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Oyer, Macoviak and Associates Insurance
Phone 561-732-9305service@oyerinsurance.com
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Oyer, Macoviak and Associates Insurance

Since 1953

Home Insurance

Since 1953 we have helped thousands of clients to save money on homeowners insurance while we do all the work. Let us shop your policy with over “30” rated companies.



4.8 Stars - Based on 1049 Reviews
get A Quote
or Call (561) 732-9305

Testimonials

Why People are Choosing us

  • Jim East Avatar
    Jim E.
    - Google
    Cheryl was very helpful. She clued me in that I’ve been driving all year without compensation. Wonder why Geico is... read moreCheryl was very helpful. She clued me in that I’ve been driving all year without compensation. Wonder why Geico is cheaper last year read less
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    Charlotte & Jerry Garfinkle Avatar
    Charlotte &.
    - Google
    Very easy to work with. Straight answers the first time. Premium was very good. Real savings.
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    Jerrold Weiss Avatar
    Jerrold W.
    - Google
    We have greatly appreciated their counsel and help as I needed to re-calibrate our needs and expenses after my partner... read moreWe have greatly appreciated their counsel and help as I needed to re-calibrate our needs and expenses after my partner of 42 years passed on. It was greatly comforting to trust that their guidance and adjustment of my insurance were first and foremost in accord with my needs. In those instances in which any change felt frightening, they allowed me the the time I needed. Thank you. read less
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  • Bob Fisher Avatar
    Bob F.
    - Google
    Oyer Macoviak has provided great customer service and always available to answer any questions.
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    Sandie Ann Avatar
    Sandie A.
    - Google
    Received a quote for my condo insurance in under an hour. Bobby Yonta was able to work with my... read moreReceived a quote for my condo insurance in under an hour. Bobby Yonta was able to work with my mortgage company and drew up a contract for me to sign. Excellent service from a local company in my town!!!! read less
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    Angeline Grippe Militello Avatar
    Angeline G.
    - Facebook
    We have been insured by Oyer, Macoviak, and Associates for many, many years. We have had excellent service, and... read moreWe have been insured by Oyer, Macoviak, and Associates for many, many years. We have had excellent service, and feel confident with their coverage in the future. Sam and Angie Militello read less
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  • Paul Weber Avatar
    Paul W.
    - Google
    I met with Cheryl Macoviak to obtain a new home insurance policy. Cheryl listened to my concerns and was... read moreI met with Cheryl Macoviak to obtain a new home insurance policy. Cheryl listened to my concerns and was able to get me the coverage I was looking for as the best price possible. I definitely recommend Oyer, Macoviak and Associates for anyone looking for home insurance. read less
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    Fred Bloom Avatar
    Fred B.
    - Google
    They were always very courteous & helpful with any questions that i had.
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    Kenneth Tobin Avatar
    Kenneth T.
    positive review 
    - Facebook
    Excellent excellent customer service. Very nice agents
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  • Sandra oconnell Avatar
    Sandra o.
    - Google
    this has been the best experience with an insurance co. I have in a long time. Thay were not only... read morethis has been the best experience with an insurance co. I have in a long time. Thay were not only efficient, but extremally kind. thank you read less
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    Una Galligan Avatar
    Una G.
    - Facebook
    I want to let every know that this company is the most wonderful company to do business with
    I got...
    read moreI want to let every know that this company is the most wonderful company to do business with
    I got my insurence from them 2012
    We found the staff friendly professional and all so helpful
    We had some very horrifcie experence with other insurance company in Boynton Beach. I am very glad I was recommended to Oyer, Macoviak and Associates
    Martin and Una Galligan
    read less
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    Chrissi Peterson Avatar
    Chrissi P.
    - Google
    Oyer, Macoviak and Associates have been taking care of all of my insurance needs for years. They are incredible... read moreOyer, Macoviak and Associates have been taking care of all of my insurance needs for years. They are incredible and provide exceptional service. I couldn't be happier and won't ever go anywhere else. read less
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  • Debbie Moore Avatar
    Debbie M.
    - Google
    Here's an example of the follow up you can expect from Oyer: I got an email saying my homeowner insurance... read moreHere's an example of the follow up you can expect from Oyer: I got an email saying my homeowner insurance was coming up for renewal and there was a note on my file that I wanted to increase my mold coverage. They scheduled an inspection, which was required for the additional coverage. The inspector noted we needed a new water heater in order to obtain the coverage. We agreed, since the photos showed the deterioration and we live in a high rise and a water heater leak would be detrimental to all the floors below. It took a couple months to obtain bids, get permits, schedule and complete the work. Oyer's office gently reminded me to send the completed invoice so I could obtain the increased coverage. You can't always expect service like this these days but you get it from Oyer. read less
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    Penny Marker Neidorf Avatar
    Penny M.
    - Facebook
    Rob Macoviak saved me not only money but from another firm that took me for granted and when my condo... read moreRob Macoviak saved me not only money but from another firm that took me for granted and when my condo was hit by a hurricane
    it was a referral to Rob and the team at Oyer Macoviak that not only helped me thru the long and painful process of trying to be compensated for my losses but won my Trust, Condo and Auto business going forward.
    The agent at the previous firm was of no help when
    at my most vulnerable.
    Rob was extremely patient in explaining the policy I had at that time and so much more. I was never one to recommend anyone but
    2 years later I am happy to
    recommend Oyer Macoviak.
    read less
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    HERB GELLER Avatar
    HERB G.
    - Google
    Nice people to deal with and fast, efficient service. H
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  • Patty Guttman Wolbe Avatar
    Patty G.
    - Facebook
    I have gotten wonderful service from Macoviak and Associates. They are informed and have always gotten back to me immediately.... read moreI have gotten wonderful service from Macoviak and Associates. They are informed and have always gotten back to me immediately. They also found me the best prices. For these reasons, I recommend them and will continue doing business with this company. read less
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    Aden Reese Avatar
    Aden R.
    - Facebook
    Oyer and macoviak were a breath of fresh air after all the bad experiences I had trying to get... read moreOyer and macoviak were a breath of fresh air after all the bad experiences I had trying to get insurance for my business. either the prices were way too high or they couldn't get coverage for my LP gas business at all. I had one company get shut down while they had my deposit.
    Thank God I tried Oyer and macoviak... They were prompt and proffesional...and got me a great rate. everything went smoothly I got insurance at a great price with great service.
    5 stars.
    read less
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    Denise Picard Avatar
    Denise P.
    - Google
    Oyer & Macoviak Insurance in Boynton Beach FL is a great company to do business with. I recently renewed my... read moreOyer & Macoviak Insurance in Boynton Beach FL is a great company to do business with. I recently renewed my automobile insurance, and they save me $400. The staff is pleasant and very knowledgeable. read less
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  • Elaine McGrath Avatar
    Elaine M.
    - Google
    They are very professional and understand what our needs are for insurance. Can always reach someone via phone which... read moreThey are very professional and understand what our needs are for insurance. Can always reach someone via phone which is a plus. It is so convenient having their office right in town. They are also knowledgeable about other state rules and regulations which helps people that split their time in Florida and elsewhere during the year. read less
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    Todd Smith Avatar
    Todd S.
    - Google
    Oyer, Macoviak and Associate employees are awesome! Bobby Yonta is extremely professional and personable. He actually listened to... read moreOyer, Macoviak and Associate employees are awesome! Bobby Yonta is extremely professional and personable. He actually listened to my questions and answered them clearly. He didn't push unnecessary coverages and was exceptionally knowledgable. read less
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    Wane Kuhns Avatar
    Wane K.
    - Google
    When I contacted them they responded quickly and were very helpful. Competitive pricing. Easy to work with.
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  • Lois Parker Avatar
    Lois P.
    - Google
    All is good
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    Richard Sush Avatar
    Richard S.
    - Google
    Helped me through the maze that is insurance in Florida these days. They are always available to answer my questions... read moreHelped me through the maze that is insurance in Florida these days. They are always available to answer my questions and to help me find the best rates. read less
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    Brenda Russo Avatar
    Brenda R.
    - Facebook
    Very efficient & friendly staff. Got all my insurance policies thru them. They did all the researching & found... read moreVery efficient & friendly staff. Got all my insurance policies thru them. They did all the researching & found me the best prices. read less
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  • Marianne Caldarone Avatar
    Marianne C.
    - Facebook
    This company is so fast and friendly to work with. We only had a week and they expedited the paperwork... read moreThis company is so fast and friendly to work with. We only had a week and they expedited the paperwork and even printed our paperwork for us. read less
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    Glenn Neadley Avatar
    Glenn N.
    - Google
    Cost Effective and Professional.
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    Simone Rezende Avatar
    Simone R.
    - Facebook
    We are very pleased with Oyer, Macoviak and Associates.
    They gave us excellent pricing, excellent service and excellent customer service...
    read moreWe are very pleased with Oyer, Macoviak and Associates.
    They gave us excellent pricing, excellent service and excellent customer service (newsletters, prompt and professional replies from the representatives). I would recommend the company to anyone looking for great service and good prices!
    read less
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  • Amy Fisher Husted Avatar
    Amy F.
    - Facebook
    I as well as my family members have been using Oyer Insurance for decades. Everyone in the office is... read moreI as well as my family members have been using Oyer Insurance for decades. Everyone in the office is on the ball and responsive if any issues arise. Would highly recommend them and have referred several people to them over the years. read less
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    Barbara Ness Avatar
    Barbara N.
    - Google
    We are very impressed with Oyer, Macoviak and Associates insurance agency. They quickly respond to any questions or concerns... read moreWe are very impressed with Oyer, Macoviak and Associates insurance agency. They quickly respond to any questions or concerns we have. They always look for competitive rates when we are renewing our policies and have a wide variety of insurance policies to fit our family's needs. All of the employees we have had dealings with over the years have been courteous and well-informed. read less
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    Rita Drinkwater Avatar
    Rita D.
    - Google
    Oyer, Macoviak and Associates are knowledgeable, helpful, and willing to spend as much time as necessary to answer questions. ... read moreOyer, Macoviak and Associates are knowledgeable, helpful, and willing to spend as much time as necessary to answer questions. I have the utmost confidence with their service and always will. Fantastic company to use. read less
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about our company

Home Insurance Coverage

Looking to save money on your home insurance? Oyer, Macoviak and Associates can help! We’ve been in business since 1953 and have helped thousands of clients get the best possible rates on their home insurance.

We work with over 30 different insurance companies, so we know who is offering the best rates at any given time. We’ll do all the work for you, so you can relax and enjoy the savings.

Get in touch with us today at 561-732-9305 or get a free online quote. Let us show you how easy it is to save with Oyer, Macoviak and Associates!

Get A Quote
Progressive Insurance Company
Hartford Insurance Company
Allstate Insurance Company
Travelers Insurance Company
Safeco Insurance Company
Mercury Insurance Company
Florida Family Insurance Company
Universal Property Insurance Company

main REASONs TO CHOOSE US

Why Oyer for Home Insurance?

Choice Oyer, Macoviak and Associates

Choice

We have access to multiple companies with a range of products.

Easy-Oyer-Macoviak-and-Associates

Easy

We can easily switch you from company to company without hassle.

Unbiased-Oyer-Macoviak-and-Associates

Unbiased

We are unbiased and objective, you know you have the right plan for you.

Happy Family Playing with Child

69+

Years in Business

Let Us shop your policy with over 30 “A” rated companies.

Family Happy Beach

our experience

Save Up to 30%

Do you feel like you’re paying too much for home insurance? Oyer, Macoviak and Associates has been helping clients save money on their home insurance since 1953.

We work with over 30 different insurance companies to get you the best rates possible.

Contact us today at 561-732-9305 or get an online quote and let us do all the work for you. Save time and money with Oyer, Macoviak and Associates.


quality insurance coverages

We’re Providing Quality
Insurance Coverages

Clients
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Years
Save Money on Home Insurance with a Windstorm Mitigation Form
Homeowners Insurance

Save Money on Home Insurance with a Windstorm Mitigation Form

Robert Macoviak 09/07/202309/07/2023 Reading Time: 4 minutes

Are you looking for ways to reduce the cost of your home insurance? Do you live in an area prone to high winds that can cause damage, such as hurricanes and other storms? If so, then obtaining and completing a windstorm mitigation form could be the key to saving money on your home insurance. This…

Read More Save Money on Home Insurance with a Windstorm Mitigation FormContinue

Understanding the Importance of a 4-Point Inspection for Home Insurance
Homeowners Insurance

Understanding the Importance of a 4-Point Inspection for Home Insurance

Robert Macoviak 09/07/202309/07/2023 Reading Time: 6 minutes

Are you confused by the terms “home inspection” and “4-point inspection”? Do you know how they work together to affect your home insurance policy? If not, don’t worry—you’re in the right place. Today we’ll cover what a 4-point inspection is and why it’s essential for protecting your home from potential damage. We’ll also provide insight…

Read More Understanding the Importance of a 4-Point Inspection for Home InsuranceContinue

Everything You Need to Know About Roof Surfacing Payment Schedules
Homeowners Insurance

Everything You Need to Know About Roof Surfacing Payment Schedules

Robert Macoviak 09/05/202309/05/2023 Reading Time: 3 minutes

As a homeowner, you understand the importance of having proper coverage for your home. This is especially true when it comes to your roof, which is one of the most vulnerable parts of your home. Older roofs can be particularly susceptible to damage. In this blog post, we’ll be discussing the Roof Surfacing Payment Schedule,…

Read More Everything You Need to Know About Roof Surfacing Payment SchedulesContinue


FAQ home insurance

Why Do Business with us?

If you’re looking for a home insurance policy that won’t break the bank, look no further than Oyer, Macoviak and Associates. We’ve been helping our clients save money on home insurance for over 60 years, and we’re experts at finding the best rates.

We work with over 30 different insurance companies, so you can be sure that you’re getting the best deal possible. And because we do all the shopping around for you, all you have to do is sit back and relax. Contact us today to get started!

Get A Quote

It is a cover against financial loss arising out of the occurrence of an insured event in respect of one or more residential premises, whether owned or rented. It is obtained from the insurer for a premium, on payment by the insured to him at regular intervals throughout his tenure as owner or tenant. The insurance policy covers only ‘hazards’ as are defined in the policy. The risk is assumed by the insurer.

Every homeowner or tenant must have insurance. The homeowner pays for insurance in two ways: Firstly, by paying an annual premium to the insurer to provide coverage against claims made under the policy during that period; secondly, by footing any claim wherever possible within a notional sum specified in the policy as ‘contributory loss’. The homeowner is directly responsible for liability to the insurer beyond the ‘contributory loss’.

The policy covers all perils of burglary, theft, or malicious damage; accidental or unintentional injury to persons and damage to property within the premises caused by fire, lightning, explosion, or smoke; damp arising from defective plumbing or defective or leaking gutters and roofs; leakage of water supply due to burst pipes; collapse of structure in the event of fire, lightning, explosion, or accidental damage. These are the main areas of coverage under home insurance policy.

Every homeowner should contact his insurer immediately after a hazard occurs and report it so that steps can be taken to assess the damages, estimate repair and replacement cost etc. If home insurance is purchased as part of loan package, homeowners must also contact the lender at the same time.

You may cancel the home insurance policy at any time by writing to the home insurer. The home insurance policy would then cease from such cancellation date.

Home Insurance provides homeowners and tenants with protection against hazards to a great extent and, in addition, home insurance can also be used by homeowners as collateral for loans from banks or other financial institutions.

A homeowner can even use as security over which he has an insurable interest. Insurance also covers homeowners against hazards arising from occupation. Home Insurance can reduce losses in the event of hazards and, at the same time, avoid financial loss to homeowners who have insurance policies..

No, home insurance policies vary in the sense that they define home differently. In one policy may mean premises only while in another it would include a office no matter how near the office is to home or whether office are rented out under one policy.


Since 1953

Need Insurance Coverage?

Call Us Today

561-732-9305

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About Us:
Oyer, Macoviak and Associates
1903 South Congress Ave Ste 350
Boynton Beach, FL 33426
Phone: 561-732-9305
Toll Free: 800-397-8780
Fax: 561-364-9848
Email: info@oyerinsurance.com

Office Hours:
Monday to Friday 8:30 AM to 5:00 PM

We offer a live after-hours claim service, which makes sure that you are always taken care of. You can also go online and view, make changes or report a new claim with our client portal.

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Oyer, Macoviak and Associates

© 2023 Oyer, Macoviak and Associates

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  • About
    • About Us
    • Blog
    • Oyer Team
    • Careers
    • Mobile App
    • Privacy Policy
    • Refer A Friend
    • Referral Partners
    • Testimonials
  • Business Insurance
    • Business Insurance
    • Business Auto Insurance
    • Contractors Insurance
    • Cyber Liability Insurance
    • EPLI Insurance
    • Fence Contractor Insurance
    • Fitness Trainer Insurance
    • Furniture Assembler Insurance
    • General Contractors Insurance
    • General Liability Insurance
    • Handyman Insurance
    • House Sitting Insurance
    • Online Seller Insurance
    • Painter Insurance
    • Photographer Insurance
    • Pool Maintenance Insurance
    • Product Liability Insurance
    • Professional Liability Insurance
    • Restaurant Insurance
    • Smart Home Installer Insurance
    • Surety Bonds Coverage
    • Workers Compensation Insurance
  • Personal Insurance
    • Auto and Home Bundle
    • Auto Insurance
    • Boat Insurance
    • Classic Car Insurance
    • Condominium Insurance
    • Dental Insurance
    • Flood Insurance
    • Health Insurance
    • Home Insurance
    • Life Insurance
    • Long Term Care Insurance
    • Medicare Supplement Insurance
    • Motorsports Insurance
    • Rental Property Insurance
    • Renters Insurance
    • Street Legal Golf Cart Insurance
    • Travel Insurance
    • Umbrella Insurance
    • Vacant Property Insurance
    • Valuable Items Insurance
    • Vision Insurance
  • Service
    • Client Portal Log-In
    • Client Portal Register
    • Companies
    • Claims
    • Schedule Appointment
    • Mobile App
    • Payments
    • Service Request
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