Motorsports Insurance

Let us Shop Your Coverage with 30 "A" Rated Companies.

Insurance for your ATV, Dirt Bike, Golf Cart and More

There’s no shortage of ways to get outside in Florida. Whether you’re hitting the trail, the links, or just the great outdoors, the last thing you want to worry about is whether your insurance policy has you protected.

Oyer, Macoviak and Associates can help you get the specialized coverage you need for your specialized vehicles. We can help you protect your investment and let you get focus on having fun.

Are your off-road toys covered?

  • ATV (All-terrain vehicle) insurance
  • Dirt bike insurance
  • Dune buggy insurance
  • Golf cart insurance
  • Snowmobile insurance
  • Any other motorsports insurance

Most specialized vehicles aren’t covered under your standard auto or home insurance policies, especially when you aren’t on your own property. What’s more, many national, state, or other public parks in Florida require specialty vehicle riders to be properly insured.

What is the Difference Between Street Legal Golf Carts and Regular Golf Carts?

Insurance Companies We Represent

  • Barbara R.

    Friendly and prompt service. Replied to all inquires!

    Flora A.

    I found that the agent was thorough in his research of finding an insurance company that would serve my needs.

    Amy F.

    I as well as my family members have been using Oyer Insurance for decades. Everyone in the office is... read more

  • Bonnie S.

    We are extremely happy with Oyer, Macoviak and Associates. We are with them for many years and switched... read more

    Kim M.

    You offer excellent customer service and are proactive in terms of getting competitive quotes for our coverage, which has helped... read more

    Chelsea E.

    Oyer, Macoviak and Associates have been so great to me. Very professional and always helpful.

  • Deborah A.

    The staff is always very helpful and patient!
    We have building insurance and a great referral agent on Medical Insurance.

    Len P.

    Most helpful, most customer friendly, most informative agency imaginable.

    Jack F.
    positive review 

    Oyer, Macoviak and Associated has been our insurance agent in excess of ten years. They are always helpful in... read more

  • Rebecca H.

    So professional from the person answering the phone to the agent that helped us with our auto policy. Marie was... read more

    Sharon B.
    positive review 

    The personal service is very appreciated. Extremely knowledgeable about the Insurance Business and everyone we have interacted with has been... read more

    Sue T.

    Oyer, Macoviak and Assoc have worked with us since we bought our home. Then we added car insurance. Any questions... read more

  • Brenda R.

    Very efficient & friendly staff. Got all my insurance policies thru them. They did all the researching & found... read more

    Michael D.

    Very responsive and does a great job of shopping around for the best homeowner's and car insurance policies.

    Terry K.

    Fantastic Rates and Service. We have already been recommending Oyer, Macoviak & Associates to Friends and Business Associates.

  • Mike V.

    Professional courteous helpful and responsive service with knowledgeable staff who take the time to listen and care about your needs.

    Scuzzymuzzle F.

    As a first time home owner; they were accommodating to our needs and able to find us a policy that... read more

    Debbie S.

    My go to Insurance company for all my needs. The staff are wonderful! Very professional and friendly, they even... read more

  • Lynn B.

    Oyer, Macoviak and Associates helped me find affordable homeowners insurance when other insurance companies were not writing policies in my... read more

    Edie B.

    I appreciated their expertise in finding us the best policy for the money when we needed it. We have both... read more

    Laurie B.

    Oyer, Macoviak is an honest, professional insurance agency. They have always helped me with my insurance needs and return phone... read more

  • michael m.

    We have used the services of Oyer, Macoviak for the past 18 years (through hurricanes and other Florida weather related... read more

    Dan W.

    Hard working very fair professional insurance people .They always go out of the way to provide you with great advice... read more

    Doris D.

    Love the staff! Very friendly and helpful! If you need insurance, stop searching - This is the place to go!

  • Pris N.

    It's great to find an insurance agency that actually cares! Our agent, Cheryl, not only seeks the best insurance... read more

    Sanford L.

    They are very efficient they follow through when needed. Highly recommend their service.

    terri d.

    great customer service, informative and helps find the right insurance at a good price

  • Paula P.

    I have been very happy with the time and attention that are afforded to me by being insured with... read more

    HarryZuck

    Best insurance company ever. Always there for you.

    Ena M.

    I spoke to Bobby and he was so helpful and responsive in a matter of minutes. I would really... read more

Let Us Handle All the Work While You Save

Speak with a licensed agent (561) 732-9305

Want to Keep Your Dirt Bike, ATV, Golf Cart and other Motorsport Insurance Down?

Several factors can affect the cost of insuring a specialty vehicle. So what can you can keep your rates low?

Be safe. If you have violations on your driving record or claims on your insurance policy, your rates will likely be higher.

Choose your vehicle carefully. Some models of ATVs, snowmobiles, dirt bikes or other off-road vehicles are considered more aggressive machines, and typically cost more to insure.

Own More Than One. With many carriers you can receive a discount if you insure more than one specialty vehicle on your policy.

At Oyer, Macoviak and Associates we are not captive to one insurance company so we can shop the different insurance companies to give you the best coverage with the best rate.