Business Auto Insurance Basics
Business auto insurance can cover a combination of vehicle types (trucks, cars) and drivers, as well as some types of motorized equipment. It provides for bodily injury liability and property damage while operating a company automobile, medical payments, or Personal Injury Protection (PIP) for the driver and passengers of the policyholder’s car. Injuries or damage to someone else are also covered.
Are you renting cars or are your employees using their own vehicles? This coverage provides business insurance coverage for certain liabilities arising from the use of a rented or leased vehicle (hired), or a non-owned vehicle (employee using their own vehicle on company business). Oftentimes this coverage can be added inexpensively to a business auto policy, or in some cases, a general liability policy.
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Business Auto Insurance Programs
At Oyer, Macoviak and Associates we have specific tailored insurance programs for the following types of business’s which can save the business owner up to 30%
* Floor Installation
* General Contractors
* Heating and Air Conditioning Contractors
* Real Estate Agents
* Restaurant and Food Service
* Retail Insurance
Insurance policies for privately owned vehicles may not cover damage to your privately owned car or truck when it is used for business, even home cosmetics, jewelry sales or a pizza delivery business.
Every business is unique – talk to Oyer, Macoviak and Associates today to find out how to get the best Business auto insurance, service, price and value. Give Oyer, Macoviak and Associates a call for a business auto quote at 561-732-9305 or request online.