Since 1953

Condominium Insurance

Since 1953 we have helped thousands of clients to save money on condo insurance while we do all the work. Let us shop your policy with over “30” rated companies.

4.8 Stars - Based on 1089 Reviews
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Why People are Choosing us

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Condo Insurance Coverage for More than 60 Years

Looking for a reliable condominium insurance provider? Look no further than Oyer, Macoviak and Associates! We have over 60 years of experience helping our clients save money on their insurance while we do all the work.

We’re proud to work with over 30 rated companies, so you can be sure you’re getting the best possible coverage at the most competitive price.

Contact us today to get started, or get a free online quote now.

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main REASONs TO CHOOSE US

Why Oyer, Macoviak and Associates for Condo Insurance?

Choice Condominium Insurance Options

Choice

We have access to multiple companies with a range of products.

Easy Condominium Insurance

Easy

We can easily switch you from company to company without hassle.

Unbiased Condominium Insurance

Unbiased

We are unbiased and objective, you know you have the right plan for you.

69+

Years in Business

Let Us shop your policy with over 30 “A” rated companies.

our experience

Save Up to 30% on Condo Insurance

When it comes to finding the right condominium insurance, Oyer, Macoviak and Associates are the experts you can trust.

We have over 60 years of experience helping our clients save money while we do all the work. We are able to shop your policy with over 30 rated companies in order to find you the best coverage at the most affordable price.

Contact us today at 561-732-9305 or get a quote online and let us help you find the peace of mind that comes with knowing you’re fully protected.

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Years
5 things you didn't know about home insurance
Homeowners Insurance

5 things you didn’t know about home insurance

Robert Macoviak Reading Time: 3 minutes

When it comes to home insurance, there’s a lot you may not know. For example, did you know that most policies don’t cover flooding? Or that your home’s age and location can impact your premium? In this blog post, we’ll share five things you may not know about home insurance. By the end, you’ll have…

Why You Should Shop and Compare Home Insurance
Homeowners Insurance

Why You Should Shop and Compare Home Insurance

Robert Macoviak Reading Time: 4 minutes

If you’re like most people, you don’t give much thought to your home insurance until you need to use it. And that’s understandable. Home insurance is one of those things that’s just kind of there in the background, waiting to help if something goes wrong. But what many people don’t realize is that their home…

Surprising Tips for Choosing the Best Home Insurance Coverage
Homeowners Insurance

Get the Peace of Mind You Deserve: Surprising Tips for Choosing the Best Home Insurance Coverage

Robert Macoviak Reading Time: 5 minutes

Navigating the home insurance landscape can be overwhelming, no matter your experience level. This could mean protecting one of your biggest investments: your home! To ensure you get the peace of mind and financial protection you deserve, check out these surprising tips for choosing the best coverage. With just a few minutes of research and…

FAQ condominium insurance

Why Do Business with us?

Looking for the best way to save money on your condominium insurance? Oyer, Macoviak and Associates has been helping clients do just that for over 50 years.

We work with over 30 rated companies to get you the best coverage at the most competitive price. Plus, we do all the work for you so you can focus on what’s important to you.

Give us a call today at 561-732-9305 or get a quote online and see how much you could save.

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Condominium insurance is a specialty type of homeowners insurance. It provides coverage for the structure, its contents and personal liability for an individual owner or tenant against losses such as fire, theft, vandalism, and malicious mischief that might occur in the communal areas of a condominium complex.

For example, if you rent out an apartment within a building that has condominium insurance, your personal property should be covered in case there is a loss.

Condominium insurance is a valuable ­addition to your homeowner’s policy. It provides coverage for the building, its units, their furnishings, and other property not individually covered by the policy. If you have personal belongings, such as computer or clothes in your unit that would be damaged if the building were struck by lightning, for example, they would be covered under a condominium insurance policy.

The cost of your condominium policy depends on the type and amount of coverage you purchase. Your insurer will help you choose a deductible that is appropriate for your needs based on the valuation of your property. A higher deductible means lower premiums, while a lower or zero deductible will typically result in higher premiums.

Condominium policies are small and specialized, with the goal to provide protection for the individual homeowner’s personal property as well as the building itself. This coverage is provided at an affordable price by treating all units in a multi-unit complex as one.

The contents and personal liability portions of the policies are usually written together with an automatically renewed policy, so your coverage continues year after year without having to re-apply. The premiums for the automatic renewal portion of the policy are typically much lower than those associated with a traditional standalone homeowners’ policy (which you would purchase to cover just your personal property).

The owner(s) of the building are responsible for taking out insurance on all common areas that would be insured if there were an association or condominium association in place. These may include hallways, corridors, lobbies, bathrooms, or walkways.

Although it is not a legal requirement, our advice is to purchase insurance. Some states’ and local communities’ codes require owners’ associations to carry insurance on the common areas of the development or subdivision. Your insurer can provide you with more information about these requirements.

Since 1953

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