Boat Insurance

Let us Shop Your Coverage with 30 "A" Rated Companies.

Boat/Watercraft Insurance

Oyer, Macoviak and Associates can help make your time on the water relaxed and worry-free! We will find you comprehensive boat insurance protection that protects you, your friends and family, your watercraft, and your boating equipment. The average boat costs less than a dollar a day to insure. You’ll enjoy being on the water even more when you aren’t worried about your safety, the safety your passengers, or your investment. Do you know what to look for in a boat insurance policy?

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4.8 Stars - Based on 1017 Reviews
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Boat Insurance Oyer Macoviak and Associates

Insurance Companies We Represent

  • Fernando R.

    Had a great experience working with Cheryl. She was very patient working on multiple homeowners quotes and has been extremely... read more

    Chelsea E.

    Oyer, Macoviak and Associates have been so great to me. Very professional and always helpful.

    Deborah A.

    The staff is always very helpful and patient!
    We have building insurance and a great referral agent on Medical Insurance.

  • Elaine M.

    They are very professional and understand what our needs are for insurance. Can always reach someone via phone which... read more

    Peter B.

    They go out of the way to help you

    ellen f.

    I was shopping for a new insurance policy and was highly recommended to them by several people. Ryan was both... read more

  • Lynda O.

    Oyer, Macoviak and Associates is a professional insurance firm that I highly recommend. They are knowledgeable, courteous and qualified to... read more

    robert j.

    great insurance agent,, rob and cheryl has been very helpful in getting me car, van, and renters insurance at... read more

    Stephen B.

    i call on this company for customer service reasons for their own clients,

  • Len P.

    Most helpful, most customer friendly, most informative agency imaginable.

    Elisa W.
    positive review 

    Oyer, Macoviak and Associates have always gone the extra mile to provide me with the right coverage for my needs... read more

    Deborah G.
    positive review 

    Dedication to clients. Oyer, Macoviak always provides timely answers to questions and they find the best insurance rates!

  • Michael D.

    Very responsive and does a great job of shopping around for the best homeowner's and car insurance policies.

    A G.

    We are extremely happy with Oyer, Macoviak and Associates. We are with them for many years and switched... read more

    Dan W.

    Hard working very fair professional insurance people .They always go out of the way to provide you with great advice... read more

  • A G.

    Very helpful and friendly staff! They make you feel like you're more than just another customer. Greatly recommend when... read more

    Barbara N.

    We are very impressed with Oyer, Macoviak and Associates insurance agency. They quickly respond to any questions or concerns... read more

    Angela C.

    I have had nothing but exceptional service from this company. They are friendly and professional, and extremely efficient. I now... read more

  • Fernando R.

    Had a great experience working with Cheryl. She was very patient working on multiple homeowners quotes and has been extremely... read more

    Nancie G.

    Oyer, Macoviak and Associates is a family operated full service insurance company that handles insurance with much expertise and they... read more

    Pris N.

    It's great to find an insurance agency that actually cares! Our agent, Cheryl, not only seeks the best insurance... read more

  • Kim M.

    You offer excellent customer service and are proactive in terms of getting competitive quotes for our coverage, which has helped... read more

    Mike V.

    Professional courteous helpful and responsive service with knowledgeable staff who take the time to listen and care about your needs.

    Barbara N.

    We are very impressed with Oyer, Macoviak and Associates insurance agency. They quickly respond to any questions or concerns... read more

  • Annette C.
    positive review 

    I love dealing locally and Oyer, Macoviak and Associates make it a pleasure. They are extremely knowledgeable and professional while... read more

    Just m.

    Very helpful and friendly staff! They make you feel like you're more than just another customer. Greatly recommend when... read more

    Andrea M.

    Oyer, Macoviak and Associates have been in my family for over 30 years. My parents had them and now I... read more

  • Beverly K.

    I have been a client for many years. The staff is pleasant and efficient. They always find the best companies... read more

    Melody L.

    Everything about our experience with Oyer, Macoviak & Associates was great! Great customer service and prompt response to any... read more

    Danelle D.

    Rob made choosing a health care plan so incredibly easy! He is extremely knowledgable and was able to save me... read more

Let Us Handle All the Work While You Save

Speak with a licensed agent (561) 732-9305

Boat Insurance in Florida

Here are some items you’ll need to consider when shopping for boat insurance in Florida.

* Navigational Area: Know where you are covered in the water. Some companies, such as Safeco Insurance, offer protection that covers you up to 75 miles from the U.S. coastline; into Canadian coastal or inland waters; and into the Pacific coastal waters of Mexico. In Florida, additional coverage area can be purchased.

* Agreed Value Coverage: Watercrafts depreciate just like automobiles. Actual cash value policies can make it difficult to replace a boat that’s been stolen or destroyed. This means that if your boat is a total loss you will get the value you insured it for, minus any deductible.

* Liability: Like car insurance, personal liability coverage provides coverage to other boaters and boat owners in the event you are at-fault for an accident on the water. This coverage will pay to repair or replace the property of someone else as well as for their medical care, lost wages and other costs incurred as a result of a boating accident for which you are at-fault.

* Uninsured/Underinsured Watercraft Bodily Injury: Since boat coverage is not always mandatory, many boaters choose not to get insurance. If you are hit by an uninsured or underinsured boater, and you are injured, this type of coverage pays for medical treatment, lost wages, and other costs associated with the accident.

* Fuel Spill Liability and Wreckage Removal: Should your boat sink or be seriously damaged, there is a chance that it could leak oil or fuel into the water. As the boat’s owner you are required by law to have this cleaned up, which can be time consuming and expensive.

* Emergency Assistance: The Emergency Assistance Package provides coverage for towing, labor and delivery of gas, oil or loaned battery if the watercraft is disabled while on the water.

Every need is unique – contact us today for a BOAT INSURANCE QUOTE at 561-732-9305 or get a QUOTE ONLINE TODAY to find out how to get the best boat insurance coverage for you. Please also keep us in mind for your other insurance needs-home insurance, auto insurance, business insurance and life insurance.

Boat Insurance Companies We Proudly Represent

At Oyer, Macoviak and Associates we are not captive to one insurance company so we can shop the different insurance companies to give you the best coverage with the best rate.