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Oyer, Macoviak and Associates Insurance
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Oyer, Macoviak and Associates Insurance

Since 1953

Home Insurance

Since 1953 we have helped thousands of clients to save money on homeowners insurance while we do all the work. Let us shop your policy with over “30” rated companies.



4.8 Stars - Based on 1003 Reviews
get A Quote
or Call (561) 732-9305

Testimonials

Why People are Choosing us

  • Lois Parker Avatar
    Lois P.
    - Google
    All is good
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    Dan Winters Sr Avatar
    Dan W.
    - Facebook
    Hard working very fair professional insurance people .They always go out of the way to provide you with great advice... read moreHard working very fair professional insurance people .They always go out of the way to provide you with great advice and very competitive. Return calls quickly read less
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    Ron Darna Avatar
    Ron D.
    - Facebook
    We appreciate that Oyer Macoviak & Associates have our interest in mind by recommending additional coverages to enhance our HO policy
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  • Simone Rezende Avatar
    Simone R.
    - Facebook
    We are very pleased with Oyer, Macoviak and Associates.
    They gave us excellent pricing, excellent service and excellent customer service...
    read moreWe are very pleased with Oyer, Macoviak and Associates.
    They gave us excellent pricing, excellent service and excellent customer service (newsletters, prompt and professional replies from the representatives). I would recommend the company to anyone looking for great service and good prices!
    read less
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    madeline mcconnell Avatar
    madeline m.
    - Google
    I found this company to very helpful and full of good information. When I went in to sign some papers... read moreI found this company to very helpful and full of good information. When I went in to sign some papers I was even more impressed with the amount of advise and info that was a good personal touch. read less
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    Murray Hyman Avatar
    Murray H.
    - Facebook
    They always respond to my questions or requests. I haver never made a claim with them but based on my... read moreThey always respond to my questions or requests. I haver never made a claim with them but based on my interactions with them I am very satisfied compared to my previous insurance company. read less
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  • Marie Brauer Williams Avatar
    Marie B.
    - Facebook
    If you are looking for an agent that is going to take care of you and your family by making... read moreIf you are looking for an agent that is going to take care of you and your family by making sure you are protected then Oyer, Macoviak and Associates is your agency! They do all the work. They are professional and easy to work with. read less
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    Peter Armour Avatar
    Peter A.
    - Google
    They have always been responsive to questions and offer alternatives when required to ensure best possible coverage.
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    Wane Kuhns Avatar
    Wane K.
    - Google
    When I contacted them they responded quickly and were very helpful. Competitive pricing. Easy to work with.
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  • Janet Khouri Avatar
    Janet K.
    positive review 
    - Facebook
    When I call they are always pleasant & very helpful.
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    Sandra Bogitch Avatar
    Sandra B.
    - Facebook
    Excellent company to deal with. Personal service is A+. They return phone calls and will answer questions with knowledge and explanations.
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    Jeannie Morea Avatar
    Jeannie M.
    - Google
    I have been a client with Oyer, Macoviak and Associates for a good number of years. Their customer service is... read moreI have been a client with Oyer, Macoviak and Associates for a good number of years. Their customer service is excellent and they work hard to find the best insurance at the best price. read less
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  • Caroline Kern Avatar
    Caroline K.
    - Google
    Very personable staff. They put in the extra effort to find the right policy for me. Highly recommend!
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    Kristen Miami Avatar
    Kristen M.
    - Google
    I chose to contact Oyer, Macoviak & Associates because they are a local business. The first time I called, an... read moreI chose to contact Oyer, Macoviak & Associates because they are a local business. The first time I called, an associate answered the phone right away and I had a quote within hours. They were also very responsive to my mortgage company during my home buying process. I highly recommend due to their customer service, ease of doing business, and being able to go above and beyond for their clients. read less
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    Elisa Wade Avatar
    Elisa W.
    positive review 
    - Facebook
    Oyer, Macoviak and Associates have always gone the extra mile to provide me with the right coverage for my needs... read moreOyer, Macoviak and Associates have always gone the extra mile to provide me with the right coverage for my needs . They not only have helped me with my personal insurance needs, but helped me secure coverage for my clients as well. Rob, Christian and their team are very knowledgeable. They are there to demystify the insurance process for you. They go over your needs and risks, and then help you find the best coverage within your budget. They take care of their clients, plain and simple. read less
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  • Cindy N Townsend Avatar
    Cindy N.
    - Facebook
    Cheryl's response time was impeccable. She provided more than one option for insurance and provide options to reduce the... read moreCheryl's response time was impeccable. She provided more than one option for insurance and provide options to reduce the premium costs without being asked. Then she also recommended a contractor to provide services that would help reduce premium and then provided the quote extremely quick always checking to make sure I was satisfied and had covered all my bases.

    Other providers only gave me the highest priced option and made no mention as to how I could reduce costs. It saved me $1,600 dollars. THANKS CHERYL!
    read less
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    Maryellen Helberg Avatar
    Maryellen H.
    - Google
    Excellent service! All our questions were addressed in a very efficient manner. We feel very confident and well protected with... read moreExcellent service! All our questions were addressed in a very efficient manner. We feel very confident and well protected with our policy. I highly recommend for all your insurance needs! read less
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    Linda Mead Avatar
    Linda M.
    - Facebook
    Highly recommend “Oyer”!!! They are all knowledgeable and efficient. AND there’s a bonus - they answer their phones and... read moreHighly recommend “Oyer”!!! They are all knowledgeable and efficient. AND there’s a bonus - they answer their phones and return phone calls immediately. read less
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  • Howard Atlas Avatar
    Howard A.
    - Google
    I was referred to Cheryl Macoviak by a friend as I was looking for homeowners insurance for my home in... read moreI was referred to Cheryl Macoviak by a friend as I was looking for homeowners insurance for my home in Boca Raton, Florida. I was impressed with Cheryl's expertise, friendliness, and prompt communication. She was patient and gave practical advice. I would highly recommend the services of this agency without any hesitation. Very positive experience!! read less
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    Denise Picard Avatar
    Denise P.
    - Google
    Oyer & Macoviak Insurance in Boynton Beach FL is a great company to do business with. I recently renewed my... read moreOyer & Macoviak Insurance in Boynton Beach FL is a great company to do business with. I recently renewed my automobile insurance, and they save me $400. The staff is pleasant and very knowledgeable. read less
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    Stephen Rubin Avatar
    Stephen R.
    - Google
    I have home and flood insurance through Oyer et al. They willingly review my insurance each year, answer questions and... read moreI have home and flood insurance through Oyer et al. They willingly review my insurance each year, answer questions and seek best policies. They are cordial and responsive. read less
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  • Helaine Hurwitz Avatar
    Helaine H.
    positive review 
    - Facebook
    They are always looking for the best rates and they are very helpful in making desisions. Always avaible to speak... read moreThey are always looking for the best rates and they are very helpful in making desisions. Always avaible to speak with you and are prompt in getting back to you with answers to any questions read less
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    Annette Casey Avatar
    Annette C.
    positive review 
    - Facebook
    I love dealing locally and Oyer, Macoviak and Associates make it a pleasure. They are extremely knowledgeable and professional while... read moreI love dealing locally and Oyer, Macoviak and Associates make it a pleasure. They are extremely knowledgeable and professional while providing great value. They were easily able to answer all my questions and instilled a sense of confidence that just felt Good! read less
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    Avi Fuchs Avatar
    Avi F.
    - Facebook
    This company embodies what true customer service should be. They are professional and knowledgeable about all issues that relate to... read moreThis company embodies what true customer service should be. They are professional and knowledgeable about all issues that relate to insurance. More importantly, they have a terrific team of agents who are a pleasure to deal with. I have recommended them to several of my clients and they have all had similar experiences. Give them a call, you will not be disappointed! read less
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  • Kathleen Grzych Avatar
    Kathleen G.
    - Google
    We needed auto insurance quickly and the staff was very helpful, explained our choices and got us what we needed... read moreWe needed auto insurance quickly and the staff was very helpful, explained our choices and got us what we needed to purchase a car. We are part time residents and required additional information. Thank you Oyer, Macoviak! read less
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    Shadaey Campbell Avatar
    Shadaey C.
    - Google
    After receiving my bill for my premium with my current company for next year, I had to find a new... read moreAfter receiving my bill for my premium with my current company for next year, I had to find a new company, and I was referred to Oyer, Macoviak and Associates (OMA) and a few other companies. Once I contacted OMA their responsiveness was immediate and thoughtful. Other companies were not able to get me a rate as low as them, and Ryan P. (my agent) was very helpful and thoroughly explained the full process of how things would move forward. Being that I’m a first time homebuyer, this was a real bonus for me! Thank you OMA for your help! read less
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    Tashia Gibbs Avatar
    Tashia G.
    - Facebook
    Exceptional service from quote to binding. Cheryl Macoviak is a competent professional who went above and beyond to take... read moreExceptional service from quote to binding. Cheryl Macoviak is a competent professional who went above and beyond to take care of my insurance needs at the last minute. read less
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  • Susan Graham Avatar
    Susan G.
    - Google
    Always timely, responsive and friendly
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    David Kowalick Avatar
    David K.
    - Google
    Very professional, courteous staff. Respond promptly to inquiries / questions. Competitive rates.
    Google Logo
    Barbara Rubin Byer Avatar
    Barbara R.
    - Facebook
    Friendly and prompt service. Replied to all inquires!
    Facebook Logo

about our company

Home Insurance Coverage

Looking to save money on your home insurance? Oyer, Macoviak and Associates can help! We’ve been in business since 1953 and have helped thousands of clients get the best possible rates on their home insurance.

We work with over 30 different insurance companies, so we know who is offering the best rates at any given time. We’ll do all the work for you, so you can relax and enjoy the savings.

Get in touch with us today at 561-732-9305 or get a free online quote. Let us show you how easy it is to save with Oyer, Macoviak and Associates!

Get A Quote
Progressive Insurance Company
Hartford Insurance Company
Allstate Insurance Company
Travelers Insurance Company
Safeco Insurance Company
Mercury Insurance Company
Florida Family Insurance Company
Universal Property Insurance Company

main REASONs TO CHOOSE US

Why Oyer for Home Insurance?

Choice Home  Insurance Options

Choice

We have access to multiple companies with a range of products.

Easy Home  Inrsurance

Easy

We can easily switch you from company to company without hassle.

Unbiased Home  Insurance

Unbiased

We are unbiased and objective, you know you have the right plan for you.

69+

Years in Business

Let Us shop your policy with over 30 “A” rated companies.


our experience

Save Up to 30%

Do you feel like you’re paying too much for home insurance? Oyer, Macoviak and Associates has been helping clients save money on their home insurance since 1953.

We work with over 30 different insurance companies to get you the best rates possible.

Contact us today at 561-732-9305 or get an online quote and let us do all the work for you. Save time and money with Oyer, Macoviak and Associates.


quality insurance coverages

We’re Providing Quality
Insurance Coverages

Clients
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Years
Is insurance cheaper if you bundle
Auto Insurance Homeowners Insurance

Is insurance cheaper if you bundle?

Robert Macoviak 02/28/202302/28/2023 Reading Time: 4 minutes

Consumers are always looking for ways to save money, and one question that often comes up is whether it’s cheaper to bundle insurance policies. The short answer is that it can be, but it depends on several factors. In this blog post, we’ll take a closer look at how bundling works and whether it’s likely…

Read More Is insurance cheaper if you bundle?Continue

How to Insure Your Jewelry and Why It’s Important for Peace of Mind
Homeowners Insurance

How to Insure Your Jewelry and Why It’s Important for Peace of Mind

Robert Macoviak 02/23/202302/23/2023 Reading Time: 3 minutes

Did you know that your homeowner’s insurance policy doesn’t cover the full value of your jewelry? If your home were to be burglarized or damaged in a fire, you would only be reimbursed up to $1,500 for the contents of your jewelry box. But what if you have a piece of jewelry that is worth…

Read More How to Insure Your Jewelry and Why It’s Important for Peace of MindContinue

The three most important things to look for in a home insurance policy
Homeowners Insurance

The three most important things to look for in a home insurance policy

Robert Macoviak 02/14/202302/14/2023 Reading Time: 2 minutes

When it comes to choosing a home insurance policy, there are three main things you should keep in mind: coverage, price, and customer service. We’ve put together a quick guide on what to look for in each of these areas so you can find the right policy for your needs. Make sure you’re covered for…

Read More The three most important things to look for in a home insurance policyContinue


FAQ home insurance

Why Do Business with us?

If you’re looking for a home insurance policy that won’t break the bank, look no further than Oyer, Macoviak and Associates. We’ve been helping our clients save money on home insurance for over 60 years, and we’re experts at finding the best rates.

We work with over 30 different insurance companies, so you can be sure that you’re getting the best deal possible. And because we do all the shopping around for you, all you have to do is sit back and relax. Contact us today to get started!

Get A Quote

It is a cover against financial loss arising out of the occurrence of an insured event in respect of one or more residential premises, whether owned or rented. It is obtained from the insurer for a premium, on payment by the insured to him at regular intervals throughout his tenure as owner or tenant. The insurance policy covers only ‘hazards’ as are defined in the policy. The risk is assumed by the insurer.

Every homeowner or tenant must have insurance. The homeowner pays for insurance in two ways: Firstly, by paying an annual premium to the insurer to provide coverage against claims made under the policy during that period; secondly, by footing any claim wherever possible within a notional sum specified in the policy as ‘contributory loss’. The homeowner is directly responsible for liability to the insurer beyond the ‘contributory loss’.

The policy covers all perils of burglary, theft, or malicious damage; accidental or unintentional injury to persons and damage to property within the premises caused by fire, lightning, explosion, or smoke; damp arising from defective plumbing or defective or leaking gutters and roofs; leakage of water supply due to burst pipes; collapse of structure in the event of fire, lightning, explosion, or accidental damage. These are the main areas of coverage under home insurance policy.

Every homeowner should contact his insurer immediately after a hazard occurs and report it so that steps can be taken to assess the damages, estimate repair and replacement cost etc. If home insurance is purchased as part of loan package, homeowners must also contact the lender at the same time.

You may cancel the home insurance policy at any time by writing to the home insurer. The home insurance policy would then cease from such cancellation date.

Home Insurance provides homeowners and tenants with protection against hazards to a great extent and, in addition, home insurance can also be used by homeowners as collateral for loans from banks or other financial institutions.

A homeowner can even use as security over which he has an insurable interest. Insurance also covers homeowners against hazards arising from occupation. Home Insurance can reduce losses in the event of hazards and, at the same time, avoid financial loss to homeowners who have insurance policies..

No, home insurance policies vary in the sense that they define home differently. In one policy may mean premises only while in another it would include a office no matter how near the office is to home or whether office are rented out under one policy.


Since 1953

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561-732-9305

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About Us:
Oyer, Macoviak and Associates
1903 South Congress Ave Ste 350
Boynton Beach, FL 33426
Phone: 561-732-9305
Toll Free: 800-397-8780
Fax: 561-364-9848
Email: info@oyerinsurance.com

Office Hours:
Monday to Friday 8:30 AM to 5:00 PM

We offer a live after-hours claim service, which makes sure that you are always taken care of. You can also go online and view, make changes or report a new claim with our client portal.

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