Personal Insurance

Motorsports Insurance

Our independent agency helps riders and specialty vehicle owners compare motorsports insurance options while our team does the shopping for them. Tell us what you need once, and we will review available options from rated insurance companies.

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One request. We shop over 30 rated companies for you.

1Tell us onceShare what you need.
2We shop30+ rated companies.
3You chooseWith local guidance.

Motorsports Insurance Options for Specialty Vehicles

Whether you ride trails, use a golf cart, own an e-bike, or keep another specialty vehicle, it helps to know where standard auto or home insurance may stop.

Oyer, Macoviak and Associates can help you compare coverage options for specialized vehicles and understand what may be needed for how and where you use them.

Vehicles that may need separate coverage include:

Many specialized vehicles may not be covered under standard auto or home insurance policies, especially away from your own property. Some trails, parks, associations, lenders, or local rules may also require proof of coverage.

Specialty powersports vehicles prepared for a recreational ride

One request. We shop over 30 rated companies for you.

ProgressiveThe HartfordTravelersAllstateGEICOLiberty Mutual

Why People are Choosing us

4.9 Stars - Based on 622 Google Reviews

Ways To Compare Motorsports Insurance

Several factors can affect the cost and availability of specialty vehicle insurance. The details below can help you prepare for a quote review.

Driving history and claim history. Prior violations or claims may affect available options and cost.

Vehicle type and usage. The type of ATV, dirt bike, golf cart, e-bike, or other specialty vehicle, along with how it is used, can affect coverage options.

More than one specialty vehicle. Tell us if you own multiple specialty vehicles so the quote request can be reviewed accurately.

At Oyer, Macoviak and Associates, we are not captive to one insurance company. Our team can help compare available options from rated insurance companies and explain what fits your situation.

Frequently Asked Questions About Motorsports Insurance

01What types of vehicles can need motorsports insurance?

Coverage may be available for ATVs, UTVs, dirt bikes, snowmobiles, dune buggies, and other specialty recreational vehicles. Vehicle eligibility and available coverage vary by carrier and use.

02Does auto or homeowners insurance cover a specialty vehicle?

Standard auto and homeowners policies may provide little or no coverage for a specialty vehicle, especially away from your property. Review the vehicle and how it is used with the agency before relying on another policy.

03What can motorsports insurance include?

Depending on the policy, options may include liability, collision, comprehensive, uninsured motorist, medical payments, accessories, and transport coverage. Terms and availability vary.

04What information should I gather for a motorsports quote?

Be ready to provide the vehicle year, make, model, identification number, value, modifications, storage location, drivers, intended use, and any required registration or safety information.

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