Insurance for your ATV, Dirt Bike, Golf Cart and More
There’s no shortage of ways to get outside in Florida. Whether you’re hitting the trail, the links, or just the great outdoors, the last thing you want to worry about is whether your insurance policy has you protected.
Oyer, Macoviak and Associates can help you get the specialized coverage you need for your specialized vehicles. We can help you protect your investment and let you get focus on having fun.
Are your off-road toys covered?
- ATV (All-terrain vehicle) insurance
- Dirt bike insurance
- Dune buggy insurance
- Golf cart insurance
- Snowmobile insurance
- Any other motorsports insurance
Most specialized vehicles aren’t covered under your standard auto or home insurance policies, especially when you aren’t on your own property. What’s more, many national, state, or other public parks in Florida require specialty vehicle riders to be properly insured.
Insurance Companies We Represent
- Barbara R.
Friendly and prompt service. Replied to all inquires!
Flora A.I found that the agent was thorough in his research of finding an insurance company that would serve my needs.
Amy F.I as well as my family members have been using Oyer Insurance for decades. Everyone in the office is... read moreI as well as my family members have been using Oyer Insurance for decades. Everyone in the office is on the ball and responsive if any issues arise. Would highly recommend them and have referred several people to them over the years. read less
- Bonnie S.
We are extremely happy with Oyer, Macoviak and Associates. We are with them for many years and switched... read moreWe are extremely happy with Oyer, Macoviak and Associates. We are with them for many years and switched ALL our insurance needs over to them. We have recommended them to quite a few people and each and everyone thanked us for the introduction. They have the BEST staff. Everyone is so friendly, knowledgeable and helpful. They take good care of us. read less
Kim M.You offer excellent customer service and are proactive in terms of getting competitive quotes for our coverage, which has helped... read moreYou offer excellent customer service and are proactive in terms of getting competitive quotes for our coverage, which has helped us save money on our auto insurance. read less
Chelsea E.Oyer, Macoviak and Associates have been so great to me. Very professional and always helpful.
- Deborah A.
The staff is always very helpful and patient!
We have building insurance and a great referral agent on Medical Insurance.Len P.Most helpful, most customer friendly, most informative agency imaginable.
Jack F. Oyer, Macoviak and Associated has been our insurance agent in excess of ten years. They are always helpful in... read moreOyer, Macoviak and Associated has been our insurance agent in excess of ten years. They are always helpful in finding the best rates for auto and homeowners insurance to meet our needs. Whenever we have a question they are prompt in getting back to us. I highly recommend them for all your insurance needs. read less
- Rebecca H.
So professional from the person answering the phone to the agent that helped us with our auto policy. Marie was... read moreSo professional from the person answering the phone to the agent that helped us with our auto policy. Marie was always quick to respond and answered all our questions. Plus we saved money. Looking forward to moving our homeowners insurance to them also. read less
Sharon B. The personal service is very appreciated. Extremely knowledgeable about the Insurance Business and everyone we have interacted with has been... read moreThe personal service is very appreciated. Extremely knowledgeable about the Insurance Business and everyone we have interacted with has been very helpful! read less
Sue T.Oyer, Macoviak and Assoc have worked with us since we bought our home. Then we added car insurance. Any questions... read moreOyer, Macoviak and Assoc have worked with us since we bought our home. Then we added car insurance. Any questions I have had, has been answered in a timely manner. I would recommend them to anyone need home owner or car insurance. read less
- Brenda R.
Very efficient & friendly staff. Got all my insurance policies thru them. They did all the researching & found... read moreVery efficient & friendly staff. Got all my insurance policies thru them. They did all the researching & found me the best prices. read less
Michael D.Very responsive and does a great job of shopping around for the best homeowner's and car insurance policies.
Terry K.Fantastic Rates and Service. We have already been recommending Oyer, Macoviak & Associates to Friends and Business Associates.
- Mike V.
Professional courteous helpful and responsive service with knowledgeable staff who take the time to listen and care about your needs.
Scuzzymuzzle F.As a first time home owner; they were accommodating to our needs and able to find us a policy that... read moreAs a first time home owner; they were accommodating to our needs and able to find us a policy that worked! They were so helpful, caring and really easy to work with. If you have any insurance needs I would most definitely recommend this team. We were working with Bobby specifically and he was such a pleasure, we just loved his vibe and really helped us a lot. Thank you so much and we are so happy we found you! lol :) read less
Debbie S.My go to Insurance company for all my needs. The staff are wonderful! Very professional and friendly, they even... read moreMy go to Insurance company for all my needs. The staff are wonderful! Very professional and friendly, they even answer the phone; best Customer Service I've received in a very long time read less
- Lynn B.
Oyer, Macoviak and Associates helped me find affordable homeowners insurance when other insurance companies were not writing policies in my... read moreOyer, Macoviak and Associates helped me find affordable homeowners insurance when other insurance companies were not writing policies in my area, or the policies offered were very expensive . They were very conscientious, professional and I highly recommend them for all your insurance needs. read less
Edie B.I appreciated their expertise in finding us the best policy for the money when we needed it. We have both... read moreI appreciated their expertise in finding us the best policy for the money when we needed it. We have both our homeowners and car insurance with them. I also have referred them to several of my friends and they too have been very happy. read less
Laurie B.Oyer, Macoviak is an honest, professional insurance agency. They have always helped me with my insurance needs and return phone... read moreOyer, Macoviak is an honest, professional insurance agency. They have always helped me with my insurance needs and return phone calls, which is very important to me. read less
- michael m.
We have used the services of Oyer, Macoviak for the past 18 years (through hurricanes and other Florida weather related... read moreWe have used the services of Oyer, Macoviak for the past 18 years (through hurricanes and other Florida weather related incidents). The staff members have always returned our calls and provided sound advice to proceed with all types of insurance matters. Their search for the best rate upon policy renewals has saved us valuable time and effort. We are very satisfied with their services and recommend this agency. read less
Dan W.Hard working very fair professional insurance people .They always go out of the way to provide you with great advice... read moreHard working very fair professional insurance people .They always go out of the way to provide you with great advice and very competitive. Return calls quickly read less
Doris D.Love the staff! Very friendly and helpful! If you need insurance, stop searching - This is the place to go!
- Pris N.
It's great to find an insurance agency that actually cares! Our agent, Cheryl, not only seeks the best insurance... read moreIt's great to find an insurance agency that actually cares! Our agent, Cheryl, not only seeks the best insurance at the lowest rate, but also follows up to make sure everything is as expected. We have used her for home, condo and automobile insurance and have recommended her to friends. Oyer Macoviak has consistently met our needs with courtesy, efficiency and caring. read less
Sanford L.They are very efficient they follow through when needed. Highly recommend their service.
terri d.great customer service, informative and helps find the right insurance at a good price
- Paula P.
I have been very happy with the time and attention that are afforded to me by being insured with... read moreI have been very happy with the time and attention that are afforded to me by being insured with this wonderful company read less
HarryZuckBest insurance company ever. Always there for you.
Ena M.I spoke to Bobby and he was so helpful and responsive in a matter of minutes. I would really... read moreI spoke to Bobby and he was so helpful and responsive in a matter of minutes. I would really recommend this company for all your insurance needs and costs. Thanks Bobby for all your help. read less
Let Us Handle All the Work While You Save
Speak with a licensed agent (561) 732-9305
Want to Keep Your Dirt Bike, ATV, Golf Cart and other Motorsport Insurance Down?
Several factors can affect the cost of insuring a specialty vehicle. So what can you can keep your rates low?
Be safe. If you have violations on your driving record or claims on your insurance policy, your rates will likely be higher.
Choose your vehicle carefully. Some models of ATVs, snowmobiles, dirt bikes or other off-road vehicles are considered more aggressive machines, and typically cost more to insure.
Own More Than One. With many carriers you can receive a discount if you insure more than one specialty vehicle on your policy.
