Since 1953

Condominium Insurance

Since 1953 we have helped thousands of clients to save money on condo insurance while we do all the work. Let us shop your policy with over “30” rated companies.



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Why People are Choosing us

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Condominium Insurance Coverage for More than 60 Years

Are you a condominium owner in need of reliable insurance? Look no further than Oyer, Macoviak and Associates! Since 1953, we’ve been helping thousands of clients get the best rates on their policy. Our team of experienced insurance agents will do all the work for you so you don’t have to worry. We shop your policy through more than 30 of the top-rated insurance companies to make sure you get the kind of coverage and prices that meet your individual needs.

When you choose Oyer, Macoviak and Associates, you can trust that we will always provide top-notch service. Our unmatched customer care means that when questions arise or changes are needed, our staff is here to assist. Plus, with nearly 70 years in business, it should come as no surprise that we boast an unsurpassed ability to secure the best policies at affordable prices – regardless of how complex or unique your coverage requirements may be.

We understand how difficult it can be to navigate the insurance market these days – but the qualified professionals at Oyer, Macoviak and Associates are here to make sure your condominium is protected against loss or damages with experiences and quality products backed by trusted carriers. Get started on protecting your condominium today – contact us now for unbeatable coverage at unbeatable prices!

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Why Oyer, Macoviak and Associates for Condo Insurance?

Choice Oyer, Macoviak and Associates

Choice

We have access to multiple companies with a range of products.

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Easy

We can easily switch you from company to company without hassle.

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Unbiased

We are unbiased and objective, you know you have the right plan for you.

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69+

Years in Business

Let Us shop your policy with over 30 “A” rated companies.

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our experience

Save Up to 30% on Condominium Insurance

At Oyer, Macoviak and Associates, we provide you with peace of mind when it comes to condominium insurance. We understand that navigating the sometimes-tricky waters of condominium coverage can be difficult, and that’s why our team of professionals have been helping homeowners all over the country since 1953.

We take the stress out of finding the right coverage for your home; we shop with more than 30 rated companies to find you a policy that is tailored just for you at the best price possible.

Rest assured, when you trust us with your condominium insurance needs, you can cash in on incredible savings without having to worry about sacrificing quality or reliability. With Oyer, Macoviak and Associates on your side, protecting your property and finances has never been easier!

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5 Important Benefits of Independent Homeowners Insurance Agents Near You
Homeowners Insurance

5 Important Benefits of Independent Homeowners Insurance Agents Near You

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Navigating the complex world of homeowners insurance can often want to attempt to decode a foreign language. Quotes, policies, rates, and coverage can leave you feeling baffled, and lead to less-than-ideal insurance decisions. This is where independent homeowners’ insurance agents near you may be invaluable. Brief Overview of Independent Homeowners Insurance Agents Independent insurance agents…

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Homeowners Insurance

A Practical Guide to House Insurance Coverage Options

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Understanding the Importance of House Insurance There’s a lot to think about when you own a home. On top of your mortgage, there is a host of paperwork, maintenance, and another critical element—house insurance. While most of us understand it’s important, the complexity and the multitude of options can create confusion, stress, and even lead…

Auto & Home Insurance Quotes Comparison Find the Best Rates for 2024
Auto Insurance Homeowners Insurance

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Navigating through countless auto & home insurance quotes can feel like wandering in a labyrinth of overwhelming data, complex terms, and conflicting prices. Finding an affordable policy that meets your unique needs without compromising on coverage is a challenge we all face. At Oyer, Macoviak and Associates, we understand how critical this task is to…

FAQ condominium insurance

Why Do Business with us?

Looking for the best way to save money on your condominium insurance? Oyer, Macoviak and Associates has been helping clients do just that for over 50 years.

We work with over 30 rated companies to get you the best coverage at the most competitive price. Plus, we do all the work for you so you can focus on what’s important to you.

Give us a call today at 561-732-9305 or get a quote online and see how much you could save.

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Condominium insurance is a specialty type of homeowners insurance. It provides coverage for the structure, its contents and personal liability for an individual owner or tenant against losses such as fire, theft, vandalism, and malicious mischief that might occur in the communal areas of a condominium complex.

For example, if you rent out an apartment within a building that has condominium insurance, your personal property should be covered in case there is a loss.

Condominium insurance is a valuable ­addition to your homeowner’s policy. It provides coverage for the building, its units, their furnishings, and other property not individually covered by the policy. If you have personal belongings, such as computer or clothes in your unit that would be damaged if the building were struck by lightning, for example, they would be covered under a condominium insurance policy.

The cost of your condominium policy depends on the type and amount of coverage you purchase. Your insurer will help you choose a deductible that is appropriate for your needs based on the valuation of your property. A higher deductible means lower premiums, while a lower or zero deductible will typically result in higher premiums.

Condominium policies are small and specialized, with the goal to provide protection for the individual homeowner’s personal property as well as the building itself. This coverage is provided at an affordable price by treating all units in a multi-unit complex as one.

The contents and personal liability portions of the policies are usually written together with an automatically renewed policy, so your coverage continues year after year without having to re-apply. The premiums for the automatic renewal portion of the policy are typically much lower than those associated with a traditional standalone homeowners’ policy (which you would purchase to cover just your personal property).

The owner(s) of the building are responsible for taking out insurance on all common areas that would be insured if there were an association or condominium association in place. These may include hallways, corridors, lobbies, bathrooms, or walkways.

Although it is not a legal requirement, our advice is to purchase insurance. Some states’ and local communities’ codes require owners’ associations to carry insurance on the common areas of the development or subdivision. Your insurer can provide you with more information about these requirements.

Since 1953

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