Business Auto Insurance Basics
Business auto insurance can cover a combination of vehicle types (trucks, cars) and drivers, as well as some types of motorized equipment. It provides for bodily injury liability and property damage while operating a company automobile, medical payments, or Personal Injury Protection (PIP) for the driver and passengers of the policyholder’s car. Injuries or damage to someone else are also covered.
Are you renting cars or are your employees using their own vehicles? This coverage provides business insurance coverage for certain liabilities arising from the use of a rented or leased vehicle (hired), or a non-owned vehicle (employee using their own vehicle on company business). Oftentimes this coverage can be added inexpensively to a business auto policy, or in some cases, a general liability policy.
Overall Satisfaction Rating
Let Us Shop Your Coverage with 30 Highly-Rated Companies
- Roger H.
Nice locally owned business - competitive rates too!
Len P.Most helpful, most customer friendly, most informative agency imaginable.
Laurie B.Oyer, Macoviak is an honest, professional insurance agency. They have always helped me with my insurance needs and return phone... read moreOyer, Macoviak is an honest, professional insurance agency. They have always helped me with my insurance needs and return phone calls, which is very important to me. read less
- Robert R.
I have had condominium insurance with Oyer, Macoviak since 2003.Over this time when I needed their help I have ... read moreI have had condominium insurance with Oyer, Macoviak since 2003.Over this time when I needed their help I have found them to be courteous,professional and willing to work with me to resolve the issue. I do not hesitate to recommend them . read less
Deborah R.I was very happy with my experience working with Oyer, Macoviak and Associates. I was recommended to this company and... read moreI was very happy with my experience working with Oyer, Macoviak and Associates. I was recommended to this company and certainly wasn't disappointed at all. They were very professional, responsive, and understood exactly what I needed. read less
Fernando R.Had a great experience working with Cheryl. She was very patient working on multiple homeowners quotes and has been extremely... read moreHad a great experience working with Cheryl. She was very patient working on multiple homeowners quotes and has been extremely helpful through the entire process even after buying the house. Was by far the best rate I found. Highly recommend. read less
- Marianne C.
This company is so fast and friendly to work with. We only had a week and they expedited the paperwork... read moreThis company is so fast and friendly to work with. We only had a week and they expedited the paperwork and even printed our paperwork for us. read less
Wayne M.Knowledgeable and very easy to deal with. Would highly recommend them.
Bonnie U.I have switched agencies twice due to lack of responsiveness. This company is very responsive and their customer communication emails... read moreI have switched agencies twice due to lack of responsiveness. This company is very responsive and their customer communication emails are excellent. I'm glad to finally feel like my business is truly appreciated. read less
- Michael D.
Very responsive and does a great job of shopping around for the best homeowner's and car insurance policies.
Hendricks E.I am a customer for many years with Oyer and Macoviak. I always received excellent information, service and customer service... read moreI am a customer for many years with Oyer and Macoviak. I always received excellent information, service and customer service from the entire staff.
Marie W. is my agent for many years and explains all my insurance needs and the best pricing. Marie always goes the extra mile! read lessElisa W.
Oyer, Macoviak and Associates have always gone the extra mile to provide me with the right coverage for my needs... read moreOyer, Macoviak and Associates have always gone the extra mile to provide me with the right coverage for my needs . They not only have helped me with my personal insurance needs, but helped me secure coverage for my clients as well. Rob, Christian and their team are very knowledgeable. They are there to demystify the insurance process for you. They go over your needs and risks, and then help you find the best coverage within your budget. They take care of their clients, plain and simple. read less
- Helaine H.
They are always looking for the best rates and they are very helpful in making desisions. Always avaible to speak... read moreThey are always looking for the best rates and they are very helpful in making desisions. Always avaible to speak with you and are prompt in getting back to you with answers to any questions read less
Elaine M.They are very professional and understand what our needs are for insurance. Can always reach someone via phone which... read moreThey are very professional and understand what our needs are for insurance. Can always reach someone via phone which is a plus. It is so convenient having their office right in town. They are also knowledgeable about other state rules and regulations which helps people that split their time in Florida and elsewhere during the year. read less
michael g.Started our relationship by a long distance phone call for home owners coverage. always available to answer questions. So impressed... read moreStarted our relationship by a long distance phone call for home owners coverage. always available to answer questions. So impressed by the professionalism shown, yet friendly communication, that multiple automobile coverage was added. As a three year client, I highly recommend Oyer, Macoviak and Associates. read less
- Flora A.
I found that the agent was thorough in his research of finding an insurance company that would serve my needs.
Bill B.The whole crew at O,M & Assoc. are great! Very responsive to our needs and lots of helpful ideas so... read moreThe whole crew at O,M & Assoc. are great! Very responsive to our needs and lots of helpful ideas so we can improve our insurance and lower our premiums. Super to work with. read less
Patty G.I have gotten wonderful service from Macoviak and Associates. They are informed and have always gotten back to me immediately.... read moreI have gotten wonderful service from Macoviak and Associates. They are informed and have always gotten back to me immediately. They also found me the best prices. For these reasons, I recommend them and will continue doing business with this company. read less
- Chelsea E.
Oyer, Macoviak and Associates have been so great to me. Very professional and always helpful.
Sandra B.Excellent company to deal with. Personal service is A+. They return phone calls and will answer questions with knowledge and explanations.
Marie B.If you are looking for an agent that is going to take care of you and your family by making... read moreIf you are looking for an agent that is going to take care of you and your family by making sure you are protected then Oyer, Macoviak and Associates is your agency! They do all the work. They are professional and easy to work with. read less
- Beverly K.
I have been a client for many years. The staff is pleasant and efficient. They always find the best companies... read moreI have been a client for many years. The staff is pleasant and efficient. They always find the best companies with the lowest premiums. I highly recommend using them for all your insurance needs read less
Angela C.I have had nothing but exceptional service from this company. They are friendly and professional, and extremely efficient. I now... read moreI have had nothing but exceptional service from this company. They are friendly and professional, and extremely efficient. I now refer anyone looking for insurance directly to them. read less
Bonnie U.I have switched agencies twice due to lack of responsiveness. This company is very responsive and their customer communication emails... read moreI have switched agencies twice due to lack of responsiveness. This company is very responsive and their customer communication emails are excellent. I'm glad to finally feel like my business is truly appreciated. read less
- robert j.
great insurance agent,, rob and cheryl has been very helpful in getting me car, van, and renters insurance at... read moregreat insurance agent,, rob and cheryl has been very helpful in getting me car, van, and renters insurance at a rate that is very good for both! i would highly recomend them for all your insusurance needs! its nice to talk to real persons when you call! they really appreciate your business! read less
Sharon B.
The personal service is very appreciated. Extremely knowledgeable about the Insurance Business and everyone we have interacted with has been... read moreThe personal service is very appreciated. Extremely knowledgeable about the Insurance Business and everyone we have interacted with has been very helpful! read less
Angeline G.We have been insured by Oyer, Macoviak, and Associates for many, many years. We have had excellent service, and... read moreWe have been insured by Oyer, Macoviak, and Associates for many, many years. We have had excellent service, and feel confident with their coverage in the future. Sam and Angie Militello read less
- Lynne H.
I had a great experience with Oyer, Macoviak and Associates insurance company. From my initial phone call, to signing my... read moreI had a great experience with Oyer, Macoviak and Associates insurance company. From my initial phone call, to signing my new homeowner’s insurance policy, all my questions and concerns were answered very promptly, professionally and clearly. Ryan Paguaga is so knowledgeable, and his patience along with the information he provided helped me make the best decisions for my needs. He took the time to make sure I was comfortable with my choices. I would recommend this company to anyone I know for all their insurance needs! read less
Tashia G.Exceptional service from quote to binding. Cheryl Macoviak is a competent professional who went above and beyond to take... read moreExceptional service from quote to binding. Cheryl Macoviak is a competent professional who went above and beyond to take care of my insurance needs at the last minute. read less
sandra l.They are the best! I’ve suffered with Geico,
And Einsurance. Horrid experience with both. A friend recommended her broker to me,... read moreThey are the best! I’ve suffered with Geico,
And Einsurance. Horrid experience with both. A friend recommended her broker to me, he has since retired, but all is great now. I go straight to the office or call and everyone is great. Highly recommend. They have been in business for years and are very well known. read less
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Step 1
Need an insurance quote? Just fill out our quote form and we will handle the rest.
Step 2
Let us shop multiple companies so you get the best rate with the best coverages.
Step 3
After we issue the policy we still handle all the work. Policy changes, claims, applications we handle of it for you.
Let Us Handle All the Work While You Save
Speak with a licensed agent (561) 732-9305
Business Auto Insurance Programs
At Oyer, Macoviak and Associates we have specific tailored insurance programs for the following types of business’s which can save the business owner up to 30%
* Contractors
* Electricians
* Floor Installation
* Florist
* General Contractors
* Heating and Air Conditioning Contractors
* Landscapers
* Painters
* Plumbers
* Real Estate Agents
* Restaurant and Food Service
* Retail Insurance
* Wholesalers
Insurance policies for privately owned vehicles may not cover damage to your privately owned car or truck when it is used for business, even home cosmetics, jewelry sales or a pizza delivery business.
Every business is unique – talk to Oyer, Macoviak and Associates today to find out how to get the best Business auto insurance, service, price and value. Give Oyer, Macoviak and Associates a call for a business auto quote at 561-732-9305 or request online.
