Business Auto Insurance Basics
Business auto insurance can cover a combination of vehicle types (trucks, cars) and drivers, as well as some types of motorized equipment. It provides for bodily injury liability and property damage while operating a company automobile, medical payments, or Personal Injury Protection (PIP) for the driver and passengers of the policyholder’s car. Injuries or damage to someone else are also covered.
Are you renting cars or are your employees using their own vehicles? This coverage provides business insurance coverage for certain liabilities arising from the use of a rented or leased vehicle (hired), or a non-owned vehicle (employee using their own vehicle on company business). Oftentimes this coverage can be added inexpensively to a business auto policy, or in some cases, a general liability policy.
Overall Satisfaction Rating
Let Us Shop Your Coverage with 30 Highly-Rated Companies
- Robert H.
Very nice people, very helpful and courteous, have several carriers to choose from, they know based on your needs the... read moreVery nice people, very helpful and courteous, have several carriers to choose from, they know based on your needs the best policy for you. read less
Nancie G.Oyer, Macoviak and Associates is a family operated full service insurance company that handles insurance with much expertise and they... read moreOyer, Macoviak and Associates is a family operated full service insurance company that handles insurance with much expertise and they always find the best rates and they are very knowlegable. read less
Jack F.
Oyer, Macoviak and Associated has been our insurance agent in excess of ten years. They are always helpful in... read moreOyer, Macoviak and Associated has been our insurance agent in excess of ten years. They are always helpful in finding the best rates for auto and homeowners insurance to meet our needs. Whenever we have a question they are prompt in getting back to us. I highly recommend them for all your insurance needs. read less
- Annette C.
I love dealing locally and Oyer, Macoviak and Associates make it a pleasure. They are extremely knowledgeable and professional while... read moreI love dealing locally and Oyer, Macoviak and Associates make it a pleasure. They are extremely knowledgeable and professional while providing great value. They were easily able to answer all my questions and instilled a sense of confidence that just felt Good! read less
sandra l.They are the best! I’ve suffered with Geico,
And Einsurance. Horrid experience with both. A friend recommended her broker to me,... read moreThey are the best! I’ve suffered with Geico,
And Einsurance. Horrid experience with both. A friend recommended her broker to me, he has since retired, but all is great now. I go straight to the office or call and everyone is great. Highly recommend. They have been in business for years and are very well known. read lessMike V.Professional courteous helpful and responsive service with knowledgeable staff who take the time to listen and care about your needs.
- robert j.
great insurance agent,, rob and cheryl has been very helpful in getting me car, van, and renters insurance at... read moregreat insurance agent,, rob and cheryl has been very helpful in getting me car, van, and renters insurance at a rate that is very good for both! i would highly recomend them for all your insusurance needs! its nice to talk to real persons when you call! they really appreciate your business! read less
Emily G.Excellent insurance agent.
Mike V.Professional courteous helpful and responsive service with knowledgeable staff who take the time to listen and care about your needs.
- Don T.
Best in business with fast and friendly service. I strongly recommend Oyer, Macoviak and Associates for all your insurance needs.
Amy F.I as well as my family members have been using Oyer Insurance for decades. Everyone in the office is... read moreI as well as my family members have been using Oyer Insurance for decades. Everyone in the office is on the ball and responsive if any issues arise. Would highly recommend them and have referred several people to them over the years. read less
Elisa W.
Oyer, Macoviak and Associates have always gone the extra mile to provide me with the right coverage for my needs... read moreOyer, Macoviak and Associates have always gone the extra mile to provide me with the right coverage for my needs . They not only have helped me with my personal insurance needs, but helped me secure coverage for my clients as well. Rob, Christian and their team are very knowledgeable. They are there to demystify the insurance process for you. They go over your needs and risks, and then help you find the best coverage within your budget. They take care of their clients, plain and simple. read less
- Doris D.
Love the staff! Very friendly and helpful! If you need insurance, stop searching - This is the place to go!
Una G.I want to let every know that this company is the most wonderful company to do business with
I got... read moreI want to let every know that this company is the most wonderful company to do business with
I got my insurence from them 2012
We found the staff friendly professional and all so helpful
We had some very horrifcie experence with other insurance company in Boynton Beach. I am very glad I was recommended to Oyer, Macoviak and Associates
Martin and Una Galligan read lessSharon B.
The personal service is very appreciated. Extremely knowledgeable about the Insurance Business and everyone we have interacted with has been... read moreThe personal service is very appreciated. Extremely knowledgeable about the Insurance Business and everyone we have interacted with has been very helpful! read less
- Bonnie U.
I have switched agencies twice due to lack of responsiveness. This company is very responsive and their customer communication emails... read moreI have switched agencies twice due to lack of responsiveness. This company is very responsive and their customer communication emails are excellent. I'm glad to finally feel like my business is truly appreciated. read less
S H.Always ready 2 answer all your questions professionally and concerned about you
Chino M.If need insurance call them, they are professional, sincere in helping their clients and potential clients, or email
- michael g.
Started our relationship by a long distance phone call for home owners coverage. always available to answer questions. So impressed... read moreStarted our relationship by a long distance phone call for home owners coverage. always available to answer questions. So impressed by the professionalism shown, yet friendly communication, that multiple automobile coverage was added. As a three year client, I highly recommend Oyer, Macoviak and Associates. read less
Joe T.Have used Oyer for years for my business insurance. Always have received top notch service. They answer the phone and... read moreHave used Oyer for years for my business insurance. Always have received top notch service. They answer the phone and communicate well. Highly recommend. read less
Rebecca H.So professional from the person answering the phone to the agent that helped us with our auto policy. Marie was... read moreSo professional from the person answering the phone to the agent that helped us with our auto policy. Marie was always quick to respond and answered all our questions. Plus we saved money. Looking forward to moving our homeowners insurance to them also. read less
- terri d.
great customer service, informative and helps find the right insurance at a good price
Lynda O.Oyer, Macoviak and Associates is a professional insurance firm that I highly recommend. They are knowledgeable, courteous and qualified to... read moreOyer, Macoviak and Associates is a professional insurance firm that I highly recommend. They are knowledgeable, courteous and qualified to meet the individual needs of their clients. read less
Tom W.Professional. Responsible. Accountable.What else is there that you need in an insurance agency?
- Fernando R.
Had a great experience working with Cheryl. She was very patient working on multiple homeowners quotes and has been extremely... read moreHad a great experience working with Cheryl. She was very patient working on multiple homeowners quotes and has been extremely helpful through the entire process even after buying the house. Was by far the best rate I found. Highly recommend. read less
Just m.Very helpful and friendly staff! They make you feel like you're more than just another customer. Greatly recommend when... read moreVery helpful and friendly staff! They make you feel like you're more than just another customer. Greatly recommend when in search for insurance!Visit Oyer, Macoviak and Associates! You will be highly pleased and satisfied with their service! read less
Pris N.It's great to find an insurance agency that actually cares! The agents make sure we get the best home... read moreIt's great to find an insurance agency that actually cares! The agents make sure we get the best home and auto policies and follow up to ensure we are happy. When we have had a claim, theyweare there to help, not to hinder. Can't recommend them more highly. read less
- Stephen B.
i call on this company for customer service reasons for their own clients,
michael m.We have used the services of Oyer, Macoviak for the past 18 years (through hurricanes and other Florida weather related... read moreWe have used the services of Oyer, Macoviak for the past 18 years (through hurricanes and other Florida weather related incidents). The staff members have always returned our calls and provided sound advice to proceed with all types of insurance matters. Their search for the best rate upon policy renewals has saved us valuable time and effort. We are very satisfied with their services and recommend this agency. read less
Andrea M.Oyer, Macoviak and Associates have been in my family for over 30 years. My parents had them and now I... read moreOyer, Macoviak and Associates have been in my family for over 30 years. My parents had them and now I continue the tradition. They have always been my "go too" for all my insurance needs in Florida. My phone calls and questions are always answered in a timely manner. Oyer is always professional and makes me feel like I was their only customer. They competitive shop and give me choices for all my needs. I always say that "its like one stop shopping". They take care of everything! read less
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Step 1
Need an insurance quote? Just fill out our quote form and we will handle the rest.
Step 2
Let us shop multiple companies so you get the best rate with the best coverages.
Step 3
After we issue the policy we still handle all the work. Policy changes, claims, applications we handle of it for you.
Let Us Handle All the Work While You Save
Speak with a licensed agent (561) 732-9305
Business Auto Insurance Programs
At Oyer, Macoviak and Associates we have specific tailored insurance programs for the following types of business’s which can save the business owner up to 30%
* Contractors
* Electricians
* Floor Installation
* Florist
* General Contractors
* Heating and Air Conditioning Contractors
* Landscapers
* Painters
* Plumbers
* Real Estate Agents
* Restaurant and Food Service
* Retail Insurance
* Wholesalers
Insurance policies for privately owned vehicles may not cover damage to your privately owned car or truck when it is used for business, even home cosmetics, jewelry sales or a pizza delivery business.
Every business is unique – talk to Oyer, Macoviak and Associates today to find out how to get the best Business auto insurance, service, price and value. Give Oyer, Macoviak and Associates a call for a business auto quote at 561-732-9305 or request online.
