Insurance for your ATV, Dirt Bike, Golf Cart and More
There’s no shortage of ways to get outside in Florida. Whether you’re hitting the trail, the links, or just the great outdoors, the last thing you want to worry about is whether your insurance policy has you protected.
Oyer, Macoviak and Associates can help you get the specialized coverage you need for your specialized vehicles. We can help you protect your investment and let you get focus on having fun.
Are your off-road toys covered?
- ATV (All-terrain vehicle) insurance
- Dirt bike insurance
- Dune buggy insurance
- Golf cart insurance
- Snowmobile insurance
- Any other motorsports insurance
Overall Satisfaction Rating
Not Sure You Need ATV, Golf Cart, or Other Motorsport Insurance
Most specialized vehicles aren’t covered under your standard auto or home insurance policies, especially when you aren’t on your own property. What’s more, many national, state, or other public parks in Florida require specialty vehicle riders to be properly insured.
Let Us Shop Your Coverage with 30 Highly-Rated Companies
- Beverly K.
I have been a client for many years. The staff is pleasant and efficient. They always find the best companies... read moreI have been a client for many years. The staff is pleasant and efficient. They always find the best companies with the lowest premiums. I highly recommend using them for all your insurance needs read less
Elaine M.They are very professional and understand what our needs are for insurance. Can always reach someone via phone which... read moreThey are very professional and understand what our needs are for insurance. Can always reach someone via phone which is a plus. It is so convenient having their office right in town. They are also knowledgeable about other state rules and regulations which helps people that split their time in Florida and elsewhere during the year. read less
William P.Oyer, Macoviak & Associates is a great insurance company.They do their best to find the right insurance for us.We have... read moreOyer, Macoviak & Associates is a great insurance company.They do their best to find the right insurance for us.We have home & car insurance with them.We would recommend them to everyone.Mrs. William Peterson - Boynton Beach read less
- Emily G.
Excellent insurance agent.
Just m.Very helpful and friendly staff! They make you feel like you're more than just another customer. Greatly recommend when... read moreVery helpful and friendly staff! They make you feel like you're more than just another customer. Greatly recommend when in search for insurance!Visit Oyer, Macoviak and Associates! You will be highly pleased and satisfied with their service! read less
Emily G.Excellent insurance agent.
- Bobby J.
very professional rob, cheryl, and all the associates really care about there customers! i have never had a insurance... read morevery professional rob, cheryl, and all the associates really care about there customers! i have never had a insurance agency like this ,, give them a call read less
Michael D.Very responsive and does a great job of shopping around for the best homeowner's and car insurance policies.
Edie W.If you are in the market for an insurance company I would highly recommend this company. We have been with... read moreIf you are in the market for an insurance company I would highly recommend this company. We have been with them for several years and have been very satisfied with the coverage and the price. Rob Macoviak is our agent and he is great! We have referred some of our friends and they also decided to go with this agency and have been equally pleased. read less
- Bonnie U.
I have switched agencies twice due to lack of responsiveness. This company is very responsive and their customer communication emails... read moreI have switched agencies twice due to lack of responsiveness. This company is very responsive and their customer communication emails are excellent. I'm glad to finally feel like my business is truly appreciated. read less
Patty G.I have gotten wonderful service from Macoviak and Associates. They are informed and have always gotten back to me immediately.... read moreI have gotten wonderful service from Macoviak and Associates. They are informed and have always gotten back to me immediately. They also found me the best prices. For these reasons, I recommend them and will continue doing business with this company. read less
Barbara N.We are very impressed with Oyer, Macoviak and Associates insurance agency. They quickly respond to any questions or concerns... read moreWe are very impressed with Oyer, Macoviak and Associates insurance agency. They quickly respond to any questions or concerns we have. They always look for competitive rates when we are renewing our policies and have a wide variety of insurance policies to fit our family's needs. All of the employees we have had dealings with over the years have been courteous and well-informed. read less
- Annette C.
I love dealing locally and Oyer, Macoviak and Associates make it a pleasure. They are extremely knowledgeable and professional while... read moreI love dealing locally and Oyer, Macoviak and Associates make it a pleasure. They are extremely knowledgeable and professional while providing great value. They were easily able to answer all my questions and instilled a sense of confidence that just felt Good! read less
michael m.We have used the services of Oyer, Macoviak for the past 18 years (through hurricanes and other Florida weather related... read moreWe have used the services of Oyer, Macoviak for the past 18 years (through hurricanes and other Florida weather related incidents). The staff members have always returned our calls and provided sound advice to proceed with all types of insurance matters. Their search for the best rate upon policy renewals has saved us valuable time and effort. We are very satisfied with their services and recommend this agency. read less
Paula G.My husband and I have been using Oyer ad Mcoviak for 26 years. Our experiences have been nothing but the... read moreMy husband and I have been using Oyer ad Mcoviak for 26 years. Our experiences have been nothing but the best, most efficient service any time we have had anything to do with the office. Paula Gervis read less
- Robert S.
Like other reviewers, I have gone through several insurance agencies in hope of finding a responsive one. After I wasted... read moreLike other reviewers, I have gone through several insurance agencies in hope of finding a responsive one. After I wasted several hours unsuccessfully trying to reach someone at my latest failure, I decided it was time for another change and I called Oyer, Macoviak and Associates. Carlos Duarte answered the phone and was immediately helpful, answering my questions and emailing a quote to me within minutes.. As I was happy with my carrier I asked if he could "take over" my policies. He quickly sent the paperwork, via Docusign, and we got started. Carlos and/or Christian Macoviak updated me in detail every few days until the policies were transferred to them. I am happy to be working with people that stay in touch, follow up, and don't have to shuffle me from department to department to get an answer or a quote. I recommend them highly. read less
Doris D.Love the staff! Very friendly and helpful! If you need insurance, stop searching - This is the place to go!
Don T.Best in business with fast and friendly service. I strongly recommend Oyer, Macoviak and Associates for all your insurance needs.
- Sharon G.
They are the best. Been with them many years for my personal and business policies. I also recommend them to... read moreThey are the best. Been with them many years for my personal and business policies. I also recommend them to all my real estate buyers for their residential insurance needs. Always friendly and helpful service. read less
Sue T.Oyer, Macoviak and Assoc have worked with us since we bought our home. Then we added car insurance. Any questions... read moreOyer, Macoviak and Assoc have worked with us since we bought our home. Then we added car insurance. Any questions I have had, has been answered in a timely manner. I would recommend them to anyone need home owner or car insurance. read less
Don T.Best in business with fast and friendly service. I strongly recommend Oyer, Macoviak and Associates for all your insurance needs.
- terri d.
great customer service, informative and helps find the right insurance at a good price
Deborah A.The staff is always very helpful and patient!
We have building insurance and a great referral agent on Medical Insurance.Fernando R.Had a great experience working with Cheryl. She was very patient working on multiple homeowners quotes and has been extremely... read moreHad a great experience working with Cheryl. She was very patient working on multiple homeowners quotes and has been extremely helpful through the entire process even after buying the house. Was by far the best rate I found. Highly recommend. read less
- jacqueline l.
We just bought our first house and had to get home owners insurance after several calls to other company’s which... read moreWe just bought our first house and had to get home owners insurance after several calls to other company’s which we were not comfortable with we were referred to Makoviak by my sister in law.Ryan called us back we told him our needs and he did not disappoint. He was polite, professional,and patient, because we had several questions.He sent an estimate through Email and we called him and he explained everything to us. We had other questions after and he responded quickly with phone calls and emails. Thank you so much for your help.Wishing everyone and their family a safe and happy Holiday and Hapoy New Year. J. Lintz / S.Jenks. read less
Stephen B.i call on this company for customer service reasons for their own clients,
Dan W.Hard working very fair professional insurance people .They always go out of the way to provide you with great advice... read moreHard working very fair professional insurance people .They always go out of the way to provide you with great advice and very competitive. Return calls quickly read less
- HarryZuck
Best insurance company ever. Always there for you.
Ron D.We appreciate that Oyer Macoviak & Associates have our interest in mind by recommending additional coverages to enhance our HO policy
Sharon B.
The personal service is very appreciated. Extremely knowledgeable about the Insurance Business and everyone we have interacted with has been... read moreThe personal service is very appreciated. Extremely knowledgeable about the Insurance Business and everyone we have interacted with has been very helpful! read less
Ready for the Next Step-Here's How it Works
Step 1
Need an insurance quote? Just fill out our quote form and we will handle the rest.
Step 2
Let us shop multiple companies so you get the best rate with the best coverages.
Step 3
After we issue the policy we still handle all the work. Policy changes, claims, applications we handle of it for you.
Let Us Handle All the Work While You Save
Speak with a licensed agent (561) 732-9305
Want to Keep Your Dirt Bike, ATV, Golf Cart and other Motorsport Insurance Down?
Several factors can affect the cost of insuring a specialty vehicle. So what can you can keep your rates low?
Be safe. If you have violations on your driving record or claims on your insurance policy, your rates will likely be higher.
Choose your vehicle carefully. Some models of ATVs, snowmobiles, dirt bikes or other off-road vehicles are considered more aggressive machines, and typically cost more to insure.
Own More Than One. With many carriers you can receive a discount if you insure more than one specialty vehicle on your policy.
