The Right Auto Insurance
The right auto insurance (aka car insurance, automobile insurance) policy can help get you back on the road quickly if your car is damaged or destroyed by accident, fire, theft, or another covered event. Your policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle.
An auto insurance policy is a contract between you and an insurance company. You pay a premium, and in exchange, the insurance company promises to pay for specific car-related financial losses during the term of the policy. Work with us to determine the best coverage for you.
Oyer, Macoviak and Associates can also get your insurance coverage for Motorcycle, Classic Car, Motor Home & RV, Boat & Jet Ski, and ATV too!
Insurance Companies We Represent
- Ray W.
Friendly people, prompt replies. Would highly recommend.
Richard P.They are always there when you need them and they follow up in timely manner. They are always pleasant... read moreThey are always there when you need them and they follow up in timely manner. They are always pleasant to deal with. read less
Robert R.I have had condominium insurance with Oyer, Macoviak since 2003.Over this time when I needed their help I have ... read moreI have had condominium insurance with Oyer, Macoviak since 2003.Over this time when I needed their help I have found them to be courteous,professional and willing to work with me to resolve the issue. I do not hesitate to recommend them . read less
- Annette C.
I love dealing locally and Oyer, Macoviak and Associates make it a pleasure. They are extremely knowledgeable and professional while... read moreI love dealing locally and Oyer, Macoviak and Associates make it a pleasure. They are extremely knowledgeable and professional while providing great value. They were easily able to answer all my questions and instilled a sense of confidence that just felt Good! read less
jacqueline l.We just bought our first house and had to get home owners insurance after several calls to other company’s which... read moreWe just bought our first house and had to get home owners insurance after several calls to other company’s which we were not comfortable with we were referred to Makoviak by my sister in law.Ryan called us back we told him our needs and he did not disappoint. He was polite, professional,and patient, because we had several questions.He sent an estimate through Email and we called him and he explained everything to us. We had other questions after and he responded quickly with phone calls and emails. Thank you so much for your help.Wishing everyone and their family a safe and happy Holiday and Hapoy New Year. J. Lintz / S.Jenks. read less
michael g.Started our relationship by a long distance phone call for home owners coverage. always available to answer questions. So impressed... read moreStarted our relationship by a long distance phone call for home owners coverage. always available to answer questions. So impressed by the professionalism shown, yet friendly communication, that multiple automobile coverage was added. As a three year client, I highly recommend Oyer, Macoviak and Associates. read less
- Don T.
Best in business with fast and friendly service. I strongly recommend Oyer, Macoviak and Associates for all your insurance needs.
Lynne H.I had a great experience with Oyer, Macoviak and Associates insurance company. From my initial phone call, to signing my... read moreI had a great experience with Oyer, Macoviak and Associates insurance company. From my initial phone call, to signing my new homeowner’s insurance policy, all my questions and concerns were answered very promptly, professionally and clearly. Ryan Paguaga is so knowledgeable, and his patience along with the information he provided helped me make the best decisions for my needs. He took the time to make sure I was comfortable with my choices. I would recommend this company to anyone I know for all their insurance needs! read less
Lynn B.Oyer, Macoviak and Associates helped me find affordable homeowners insurance when other insurance companies were not writing policies in my... read moreOyer, Macoviak and Associates helped me find affordable homeowners insurance when other insurance companies were not writing policies in my area, or the policies offered were very expensive . They were very conscientious, professional and I highly recommend them for all your insurance needs. read less
- William P.
Oyer, Macoviak & Associates is a great insurance company.
They do their best to find the right insurance for us.
We have... read moreOyer, Macoviak & Associates is a great insurance company.
They do their best to find the right insurance for us.
We have home & car insurance with them.
We would recommend them to everyone.
Mrs. William Peterson - Boynton Beach read lessA G.It's great to find an insurance agency that actually cares! Our agent, Cheryl, not only seeks the best insurance... read moreIt's great to find an insurance agency that actually cares! Our agent, Cheryl, not only seeks the best insurance at the lowest rate, but also follows up to make sure everything is as expected. We have used her for home, condo and automobile insurance and have recommended her to friends. Oyer Macoviak has consistently met our needs with courtesy, efficiency and caring. read less
Ann M.Excellent service and the staff is so accessible and helpful always...
Thank you to the entire team..... - Louise D.
They are always there to help
Beverly K.I have been a client for many years. The staff is pleasant and efficient. They always find the best companies... read moreI have been a client for many years. The staff is pleasant and efficient. They always find the best companies with the lowest premiums. I highly recommend using them for all your insurance needs read less
Just m.Very helpful and friendly staff! They make you feel like you're more than just another customer. Greatly recommend when... read moreVery helpful and friendly staff! They make you feel like you're more than just another customer. Greatly recommend when in search for insurance!Visit Oyer, Macoviak and Associates! You will be highly pleased and satisfied with their service! read less
- Stephen B.
i call on this company for customer service reasons for their own clients,
philip h.We have always been pleased with the service and help with our insurance policies placed through the company. Dealing with... read moreWe have always been pleased with the service and help with our insurance policies placed through the company. Dealing with local businesses has always been more rewarding than using "on line services". read less
Peak P.i needed insurance and they helped me out and it was easily accomplished they are experienced and professional
- Don T.
Best in business with fast and friendly service. I strongly recommend Oyer, Macoviak and Associates for all your insurance needs.
Mike V.Professional courteous helpful and responsive service with knowledgeable staff who take the time to listen and care about your needs.
Marie B.If you are looking for an agent that is going to take care of you and your family by making... read moreIf you are looking for an agent that is going to take care of you and your family by making sure you are protected then Oyer, Macoviak and Associates is your agency! They do all the work. They are professional and easy to work with. read less
- Eric P.
Friendly staff efficient honest & fare
Len P.Most helpful, most customer friendly, most informative agency imaginable.
Deborah A.The staff is always very helpful and patient!
We have building insurance and a great referral agent on Medical Insurance. - sandra l.
They are the best! I’ve suffered with Geico,And Einsurance. Horrid experience with both. A friend recommended her broker to me,... read moreThey are the best! I’ve suffered with Geico,And Einsurance. Horrid experience with both. A friend recommended her broker to me, he has since retired, but all is great now. I go straight to the office or call and everyone is great. Highly recommend. They have been in business for years and are very well known. read less
Mike V.Professional courteous helpful and responsive service with knowledgeable staff who take the time to listen and care about your needs.
Terry K.Fantastic Rates and Service. We have already been recommending Oyer, Macoviak & Associates to Friends and Business Associates.
- Creative M.
The most efficient & knowledgeable ins. people I know! Give them a try!Family owned & operated right in Boynton too!
Deborah R.I was very happy with my experience working with Oyer, Macoviak and Associates. I was recommended to this company and... read moreI was very happy with my experience working with Oyer, Macoviak and Associates. I was recommended to this company and certainly wasn't disappointed at all. They were very professional, responsive, and understood exactly what I needed. read less
Deborah G. Dedication to clients. Oyer, Macoviak always provides timely answers to questions and they find the best insurance rates!
Let Us Handle All the Work While You Save
Speak with a licensed agent (561) 732-9305
Florida-How Much Car Insurance Is Right For You?
Based in Boynton Beach, Florida our team understands the auto insurance needs of our customers.
Auto insurance requirements vary by state. In some states, to drive you must carry:
* Liability coverage – to pay for losses you cause others, or:
* No-fault coverage – to pay you and your passengers for medical and related expenses caused by injuries from a car accident, regardless of who is at fault, or
* Both liability and no-fault coverage.
We write insurance in Florida and would be happy to help you ensure you have the right coverage for you and your family.
Even in states where coverage isn’t required, drivers must, by law, be able to pay for losses they cause others. Having insurance is the simplest way for most people to comply. To finance a car, it is usually necessary to have insurance which covers damage to your vehicle. This includes:
Collision Insurance
Collision insurance coverage pays for damage caused to your vehicle in an automobile accident. Standard collision coverage will pay for any repairs up to the fair market value of your car. Collision coverage usually also comes with an insurance deductible. It’s the amount of money you pay toward repairs before your collision insurance kicks in. The higher the deductible you’re willing to pay, the less the collision coverage will cost.
Comprehensive Insurance (Other than Collision)
Comprehensive insurance covers damage done to your car in some way other than a collision, such as if it were stolen or vandalized. Flood, hurricane, theft, windshield damage and fire are also events usually covered by comprehensive car insurance. Like collision, comprehensive will pay up to the fair market value of your car (less your insurance deductible). And although it’s not legally required by any state, you will need it if your car is financed.
Every person is unique – contact us today to find out how to get the best price and value on auto insurance for you. Also keep us in mind for your business, home, umbrella or life insurance needs.
Call for a car insurance quote today at 561-732-9305 or get an online quote today.
Automobile Insurance Companies We Proudly Represent
At Oyer, Macoviak and Associates we are not captive to one insurance company so we can shop the different insurance companies to give you the best coverage with the best rate.