Skip to content
Oyer, Macoviak and Associates Insurance
Phone 561-732-9305service@oyerinsurance.com
  • AboutExpand
    • About Us
    • Blog
    • Oyer Team
    • Careers
    • Client Portal
    • Mobile App
    • Privacy Policy
    • Refer A Friend
    • Referral Partners
    • Testimonials
  • Business InsuranceExpand
    • Business
    • Business Auto
    • Contractors
    • Cyber Liability
    • EPLI
    • General Liability
    • Product Liability
    • Professional Liability
    • Surety Bonds
    • Workers Compensation
    • All Business Coverages
  • Personal InsuranceExpand
    • Auto and Home Bundle
    • Auto
    • Classic Car
    • Condominium
    • Flood
    • Health
    • Home
    • Life
    • Street Legal Golf Cart
    • Umbrella
    • All Personal Coverages
  • ServiceExpand
    • Log-In
    • Register
    • Claims
    • Companies
    • Mobile App
    • Payments
    • Service Request
    • Schedule Appointment
Get A Quote
Oyer, Macoviak and Associates Insurance

Since 1953

Auto Insurance

Since 1953 we have helped thousands of clients to save money on auto insurance while we do all the work. Let us shop your policy with over “30” rated companies.

4.8 Stars - Based on 1117 Reviews
get A Quote
or Call (561) 732-9305

Testimonials

Why People are Choosing us

  • Milo M. Avatar
    Milo M.
    - Google

    Professional, competent and responsive at every step.

    Google Logo
    philip h. Avatar
    philip h.
    - Google

    We have always been pleased with the service and help with our insurance policies placed through the company. Dealing with... read moreWe have always been pleased with the service and help with our insurance policies placed through the company. Dealing with local businesses has always been more rewarding than using "on line services". read less

    Google Logo
    Beverly K. Avatar
    Beverly K.
    - Google

    I have been a client for many years. The staff is pleasant and efficient. They always find the best companies... read moreI have been a client for many years. The staff is pleasant and efficient. They always find the best companies with the lowest premiums. I highly recommend using them for all your insurance needs read less

    Google Logo
  • Paula P. Avatar
    Paula P.
    - Google

    I have been very happy with the time and attention that are afforded to me by being insured with... read moreI have been very happy with the time and attention that are afforded to me by being insured with this wonderful company read less

    Google Logo
    Melody L. Avatar
    Melody L.
    - Google

    Everything about our experience with Oyer, Macoviak & Associates was great! Great customer service and prompt response to any... read moreEverything about our experience with Oyer, Macoviak & Associates was great! Great customer service and prompt response to any questions!We would recommend this company to everyone! read less

    Google Logo
    Alice F. Avatar
    Alice F.
    - Google

    I recently purchased a condo in Boynton Beach Fl. I needed home insurance and my brother-in-law told me he used... read moreI recently purchased a condo in Boynton Beach Fl. I needed home insurance and my brother-in-law told me he used Oyer, Macoviak and Assoc. I gave them a call and was a very happy person because I was told by friends it is very difficult getting insurance in South Florida for condo’s. I spoke to a gentleman named Carlos and he told me I was in the right hands. He worked tirelessly until he had what I wanted. He changed my choices several times and was always very courteous. I would use them again if I ever need any other insurance. read less

    Google Logo
  • Fernando R. Avatar
    Fernando R.
    - Google

    Had a great experience working with Cheryl. She was very patient working on multiple homeowners quotes and has been extremely... read moreHad a great experience working with Cheryl. She was very patient working on multiple homeowners quotes and has been extremely helpful through the entire process even after buying the house. Was by far the best rate I found. Highly recommend. read less

    Google Logo
    Edie W. Avatar
    Edie W.
    - Facebook

    If you are in the market for an insurance company I would highly recommend this company. We have been with... read moreIf you are in the market for an insurance company I would highly recommend this company. We have been with them for several years and have been very satisfied with the coverage and the price. Rob Macoviak is our agent and he is great! We have referred some of our friends and they also decided to go with this agency and have been equally pleased. read less

    Facebook Logo
    Mike V. Avatar
    Mike V.
    - Google

    Professional courteous helpful and responsive service with knowledgeable staff who take the time to listen and care about your needs.

    Google Logo
  • Deborah G. Avatar
    Deborah G.
    positive review 
    - Facebook

    Dedication to clients. Oyer, Macoviak always provides timely answers to questions and they find the best insurance rates!

    Facebook Logo
    Angeline G. Avatar
    Angeline G.
    - Facebook

    We have been insured by Oyer, Macoviak, and Associates for many, many years. We have had excellent service, and... read moreWe have been insured by Oyer, Macoviak, and Associates for many, many years. We have had excellent service, and feel confident with their coverage in the future. Sam and Angie Militello read less

    Facebook Logo
    Chelsea E. Avatar
    Chelsea E.
    - Google

    Oyer, Macoviak and Associates have been so great to me. Very professional and always helpful.

    Google Logo
  • Stephen B. Avatar
    Stephen B.
    - Google

    i call on this company for customer service reasons for their own clients,

    Google Logo
    Robert R. Avatar
    Robert R.
    - Google

    I have had condominium insurance with Oyer, Macoviak since 2003.Over this time when I needed their help I have ... read moreI have had condominium insurance with Oyer, Macoviak since 2003.Over this time when I needed their help I have found them to be courteous,professional and willing to work with me to resolve the issue. I do not hesitate to recommend them . read less

    Google Logo
    Pris N. Avatar
    Pris N.
    - Google

    It's great to find an insurance agency that actually cares! The agents make sure we get the best home... read moreIt's great to find an insurance agency that actually cares! The agents make sure we get the best home and auto policies and follow up to ensure we are happy. When we have had a claim, they are there to help, not to hinder. Can't recommend them more highly. read less

    Google Logo
  • Sharon B. Avatar
    Sharon B.
    positive review 
    - Facebook

    The personal service is very appreciated. Extremely knowledgeable about the Insurance Business and everyone we have interacted with has been... read moreThe personal service is very appreciated. Extremely knowledgeable about the Insurance Business and everyone we have interacted with has been very helpful! read less

    Facebook Logo
    Ena M. Avatar
    Ena M.
    - Google

    I spoke to Bobby and he was so helpful and responsive in a matter of minutes. I would really... read moreI spoke to Bobby and he was so helpful and responsive in a matter of minutes. I would really recommend this company for all your insurance needs and costs. Thanks Bobby for all your help. read less

    Google Logo
    Mitchell S. Avatar
    Mitchell S.
    - Google

    Provided quick quote at reasonable price. Great follow up

    Google Logo
  • Pris N. Avatar
    Pris N.
    - Google

    It's great to find an insurance agency that actually cares! Our agent, Cheryl, not only seeks the best insurance... read moreIt's great to find an insurance agency that actually cares! Our agent, Cheryl, not only seeks the best insurance at the lowest rate, but also follows up to make sure everything is as expected. We have used her for home, condo and automobile insurance and have recommended her to friends. Oyer Macoviak has consistently met our needs with courtesy, efficiency and caring. read less

    Google Logo
    A G. Avatar
    A G.
    - Google

    It's great to find an insurance agency that actually cares! Our agent, Cheryl, not only seeks the best insurance... read moreIt's great to find an insurance agency that actually cares! Our agent, Cheryl, not only seeks the best insurance at the lowest rate, but also follows up to make sure everything is as expected. We have used her for home, condo and automobile insurance and have recommended her to friends. Oyer Macoviak has consistently met our needs with courtesy, efficiency and caring. read less

    Google Logo
    Kim F. Avatar
    Kim F.
    - Facebook

    I have been a cliënt of Oyer, Macoviak since 2013. Their office is within about a mile and their office... read moreI have been a cliënt of Oyer, Macoviak since 2013. Their office is within about a mile and their office is well suited. In addition year over year they add a modest fee which is standard. The staff is also very courteous and the clientele is also patient. The staff listens as to clients with regard to questions, the cost, and the terms or a better a deal.

    All around, it appears to me Oyer, Macoviak and there clientele and customers are terrific. I look forward to working for Oyer, Macoviak and will see you next year.

    Victoria Kim Flaville
    read less

    Facebook Logo
  • Peter B. Avatar
    Peter B.
    - Google

    They go out of the way to help you

    Google Logo
    Barbara N. Avatar
    Barbara N.
    - Google

    We are very impressed with Oyer, Macoviak and Associates insurance agency. They quickly respond to any questions or concerns... read moreWe are very impressed with Oyer, Macoviak and Associates insurance agency. They quickly respond to any questions or concerns we have. They always look for competitive rates when we are renewing our policies and have a wide variety of insurance policies to fit our family's needs. All of the employees we have had dealings with over the years have been courteous and well-informed. read less

    Google Logo
    Igor C. Avatar
    Igor C.
    - Google

    Thank you for your service.....

    Google Logo
  • Tashia G. Avatar
    Tashia G.
    - Facebook

    Exceptional service from quote to binding. Cheryl Macoviak is a competent professional who went above and beyond to take... read moreExceptional service from quote to binding. Cheryl Macoviak is a competent professional who went above and beyond to take care of my insurance needs at the last minute. read less

    Facebook Logo
    Richard P. Avatar
    Richard P.
    - Google

    They are always there when you need them and they follow up in timely manner. They are always pleasant... read moreThey are always there when you need them and they follow up in timely manner. They are always pleasant to deal with. read less

    Google Logo
    HERB G. Avatar
    HERB G.
    - Google

    Nice people to deal with and fast, efficient service. H

    Google Logo
  • Danelle D. Avatar
    Danelle D.
    - Google

    Rob made choosing a health care plan so incredibly easy! He is extremely knowledgable and was able to save me... read moreRob made choosing a health care plan so incredibly easy! He is extremely knowledgable and was able to save me hundreds of dollars on an amazing plan. I highly recommend him and his team!! read less

    Google Logo
    Emily G. Avatar
    Emily G.
    - Google

    Excellent insurance agent.

    Google Logo
    Fernando R. Avatar
    Fernando R.
    - Google

    Had a great experience working with Cheryl. She was very patient working on multiple homeowners quotes and has been extremely... read moreHad a great experience working with Cheryl. She was very patient working on multiple homeowners quotes and has been extremely helpful through the entire process even after buying the house. Was by far the best rate I found. Highly recommend. read less

    Google Logo

about our company

Auto Insurance Coverage

In 1953, Oyer, Macoviak and Associates was founded with the goal of helping drivers save money on their auto insurance. We work with over 30 different insurance companies to get our clients the best rates possible.

We are a family-owned and operated business, and we take pride in our reputation for excellent customer service.

Contact us today to get a quote or to learn more about how we can help you save money on your automobile insurance.

Get A Quote
Progressive Insurance Company
Hartford Insurance Company
Allstate Insurance Company
Travelers Insurance Company
Safeco Insurance Company
Mercury Insurance Company
Florida Family Insurance Company
Universal Property Insurance Company

main REASONs TO CHOOSE US

Why Oyer?

Choice Auto Insurance Options

Choice

We have access to multiple companies with a range of products.

Easy Auto Insurance

Easy

We can easily switch you from company to company without hassle.

Unbiased Auto Insurance

Unbiased

We are unbiased and objective, you know you have the right plan for you.

69+

Years in Business

Let Us shop your policy with over 30 “A” rated companies.


our experience

Save Up to 30% on Auto Insurance

For over 60 years, Oyer, Macoviak and Associates have been helping drivers save money on auto insurance. We are experts in the industry and know how to get you the best possible rate.

We work with over 30 different insurers, so you can be sure you’re getting the best deal possible.

Contact us today and let us start shopping for your new policy. You could be saving hundreds of dollars a year!


quality insurance coverages

We’re Providing Quality
Insurance Coverages

Clients
Policies
Years
Tips for Getting the Right Auto Insurance Coverage in Florida
Auto Insurance

Tips for Getting the Right Auto Insurance Coverage in Florida

Robert Macoviak 01/12/202301/12/2023 Reading Time: 8 minutes

Are you shopping for auto insurance in Florida? If so, comparison-shopping is one of the smartest and most effective ways to get the right coverage at an affordable price. Whether you’re just starting out or have time-worn experience with car insurance policies, understanding how to compare and estimate your needs can help you save a…

Read More Tips for Getting the Right Auto Insurance Coverage in FloridaContinue

Uncover the Essential Benefits of Car Insurance
Auto Insurance

Safeguard Yourself: Uncover the Essential Benefits of Car Insurance

Robert Macoviak 01/03/202301/03/2023 Reading Time: 5 minutes

At some point, many of us will find ourselves behind the wheel, with little thought to the possible dangers that we face on our journeys. The truth is life can take unpredictable turns, and no one is immune to accidents or other unexpected occurrences on the road. That’s why it is essential to safeguard yourself…

Read More Safeguard Yourself: Uncover the Essential Benefits of Car InsuranceContinue

5 Tips for Lowering Your Florida Car Insurance
Auto Insurance

Don’t Pay a Dime More: 5 Tips for Lowering Your Florida Car Insurance

Robert Macoviak 12/27/202212/27/2022 Reading Time: 5 minutes

You don’t have to overspend on car insurance. In this blog post, we will give you 5 tips for lowering your premiums without sacrificing coverage. Whether you are a new driver or have been driving for years, there are ways to save money on your car insurance policy. Keep reading to learn more! Get multiple…

Read More Don’t Pay a Dime More: 5 Tips for Lowering Your Florida Car InsuranceContinue


FAQ CAR insurance

Why Do Business with us?

Oyer, Macoviak and Associates has been helping people save money on their auto insurance since 1953.

We do all the work for you by shopping your policy with over 30 different companies. This way you can be sure you’re getting the best deal possible.

Contact us today at 561-732-9305 or get an online quote to see how much we can save you.

Get A Quote

Automobile insurance is a contract which protects you against liability. It also helps cover damage to another motorist’s property resulting from auto accidents and covers damages to your auto, injuries or death in an auto accident and any medical expenses incurred by you because of the auto accident.

Everyone driving an auto needs automobile insurance unless they have an auto loan from a financial institution or an auto lease.

Automobile insurance covers auto accidents, auto theft, auto fire and auto vandalism. This is called liability coverage. Car insurance also covers auto glass replacement, auto towing and auto medical payments for injuries sustained in an auto accident. You may also purchase a medical payment waiver if you have health care coverage and credit life insurance which pays off your balance of auto loans in case of death, auto theft or auto vandalism.

Each automobile insurance policy is different, but all insurance policies include a liability section which gives you coverage against your auto causing injury or death to another person and their property damage. Some auto policies also include comprehensive, collision, uninsured motorist, and medical payments.

No. insurance policies differ according to the type of auto you are driving and the amount of coverage you need. Factors which determine car insurance rates are your auto type, marital status, residence, occupation, age, gender, and credit history.

No-fault automobile insurance or personal liability protection insurance reduces insurance costs because it means that the auto owners who have car insurance are no longer responsible for injuries to other auto drivers and pedestrians. However, this doesn’t mean you can drive without auto liability insurance as you must remain covered up to a certain amount in case of severe injury or death..

Yes. Insurance is required by law in some states and provinces. In Canada insurance is required for auto loans from financial institutions or auto leases, but not for purchasing a vehicle. In the United States car insurance is primarily voluntary but mandatory in some areas. Consult with your DMV or local auto organization for information concerning automobile insurance laws in your area.

It is recommended that insurance be continuous for you to save money. If automobile insurance isn’t required in your area insurance can be cancelled when you don’t need it anymore. Automobile insurance policies are month-to-month so there are no penalties if insurance is cancelled.

This depends on your insurance policy. Some insurance companies charge a higher premium for insurance cancelled in the middle of the month. Check with your insurance company to see what happens when insurance is cancelled before or after 31 days.

Fill out the insurance claim form and take it to your car insurance company. If there are specific auto accident claims forms in your auto policy, you should use them instead of the auto claim forms used by other insurance companies.


Since 1953

Need Insurance Coverage?

Call Us Today

561-732-9305

Get A Quote

About Us:
Oyer, Macoviak and Associates
1903 South Congress Ave Ste 350
Boynton Beach, FL 33426
Phone: 561-732-9305
Toll Free: 800-397-8780
Fax: 561-364-9848
Email: info@oyerinsurance.com

Office Hours:
Monday to Friday 8:30 AM to 5:00 PM

We offer a live after-hours claim service, which makes sure that you are always taken care of. You can also go online and view, make changes or report a new claim with our client portal.

Quick Links:
Careers
Claims
Companies
Import My Insurance
Payments
Privacy Policy
Refer A Friend
Referral Partners
Service Request
Schedule Appointment

Oyer, Macoviak and Associates

© 2023 Oyer, Macoviak and Associates

Facebook Twitter Instagram Pinterest YouTube Linkedin
  • About
    • About Us
    • Blog
    • Oyer Team
    • Careers
    • Privacy Policy
    • Refer A Friend
    • Referral Partners
    • Testimonials
  • Insurance Plans
    • Business Insurance
    • Personal Insurance
  • Service
    • Log-In
    • Register
    • Claims
    • Companies
    • Mobile App
    • Payments
    • Service Request
    • Schedule Appointment
  • Email
  • Get A Quote
  • 561-732-9305