Since 1953
Boat Insurance
Since 1953 we have helped thousands of clients to save money while we do all the work. Let us shop your policy with over “30” rated companies.
or Call (561) 732-9305
Testimonials
Why People are Choosing us
ERIN G.- GoogleThe rates are reasonable and the customer service is extremely professional. Highly recommend Oyer, Macoviak and Associates.
Debbie M.- GoogleHere's an example of the follow up you can expect from Oyer: I got an email saying my homeowner insurance... read moreHere's an example of the follow up you can expect from Oyer: I got an email saying my homeowner insurance was coming up for renewal and there was a note on my file that I wanted to increase my mold coverage. They scheduled an inspection, which was required for the additional coverage. The inspector noted we needed a new water heater in order to obtain the coverage. We agreed, since the photos showed the deterioration and we live in a high rise and a water heater leak would be detrimental to all the floors below. It took a couple months to obtain bids, get permits, schedule and complete the work. Oyer's office gently reminded me to send the completed invoice so I could obtain the increased coverage. You can't always expect service like this these days but you get it from Oyer. read less
Fernando R.- GoogleHad a great experience working with Cheryl. She was very patient working on multiple homeowners quotes and has been extremely... read moreHad a great experience working with Cheryl. She was very patient working on multiple homeowners quotes and has been extremely helpful through the entire process even after buying the house. Was by far the best rate I found. Highly recommend. read less
- Robert S.- Google
Like other reviewers, I have gone through several insurance agencies in hope of finding a responsive one. After I wasted... read moreLike other reviewers, I have gone through several insurance agencies in hope of finding a responsive one. After I wasted several hours unsuccessfully trying to reach someone at my latest failure, I decided it was time for another change and I called Oyer, Macoviak and Associates. Carlos Duarte answered the phone and was immediately helpful, answering my questions and emailing a quote to me within minutes.. As I was happy with my carrier I asked if he could "take over" my policies. He quickly sent the paperwork, via Docusign, and we got started. Carlos and/or Christian Macoviak updated me in detail every few days until the policies were transferred to them. I am happy to be working with people that stay in touch, follow up, and don't have to shuffle me from department to department to get an answer or a quote. I recommend them highly. read less
Michael D.- GoogleVery responsive and does a great job of shopping around for the best homeowner's and car insurance policies.
Elaine M.- GoogleThey are very professional and understand what our needs are for insurance. Can always reach someone via phone which... read moreThey are very professional and understand what our needs are for insurance. Can always reach someone via phone which is a plus. It is so convenient having their office right in town. They are also knowledgeable about other state rules and regulations which helps people that split their time in Florida and elsewhere during the year. read less
- Leslie K.- Facebook
Great local agency - excellent service! Sophia went above & beyond!
Leslie Knowles on behalf of Paula Marshjoanne m.- GoogleI was shopping around for Homeowner’s I surance after having a huge increase imposed by current carrier.. I was pleasantly... read moreI was shopping around for Homeowner’s I surance after having a huge increase imposed by current carrier.. I was pleasantly surprised and impressed by the quote I received for even better coverage... Also, the representative, Tom, was professional, friendly and made the transition between companies an easy one. I would highly recommend..... read less
Don T.- GoogleBest in business with fast and friendly service. I strongly recommend Oyer, Macoviak and Associates for all your insurance needs.
- SUE S.- Google
AMAZING CUSTOMER SERVICE. Best Agency I have used. 100% follow up, polite. Used them over 5 years... read moreAMAZING CUSTOMER SERVICE. Best Agency I have used. 100% follow up, polite. Used them over 5 years and don't plan on another agency. Small town feel with Big time service read less
Michael D.- GoogleVery responsive and does a great job of shopping around for the best homeowner's and car insurance policies.
Shadaey C.- GoogleAfter receiving my bill for my premium with my current company for next year, I had to find a new... read moreAfter receiving my bill for my premium with my current company for next year, I had to find a new company, and I was referred to Oyer, Macoviak and Associates (OMA) and a few other companies. Once I contacted OMA their responsiveness was immediate and thoughtful. Other companies were not able to get me a rate as low as them, and Ryan P. (my agent) was very helpful and thoroughly explained the full process of how things would move forward. Being that I’m a first time homebuyer, this was a real bonus for me! Thank you OMA for your help! read less
- Melody L.- Google
Everything about our experience with Oyer, Macoviak & Associates was great! Great customer service and prompt response to any... read moreEverything about our experience with Oyer, Macoviak & Associates was great! Great customer service and prompt response to any questions!We would recommend this company to everyone! read less
Stephen B.- Googlei call on this company for customer service reasons for their own clients,
Fernando R.- GoogleHad a great experience working with Cheryl. She was very patient working on multiple homeowners quotes and has been extremely... read moreHad a great experience working with Cheryl. She was very patient working on multiple homeowners quotes and has been extremely helpful through the entire process even after buying the house. Was by far the best rate I found. Highly recommend. read less
- Pris N.- Google
It's great to find an insurance agency that actually cares! The agents make sure we get the best home... read moreIt's great to find an insurance agency that actually cares! The agents make sure we get the best home and auto policies and follow up to ensure we are happy. When we have had a claim, they are there to help, not to hinder. Can't recommend them more highly. read less
A G.- GoogleBest in business with fast and friendly service. I strongly recommend Oyer, Macoviak and Associates for all your insurance needs.
A G.- GoogleIt's great to find an insurance agency that actually cares! Our agent, Cheryl, not only seeks the best insurance... read moreIt's great to find an insurance agency that actually cares! Our agent, Cheryl, not only seeks the best insurance at the lowest rate, but also follows up to make sure everything is as expected. We have used her for home, condo and automobile insurance and have recommended her to friends. Oyer Macoviak has consistently met our needs with courtesy, efficiency and caring. read less
- Kim F.- Facebook
I have been a cliënt of Oyer, Macoviak since 2013. Their office is within about a mile and their office... read moreI have been a cliënt of Oyer, Macoviak since 2013. Their office is within about a mile and their office is well suited. In addition year over year they add a modest fee which is standard. The staff is also very courteous and the clientele is also patient. The staff listens as to clients with regard to questions, the cost, and the terms or a better a deal.
All around, it appears to me Oyer, Macoviak and there clientele and customers are terrific. I look forward to working for Oyer, Macoviak and will see you next year.
Victoria Kim Flaville read lessLynne H.- GoogleI had a great experience with Oyer, Macoviak and Associates insurance company. From my initial phone call, to signing my... read moreI had a great experience with Oyer, Macoviak and Associates insurance company. From my initial phone call, to signing my new homeowner’s insurance policy, all my questions and concerns were answered very promptly, professionally and clearly. Ryan Paguaga is so knowledgeable, and his patience along with the information he provided helped me make the best decisions for my needs. He took the time to make sure I was comfortable with my choices. I would recommend this company to anyone I know for all their insurance needs! read less
ellen f.- GoogleI was shopping for a new insurance policy and was highly recommended to them by several people. Ryan was both... read moreI was shopping for a new insurance policy and was highly recommended to them by several people. Ryan was both professional and knowledgeable. He was able to get us a good policy at fair value. We are very pleased and will certainly reach out to them again as needed read less
- Elisa W. - Facebook
Oyer, Macoviak and Associates have always gone the extra mile to provide me with the right coverage for my needs... read moreOyer, Macoviak and Associates have always gone the extra mile to provide me with the right coverage for my needs . They not only have helped me with my personal insurance needs, but helped me secure coverage for my clients as well. Rob, Christian and their team are very knowledgeable. They are there to demystify the insurance process for you. They go over your needs and risks, and then help you find the best coverage within your budget. They take care of their clients, plain and simple. read less
Patti S.- GoogleIt's so nice to have a local family owned insurance company right in the heart of Boynton Beach! Rob, Cheryl... read moreIt's so nice to have a local family owned insurance company right in the heart of Boynton Beach! Rob, Cheryl and the entire staff are wonderful. They take the time to listen to your needs and help you find the best fit for your personal situation. They are professional and very quick to respond.They are on top of the current situation where some insurance companies are NOT renewing policies and keeping us informed and we feel very confident being with them! I would highly recommend Oyer, Macoviak & Associates. read less
jacqueline l.- GoogleWe just bought our first house and had to get home owners insurance after several calls to other company’s which... read moreWe just bought our first house and had to get home owners insurance after several calls to other company’s which we were not comfortable with we were referred to Makoviak by my sister in law.Ryan called us back we told him our needs and he did not disappoint. He was polite, professional,and patient, because we had several questions.He sent an estimate through Email and we called him and he explained everything to us. We had other questions after and he responded quickly with phone calls and emails. Thank you so much for your help.Wishing everyone and their family a safe and happy Holiday and Hapoy New Year. J. Lintz / S.Jenks. read less
- sandra l.- Google
They are the best! I’ve suffered with Geico,
And Einsurance. Horrid experience with both. A friend recommended her broker to me,... read moreThey are the best! I’ve suffered with Geico,
And Einsurance. Horrid experience with both. A friend recommended her broker to me, he has since retired, but all is great now. I go straight to the office or call and everyone is great. Highly recommend. They have been in business for years and are very well known. read lessSimone R.- FacebookWe are very pleased with Oyer, Macoviak and Associates.
They gave us excellent pricing, excellent service and excellent customer service... read moreWe are very pleased with Oyer, Macoviak and Associates.
They gave us excellent pricing, excellent service and excellent customer service (newsletters, prompt and professional replies from the representatives). I would recommend the company to anyone looking for great service and good prices! read lessPeter B.- GoogleThey go out of the way to help you
- Una G.- Facebook
I want to let every know that this company is the most wonderful company to do business with
I got... read moreI want to let every know that this company is the most wonderful company to do business with
I got my insurence from them 2012
We found the staff friendly professional and all so helpful
We had some very horrifcie experence with other insurance company in Boynton Beach. I am very glad I was recommended to Oyer, Macoviak and Associates
Martin and Una Galligan read lessPris N.- GoogleIt's great to find an insurance agency that actually cares! The agents make sure we get the best home... read moreIt's great to find an insurance agency that actually cares! The agents make sure we get the best home and auto policies and follow up to ensure we are happy. When we have had a claim, theyweare there to help, not to hinder. Can't recommend them more highly. read less
Abby D.- GoogleThe staff is a pleasure to work with and are extremely helpful. Transitioning our homeowner's insurance over to Oyer, Macoviak... read moreThe staff is a pleasure to work with and are extremely helpful. Transitioning our homeowner's insurance over to Oyer, Macoviak and Assoc was simple and painless! :) I worked directly with Cheryl and she's a pleasure to deal with! read less
about our company
Boat Insurance Coverage for More than 60 Years
Oyer, Macoviak and Associates can help make your time on the water relaxed and worry-free! We will find you comprehensive boat insurance protection that protects you, your friends and family, your watercraft, and your boating equipment.
The average boat costs less than a dollar a day to insure. You’ll enjoy being on the water even more when you aren’t worried about your safety, the safety your passengers, or your investment.
main REASONs TO CHOOSE US
Why Oyer, Macoviak and Associates?
Choice
We have access to multiple companies with a range of products.
Easy
We can easily switch you from company to company without hassle.
Unbiased
We are unbiased and objective, you know you have the right plan for you.
69+
Years in Business
Let Us shop your policy with over 30 “A” rated companies.
our experience
Save Up to 30%
Every need is unique – contact us today for a boat insurance quote at 561-732-9305 or get a QUOTE ONLINE TODAY to find out how to get the best boat insurance coverage for you. Please also keep us in mind for your other insurance needs-home insurance, auto insurance, business insurance and life insurance.
At Oyer, Macoviak and Associates we are not captive to one insurance company so we can shop the different insurance companies to give you the best coverage with the best rate.
quality insurance coverages
We’re Providing Quality
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FAQ home insurance
Why Do Business with us?
As a local insurance agency (Boynton Beach, Florida) we take the time to cater to our customer’s policies to create the correct policy for them. Our team of agents is dedicated to help you protect you, your loved ones, and your business. Our office can handle any risk in Florida. In addition, our office is a Trusted Choice Insurance Agency (Independent Insurance Agent).
It depends on where you live and, of course, the type of boat you have but boat liability coverage generally covers injury and property damage due to accidents involving your boat that occur if: someone falls overboard you lose control of your boat you lose control of your boat and hit someone’s boat or property, like a pier repair costs for damage to your boat caused by you hitting something else.
Third-party boat liability coverage covers only damage you cause to other people’s property while your boat is being operated. boat accident insurance covers damage that you cause while your boat is being operated or loss of boat, accessories or equipment while under your control. boat liability coverage does not include the cost to repair or replace gear lost overboard during a capsize, for example.
As well as the exclusions that apply to all boat insurance, boat liability coverage doesn’t normally cover boat crew personal injury or boat damage boat loss or boat theft boat stunts boat racing boat policy cancellation life support services (i.e. the cost of towing your boat back to shore)
It depends on where you live and, of course, the type of boat you have but boat liability coverage generally covers injury and property damage due to accidents involving your boat that occur if: someone falls overboard you lose control of your boat you lose control of your boat and hit someone’s boat or property, like a pier repair costs for damage to your boat caused by you hitting something else.
Yes – as with any boat or boat-related incident, boat insurance will not cover all boat repairs and boat losses. boat loss is usually covered by boat casualty insurance while boat stunts are excluded from boat liability coverage. boat owner’s boat casualty insurance may also cover some of the risk associated with damage to your boat resulting from negligence, such as an improperly mounted engine.
In the US, boat registration typically includes proof of boat liability coverage for third-party boat damages and large boat owners are required to carry additional boat insurance.