Business Auto Insurance Basics
Business auto insurance can cover a combination of vehicle types (trucks, cars) and drivers, as well as some types of motorized equipment. It provides for bodily injury liability and property damage while operating a company automobile, medical payments, or Personal Injury Protection (PIP) for the driver and passengers of the policyholder’s car. Injuries or damage to someone else are also covered.
Are you renting cars or are your employees using their own vehicles? This coverage provides business insurance coverage for certain liabilities arising from the use of a rented or leased vehicle (hired), or a non-owned vehicle (employee using their own vehicle on company business). Oftentimes this coverage can be added inexpensively to a business auto policy, or in some cases, a general liability policy.
Insurance Companies We Represent
- robert j.
great insurance agent,, rob and cheryl has been very helpful in getting me car, van, and renters insurance at... read moregreat insurance agent,, rob and cheryl has been very helpful in getting me car, van, and renters insurance at a rate that is very good for both! i would highly recomend them for all your insusurance needs! its nice to talk to real persons when you call! they really appreciate your business! read less
Len P.Most helpful, most customer friendly, most informative agency imaginable.
Angeline G.We have been insured by Oyer, Macoviak, and Associates for many, many years. We have had excellent service, and... read moreWe have been insured by Oyer, Macoviak, and Associates for many, many years. We have had excellent service, and feel confident with their coverage in the future. Sam and Angie Militello read less
- Scuzzymuzzle F.
As a first time home owner; they were accommodating to our needs and able to find us a policy that... read moreAs a first time home owner; they were accommodating to our needs and able to find us a policy that worked! They were so helpful, caring and really easy to work with. If you have any insurance needs I would most definitely recommend this team. We were working with Bobby specifically and he was such a pleasure, we just loved his vibe and really helped us a lot. Thank you so much and we are so happy we found you! lol :) read less
Pris N.It's great to find an insurance agency that actually cares! The agents make sure we get the best home... read moreIt's great to find an insurance agency that actually cares! The agents make sure we get the best home and auto policies and follow up to ensure we are happy. When we have had a claim, theyweare there to help, not to hinder. Can't recommend them more highly. read less
Jack F. Oyer, Macoviak and Associated has been our insurance agent in excess of ten years. They are always helpful in... read moreOyer, Macoviak and Associated has been our insurance agent in excess of ten years. They are always helpful in finding the best rates for auto and homeowners insurance to meet our needs. Whenever we have a question they are prompt in getting back to us. I highly recommend them for all your insurance needs. read less
- sandra l.
They are the best! I’ve suffered with Geico,And Einsurance. Horrid experience with both. A friend recommended her broker to me,... read moreThey are the best! I’ve suffered with Geico,And Einsurance. Horrid experience with both. A friend recommended her broker to me, he has since retired, but all is great now. I go straight to the office or call and everyone is great. Highly recommend. They have been in business for years and are very well known. read less
Irene C.I had a great experience with the team at Oyer, Macoviak and Associates when I needed insurance for my condo... read moreI had a great experience with the team at Oyer, Macoviak and Associates when I needed insurance for my condo in High Point. From the person who picked up the phone to my insurance agent Bobby Y, to follow up emails from the company. Timely, friendly and fair. Start to finish wonderful team! read less
murray h.While I never had a claim with them, anytime I had a question or concern they were always there for... read moreWhile I never had a claim with them, anytime I had a question or concern they were always there for me, unlike my previous outfit. read less
- Wayne M.
Knowledgeable and very easy to deal with. Would highly recommend them.
Robert H.Very nice people, very helpful and courteous, have several carriers to choose from, they know based on your needs the... read moreVery nice people, very helpful and courteous, have several carriers to choose from, they know based on your needs the best policy for you. read less
Helaine H. They are always looking for the best rates and they are very helpful in making desisions. Always avaible to speak... read moreThey are always looking for the best rates and they are very helpful in making desisions. Always avaible to speak with you and are prompt in getting back to you with answers to any questions read less
- Bonnie U.
I have switched agencies twice due to lack of responsiveness. This company is very responsive and their customer communication emails... read moreI have switched agencies twice due to lack of responsiveness. This company is very responsive and their customer communication emails are excellent. I'm glad to finally feel like my business is truly appreciated. read less
S H.Always ready 2 answer all your questions professionally and concerned about you
michael g.Started our relationship by a long distance phone call for home owners coverage. always available to answer questions. So impressed... read moreStarted our relationship by a long distance phone call for home owners coverage. always available to answer questions. So impressed by the professionalism shown, yet friendly communication, that multiple automobile coverage was added. As a three year client, I highly recommend Oyer, Macoviak and Associates. read less
- Paula P.
I have been very happy with the time and attention that are afforded to me by being insured with... read moreI have been very happy with the time and attention that are afforded to me by being insured with this wonderful company read less
Kim F.I have been a cliënt of Oyer, Macoviak since 2013. Their office is within about a mile and their office... read moreI have been a cliënt of Oyer, Macoviak since 2013. Their office is within about a mile and their office is well suited. In addition year over year they add a modest fee which is standard. The staff is also very courteous and the clientele is also patient. The staff listens as to clients with regard to questions, the cost, and the terms or a better a deal.
All around, it appears to me Oyer, Macoviak and there clientele and customers are terrific. I look forward to working for Oyer, Macoviak and will see you next year.
Victoria Kim Flaville read lessPris N.It's great to find an insurance agency that actually cares! Our agent, Cheryl, not only seeks the best insurance... read moreIt's great to find an insurance agency that actually cares! Our agent, Cheryl, not only seeks the best insurance at the lowest rate, but also follows up to make sure everything is as expected. We have used her for home, condo and automobile insurance and have recommended her to friends. Oyer Macoviak has consistently met our needs with courtesy, efficiency and caring. read less
- Melody L.
Everything about our experience with Oyer, Macoviak & Associates was great! Great customer service and prompt response to any... read moreEverything about our experience with Oyer, Macoviak & Associates was great! Great customer service and prompt response to any questions!We would recommend this company to everyone! read less
Ann M.Excellent service and the staff is so accessible and helpful always...
Thank you to the entire team.....Simone R.We are very pleased with Oyer, Macoviak and Associates.
They gave us excellent pricing, excellent service and excellent customer service... read moreWe are very pleased with Oyer, Macoviak and Associates.
They gave us excellent pricing, excellent service and excellent customer service (newsletters, prompt and professional replies from the representatives). I would recommend the company to anyone looking for great service and good prices! read less - Fernando R.
Had a great experience working with Cheryl. She was very patient working on multiple homeowners quotes and has been extremely... read moreHad a great experience working with Cheryl. She was very patient working on multiple homeowners quotes and has been extremely helpful through the entire process even after buying the house. Was by far the best rate I found. Highly recommend. read less
Nelson C.I reshop my home insurance every 3 years. 2 years, I received a very competitive quote from Oyer. ... read moreI reshop my home insurance every 3 years. 2 years, I received a very competitive quote from Oyer. After talking with the agent & discussing various coverages & their importance, I was able to reduce my policy payment even more. Whenever I have a question, they are available to help. I've been very pleased with their service. read less
Abby D.The staff is a pleasure to work with and are extremely helpful. Transitioning our homeowner's insurance over to Oyer, Macoviak... read moreThe staff is a pleasure to work with and are extremely helpful. Transitioning our homeowner's insurance over to Oyer, Macoviak and Assoc was simple and painless! :) I worked directly with Cheryl and she's a pleasure to deal with! read less
- Rebecca H.
So professional from the person answering the phone to the agent that helped us with our auto policy. Marie was... read moreSo professional from the person answering the phone to the agent that helped us with our auto policy. Marie was always quick to respond and answered all our questions. Plus we saved money. Looking forward to moving our homeowners insurance to them also. read less
Ron D.We appreciate that Oyer Macoviak & Associates have our interest in mind by recommending additional coverages to enhance our HO policy
Vicki T.I was referred to Ryan at Oyer, Macoviak & Assoc by a friend/realtor. Ryan was great to work with, listened... read moreI was referred to Ryan at Oyer, Macoviak & Assoc by a friend/realtor. Ryan was great to work with, listened well and answered all questions. He helped us choose the best H.O. policy for our needs, saving us $700. I'd recommend anyone call this company for an insurance quote. read less
- SUE S.
AMAZING CUSTOMER SERVICE. Best Agency I have used. 100% follow up, polite. Used them over 5 years... read moreAMAZING CUSTOMER SERVICE. Best Agency I have used. 100% follow up, polite. Used them over 5 years and don't plan on another agency. Small town feel with Big time service read less
Abby D.The staff is a pleasure to work with and are extremely helpful. Transitioning our homeowner's insurance over to Oyer, Macoviak... read moreThe staff is a pleasure to work with and are extremely helpful. Transitioning our homeowner's insurance over to Oyer, Macoviak and Assoc was simple and painless! :) I worked directly with Cheryl and she's a pleasure to deal with! read less
Barbara N.We are very impressed with Oyer, Macoviak and Associates insurance agency. They quickly respond to any questions or concerns... read moreWe are very impressed with Oyer, Macoviak and Associates insurance agency. They quickly respond to any questions or concerns we have. They always look for competitive rates when we are renewing our policies and have a wide variety of insurance policies to fit our family's needs. All of the employees we have had dealings with over the years have been courteous and well-informed. read less
Let Us Handle All the Work While You Save
Speak with a licensed agent (561) 732-9305
Business Auto Insurance Programs
At Oyer, Macoviak and Associates we have specific tailored insurance programs for the following types of business’s which can save the business owner up to 30%
* Contractors
* Electricians
* Floor Installation
* Florist
* General Contractors
* Heating and Air Conditioning Contractors
* Landscapers
* Painters
* Plumbers
* Real Estate Agents
* Restaurant and Food Service
* Retail Insurance
* Wholesalers
Insurance policies for privately owned vehicles may not cover damage to your privately owned car or truck when it is used for business, even home cosmetics, jewelry sales or a pizza delivery business.
Every business is unique – talk to Oyer, Macoviak and Associates today to find out how to get the best Business auto insurance, service, price and value. Give Oyer, Macoviak and Associates a call for a business auto quote at 561-732-9305 or request online.
Business Auto Insurance Companies We Proudly Represent
At Oyer, Macoviak and Associates we are not captive to one insurance company so we can shop the different insurance companies to give you the best coverage with the best rate.
At Oyer, Macoviak and Associates we are not captive to one insurance company so we can shop the different insurance companies to give you the best coverage with the best rate.