many carriers you can receive a discount if you insure more than one specialty vehicle on your policy.