Personal Insurance

Boat Insurance

Since 1953, our independent agency has helped boat owners compare coverage options while we do the shopping for them. Let us review your needs with access to more than 30 rated insurance companies.

4.9 Stars - Based on 622 Google Reviews

One request. We shop over 30 rated companies for you.

1Tell us onceShare what you need.
2We shop30+ rated companies.
3You chooseWith local guidance.

Boat Insurance Coverage for More than 70 Years

Welcome to Oyer, Macoviak and Associates. Since 1953, we have helped boat owners review coverage options and shop available policies through our independent agency.

Our team helps compare available policy options from multiple rated companies so you can choose coverage that fits your boat, use, and protection needs.

At Oyer, Macoviak & Associates, we make finding great protection for your investment easy and stress free. We do all the hard work for you, so you don’t need to worry about comparing policies or sorting out complicated paperwork—our dedicated team will take care of everything for you!

When it comes to finding affordable boat insurance that meets your needs perfectly! Don’t wait any longer; contact us today and be confident knowing that your boat is covered.

Florida boat owners reviewing boat insurance coverage with a local advisor at a marina

One request. We shop over 30 rated companies for you.

ProgressiveThe HartfordTravelersAllstateGEICOLiberty Mutual

Why People are Choosing us

4.9 Stars - Based on 622 Google Reviews

Compare Boat Insurance Options

Are you looking for the best way to insure your boat without all the hassle? At Oyer, Macoviak and Associates, we’re here to make sure you’re paying the least amount possible while ensuring full coverage. For more than 70 years now, we’ve been helping thousands of customers find great deals on boat insurance while taking care of everything in the process.

At Oyer, we partner with over 30 rated companies who offer the most comprehensive coverage options for boats of all sizes. We understand that finding a good policy can be tedious and time-consuming, so we make it our mission to compare prices and determine which one is best suited for your needs. Plus, our experienced staff are always here to answer any questions about coverage and explain everything clearly, so you don’t have to worry about something slipping through the cracks.

With Oyer, Macoviak and Associates you can rest assured knowing that you’re getting great rates on ship protection with minimal effort. Don’t let expensive plans stop you from protecting your vessel – give us a call today!

Why Do Business with us?

As a local insurance agency (Boynton Beach, Florida) we take the time to cater to our customer’s policies to create the correct policy for them. Our team of agents is dedicated to help you protect you, your loved ones, and your business. Our office can handle any risk in Florida. In addition, our office is a Trusted Choice Insurance Agency (Independent Insurance Agent).

01What is boat insurance and why do I need it?

It depends on where you live and, of course, the type of vessell you have but liability coverage generally covers injury and property damage due to accidents involving your boat that occur if: someone falls overboard you lose control of your it you lose control of your vessell and hit someone’s boat or property, like a pier repair costs for damage to caused by you hitting something else.

02What is the difference between third party and comprehensive insurance?

Third-party boat liability coverage covers only damage you cause to other people’s property while is being operated. Accident insurance covers damage that you cause while is being operated or loss of boat, accessories or equipment while under your control. Liability coverage does not include the cost to repair or replace gear lost overboard during a capsize, for example.

03What does boat insurance not cover?

As well as the exclusions that apply to all boat insurance, liability coverage doesn’t normally cover boat crew personal injury or damage loss or theft stunts racing policy cancellation life support services (i.e. the cost of towing back to shore)

04What does boat insurance cover?

It depends on where you live and, of course, the type of boat you have but boat liability coverage generally covers injury and property damage due to accidents involving that occur if: someone falls overboard you lose control of you lose control of and hit someone’s boat or property, like a pier repair costs for damage to your caused by you hitting something else.

05Are there any other reasons why I would need more than boat liability?

Yes – as with any or related incident, insurance will not cover all repairs and losses. Loss is usually covered by casualty insurance while stunts are excluded from liability coverage. boat owner’s casualty insurance may also cover some of the risk associated with damage to resulting from negligence, such as an improperly mounted engine.

06Why do I need to carry proof of boat insurance?

In the US, boat registration typically includes proof of liability coverage for third-party damages and large owners are required to carry additional insurance.

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