Since 1953

Auto Insurance

Since 1953 we have helped thousands of clients to save money on auto insurance while we do all the work. Let us shop your policy with over “30” rated companies.



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Why People are Choosing us

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Auto Insurance Coverage

When it comes to car insurance, you need a company you can trust. That’s why so many customers have turned to the experienced team at Oyer, Macoviak and Associates for over sixty years. Our dedicated professionals have been helping folks just like you save money on their auto insurance while they do all the work.

Our helpful specialists will take the time to assess your individual situation and get to know your unique needs and preferences, allowing us to customize an auto insurance policy that fits those specifications perfectly. We understand that everyone’s circumstances and requirements are different; that’s why our professionals compare policies with over thirty of the top-rated companies out there—oh, and did we mention that they do all the work? With knowledgeable professionals working hard on your behalf, you can rest assured that you’re in safe hands – and enjoying some major savings!

If you’ve been searching high and low for quality auto insurance coverage without breaking the bank, then we’d love to hear from you! Get in touch today and let us help make sure your car is covered.

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main REASONs TO CHOOSE US

Why Oyer for Automobile Insurance?

Choice Oyer, Macoviak and Associates

Choice

We have access to multiple companies with a range of products.

Easy-Oyer-Macoviak-and-Associates

Easy

We can easily switch you from company to company without hassle.

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Unbiased

We are unbiased and objective, you know you have the right plan for you.

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69+

Years in Business

Let Us shop your policy with over 30 “A” rated companies.

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our experience

Save Up to 30% on Auto Insurance

If you are looking for reliable and affordable auto insurance? Look no further – Oyer, Macoviak and Associates has been helping consumers save money on insurance for over six decades! Our experienced team of professionals will gladly do all the work for you.

We’ll shop your policy through our extensive network of over 30 rated companies to make sure that you’re getting the best coverage at the most affordable price. Long-standing success demonstrates our commitment to protecting our clients’ interests while helping them get the best deal available.

Why wait? Get started today with Oyer, Macoviak and Associates and put your mind at ease when it comes to car insurance.

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How Oyer, Macoviak and Associates can help you switch from one insurance company
Auto Insurance Business Insurance Homeowners Insurance

How Oyer, Macoviak and Associates can help you switch from one insurance company

Robert Macoviak Reading Time: 2 minutes

If you are looking for a new insurance company, you may be wondering how to make the switch without hassle or stress. You may have questions about the best time to switch, the benefits of switching, and the steps involved in switching. That’s where Oyer, Macoviak and Associates can help you. Oyer, Macoviak and Associates…

Unpacking How Telematics Could Impact Your Car Insurance Rates
Auto Insurance

Unpacking How Telematics Could Impact Your Car Insurance Rates

Robert Macoviak Reading Time: 5 minutes

Are you wondering how telematics could impact your car insurance rates? As technology advances, new opportunities for insurers to assess risk and set pricing emerge. Telematics, which involves the collection of data from a vehicle’s sensors or activities through technologies like GPS tracking, is one such method that has gained traction in recent years –…

FAQ CAR insurance

Why Do Business with us?

Tired of trying to keep up with insurance policies for your car? Money is hard-earned, so you should get the most out of every dollar. With Auto Insurance Oyer, Macoviak and Associates, you can trust that you’re getting the coverage that’s right for you. Since 1953, we have helped thousands of clients save money on auto insurance.

We’ll do all the research for you – our team will shop around with over 30 different established companies to find the best policy at the best rate for your needs. It doesn’t get easier than this! You can be assured that our professionals are experienced and backed by decades of success in providing clients with reliable auto insurance solutions.

Get in touch today and receive protection from respected companies for confident peace of mind.

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Automobile insurance is a contract which protects you against liability. It also helps cover damage to another motorist’s property resulting from auto accidents and covers damages to your auto, injuries or death in an auto accident and any medical expenses incurred by you because of the auto accident.

Everyone driving an auto needs automobile insurance unless they have an auto loan from a financial institution or an auto lease.

Automobile insurance covers auto accidents, auto theft, auto fire and auto vandalism. This is called liability coverage. Car insurance also covers auto glass replacement, auto towing and auto medical payments for injuries sustained in an auto accident. You may also purchase a medical payment waiver if you have health care coverage and credit life insurance which pays off your balance of auto loans in case of death, auto theft or auto vandalism.

Each automobile insurance policy is different, but all insurance policies include a liability section which gives you coverage against your auto causing injury or death to another person and their property damage. Some auto policies also include comprehensive, collision, uninsured motorist, and medical payments.

No. insurance policies differ according to the type of auto you are driving and the amount of coverage you need. Factors which determine car insurance rates are your auto type, marital status, residence, occupation, age, gender, and credit history.

No-fault automobile insurance or personal liability protection insurance reduces insurance costs because it means that the auto owners who have car insurance are no longer responsible for injuries to other auto drivers and pedestrians. However, this doesn’t mean you can drive without auto liability insurance as you must remain covered up to a certain amount in case of severe injury or death..

Yes. Insurance is required by law in some states and provinces. In Canada insurance is required for auto loans from financial institutions or auto leases, but not for purchasing a vehicle. In the United States car insurance is primarily voluntary but mandatory in some areas. Consult with your DMV or local auto organization for information concerning automobile insurance laws in your area.

It is recommended that insurance be continuous for you to save money. If automobile insurance isn’t required in your area insurance can be cancelled when you don’t need it anymore. Automobile insurance policies are month-to-month so there are no penalties if insurance is cancelled.

This depends on your insurance policy. Some insurance companies charge a higher premium for insurance cancelled in the middle of the month. Check with your insurance company to see what happens when insurance is cancelled before or after 31 days.

Fill out the insurance claim form and take it to your car insurance company. If there are specific auto accident claims forms in your auto policy, you should use them instead of the auto claim forms used by other insurance companies.

Since 1953

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