Avoid Accidents and Keep Average Car Insurance Rates Low by Reading Your Tires
Over the years, I’ve learned that my tire wear reveals a lot about my driving and car maintenance habits. Sometimes it’s the result of making a mistake and noticing an odd wear pattern after the fact. For example, once I backed my car down the driveway without noticing that one tire was flat. After fixing … Read More
Owning a Trampoline: House Insurance
Trampolines are a lot of fun and many can be found in the backyards of residential dwellings (I cannot imagine the amount of hours that I have played on trampolines when I was younger). However, there is risk associated with owning a trampoline. All of the jumping and gymnastic tricks done on them, make trampolines … Read More
Signs of Brake Problems That Risk an Accident and Auto Insurance Claim
Most of us take our cars for granted and all too often don’t understand the inherent dangers of driving. For example, driving a car off a 120 foot vertical cliff is obviously dangerous and would likely be fatal. Yet the speed that the car would hit the ground is 60 miles per hour, which is a … Read More
Average Car Insurance Covers Pedestrians Too!
I have a client whose grandfather was hit by a car and killed. He left his house on a sunny, summer morning to take his puppy for a walk. He waited at the curb for traffic to clear, then proceeded through the crosswalk. Suddenly, a car backed into him. Three days later he died, and the family … Read More
Homeowners Insurance as it Pertains to Operating or Utilizing an In-Home Daycare
Operating an in-home daycare business from a personal residence comes with homeowners insurance liability and potential property damage concerns. There are also liability worries for people who take their own children to an in-home daycare provider. Running a daycare from a private dwelling should be something that a policyholder addresses with their insurance agent, and the … Read More
Business Insurance: How to Get the Best Policy
There are a lot of steps involved in getting a new business off the ground, and one crucial step is getting a great business insurance policy to protect your brand new company. However, if you are a new business owner, or if you’ve been in business for the past 20 years, how do you know you … Read More
4 Steps to Protecting Your Roof from Homeowners Insurance Claim
Here in Florida, we get some wild weather, whether it’s just a typical afternoon thunderstorm or a blustering hurricane. Our homes usually fare these storms fairly well, but if there is one thing that takes the brunt of the force, it is the roof. If you want to protect your roof, make it last longer, … Read More
Before You Dig, Know These 5 Things to Avoid a Homeowners Insurance Claim
Homeowners regularly try to improve their properties. Between that and certain maintenance issues, there are times when it is necessary to dig in your yard. But there is not just dirt under the surface, most homes have several hidden lines that are not only important, but could be dangerous if they are contacted. In addition, … Read More
Local Driving Causes Majority of Car Insurance Accidents
Although the statistics vary somewhat depending on the source, there is no question that we are most likely to get into a car insurance accident near our homes. About half of all accidents occur within five miles of home, while three-quarters of all auto accidents happen within fifteen miles. For many of us, this doesn’t make … Read More
Auto Insurance for Teens: Should They Use a Parent’s Policy or Get Their Own?
The teen years are exciting, and one of the rites of passage is earning the right to drive. When a teenager gets their license, it is another step toward independence and adulthood. But with that accomplishment comes the need for insurance. Since teens are in a high-risk category due to their inexperience, that insurance often … Read More
