Boat/Watercraft Insurance
Oyer, Macoviak and Associates can help make your time on the water relaxed and worry-free! We will find you comprehensive boat insurance protection that protects you, your friends and family, your watercraft, and your boating equipment. The average boat costs less than a dollar a day to insure. You’ll enjoy being on the water even more when you aren’t worried about your safety, the safety your passengers, or your investment. Do you know what to look for in a boat insurance policy?
Overall Satisfaction Rating
Oyer, Macoviak and Associates can help you determine the right amount of coverage to meet your specific needs. Just give us a call today at 561-732-9305 to get started.
Let Us Shop Your Coverage with 30 Highly-Rated Companies
- Ron D.
We appreciate that Oyer Macoviak & Associates have our interest in mind by recommending additional coverages to enhance our HO policy
A G.Very helpful and friendly staff! They make you feel like you're more than just another customer. Greatly recommend when... read moreVery helpful and friendly staff! They make you feel like you're more than just another customer. Greatly recommend when in search for insurance!Visit Oyer, Macoviak and Associates! You will be highly pleased and satisfied with their service! read less
Ray M.Recently purchased a condo in Delray Beach and spoke with a rep at Oyer, Macoviak and Associates who designed a... read moreRecently purchased a condo in Delray Beach and spoke with a rep at Oyer, Macoviak and Associates who designed a plan to fit the needs required to have sufficient coverage. Representative was very helpful and courteous which made the transaction go along smoothly. read less
- Nelson C.
I reshop my home insurance every 3 years. 2 years, I received a very competitive quote from Oyer. ... read moreI reshop my home insurance every 3 years. 2 years, I received a very competitive quote from Oyer. After talking with the agent & discussing various coverages & their importance, I was able to reduce my policy payment even more. Whenever I have a question, they are available to help. I've been very pleased with their service. read less
Rebecca H.So professional from the person answering the phone to the agent that helped us with our auto policy. Marie was... read moreSo professional from the person answering the phone to the agent that helped us with our auto policy. Marie was always quick to respond and answered all our questions. Plus we saved money. Looking forward to moving our homeowners insurance to them also. read less
Vicki T.I was referred to Ryan at Oyer, Macoviak & Assoc by a friend/realtor. Ryan was great to work with, listened... read moreI was referred to Ryan at Oyer, Macoviak & Assoc by a friend/realtor. Ryan was great to work with, listened well and answered all questions. He helped us choose the best H.O. policy for our needs, saving us $700. I'd recommend anyone call this company for an insurance quote. read less
- Elisa W.
Oyer, Macoviak and Associates have always gone the extra mile to provide me with the right coverage for my needs... read moreOyer, Macoviak and Associates have always gone the extra mile to provide me with the right coverage for my needs . They not only have helped me with my personal insurance needs, but helped me secure coverage for my clients as well. Rob, Christian and their team are very knowledgeable. They are there to demystify the insurance process for you. They go over your needs and risks, and then help you find the best coverage within your budget. They take care of their clients, plain and simple. read less
Melody L.Everything about our experience with Oyer, Macoviak & Associates was great! Great customer service and prompt response to any... read moreEverything about our experience with Oyer, Macoviak & Associates was great! Great customer service and prompt response to any questions!We would recommend this company to everyone! read less
SUE S.AMAZING CUSTOMER SERVICE. Best Agency I have used. 100% follow up, polite. Used them over 5 years... read moreAMAZING CUSTOMER SERVICE. Best Agency I have used. 100% follow up, polite. Used them over 5 years and don't plan on another agency. Small town feel with Big time service read less
- Allan C.
They have always provided me with quick service that is high quality. I appreciate their attention to my insurance requests.
Roger H.Nice locally owned business - competitive rates too!
Darryl B.Professional, good quality service, and responsive to all questions,
- Kim M.
You offer excellent customer service and are proactive in terms of getting competitive quotes for our coverage, which has helped... read moreYou offer excellent customer service and are proactive in terms of getting competitive quotes for our coverage, which has helped us save money on our auto insurance. read less
Stuart M.They are on top of all my insurance needs. they advise me when premiums are due, when to change to... read moreThey are on top of all my insurance needs. they advise me when premiums are due, when to change to another insurance company due to one with a better rate or when a company is downgraded. I would highly recommend them read less
michael g.Started our relationship by a long distance phone call for home owners coverage. always available to answer questions. So impressed... read moreStarted our relationship by a long distance phone call for home owners coverage. always available to answer questions. So impressed by the professionalism shown, yet friendly communication, that multiple automobile coverage was added. As a three year client, I highly recommend Oyer, Macoviak and Associates. read less
- Aden R.
Oyer and macoviak were a breath of fresh air after all the bad experiences I had trying to get... read moreOyer and macoviak were a breath of fresh air after all the bad experiences I had trying to get insurance for my business. either the prices were way too high or they couldn't get coverage for my LP gas business at all. I had one company get shut down while they had my deposit.
Thank God I tried Oyer and macoviak... They were prompt and proffesional...and got me a great rate. everything went smoothly I got insurance at a great price with great service.
5 stars. read lessSanford L.They are very efficient they follow through when needed. Highly recommend their service.
Simone R.We are very pleased with Oyer, Macoviak and Associates.
They gave us excellent pricing, excellent service and excellent customer service... read moreWe are very pleased with Oyer, Macoviak and Associates.
They gave us excellent pricing, excellent service and excellent customer service (newsletters, prompt and professional replies from the representatives). I would recommend the company to anyone looking for great service and good prices! read less - Janet K.
When I call they are always pleasant & very helpful.
Alan C.Quick response. They seek best price for the insurance I need. I have recommended two families to Oyer, Macoviak and... read moreQuick response. They seek best price for the insurance I need. I have recommended two families to Oyer, Macoviak and Associates, and both are well satisfied read less
Wayne M.Knowledgeable and very easy to deal with. Would highly recommend them.
- Don T.
Best in business with fast and friendly service. I strongly recommend Oyer, Macoviak and Associates for all your insurance needs.
Terry K.Fantastic Rates and Service. We have already been recommending Oyer, Macoviak & Associates to Friends and Business Associates.
Cindy N.Cheryl's response time was impeccable. She provided more than one option for insurance and provide options to reduce the... read moreCheryl's response time was impeccable. She provided more than one option for insurance and provide options to reduce the premium costs without being asked. Then she also recommended a contractor to provide services that would help reduce premium and then provided the quote extremely quick always checking to make sure I was satisfied and had covered all my bases.
Other providers only gave me the highest priced option and made no mention as to how I could reduce costs. It saved me $1,600 dollars. THANKS CHERYL! read less - Nelson C.
I reshop my home insurance every 3 years. 2 years, I received a very competitive quote from Oyer. ... read moreI reshop my home insurance every 3 years. 2 years, I received a very competitive quote from Oyer. After talking with the agent & discussing various coverages & their importance, I was able to reduce my policy payment even more. Whenever I have a question, they are available to help. I've been very pleased with their service. read less
Jerry L.
They are always willing to take time with me with whatever question I may have. They will get me... read moreThey are always willing to take time with me with whatever question I may have. They will get me the best rates possible. I trust them. read less
Roberta M.We were the victim of a small auto accident about the same time as our auto, homeowner and other policies... read moreWe were the victim of a small auto accident about the same time as our auto, homeowner and other policies were renewing. Our prior agent was difficult to reach, and unable to find the time to guide, or help us. Searching for a new agent, we contacted Oyer, Macoviak and Associates because of their length of time in business, detailed website, extensive book of available products, and for us, a convenient office location. Each staff member has been professional, knowledgeable and efficient whether on the phone, or in-person. When we met, Oyer’s staff offered suggestions to improve the quality, and reduce our risk tolerance, in the policies at little to no cost! Needless to say we were impressed and transferred our policies! read less
- Just m.
Very helpful and friendly staff! They make you feel like you're more than just another customer. Greatly recommend when... read moreVery helpful and friendly staff! They make you feel like you're more than just another customer. Greatly recommend when in search for insurance!Visit Oyer, Macoviak and Associates! You will be highly pleased and satisfied with their service! read less
Peak P.i needed insurance and they helped me out and it was easily accomplished they are experienced and professional
Doris D.Love the staff! Very friendly and helpful! If you need insurance, stop searching - This is the place to go!
Ready for the Next Step-Here's How it Works
Step 1
Need an insurance quote? Just fill out our quote form and we will handle the rest.
Step 2
Let us shop multiple companies so you get the best rate with the best coverages.
Step 3
After we issue the policy we still handle all the work. Policy changes, claims, applications we handle of it for you.
Let Us Handle All the Work While You Save
Speak with a licensed agent (561) 732-9305
Boat Insurance in Florida
Here are some items you’ll need to consider when shopping for boat insurance in Florida.
* Navigational Area: Know where you are covered in the water. Some companies, such as Safeco Insurance, offer protection that covers you up to 75 miles from the U.S. coastline; into Canadian coastal or inland waters; and into the Pacific coastal waters of Mexico. In Florida, additional coverage area can be purchased.
* Agreed Value Coverage: Watercrafts depreciate just like automobiles. Actual cash value policies can make it difficult to replace a boat that’s been stolen or destroyed. This means that if your boat is a total loss you will get the value you insured it for, minus any deductible.
* Liability: Like car insurance, personal liability coverage provides coverage to other boaters and boat owners in the event you are at-fault for an accident on the water. This coverage will pay to repair or replace the property of someone else as well as for their medical care, lost wages and other costs incurred as a result of a boating accident for which you are at-fault.
* Uninsured/Underinsured Watercraft Bodily Injury: Since boat coverage is not always mandatory, many boaters choose not to get insurance. If you are hit by an uninsured or underinsured boater, and you are injured, this type of coverage pays for medical treatment, lost wages, and other costs associated with the accident.
* Fuel Spill Liability and Wreckage Removal: Should your boat sink or be seriously damaged, there is a chance that it could leak oil or fuel into the water. As the boat’s owner you are required by law to have this cleaned up, which can be time consuming and expensive.
* Emergency Assistance: The Emergency Assistance Package provides coverage for towing, labor and delivery of gas, oil or loaned battery if the watercraft is disabled while on the water.
Every need is unique – contact us today for a BOAT INSURANCE QUOTE at 561-732-9305 or get a QUOTE ONLINE TODAY to find out how to get the best boat insurance coverage for you. Please also keep us in mind for your other insurance needs-home insurance, auto insurance, business insurance and life insurance.
