Condominium Insurance
Condominium insurance is unique. Your condo insurance policy covers your personal property and liability, as well as any additions, alterations and improvements you make to your unit that are your responsibility based on the condo association agreement. Optional loss assessment coverage is also available to protect you against certain assessments that may be levied by the association. You would be compensated for additional living expenses incurred should you need to vacate your condo after a covered loss.
Let Oyer, Macoviak and Associates help you find the right amount of coverage to suit your insurance needs Florida. Call us today at 561-732-9305. Your condo insurance policy protects you and your family members against bodily injury and property damage liability claims and any litigation that may result subject to the limits you select. In addition, you can select medical payments coverage which will pay for medical expenses incurred by a visitor who is injured at your residence regardless of fault. Various limits are available.
Overall Satisfaction Rating
Let Us Shop Your Coverage with 30 Highly-Rated Companies
- Sue T.
Oyer, Macoviak and Assoc have worked with us since we bought our home. Then we added car insurance. Any questions... read moreOyer, Macoviak and Assoc have worked with us since we bought our home. Then we added car insurance. Any questions I have had, has been answered in a timely manner. I would recommend them to anyone need home owner or car insurance. read less
Cindy N.Cheryl's response time was impeccable. She provided more than one option for insurance and provide options to reduce the... read moreCheryl's response time was impeccable. She provided more than one option for insurance and provide options to reduce the premium costs without being asked. Then she also recommended a contractor to provide services that would help reduce premium and then provided the quote extremely quick always checking to make sure I was satisfied and had covered all my bases.
Other providers only gave me the highest priced option and made no mention as to how I could reduce costs. It saved me $1,600 dollars. THANKS CHERYL! read lessBeverly K.I have been a client for many years. The staff is pleasant and efficient. They always find the best companies... read moreI have been a client for many years. The staff is pleasant and efficient. They always find the best companies with the lowest premiums. I highly recommend using them for all your insurance needs read less
- Abby D.
The staff is a pleasure to work with and are extremely helpful. Transitioning our homeowner's insurance over to Oyer, Macoviak... read moreThe staff is a pleasure to work with and are extremely helpful. Transitioning our homeowner's insurance over to Oyer, Macoviak and Assoc was simple and painless! :) I worked directly with Cheryl and she's a pleasure to deal with! read less
Linda M.Highly recommend “Oyer”!!! They are all knowledgeable and efficient. AND there’s a bonus - they answer their phones and... read moreHighly recommend “Oyer”!!! They are all knowledgeable and efficient. AND there’s a bonus - they answer their phones and return phone calls immediately. read less
Janet K.
When I call they are always pleasant & very helpful.
- michael m.
We have used the services of Oyer, Macoviak for the past 18 years (through hurricanes and other Florida weather related... read moreWe have used the services of Oyer, Macoviak for the past 18 years (through hurricanes and other Florida weather related incidents). The staff members have always returned our calls and provided sound advice to proceed with all types of insurance matters. Their search for the best rate upon policy renewals has saved us valuable time and effort. We are very satisfied with their services and recommend this agency. read less
Tashia G.Exceptional service from quote to binding. Cheryl Macoviak is a competent professional who went above and beyond to take... read moreExceptional service from quote to binding. Cheryl Macoviak is a competent professional who went above and beyond to take care of my insurance needs at the last minute. read less
Helaine H.
They are always looking for the best rates and they are very helpful in making desisions. Always avaible to speak... read moreThey are always looking for the best rates and they are very helpful in making desisions. Always avaible to speak with you and are prompt in getting back to you with answers to any questions read less
- HarryZuck
Best insurance company ever. Always there for you.
Kim M.You offer excellent customer service and are proactive in terms of getting competitive quotes for our coverage, which has helped... read moreYou offer excellent customer service and are proactive in terms of getting competitive quotes for our coverage, which has helped us save money on our auto insurance. read less
Judith W.Oyer, Macoviak has covered my condo since I bought it in December of 2008. Several years ago my upstairs... read moreOyer, Macoviak has covered my condo since I bought it in December of 2008. Several years ago my upstairs neighbor left her kitchen faucet on and the stopper down. My brand-new kitchen was severely damaged. Oyer and Macoviak helped me recover from the physical and financial damage. They were so kind and helpful from beginning to end. I highly recommend them. read less
- Robert R.
I have had condominium insurance with Oyer, Macoviak since 2003.
Over this time when I needed their help I have ... read moreI have had condominium insurance with Oyer, Macoviak since 2003.
Over this time when I needed their help I have found them to be courteous,
professional and willing to work with me to resolve the issue. I do not hesitate to recommend them . read lessBrenda R.Very efficient & friendly staff. Got all my insurance policies thru them. They did all the researching & found... read moreVery efficient & friendly staff. Got all my insurance policies thru them. They did all the researching & found me the best prices. read less
Creative M.The most efficient & knowledgeable ins. people I know! Give them a try!Family owned & operated right in Boynton too!
- Don T.
Best in business with fast and friendly service. I strongly recommend Oyer, Macoviak and Associates for all your insurance needs.
Melody L.Everything about our experience with Oyer, Macoviak & Associates was great! Great customer service and prompt response to any... read moreEverything about our experience with Oyer, Macoviak & Associates was great! Great customer service and prompt response to any questions!We would recommend this company to everyone! read less
Bonnie S.We are extremely happy with Oyer, Macoviak and Associates. We are with them for many years and switched... read moreWe are extremely happy with Oyer, Macoviak and Associates. We are with them for many years and switched ALL our insurance needs over to them. We have recommended them to quite a few people and each and everyone thanked us for the introduction. They have the BEST staff. Everyone is so friendly, knowledgeable and helpful. They take good care of us. read less
- Wayne M.
Knowledgeable and very easy to deal with. Would highly recommend them.
Bobby J.very professional rob, cheryl, and all the associates really care about there customers! i have never had a insurance... read morevery professional rob, cheryl, and all the associates really care about there customers! i have never had a insurance agency like this ,, give them a call read less
Elaine M.They are very professional and understand what our needs are for insurance. Can always reach someone via phone which... read moreThey are very professional and understand what our needs are for insurance. Can always reach someone via phone which is a plus. It is so convenient having their office right in town. They are also knowledgeable about other state rules and regulations which helps people that split their time in Florida and elsewhere during the year. read less
- Sharon B.
The personal service is very appreciated. Extremely knowledgeable about the Insurance Business and everyone we have interacted with has been... read moreThe personal service is very appreciated. Extremely knowledgeable about the Insurance Business and everyone we have interacted with has been very helpful! read less
WENDY H.I have been using Oyer, Macoviak and Associates for 6+ years. They are so professional, courteous, extremely knowledgable and very... read moreI have been using Oyer, Macoviak and Associates for 6+ years. They are so professional, courteous, extremely knowledgable and very helpful. Highly recommend them! read less
Scuzzymuzzle F.As a first time home owner; they were accommodating to our needs and able to find us a policy that... read moreAs a first time home owner; they were accommodating to our needs and able to find us a policy that worked! They were so helpful, caring and really easy to work with. If you have any insurance needs I would most definitely recommend this team. We were working with Bobby specifically and he was such a pleasure, we just loved his vibe and really helped us a lot. Thank you so much and we are so happy we found you! lol :) read less
- Jose R.
Oyer, Macoviak and Associates understands the meaning of "service". When I have a question or concern, I speak to... read moreOyer, Macoviak and Associates understands the meaning of "service". When I have a question or concern, I speak to someone from the office - not a machine and not a carrier. If I wanted to speak to a carrier, I'd place my business with a carrier. I want an agent who represents me and answers my questions and I found that with Oyer, Macoviak and Associates. read less
Sandra B.Excellent company to deal with. Personal service is A+. They return phone calls and will answer questions with knowledge and explanations.
Murray H.They always respond to my questions or requests. I haver never made a claim with them but based on my... read moreThey always respond to my questions or requests. I haver never made a claim with them but based on my interactions with them I am very satisfied compared to my previous insurance company. read less
- Penny M.
Rob Macoviak saved me not only money but from another firm that took me for granted and when my condo... read moreRob Macoviak saved me not only money but from another firm that took me for granted and when my condo was hit by a hurricane
it was a referral to Rob and the team at Oyer Macoviak that not only helped me thru the long and painful process of trying to be compensated for my losses but won my Trust, Condo and Auto business going forward.
The agent at the previous firm was of no help when
at my most vulnerable.
Rob was extremely patient in explaining the policy I had at that time and so much more. I was never one to recommend anyone but
2 years later I am happy to
recommend Oyer Macoviak. read lessStephen B.i call on this company for customer service reasons for their own clients,
Flora A.I found that the agent was thorough in his research of finding an insurance company that would serve my needs.
Ready for the Next Step-Here's How it Works
Step 1
Need an insurance quote? Just fill out our quote form and we will handle the rest.
Step 2
Let us shop multiple companies so you get the best rate with the best coverages.
Step 3
After we issue the policy we still handle all the work. Policy changes, claims, applications we handle of it for you.
Let Us Handle All the Work While You Save
Speak with a licensed agent (561) 732-9305
Florida-What You Need to Know About Condo Insurance
Condo insurance provides coverage for your personal property and much more. For a few more dollars, you can elect to carry Full Value Personal Property which ensures that you are reimbursed full replacement value without regard for depreciation after a covered loss.
If you have upgraded cabinets or put in hardwood floors, condo building item coverage protects these investments. Be sure to consult your HOA agreement to determine what the Association policy covers and what you are responsible for. If common areas are damaged, your condominium association may levy assessments against all the owners to pay the deductible on their association policy.
Various limits of loss assessment coverage are available. Be sure to consult the HOA agreement to determine the potential for such assessments. Oyer, Macoviak and Associates can help you determine your coverage needs to make sure you’re properly covered. Call us at 561-732-9305 or contact us.
Additional Coverages to Consider