Boat Insurance

Let us Shop Your Coverage with 30 "A" Rated Companies

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Boat/Watercraft Insurance

Oyer, Macoviak and Associates can help make your time on the water relaxed and worry-free! We will find you comprehensive boat insurance protection that protects you, your friends and family, your watercraft, and your boating equipment. The average boat costs less than a dollar a day to insure. You’ll enjoy being on the water even more when you aren’t worried about your safety, the safety your passengers, or your investment. Do you know what to look for in a boat insurance policy?

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4.8 Stars - Based on 1004 Reviews
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Boat Insurance Oyer Macoviak and Associates

Oyer, Macoviak and Associates can help you determine the right amount of coverage to meet your specific needs. Just give us a call today at 561-732-9305 to get started.

Let Us Shop Your Coverage with 30 Highly-Rated Companies

Proudly Represent Oyer, Macoviak and Associate

Speak with a licensed agent

(561) 732-9305

  • Ron D.

    We appreciate that Oyer Macoviak & Associates have our interest in mind by recommending additional coverages to enhance our HO policy

    A G.

    Very helpful and friendly staff! They make you feel like you're more than just another customer. Greatly recommend when... read more

    Ray M.

    Recently purchased a condo in Delray Beach and spoke with a rep at Oyer, Macoviak and Associates who designed a... read more

  • Nelson C.

    I reshop my home insurance every 3 years. 2 years, I received a very competitive quote from Oyer. ... read more

    Rebecca H.

    So professional from the person answering the phone to the agent that helped us with our auto policy. Marie was... read more

    Vicki T.

    I was referred to Ryan at Oyer, Macoviak & Assoc by a friend/realtor. Ryan was great to work with, listened... read more

  • Elisa W.
    positive review 

    Oyer, Macoviak and Associates have always gone the extra mile to provide me with the right coverage for my needs... read more

    Melody L.

    Everything about our experience with Oyer, Macoviak & Associates was great! Great customer service and prompt response to any... read more

    SUE S.

    AMAZING CUSTOMER SERVICE. Best Agency I have used. 100% follow up, polite. Used them over 5 years... read more

  • Allan C.

    They have always provided me with quick service that is high quality. I appreciate their attention to my insurance requests.

    Roger H.

    Nice locally owned business - competitive rates too!

    Darryl B.

    Professional, good quality service, and responsive to all questions,

  • Kim M.

    You offer excellent customer service and are proactive in terms of getting competitive quotes for our coverage, which has helped... read more

    Stuart M.

    They are on top of all my insurance needs. they advise me when premiums are due, when to change to... read more

    michael g.

    Started our relationship by a long distance phone call for home owners coverage. always available to answer questions. So impressed... read more

  • Aden R.

    Oyer and macoviak were a breath of fresh air after all the bad experiences I had trying to get... read more

    Sanford L.

    They are very efficient they follow through when needed. Highly recommend their service.

    Simone R.

    We are very pleased with Oyer, Macoviak and Associates.
    They gave us excellent pricing, excellent service and excellent customer service...
    read more

  • Janet K.
    positive review 

    When I call they are always pleasant & very helpful.

    Alan C.

    Quick response. They seek best price for the insurance I need. I have recommended two families to Oyer, Macoviak and... read more

    Wayne M.

    Knowledgeable and very easy to deal with. Would highly recommend them.

  • Don T.

    Best in business with fast and friendly service. I strongly recommend Oyer, Macoviak and Associates for all your insurance needs.

    Terry K.

    Fantastic Rates and Service. We have already been recommending Oyer, Macoviak & Associates to Friends and Business Associates.

    Cindy N.

    Cheryl's response time was impeccable. She provided more than one option for insurance and provide options to reduce the... read more

  • Nelson C.

    I reshop my home insurance every 3 years. 2 years, I received a very competitive quote from Oyer. ... read more

    Jerry L.
    positive review 

    They are always willing to take time with me with whatever question I may have. They will get me... read more

    Roberta M.

    We were the victim of a small auto accident about the same time as our auto, homeowner and other policies... read more

  • Just m.

    Very helpful and friendly staff! They make you feel like you're more than just another customer. Greatly recommend when... read more

    Peak P.

    i needed insurance and they helped me out and it was easily accomplished they are experienced and professional

    Doris D.

    Love the staff! Very friendly and helpful! If you need insurance, stop searching - This is the place to go!

Ready for the Next Step-Here's How it Works

Step 1

Need an insurance quote? Just fill out our quote form and we will handle the rest.

Step 2

Let us shop multiple companies so you get the best rate with the best coverages.

Step 3

After we issue the policy we still handle all the work. Policy changes, claims, applications we handle of it for you.

Let Us Handle All the Work While You Save

Speak with a licensed agent (561) 732-9305

Boat Insurance in Florida

Here are some items you’ll need to consider when shopping for boat insurance in Florida.

* Navigational Area: Know where you are covered in the water. Some companies, such as Safeco Insurance, offer protection that covers you up to 75 miles from the U.S. coastline; into Canadian coastal or inland waters; and into the Pacific coastal waters of Mexico. In Florida, additional coverage area can be purchased.

* Agreed Value Coverage: Watercrafts depreciate just like automobiles. Actual cash value policies can make it difficult to replace a boat that’s been stolen or destroyed. This means that if your boat is a total loss you will get the value you insured it for, minus any deductible.

* Liability: Like car insurance, personal liability coverage provides coverage to other boaters and boat owners in the event you are at-fault for an accident on the water. This coverage will pay to repair or replace the property of someone else as well as for their medical care, lost wages and other costs incurred as a result of a boating accident for which you are at-fault.

* Uninsured/Underinsured Watercraft Bodily Injury: Since boat coverage is not always mandatory, many boaters choose not to get insurance. If you are hit by an uninsured or underinsured boater, and you are injured, this type of coverage pays for medical treatment, lost wages, and other costs associated with the accident.

* Fuel Spill Liability and Wreckage Removal: Should your boat sink or be seriously damaged, there is a chance that it could leak oil or fuel into the water. As the boat’s owner you are required by law to have this cleaned up, which can be time consuming and expensive.

* Emergency Assistance: The Emergency Assistance Package provides coverage for towing, labor and delivery of gas, oil or loaned battery if the watercraft is disabled while on the water.

Every need is unique – contact us today for a BOAT INSURANCE QUOTE at 561-732-9305 or get a QUOTE ONLINE TODAY to find out how to get the best boat insurance coverage for you. Please also keep us in mind for your other insurance needs-home insurance, auto insurance, business insurance and life insurance.

BOAT INSURANCE COMPANIES WE PROUDLY REPRESENT

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At Oyer, Macoviak and Associates we are not captive to one insurance company so we can shop the different insurance companies to give you the best coverage with the best rate.