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BOAT INSURANCE

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BOAT/WATERCRAFT INSURANCE

Oyer, Macoviak and Associates can help make your time on the water relaxed and worry-free! We will find you comprehensive boat insurance protection that protects you, your friends and family, your watercraft and your boating equipment. The average boat costs less than a dollar a day to insure. You’ll enjoy being on the water even more when you aren’t worried about your safety, the safety your passengers, or your investment. Do you know what to look for in a boat insurance policy?

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4.8 Stars - Based on 814 Reviews
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Boat Insurance Oyer Macoviak and Associates

Oyer, Macoviak and Associates can help you determine the right amount of coverage to meet your specific needs. Just give us a call today at 561-732-9305 to get started.

Let Us Shop Your Coverage with 30 Highly-Rated Companies

Proudly Represent Oyer, Macoviak and Associate

Speak with a licensed agent

(561) 732-9305

  • Sandra B. Avatar
    Sandra B.

    Excellent company to deal with. Personal service is A+. They return phone calls and will answer questions with knowledge and explanations.

    Marianne C. Avatar
    Marianne C.

    This company is so fast and friendly to work with. We only had a week and they expedited the paperwork... read more

    Amy F. Avatar
    Amy F.

    I as well as my family members have been using Oyer Insurance for decades. Everyone in the office is... read more

  • Murray H. Avatar
    Murray H.

    They always respond to my questions or requests. I haver never made a claim with them but based on my... read more

    Linda M. Avatar
    Linda M.

    Highly recommend “Oyer”!!! They are all knowledgeable and efficient. AND there’s a bonus - they answer their phones and... read more

    Tashia G. Avatar
    Tashia G.

    Exceptional service from quote to binding. Cheryl Macoviak is a competent professional who went above and beyond to take... read more

  • Penny M. Avatar
    Penny M.

    Rob Macoviak saved me not only money but from another firm that took me for granted and when my condo... read more

    Lynda O. Avatar
    Lynda O.

    Oyer, Macoviak and Associates is a professional insurance firm that I highly recommend. They are knowledgeable, courteous and qualified to... read more

    Nancie G. Avatar
    Nancie G.

    Oyer, Macoviak and Associates is a family operated full service insurance company that handles insurance with much expertise and they... read more

  • Mike V. Avatar
    Mike V.

    Professional courteous helpful and responsive service with knowledgeable staff who take the time to listen and care about your needs.

    Fernando R. Avatar
    Fernando R.

    Had a great experience working with Cheryl. She was very patient working on multiple homeowners quotes and has been extremely... read more

    Terry K. Avatar
    Terry K.

    Fantastic Rates and Service. We have already been recommending Oyer, Macoviak & Associates to Friends and Business Associates.

  • Louise D. Avatar
    Louise D.

    positive review  They are always there to help

    Kenneth T. Avatar
    Kenneth T.

    positive review  Excellent excellent customer service. Very nice agents

    Jack F. Avatar
    Jack F.

    positive review  Oyer, Macoviak and Associated has been our insurance agent in excess of ten years. They are always helpful in... read more

  • Beverly K. Avatar
    Beverly K.

    I have been a client for many years. The staff is pleasant and efficient. They always find the best companies... read more

    Janet K. Avatar
    Janet K.

    positive review  When I call they are always pleasant & very helpful.

    Deborah G. Avatar
    Deborah G.

    positive review  Dedication to clients. Oyer, Macoviak always provides timely answers to questions and they find the best insurance rates!

  • michael m. Avatar
    michael m.

    We have used the services of Oyer, Macoviak for the past 18 years (through hurricanes and other Florida weather related... read more

    michael g. Avatar
    michael g.

    Started our relationship by a long distance phone call for home owners coverage. always available to answer questions. So impressed... read more

    Annette C. Avatar
    Annette C.

    positive review  I love dealing locally and Oyer, Macoviak and Associates make it a pleasure. They are extremely knowledgeable and professional while... read more

  • Helaine H. Avatar
    Helaine H.

    positive review  They are always looking for the best rates and they are very helpful in making desisions. Always avaible to speak... read more

    Becky C. Avatar
    Becky C.

    positive review  The most friendly and helpful insurance company ever! They're happy to help with any request.

    Angela C. Avatar
    Angela C.

    I have had nothing but exceptional service from this company. They are friendly and professional, and extremely efficient. I now... read more

  • Beverly K. Avatar
    Beverly K.

    positive review  They find the best companies with the lowest premiums. The staff is very helpful and pleasant. I had a claim... read more

    Elisa W. Avatar
    Elisa W.

    positive review  Oyer, Macoviak and Associates have always gone the extra mile to provide me with the right coverage for my needs... read more

    Sharon B. Avatar
    Sharon B.

    positive review  The personal service is very appreciated. Extremely knowledgeable about the Insurance Business and everyone we have interacted with has been... read more

  • Stephen B. Avatar
    Stephen B.

    i call on this company for customer service reasons for their own clients,

    Wayne M. Avatar
    Wayne M.

    Knowledgeable and very easy to deal with. Would highly recommend them.

    Len P. Avatar
    Len P.

    Most helpful, most customer friendly, most informative agency imaginable.

READY FOR THE NEXT STEP-HERE'S HOW IT WORKS

Need an insurance quote? Just fill out our quote form and we will handle the rest.

Let us shop multiple companies so you get the best rate with the best coverages.

After we issue the policy we still handle all the work. Policy changes, claims, applications we handle of it for you.

LET US HANDLE ALL THE WORK WHILE YOU SAVE

Speak with a licensed agent (561) 732-9305

BOAT INSURANCE IN FLORIDA

Here are some items you’ll need to consider when shopping for boat insurance in Florida.

* Navigational Area: Know where you are covered in the water. Some companies, such as Safeco Insurance, offer protection that covers you up to 75 miles from the U.S. coastline; into Canadian coastal or inland waters; and into the Pacific coastal waters of Mexico. In Florida, additional coverage area can be purchased.

* Agreed Value Coverage: Watercrafts depreciate just like automobiles. Actual cash value policies can make it difficult to replace a boat that’s been stolen or destroyed. This means that if your boat is a total loss you will get the value you insured it for, minus any deductible.

* Liability: Like car insurance, personal liability coverage provides coverage to other boaters and boat owners in the event you are at-fault for an accident on the water. This coverage will pay to repair or replace the property of someone else as well as for their medical care, lost wages and other costs incurred as a result of a boating accident for which you are at-fault.

* Uninsured/Underinsured Watercraft Bodily Injury: Since boat coverage is not always mandatory, many boaters choose not to get insurance. If you are hit by an uninsured or underinsured boater, and you are injured, this type of coverage pays for medical treatment, lost wages, and other costs associated with the accident.

* Fuel Spill Liability and Wreckage Removal: Should your boat sink or be seriously damaged, there is a chance that it could leak oil or fuel into the water. As the boat’s owner you are required by law to have this cleaned up, which can be time consuming and expensive.

* Emergency Assistance: The Emergency Assistance Package provides coverage for towing, labor and delivery of gas, oil or loaned battery if the watercraft is disabled while on the water.

Every need is unique – contact us today for a BOAT INSURANCE QUOTE at 561-732-9305 or get a QUOTE ONLINE TODAY to find out how to get the best boat insurance coverage for you. Please also keep us in mind for your other insurance needs-home insurance, auto insurance, business insurance and life insurance.

BOAT INSURANCE COMPANIES WE PROUDLY REPRESENT

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At Oyer, Macoviak and Associates we are not captive to one insurance company so we can shop the different insurance companies to give you the best coverage with the best rate.