INSURANCE FOR YOUR ATV, DIRT BIKE, GOLF CART AND MORE

There’s no shortage of ways to get outside in Florida. Whether you’re hitting the trail, the links, or just the great outdoors, the last thing you want to worry about is whether your insurance policy has you protected.

Oyer, Macoviak and Associatescan help you get the specialized coverage you need for your specialized vehicles. We can help you protect your investment and let you get focus on having fun.

Are your off-road toys covered?

  • ATV (All-terrain vehicle) insurance
  • Dirt bike insurance
  • Dune buggy insurance
  • Golf cart insurance
  • Snowmobile insurance
  • Any other motorsports insurance
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4.8 Stars - Based on 976 Reviews
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Jet Ski Insurance

NOT SURE YOU NEED ATV, GOLF CART, OR OTHER MOTORSPORT INSURANCE

Most specialized vehicles aren’t covered under your standard auto or home insurance policies, especially when you aren’t on your own property. What’s more, many national, state, or other public parks in Florida require specialty vehicle riders to be properly insured.

Let Us Shop Your Coverage with 30 Highly-Rated Companies

Proudly Represent Oyer, Macoviak and Associate

Speak with a licensed agent

(561) 732-9305

  • Joe T.

    Have used Oyer for years for my business insurance. Always have received top notch service. They answer the phone and... read more

    Brenda R.

    Very efficient & friendly staff. Got all my insurance policies thru them. They did all the researching & found... read more

    Kim F.

    I have been a cliënt of Oyer, Macoviak since 2013. Their office is within about a mile and their office... read more

  • murray h.

    While I never had a claim with them, anytime I had a question or concern they were always there for... read more

    Peter B.

    They go out of the way to help you

    A G.

    Very helpful and friendly staff! They make you feel like you're more than just another customer. Greatly recommend when... read more

  • Allan C.

    They have always provided me with quick service that is high quality. I appreciate their attention to my insurance requests.

    Robert R.

    I have had condominium insurance with Oyer, Macoviak since 2003.Over this time when I needed their help I have ... read more

    michael g.

    Started our relationship by a long distance phone call for home owners coverage. always available to answer questions. So impressed... read more

  • Bobby J.

    very professional rob, cheryl, and all the associates really care about there customers! i have never had a insurance... read more

    A G.

    We have always been pleased with the service and help with our insurance policies placed through the company. Dealing with... read more

    Rebecca H.

    So professional from the person answering the phone to the agent that helped us with our auto policy. Marie was... read more

  • Bonnie U.

    I have switched agencies twice due to lack of responsiveness. This company is very responsive and their customer communication emails... read more

    Sandra B.

    Excellent company to deal with. Personal service is A+. They return phone calls and will answer questions with knowledge and explanations.

    Murray H.

    They always respond to my questions or requests. I haver never made a claim with them but based on my... read more

  • Judith W.

    Oyer, Macoviak has covered my condo since I bought it in December of 2008. Several years ago my upstairs... read more

    Mike V.

    Professional courteous helpful and responsive service with knowledgeable staff who take the time to listen and care about your needs.

    John a.

    Excellent Customer Service!!! Treat you like family and very knowledgeable on many different types of coverage. Big shout out to... read more

  • Just m.

    Very helpful and friendly staff! They make you feel like you're more than just another customer. Greatly recommend when... read more

    Linda M.

    Highly recommend “Oyer”!!! They are all knowledgeable and efficient. AND there’s a bonus - they answer their phones and... read more

    Angeline G.

    We have been insured by Oyer, Macoviak, and Associates for many, many years. We have had excellent service, and... read more

  • Cindy N.

    Cheryl's response time was impeccable. She provided more than one option for insurance and provide options to reduce the... read more

    Roger H.

    Nice locally owned business - competitive rates too!

    Beverly K.

    I have been a client for many years. The staff is pleasant and efficient. They always find the best companies... read more

  • Emily G.

    Excellent insurance agent.

    Ron D.

    We appreciate that Oyer Macoviak & Associates have our interest in mind by recommending additional coverages to enhance our HO policy

    Bonnie U.

    I have switched agencies twice due to lack of responsiveness. This company is very responsive and their customer communication emails... read more

  • Deborah G.
    positive review 

    Dedication to clients. Oyer, Macoviak always provides timely answers to questions and they find the best insurance rates!

    Fernando R.

    Had a great experience working with Cheryl. She was very patient working on multiple homeowners quotes and has been extremely... read more

    Doris D.

    Love the staff! Very friendly and helpful! If you need insurance, stop searching - This is the place to go!

READY FOR THE NEXT STEP-HERE'S HOW IT WORKS

Need an insurance quote? Just fill out our quote form and we will handle the rest.

Let us shop multiple companies so you get the best rate with the best coverages.

After we issue the policy we still handle all the work. Policy changes, claims, applications we handle of it for you.

LET US HANDLE ALL THE WORK WHILE YOU SAVE

Speak with a licensed agent (561) 732-9305

WANT TO KEEP YOUR DIRT BIKE, ATV, GOLF CART AND OTHER MOTORSPORT INSURANCE DOWN?

Several factors can affect the cost of insuring a specialty vehicle. So what can you can keep your rates low?

Be safe. If you have violations on your driving record or claims on your insurance policy, your rates will likely be higher.

Choose your vehicle carefully. Some models of ATVs, snowmobiles, dirt bikes or other off-road vehicles are considered more aggressive machines, and typically cost more to insure.

Own More Than One. With many carriers you can receive a discount if you insure more than one specialty vehicle on your policy.