Condominium Insurance

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Condominium Insurance

Condominium insurance is unique. Your condo insurance policy covers your personal property and liability, as well as any additions, alterations and improvements you make to your unit that are your responsibility based on the condo association agreement. Optional loss assessment coverage is also available to protect you against certain assessments that may be levied by the association. You would be compensated for additional living expenses incurred should you need to vacate your condo after a covered loss.

Let Oyer, Macoviak and Associates help you find the right amount of coverage to suit your insurance needs Florida. Call us today at 561-732-9305. Your condo insurance policy protects you and your family members against bodily injury and property damage liability claims and any litigation that may result subject to the limits you select. In addition, you can select medical payments coverage which will pay for medical expenses incurred by a visitor who is injured at your residence regardless of fault. Various limits are available.

Condominium Insurance

Insurance Companies We Represent

  • Mitchell S.

    Provided quick quote at reasonable price. Great follow up

    Kim F.

    I have been a cliënt of Oyer, Macoviak since 2013. Their office is within about a mile and their office... read more

    Bonnie S.

    We are extremely happy with Oyer, Macoviak and Associates. We are with them for many years and switched... read more

  • Mike V.

    Professional courteous helpful and responsive service with knowledgeable staff who take the time to listen and care about your needs.

    Rebecca H.

    So professional from the person answering the phone to the agent that helped us with our auto policy. Marie was... read more

    Lynda O.

    Oyer, Macoviak and Associates is a professional insurance firm that I highly recommend. They are knowledgeable, courteous and qualified to... read more

  • A G.

    It's great to find an insurance agency that actually cares! Our agent, Cheryl, not only seeks the best insurance... read more

    William P.

    Oyer, Macoviak & Associates is a great insurance company.They do their best to find the right insurance for us.We have... read more

    Stephen B.

    i call on this company for customer service reasons for their own clients,

  • Penny M.

    Rob Macoviak saved me not only money but from another firm that took me for granted and when my condo... read more

    Peak P.

    i needed insurance and they helped me out and it was easily accomplished they are experienced and professional

    Mike V.

    Professional courteous helpful and responsive service with knowledgeable staff who take the time to listen and care about your needs.

  • sandra l.

    They are the best! I’ve suffered with Geico,And Einsurance. Horrid experience with both. A friend recommended her broker to me,... read more

    Tashia G.

    Exceptional service from quote to binding. Cheryl Macoviak is a competent professional who went above and beyond to take... read more

    Flora A.

    I found that the agent was thorough in his research of finding an insurance company that would serve my needs.

  • Pris N.

    It's great to find an insurance agency that actually cares! Our agent, Cheryl, not only seeks the best insurance... read more

    Una G.

    I want to let every know that this company is the most wonderful company to do business with
    I got...
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    Melody L.

    Everything about our experience with Oyer, Macoviak & Associates was great! Great customer service and prompt response to any... read more

  • Darryl B.

    Professional, good quality service, and responsive to all questions,

    Roger H.

    Nice locally owned business - competitive rates too!

    Patty G.

    I have gotten wonderful service from Macoviak and Associates. They are informed and have always gotten back to me immediately.... read more

  • Stacey M.

    I am very happy with Oyer, Macoviak and Associates. My home owners insurance was about to expire and I... read more

    Don T.

    Best in business with fast and friendly service. I strongly recommend Oyer, Macoviak and Associates for all your insurance needs.

    Beverly K.

    I have been a client for many years. The staff is pleasant and efficient. They always find the best companies... read more

  • Gary M.

    Cindy was quick to reply to my inquiry and relay available insurance options. No pressure; just valued info to make... read more

    michael g.

    Started our relationship by a long distance phone call for home owners coverage. always available to answer questions. So impressed... read more

    murray h.

    While I never had a claim with them, anytime I had a question or concern they were always there for... read more

  • Sharon G.

    They are the best. Been with them many years for my personal and business policies. I also recommend them to... read more

    Sanford L.

    They are very efficient they follow through when needed. Highly recommend their service.

    Abby D.

    The staff is a pleasure to work with and are extremely helpful. Transitioning our homeowner's insurance over to Oyer, Macoviak... read more

Let Us Handle All the Work While You Save

Speak with a licensed agent (561) 732-9305

Florida-What You Need to Know About Condo Insurance

Condo insurance provides coverage for your personal property and much more. For a few more dollars, you can elect to carry Full Value Personal Property which ensures that you are reimbursed full replacement value without regard for depreciation after a covered loss.

If you have upgraded cabinets or put in hardwood floors, condo building item coverage protects these investments. Be sure to consult your HOA agreement to determine what the Association policy covers and what you are responsible for.  If common areas are damaged, your condominium association may levy assessments against all the owners to pay the deductible on their association policy.

Various limits of loss assessment coverage are available. Be sure to consult the HOA agreement to determine the potential for such assessments. Oyer, Macoviak and Associates can help you determine your coverage needs to make sure you’re properly covered. Call us at 561-732-9305 or contact us.

­Condominium Insurance Companies We Proudly Represent

At Oyer, Macoviak and Associates we are not captive to one insurance company so we can shop the different insurance companies to give you the best coverage with the best rate.