Insurance for your ATV, Dirt Bike, Golf Cart and More
There’s no shortage of ways to get outside in Florida. Whether you’re hitting the trail, the links, or just the great outdoors, the last thing you want to worry about is whether your insurance policy has you protected.
Oyer, Macoviak and Associates can help you get the specialized coverage you need for your specialized vehicles. We can help you protect your investment and let you get focus on having fun.
Are your off-road toys covered?
- ATV (All-terrain vehicle) insurance
- Dirt bike insurance
- Dune buggy insurance
- Golf cart insurance
- Snowmobile insurance
- Any other motorsports insurance
Overall Satisfaction Rating
Not Sure You Need ATV, Golf Cart, or Other Motorsport Insurance
Most specialized vehicles aren’t covered under your standard auto or home insurance policies, especially when you aren’t on your own property. What’s more, many national, state, or other public parks in Florida require specialty vehicle riders to be properly insured.
Let Us Shop Your Coverage with 30 Highly-Rated Companies
- Mitchell S.
Provided quick quote at reasonable price. Great follow up
Wayne M.Knowledgeable and very easy to deal with. Would highly recommend them.
sandra l.They are the best! I’ve suffered with Geico,And Einsurance. Horrid experience with both. A friend recommended her broker to me,... read moreThey are the best! I’ve suffered with Geico,And Einsurance. Horrid experience with both. A friend recommended her broker to me, he has since retired, but all is great now. I go straight to the office or call and everyone is great. Highly recommend. They have been in business for years and are very well known. read less
- Kim F.
I have been a cliënt of Oyer, Macoviak since 2013. Their office is within about a mile and their office... read moreI have been a cliënt of Oyer, Macoviak since 2013. Their office is within about a mile and their office is well suited. In addition year over year they add a modest fee which is standard. The staff is also very courteous and the clientele is also patient. The staff listens as to clients with regard to questions, the cost, and the terms or a better a deal.
All around, it appears to me Oyer, Macoviak and there clientele and customers are terrific. I look forward to working for Oyer, Macoviak and will see you next year.
Victoria Kim Flaville read lessBonnie U.I have switched agencies twice due to lack of responsiveness. This company is very responsive and their customer communication emails... read moreI have switched agencies twice due to lack of responsiveness. This company is very responsive and their customer communication emails are excellent. I'm glad to finally feel like my business is truly appreciated. read less
S H.Always ready 2 answer all your questions professionally and concerned about you
- Creative M.
The most efficient & knowledgeable ins. people I know! Give them a try!Family owned & operated right in Boynton too!
Aden R.Oyer and macoviak were a breath of fresh air after all the bad experiences I had trying to get... read moreOyer and macoviak were a breath of fresh air after all the bad experiences I had trying to get insurance for my business. either the prices were way too high or they couldn't get coverage for my LP gas business at all. I had one company get shut down while they had my deposit.
Thank God I tried Oyer and macoviak... They were prompt and proffesional...and got me a great rate. everything went smoothly I got insurance at a great price with great service.
5 stars. read lessCindy N.Cheryl's response time was impeccable. She provided more than one option for insurance and provide options to reduce the... read moreCheryl's response time was impeccable. She provided more than one option for insurance and provide options to reduce the premium costs without being asked. Then she also recommended a contractor to provide services that would help reduce premium and then provided the quote extremely quick always checking to make sure I was satisfied and had covered all my bases.
Other providers only gave me the highest priced option and made no mention as to how I could reduce costs. It saved me $1,600 dollars. THANKS CHERYL! read less - Emily G.
Excellent insurance agent.
michael g.Started our relationship by a long distance phone call for home owners coverage. always available to answer questions. So impressed... read moreStarted our relationship by a long distance phone call for home owners coverage. always available to answer questions. So impressed by the professionalism shown, yet friendly communication, that multiple automobile coverage was added. As a three year client, I highly recommend Oyer, Macoviak and Associates. read less
Tom W.Professional. Responsible. Accountable.What else is there that you need in an insurance agency?
- Deborah G.
Dedication to clients. Oyer, Macoviak always provides timely answers to questions and they find the best insurance rates!
Fernando R.Had a great experience working with Cheryl. She was very patient working on multiple homeowners quotes and has been extremely... read moreHad a great experience working with Cheryl. She was very patient working on multiple homeowners quotes and has been extremely helpful through the entire process even after buying the house. Was by far the best rate I found. Highly recommend. read less
Edie B.I appreciated their expertise in finding us the best policy for the money when we needed it. We have both... read moreI appreciated their expertise in finding us the best policy for the money when we needed it. We have both our homeowners and car insurance with them. I also have referred them to several of my friends and they too have been very happy. read less
- Elisa W.
Oyer, Macoviak and Associates have always gone the extra mile to provide me with the right coverage for my needs... read moreOyer, Macoviak and Associates have always gone the extra mile to provide me with the right coverage for my needs . They not only have helped me with my personal insurance needs, but helped me secure coverage for my clients as well. Rob, Christian and their team are very knowledgeable. They are there to demystify the insurance process for you. They go over your needs and risks, and then help you find the best coverage within your budget. They take care of their clients, plain and simple. read less
Lynne H.I had a great experience with Oyer, Macoviak and Associates insurance company. From my initial phone call, to signing my... read moreI had a great experience with Oyer, Macoviak and Associates insurance company. From my initial phone call, to signing my new homeowner’s insurance policy, all my questions and concerns were answered very promptly, professionally and clearly. Ryan Paguaga is so knowledgeable, and his patience along with the information he provided helped me make the best decisions for my needs. He took the time to make sure I was comfortable with my choices. I would recommend this company to anyone I know for all their insurance needs! read less
Don T.Best in business with fast and friendly service. I strongly recommend Oyer, Macoviak and Associates for all your insurance needs.
- Bonnie S.
We are extremely happy with Oyer, Macoviak and Associates. We are with them for many years and switched... read moreWe are extremely happy with Oyer, Macoviak and Associates. We are with them for many years and switched ALL our insurance needs over to them. We have recommended them to quite a few people and each and everyone thanked us for the introduction. They have the BEST staff. Everyone is so friendly, knowledgeable and helpful. They take good care of us. read less
Beverly K.I have been a client for many years. The staff is pleasant and efficient. They always find the best companies... read moreI have been a client for many years. The staff is pleasant and efficient. They always find the best companies with the lowest premiums. I highly recommend using them for all your insurance needs read less
michael g.Started our relationship by a long distance phone call for home owners coverage. always available to answer questions. So impressed... read moreStarted our relationship by a long distance phone call for home owners coverage. always available to answer questions. So impressed by the professionalism shown, yet friendly communication, that multiple automobile coverage was added. As a three year client, I highly recommend Oyer, Macoviak and Associates. read less
- Len P.
Most helpful, most customer friendly, most informative agency imaginable.
Robert H.Very nice people, very helpful and courteous, have several carriers to choose from, they know based on your needs the... read moreVery nice people, very helpful and courteous, have several carriers to choose from, they know based on your needs the best policy for you. read less
Terry K.Fantastic Rates and Service. We have already been recommending Oyer, Macoviak & Associates to Friends and Business Associates.
- Angela C.
I have had nothing but exceptional service from this company. They are friendly and professional, and extremely efficient. I now... read moreI have had nothing but exceptional service from this company. They are friendly and professional, and extremely efficient. I now refer anyone looking for insurance directly to them. read less
Laurie B.Oyer, Macoviak is an honest, professional insurance agency. They have always helped me with my insurance needs and return phone... read moreOyer, Macoviak is an honest, professional insurance agency. They have always helped me with my insurance needs and return phone calls, which is very important to me. read less
Mike V.Professional courteous helpful and responsive service with knowledgeable staff who take the time to listen and care about your needs.
- Chelsea E.
Oyer, Macoviak and Associates have been so great to me. Very professional and always helpful.
A G.Very helpful and friendly staff! They make you feel like you're more than just another customer. Greatly recommend when... read moreVery helpful and friendly staff! They make you feel like you're more than just another customer. Greatly recommend when in search for insurance!Visit Oyer, Macoviak and Associates! You will be highly pleased and satisfied with their service! read less
Deanna C.Rob and Cheryl are truly great people! They are kind, considerate and professional. They both made me feel significant throughout... read moreRob and Cheryl are truly great people! They are kind, considerate and professional. They both made me feel significant throughout the insurance acceptance process and afterward. Rest assured they care and are getting you the best insurance for your money! Thanks again for all the hard work and dedicating your time to make sure I am taken care of! read less
Ready for the Next Step-Here's How it Works
Step 1
Need an insurance quote? Just fill out our quote form and we will handle the rest.
Step 2
Let us shop multiple companies so you get the best rate with the best coverages.
Step 3
After we issue the policy we still handle all the work. Policy changes, claims, applications we handle of it for you.
Let Us Handle All the Work While You Save
Speak with a licensed agent (561) 732-9305
Want to Keep Your Dirt Bike, ATV, Golf Cart and other Motorsport Insurance Down?
Several factors can affect the cost of insuring a specialty vehicle. So what can you can keep your rates low?
Be safe. If you have violations on your driving record or claims on your insurance policy, your rates will likely be higher.
Choose your vehicle carefully. Some models of ATVs, snowmobiles, dirt bikes or other off-road vehicles are considered more aggressive machines, and typically cost more to insure.
Own More Than One. With many carriers you can receive a discount if you insure more than one specialty vehicle on your policy.
