Since 1953

Auto Insurance

Since 1953 we have helped thousands of clients to save money on auto insurance while we do all the work. Let us shop your policy with over “30” rated companies.

4.8 Stars - Based on 1089 Reviews
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Why People are Choosing us

about our company

Auto Insurance Coverage

In 1953, Oyer, Macoviak and Associates was founded with the goal of helping drivers save money on their auto insurance. We work with over 30 different insurance companies to get our clients the best rates possible.

We are a family-owned and operated business, and we take pride in our reputation for excellent customer service.

Contact us today to get a quote or to learn more about how we can help you save money on your automobile insurance.

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main REASONs TO CHOOSE US

Why Oyer?

Choice Auto Insurance Options

Choice

We have access to multiple companies with a range of products.

Easy Auto Insurance

Easy

We can easily switch you from company to company without hassle.

Unbiased Auto Insurance

Unbiased

We are unbiased and objective, you know you have the right plan for you.

69+

Years in Business

Let Us shop your policy with over 30 “A” rated companies.

our experience

Save Up to 30% on Auto Insurance

For over 60 years, Oyer, Macoviak and Associates have been helping drivers save money on auto insurance. We are experts in the industry and know how to get you the best possible rate.

We work with over 30 different insurers, so you can be sure you’re getting the best deal possible.

Contact us today and let us start shopping for your new policy. You could be saving hundreds of dollars a year!

quality insurance coverages

We’re Providing Quality
Insurance Coverages

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Years
Tips for Getting the Right Auto Insurance Coverage in Florida
Auto Insurance

Tips for Getting the Right Auto Insurance Coverage in Florida

Robert Macoviak Reading Time: 8 minutes

Are you shopping for auto insurance in Florida? If so, comparison-shopping is one of the smartest and most effective ways to get the right coverage at an affordable price. Whether you’re just starting out or have time-worn experience with car insurance policies, understanding how to compare and estimate your needs can help you save a…

Uncover the Essential Benefits of Car Insurance
Auto Insurance

Safeguard Yourself: Uncover the Essential Benefits of Car Insurance

Robert Macoviak Reading Time: 5 minutes

At some point, many of us will find ourselves behind the wheel, with little thought to the possible dangers that we face on our journeys. The truth is life can take unpredictable turns, and no one is immune to accidents or other unexpected occurrences on the road. That’s why it is essential to safeguard yourself…

FAQ CAR insurance

Why Do Business with us?

Oyer, Macoviak and Associates has been helping people save money on their auto insurance since 1953.

We do all the work for you by shopping your policy with over 30 different companies. This way you can be sure you’re getting the best deal possible.

Contact us today at 561-732-9305 or get an online quote to see how much we can save you.

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Automobile insurance is a contract which protects you against liability. It also helps cover damage to another motorist’s property resulting from auto accidents and covers damages to your auto, injuries or death in an auto accident and any medical expenses incurred by you because of the auto accident.

Everyone driving an auto needs automobile insurance unless they have an auto loan from a financial institution or an auto lease.

Automobile insurance covers auto accidents, auto theft, auto fire and auto vandalism. This is called liability coverage. Car insurance also covers auto glass replacement, auto towing and auto medical payments for injuries sustained in an auto accident. You may also purchase a medical payment waiver if you have health care coverage and credit life insurance which pays off your balance of auto loans in case of death, auto theft or auto vandalism.

Each automobile insurance policy is different, but all insurance policies include a liability section which gives you coverage against your auto causing injury or death to another person and their property damage. Some auto policies also include comprehensive, collision, uninsured motorist, and medical payments.

No. insurance policies differ according to the type of auto you are driving and the amount of coverage you need. Factors which determine car insurance rates are your auto type, marital status, residence, occupation, age, gender, and credit history.

No-fault automobile insurance or personal liability protection insurance reduces insurance costs because it means that the auto owners who have car insurance are no longer responsible for injuries to other auto drivers and pedestrians. However, this doesn’t mean you can drive without auto liability insurance as you must remain covered up to a certain amount in case of severe injury or death..

Yes. Insurance is required by law in some states and provinces. In Canada insurance is required for auto loans from financial institutions or auto leases, but not for purchasing a vehicle. In the United States car insurance is primarily voluntary but mandatory in some areas. Consult with your DMV or local auto organization for information concerning automobile insurance laws in your area.

It is recommended that insurance be continuous for you to save money. If automobile insurance isn’t required in your area insurance can be cancelled when you don’t need it anymore. Automobile insurance policies are month-to-month so there are no penalties if insurance is cancelled.

This depends on your insurance policy. Some insurance companies charge a higher premium for insurance cancelled in the middle of the month. Check with your insurance company to see what happens when insurance is cancelled before or after 31 days.

Fill out the insurance claim form and take it to your car insurance company. If there are specific auto accident claims forms in your auto policy, you should use them instead of the auto claim forms used by other insurance companies.

Since 1953

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