Insurance for your ATV, Dirt Bike, Golf Cart and More
There’s no shortage of ways to get outside in Florida. Whether you’re hitting the trail, the links, or just the great outdoors, the last thing you want to worry about is whether your insurance policy has you protected.
Oyer, Macoviak and Associates can help you get the specialized coverage you need for your specialized vehicles. We can help you protect your investment and let you get focus on having fun.
Are your off-road toys covered?
- ATV (All-terrain vehicle) insurance
- Dirt bike insurance
- Dune buggy insurance
- Golf cart insurance
- Snowmobile insurance
- Any other motorsports insurance
Overall Satisfaction Rating
Not Sure You Need ATV, Golf Cart, or Other Motorsport Insurance
Most specialized vehicles aren’t covered under your standard auto or home insurance policies, especially when you aren’t on your own property. What’s more, many national, state, or other public parks in Florida require specialty vehicle riders to be properly insured.
Let Us Shop Your Coverage with 30 Highly-Rated Companies
- philip h.
We have always been pleased with the service and help with our insurance policies placed through the company. Dealing with... read moreWe have always been pleased with the service and help with our insurance policies placed through the company. Dealing with local businesses has always been more rewarding than using "on line services". read less
Lynda O.Oyer, Macoviak and Associates is a professional insurance firm that I highly recommend. They are knowledgeable, courteous and qualified to... read moreOyer, Macoviak and Associates is a professional insurance firm that I highly recommend. They are knowledgeable, courteous and qualified to meet the individual needs of their clients. read less
Hendricks E.I am a customer for many years with Oyer and Macoviak. I always received excellent information, service and customer service... read moreI am a customer for many years with Oyer and Macoviak. I always received excellent information, service and customer service from the entire staff.
Marie W. is my agent for many years and explains all my insurance needs and the best pricing. Marie always goes the extra mile! read less - Barbara R.
Friendly and prompt service. Replied to all inquires!
Allan C.They have always provided me with quick service that is high quality. I appreciate their attention to my insurance requests.
Kim M.You offer excellent customer service and are proactive in terms of getting competitive quotes for our coverage, which has helped... read moreYou offer excellent customer service and are proactive in terms of getting competitive quotes for our coverage, which has helped us save money on our auto insurance. read less
- Angeline G.
We have been insured by Oyer, Macoviak, and Associates for many, many years. We have had excellent service, and... read moreWe have been insured by Oyer, Macoviak, and Associates for many, many years. We have had excellent service, and feel confident with their coverage in the future. Sam and Angie Militello read less
Angela C.I have had nothing but exceptional service from this company. They are friendly and professional, and extremely efficient. I now... read moreI have had nothing but exceptional service from this company. They are friendly and professional, and extremely efficient. I now refer anyone looking for insurance directly to them. read less
philip h.We have always been pleased with the service and help with our insurance policies placed through the company. Dealing with... read moreWe have always been pleased with the service and help with our insurance policies placed through the company. Dealing with local businesses has always been more rewarding than using "on line services". read less
- Stephen B.
i call on this company for customer service reasons for their own clients,
Deborah A.The staff is always very helpful and patient!
We have building insurance and a great referral agent on Medical Insurance.A G.Best in business with fast and friendly service. I strongly recommend Oyer, Macoviak and Associates for all your insurance needs.
- Just m.
Very helpful and friendly staff! They make you feel like you're more than just another customer. Greatly recommend when... read moreVery helpful and friendly staff! They make you feel like you're more than just another customer. Greatly recommend when in search for insurance!Visit Oyer, Macoviak and Associates! You will be highly pleased and satisfied with their service! read less
Louise D.
They are always there to help
Barbara N.We are very impressed with Oyer, Macoviak and Associates insurance agency. They quickly respond to any questions or concerns... read moreWe are very impressed with Oyer, Macoviak and Associates insurance agency. They quickly respond to any questions or concerns we have. They always look for competitive rates when we are renewing our policies and have a wide variety of insurance policies to fit our family's needs. All of the employees we have had dealings with over the years have been courteous and well-informed. read less
- Janet K.
When I call they are always pleasant & very helpful.
Pris N.It's great to find an insurance agency that actually cares! Our agent, Cheryl, not only seeks the best insurance... read moreIt's great to find an insurance agency that actually cares! Our agent, Cheryl, not only seeks the best insurance at the lowest rate, but also follows up to make sure everything is as expected. We have used her for home, condo and automobile insurance and have recommended her to friends. Oyer Macoviak has consistently met our needs with courtesy, efficiency and caring. read less
- Patty G.
I have gotten wonderful service from Macoviak and Associates. They are informed and have always gotten back to me immediately.... read moreI have gotten wonderful service from Macoviak and Associates. They are informed and have always gotten back to me immediately. They also found me the best prices. For these reasons, I recommend them and will continue doing business with this company. read less
Helaine H.
They are always looking for the best rates and they are very helpful in making desisions. Always avaible to speak... read moreThey are always looking for the best rates and they are very helpful in making desisions. Always avaible to speak with you and are prompt in getting back to you with answers to any questions read less
Chelsea E.Oyer, Macoviak and Associates have been so great to me. Very professional and always helpful.
- Bonnie U.
I have switched agencies twice due to lack of responsiveness. This company is very responsive and their customer communication emails... read moreI have switched agencies twice due to lack of responsiveness. This company is very responsive and their customer communication emails are excellent. I'm glad to finally feel like my business is truly appreciated. read less
Aden R.Oyer and macoviak were a breath of fresh air after all the bad experiences I had trying to get... read moreOyer and macoviak were a breath of fresh air after all the bad experiences I had trying to get insurance for my business. either the prices were way too high or they couldn't get coverage for my LP gas business at all. I had one company get shut down while they had my deposit.
Thank God I tried Oyer and macoviak... They were prompt and proffesional...and got me a great rate. everything went smoothly I got insurance at a great price with great service.
5 stars. read less - Kim F.
I have been a cliënt of Oyer, Macoviak since 2013. Their office is within about a mile and their office... read moreI have been a cliënt of Oyer, Macoviak since 2013. Their office is within about a mile and their office is well suited. In addition year over year they add a modest fee which is standard. The staff is also very courteous and the clientele is also patient. The staff listens as to clients with regard to questions, the cost, and the terms or a better a deal.
All around, it appears to me Oyer, Macoviak and there clientele and customers are terrific. I look forward to working for Oyer, Macoviak and will see you next year.
Victoria Kim Flaville read lessDarryl B.Professional, good quality service, and responsive to all questions,
Avi F.This company embodies what true customer service should be. They are professional and knowledgeable about all issues that relate to... read moreThis company embodies what true customer service should be. They are professional and knowledgeable about all issues that relate to insurance. More importantly, they have a terrific team of agents who are a pleasure to deal with. I have recommended them to several of my clients and they have all had similar experiences. Give them a call, you will not be disappointed! read less
- Robert S.
Like other reviewers, I have gone through several insurance agencies in hope of finding a responsive one. After I wasted... read moreLike other reviewers, I have gone through several insurance agencies in hope of finding a responsive one. After I wasted several hours unsuccessfully trying to reach someone at my latest failure, I decided it was time for another change and I called Oyer, Macoviak and Associates. Carlos Duarte answered the phone and was immediately helpful, answering my questions and emailing a quote to me within minutes.. As I was happy with my carrier I asked if he could "take over" my policies. He quickly sent the paperwork, via Docusign, and we got started. Carlos and/or Christian Macoviak updated me in detail every few days until the policies were transferred to them. I am happy to be working with people that stay in touch, follow up, and don't have to shuffle me from department to department to get an answer or a quote. I recommend them highly. read less
michael g.Started our relationship by a long distance phone call for home owners coverage. always available to answer questions. So impressed... read moreStarted our relationship by a long distance phone call for home owners coverage. always available to answer questions. So impressed by the professionalism shown, yet friendly communication, that multiple automobile coverage was added. As a three year client, I highly recommend Oyer, Macoviak and Associates. read less
joanne m.I was shopping around for Homeowner’s I surance after having a huge increase imposed by current carrier.. I was pleasantly... read moreI was shopping around for Homeowner’s I surance after having a huge increase imposed by current carrier.. I was pleasantly surprised and impressed by the quote I received for even better coverage... Also, the representative, Tom, was professional, friendly and made the transition between companies an easy one. I would highly recommend..... read less
Ready for the Next Step-Here's How it Works
Step 1
Need an insurance quote? Just fill out our quote form and we will handle the rest.
Step 2
Let us shop multiple companies so you get the best rate with the best coverages.
Step 3
After we issue the policy we still handle all the work. Policy changes, claims, applications we handle of it for you.
Let Us Handle All the Work While You Save
Speak with a licensed agent (561) 732-9305
Want to Keep Your Dirt Bike, ATV, Golf Cart and other Motorsport Insurance Down?
Several factors can affect the cost of insuring a specialty vehicle. So what can you can keep your rates low?
Be safe. If you have violations on your driving record or claims on your insurance policy, your rates will likely be higher.
Choose your vehicle carefully. Some models of ATVs, snowmobiles, dirt bikes or other off-road vehicles are considered more aggressive machines, and typically cost more to insure.
Own More Than One. With many carriers you can receive a discount if you insure more than one specialty vehicle on your policy.
