Excellent service, integretity, knowledge and friendly.

We needed auto insurance quickly and the staff was very helpful, explained our choices and got us what we needed to purchase a car. We are part time residents and required additional information. Thank you Oyer, Macoviak!

Nice people to deal with and fast, efficient service. H

After receiving my bill for my premium with my current company for next year, I had to find a new company, and I was referred to Oyer, Macoviak and Associates (OMA) and a few other companies. Once I contacted OMA their responsiveness was immediate and thoughtful. Other companies were not able to get me a rate as low as them, and Ryan P. (my agent) was very helpful and thoroughly explained the full process of how things would move forward. Being that I’m a first time homebuyer, this was a real bonus for me! Thank you OMA for your help!

Here's an example of the follow up you can expect from Oyer: I got an email saying my homeowner insurance was coming up for renewal and there was a note on my file that I wanted to increase my mold coverage. They scheduled an inspection, which was required for the additional coverage. The inspector noted we needed a new water heater in order to obtain the coverage. We agreed, since the photos showed the deterioration and we live in a high rise and a water heater leak would be detrimental to all the floors below. It took a couple months to obtain bids, get permits, schedule and complete the work. Oyer's office gently reminded me to send the completed invoice so I could obtain the increased coverage. You can't always expect service like this these days but you get it from Oyer.

I have home and flood insurance through Oyer et al. They willingly review my insurance each year, answer questions and seek best policies. They are cordial and responsive.

I am very pleased with Oyer,Macoviak and associates they found the best rates for my auto & homeowners policies.I would recommend this agency to friends & family for any of your insurance needs.

Thank you for your service.....

Oyer, Macoviak has been handling all my insurance needs for several years and I have impressed with their ability to respond to various circumstances with companies raising rates or not writing policies anymore. In each instance, they have found me a suitable alternative and have provided me with all the necessary information I need to make the necessary decisions.

I wish I could give more stars. I was very impressed with the service I received initially when shopping for insurance. Then when the unexpected actually happened... The TEAM was everything one could ask for. Empathetic. Professional. And most important, fantastic communication from day 1. Thank you once again Cheryl & Sophia!

Excellent experience all around. Staff was knowledgeable and made the transition to new insurance easy. Ryan was very personable and offered options that saved us money. I highly recommend these people.

Excellent customer care.

Very dedicated, honest and policies are easy to understand, and they have your interest in mind

Every person I have dealt with at the company has been knowledgeable, friendly and very professional. They look out for their clients

Let me say that the Macoviak team consistently go above and beyond to find me the best Ins. policy possible. They answer any concerns we have to our satisfaction. Way to go guys. Keep up the great work!

We have been a client of Oyer, Macoviak and Associates for over 12 years. They provide excellent customer service and are always looking out for the best interest of their clients. If you're looking for an insurance agency in South Florida, I would highly recommend that you consider Oyer, Macoviak and Associates.

I called at 9.00 am, by 1pm , I had received phone calls and had condo insurance . Professional and courteous. Office receptionist was very knowledgeable.

Helpful, pleasant, caring, careful, individualize service. These are the people you'll want to take your insurance needs to. They will solve your issues.

I was able to call Oyer Macoviac and Associates and immediately speak to an agent Ryan, explaining that I was seeking a home owner’s policy. He then took the appropriate information and told me he would the best policy available that would meet my requirements. He then called me back within 48 hours with the best policy that would meet my needs.

In today's crazy market you have to find a company that really cares and wants to help you. I was lucky enough to be referred to Oyer, Macoviak and Associates and had them quote my homeowners insurance. Being a single mom, owning a home a 60% rate increase was more than I could afford. I am grateful Oyer, Macoviak & Associates could insure my home without this overwhelming increase. Very responsive and professional team. Thank you -

Just got a new policy to insure my property in Florida and it couldn't have been easier experience. I actually stopped by the office and the staff there were so kind and welcoming. Be sure to say Hello to Yuly at the front desk, she is awesome! I worked with Ryan and he was really great. He helped me find the perfect insurance policy and he was patient with all my annoying questions. I can review all of my decisions online and I can even pay for the policy online. Problems all solved. Thank You Rob and Christian Macoviak for this experience. I plan to keep my insurance with Oyer, Macoviak and Associates for a very long time.

always great an speedy service w/no delays

Great service, questions answered very quickly.

Very professional and very helpful whenever I call.

Excellent service friendly caring courteous Price was right too

Knowledgeable agents, saved me over $1,000 on a yearly car insurance policy. Great experience 👍 would highly recommend contacting Oyer,Macoviak and Associates for all your insurance needs.

Excellent service friendly caring courteousPrice was right too

My experiences with Oyer, Macoviak and Associates Insurance Company have always been positive. I have had different employees assist me and have always found whomever I have dealt with to be polite and helpful. As a agency they have researched the available options and presented different possibilities to me. They have been able to take the time to explain the differences when I have had questions. I would strongly recommend seeking out their advice if you are shopping for insurance.

We made the switch to Oyer, Macoviak and Associates about a year ago and I only wish we would have found them sooner. Their associates have been nothing less than wonderful. In our search for the most suitable policy, I've had the privilege of speaking to very knowledgeable, understanding, polite and genuine associates that really care for our satisfaction and well-being.Their attention to detail and the individual account management this company provides, assures me that I my business is valued and I can sit back and trust that they will always do their best to take care of my family's needs.Their office is a good 45 to 50 minute drive, if we were to have the need for an in person visit but in my opinion, the drive would be the least of my worries knowing that I'm in good hands.

The Oyer, Macoviak team is exceptional in every way. Highly recommended!

Raul wich help us was just great returning phone calls promply and whit curtasy i am a french Canadien and i good understand him well,very nice person ( thanks to him and Kin inssurance)

My visit with Oyer, Macoviak and associates was an easy and pleasant experience. He searched for the best price and coverage according to my needs. These days when coverage is difficult to find I was happy with their service and accommodations.

I was looking for a new provider recently and heard about OMA and after my first contact with them, I knew that they were a professional group with the integrity I was looking for. Everything about my transaction was professional and seamless.

Oyer Macoviak Insurance is a family run small business that goes above and beyond to meet family needs... keeping them safe and protected today and in the furure! Thank you!!

I am extremely satisfied with all the help Mrs. Emily Alison , She have a good understanding of all the processes and are always receptive to my needs. making $12,670 weekly with $1,000 start up capital, The platform was very helpful. I strongly recommend this wonderful manager of mine, she perform a great work and strategy on my investment, and now I'm earning profits every week just because of Mrs. Emily Alison effort and trust, thank you madam for this opportunity of investing with your platform I'm so much grateful,
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I’m very pleased with the products and service I receive from them. Not only did they hustle to get me a quote for homeowners’ insurance for my condo they got me the best rate as well. I had to chase other agencies just to get comparison quotes, which didn’t even come close. I highly recommend Oyer, Macoviak and Associates. You won’t be disappointed!

What a great insurance we found! Out of five companies, Oyer, Macoviak & Associates explained and provided all the info we needed to get insurance on the condo we purchased in Florida. Cheryl was so helpful and lined us up with a terrific inspector, explained all the different laws/rules we needed to follow to get an effective policy. Not so with the other insurance companies. So professional and friendly! They were an easy choice and saved us $300+ in the process! Very happy with this company!

Hi there, this is FTP Tax Solutions / OPA World Realty - Oyer, Macoviak, and Associates are fair, honest, and easy to work with. Every person I spoke with was kind, efficient and knew their stuff. I would highly recommend OM&A to anyone looking for swift action and no hidden bs. Thank you Oyer, Macoviak, and Associates! Looking forward to a long-lasting business relationship!!

They shopped my insurance for me and got me the best price and coverage avaliable.They listnend to me and walked me thru the process.I give them a A+.

Cheryl was a great help at finding us the best rate for our homeowners insurance. The process was easy. I recommend anyone that needs insurance to call Oyer, Macoviak and associates.

The rates are reasonable and the customer service is extremely professional. Highly recommend Oyer, Macoviak and Associates.

Great people, great service. There are most attentive, professional, and I recommend them all the time.

I have used this company for many year’s and they have always been nice and professional. I highly recommend them.

Very professional and responsive.

My coworker recommended Oyer, Macoviak and Associates. I just bought my first home and I called 4 different insurance agencies to get a quote. They were by far the most customer service oriented. They asked good questions and had good suggestions that didn’t just sound like someone trying to take my money as fast as possible. They also came back with the best price so it was a no brainer all the way around. I highly recommend them.

I have been a client about 10 years great client service. I do not hesitate.to recomendOyer Macoviak

It’s been an absolute pleasure working with Macoviak and Associates! Ryan, is excellent he fast with returning calls and emails, he saved me 25% on my home owners policy while increasing my coverage!! A $500 a year savings!!Thank you, Ryan and Macoviak!!

Wonderful company! I had the pleasure of working with Bobby Yonta, who provided exemplary service. He provided information in a timely and professional manner while answering all of my questions. He went above and beyond to assist me in switching my insurance. In addition, every other person I have worked with within the company has been extremely pleasant and kind. The owners were quick to respond to emails and very polite in their communication. I highly recommend them!

When I contacted them they responded quickly and were very helpful. Competitive pricing. Easy to work with.

I've been with Oyer, Mac and Associates (OM&A) since 2002 and they've never let me down. Whether the home or autos, they've always come through with the best quotes each year...including when compared to the companies you'll find advertising on TV. I've recommended them to others and I believe all of them went with OM&A. Love 'em!

Oyer and Macoviak is a great company to help you with all your insurance needs. they are extremely helpful and friendly. I would recommend them without any reservations. if you're in need of insurance or paying too much give them a call.

Needed car and auto for one house and a rental policy for another, I could not have done this without the help from this company. Honest, willing to go the extra mile and highly recommended

If you are looking for a good insurance company this is it. They are very professional and responsive. I would highly recommend them them for all your insurance needs.

All matters are taken care of quickly and efficient,y. The office is easy to deal with and very competent.

After dealing with Oyer, we feel confident that if we have a problem that requires dealing with an insurance company that Oyer will be there to help us in any way possible. This is a big relief for us.

Doing business with them is easyVery professional

They care about me and give great service

Glad to talk to a human being instead of e-mails.

I came for automobile insurance, and they were able to save me over $500/year with the same coverage They were also able to provide me with Condo insurance cheaper than any other company I checked. I have decided to make Oyer, Macoviak my go to place for insurance!

This is an excellent company to work with. Very professional and helpful. They go above and beyond to help you with all of your insurance needs.

Whenever I contact the office someone responds right away. They check to get the best prices and coverage. I have been with them for over 15 years and 5 different locations. We have given our friends and neighbors their number and they were very glad they called. As far as I know of at least 3 of them are still with you.

It's so nice to have a local family owned insurance company right in the heart of Boynton Beach! Rob, Cheryl and the entire staff are wonderful. They take the time to listen to your needs and help you find the best fit for your personal situation. They are professional and very quick to respond.They are on top of the current situation where some insurance companies are NOT renewing policies and keeping us informed and we feel very confident being with them! I would highly recommend Oyer, Macoviak & Associates.

Very helpful & professional when I needed help

Excellent service from Oyer, Macoviak and Associates! Very friendly and professional!!

This is a fine insurance agency. Rob and others are very responsive to our needs. I recommend it highly.

The staff at Oyer, Macoviak & Associates are all very knowledgable, professional, reliable, and friendly. If they need to compile information for you, they will do it quickly and relay that information to you in a very understandable manner.

Very pleased with the service from Bobby and staff. They are always helpful and answer all questions promptly! THANKS! ?

Bobby, my Account Executive is friendly, caring and has proven he is capable of caring for my insurance needs. We are extremely pleased with Oyer, Macoviak and Associates.

Professional, competent and responsive at every step.

These folks have always taken great care of us since we moved here over 8 years ago. Professional and understanding of our insurance needs and very good at shopping around for the best value!They are truly the best to work with!

It's great to find an insurance agency that actually cares! The agents make sure we get the best home and auto policies and follow up to ensure we are happy. When we have had a claim, they are there to help, not to hinder. Can't recommend them more highly.

Oyer, Macoviak and Associates helped me find affordable homeowners insurance when other insurance companies were not writing policies in my area, or the policies offered were very expensive . They were very conscientious, professional and I highly recommend them for all your insurance needs.

I am very happy with Oyer, Macoviak and Associates. My home owners insurance was about to expire and I needed a new company. Oyer and Macoviak stepped up and found me a great insurance at a reasonable price. Thank you!

I had a great experience with the team at Oyer, Macoviak and Associates when I needed insurance for my condo in High Point. From the person who picked up the phone to my insurance agent Bobby Y, to follow up emails from the company. Timely, friendly and fair. Start to finish wonderful team!

Friendly staff efficient honest & fare

I recently purchased a condo in Boynton Beach Fl. I needed home insurance and my brother-in-law told me he used Oyer, Macoviak and Assoc. I gave them a call and was a very happy person because I was told by friends it is very difficult getting insurance in South Florida for condo’s. I spoke to a gentleman named Carlos and he told me I was in the right hands. He worked tirelessly until he had what I wanted. He changed my choices several times and was always very courteous. I would use them again if I ever need any other insurance.

I was shopping for a new insurance policy and was highly recommended to them by several people. Ryan was both professional and knowledgeable. He was able to get us a good policy at fair value. We are very pleased and will certainly reach out to them again as needed

Rob made choosing a health care plan so incredibly easy! He is extremely knowledgable and was able to save me hundreds of dollars on an amazing plan. I highly recommend him and his team!!

Oyer, Macoviak and Associates have been in my family for over 30 years. My parents had them and now I continue the tradition. They have always been my "go too" for all my insurance needs in Florida. My phone calls and questions are always answered in a timely manner. Oyer is always professional and makes me feel like I was their only customer. They competitive shop and give me choices for all my needs. I always say that "its like one stop shopping". They take care of everything!

Cindy was quick to reply to my inquiry and relay available insurance options. No pressure; just valued info to make decisions that made sense for my particular needs.Excellent Customer Service skills. Highly recommend.

Rob and Cheryl are truly great people! They are kind, considerate and professional. They both made me feel significant throughout the insurance acceptance process and afterward. Rest assured they care and are getting you the best insurance for your money! Thanks again for all the hard work and dedicating your time to make sure I am taken care of!

I appreciated their expertise in finding us the best policy for the money when we needed it. We have both our homeowners and car insurance with them. I also have referred them to several of my friends and they too have been very happy.

I was referred to Ryan at Oyer, Macoviak & Assoc by a friend/realtor. Ryan was great to work with, listened well and answered all questions. He helped us choose the best H.O. policy for our needs, saving us $700. I'd recommend anyone call this company for an insurance quote.

Rob and Cheryl are truly great people! They are kind, considerate and professional. They both made me feel significant throughout the insurance acceptance process and afterward. Rest assured they care and are getting you the best insurance for your money! Thanks again for all the hard work and dedicating your time to make sure I am taken care of!

Always ready 2 answer all your questions professionally and concerned about you

i needed insurance and they helped me out and it was easily accomplished they are experienced and professional

Very knowledge and quick to resolve any questions you may have !

We have used Oyer Macoviak for years for insurance for home and cars. They have the best rates. Also, customer service is excellent and always professional. Family members also use them.

I needed to switch my home and auto as a newer resident of Florida. After working with another agent for two years they simply were not able to provide a more competitive price on insuring two vehicles. After some online research I found Oyer, Macoviak Associates. My inquiry was responded to immediately and within a few days they provided auto insurance at approximately half of what I was paying before. The process to obtain the new insurance was seamless. The various members of their team that I worked with were very responsive and professional at every turn. Even after I placed the new insurance they followed up to make sure my experience was positive. Great customer service. I cant recommend these folks enough.

Professional. Responsible. Accountable.What else is there that you need in an insurance agency?

They are very efficient they follow through when needed. Highly recommend their service.

AMAZING CUSTOMER SERVICE. Best Agency I have used. 100% follow up, polite. Used them over 5 years and don't plan on another agency. Small town feel with Big time service

We just bought our first house and had to get home owners insurance after several calls to other company’s which we were not comfortable with we were referred to Makoviak by my sister in law.Ryan called us back we told him our needs and he did not disappoint. He was polite, professional,and patient, because we had several questions.He sent an estimate through Email and we called him and he explained everything to us. We had other questions after and he responded quickly with phone calls and emails. Thank you so much for your help.Wishing everyone and their family a safe and happy Holiday and Hapoy New Year. J. Lintz / S.Jenks.

Recently purchased a condo in Delray Beach and spoke with a rep at Oyer, Macoviak and Associates who designed a plan to fit the needs required to have sufficient coverage. Representative was very helpful and courteous which made the transaction go along smoothly.

We were the victim of a small auto accident about the same time as our auto, homeowner and other policies were renewing. Our prior agent was difficult to reach, and unable to find the time to guide, or help us. Searching for a new agent, we contacted Oyer, Macoviak and Associates because of their length of time in business, detailed website, extensive book of available products, and for us, a convenient office location. Each staff member has been professional, knowledgeable and efficient whether on the phone, or in-person. When we met, Oyer’s staff offered suggestions to improve the quality, and reduce our risk tolerance, in the policies at little to no cost! Needless to say we were impressed and transferred our policies!

Oyer, Macoviak is an honest, professional insurance agency. They have always helped me with my insurance needs and return phone calls, which is very important to me.

I was very happy with my experience working with Oyer, Macoviak and Associates. I was recommended to this company and certainly wasn't disappointed at all. They were very professional, responsive, and understood exactly what I needed.

I have switched agencies twice due to lack of responsiveness. This company is very responsive and their customer communication emails are excellent. I'm glad to finally feel like my business is truly appreciated.

My go to Insurance company for all my needs. The staff are wonderful! Very professional and friendly, they even answer the phone; best Customer Service I've received in a very long time

My husband and I have been using Oyer ad Mcoviak for 26 years. Our experiences have been nothing but the best, most efficient service any time we have had anything to do with the office. Paula Gervis

Provided quick quote at reasonable price. Great follow up

Like other reviewers, I have gone through several insurance agencies in hope of finding a responsive one. After I wasted several hours unsuccessfully trying to reach someone at my latest failure, I decided it was time for another change and I called Oyer, Macoviak and Associates. Carlos Duarte answered the phone and was immediately helpful, answering my questions and emailing a quote to me within minutes.. As I was happy with my carrier I asked if he could "take over" my policies. He quickly sent the paperwork, via Docusign, and we got started. Carlos and/or Christian Macoviak updated me in detail every few days until the policies were transferred to them. I am happy to be working with people that stay in touch, follow up, and don't have to shuffle me from department to department to get an answer or a quote. I recommend them highly.

I had a great experience with Oyer, Macoviak and Associates insurance company. From my initial phone call, to signing my new homeowner’s insurance policy, all my questions and concerns were answered very promptly, professionally and clearly. Ryan Paguaga is so knowledgeable, and his patience along with the information he provided helped me make the best decisions for my needs. He took the time to make sure I was comfortable with my choices. I would recommend this company to anyone I know for all their insurance needs!

great insurance agent,, rob and cheryl has been very helpful in getting me car, van, and renters insurance at a rate that is very good for both! i would highly recomend them for all your insusurance needs! its nice to talk to real persons when you call! they really appreciate your business!

friendly attitude and professional service makes this a company that obviously cares about customers.

Oyer, Macoviak and Assoc have worked with us since we bought our home. Then we added car insurance. Any questions I have had, has been answered in a timely manner. I would recommend them to anyone need home owner or car insurance.

Professional, good quality service, and responsive to all questions,

Excellent Customer Service!!! Treat you like family and very knowledgeable on many different types of coverage. Big shout out to the Lama Lady! YOU ROCK!!!!... as does the rest of the staff.

I was shopping around for Homeowner’s I surance after having a huge increase imposed by current carrier.. I was pleasantly surprised and impressed by the quote I received for even better coverage... Also, the representative, Tom, was professional, friendly and made the transition between companies an easy one. I would highly recommend.....

They go out of the way to help you

I found that the agent was thorough in his research of finding an insurance company that would serve my needs.

I spoke to Bobby and he was so helpful and responsive in a matter of minutes. I would really recommend this company for all your insurance needs and costs. Thanks Bobby for all your help.

Quick response. They seek best price for the insurance I need. I have recommended two families to Oyer, Macoviak and Associates, and both are well satisfied

I reshop my home insurance every 3 years. 2 years, I received a very competitive quote from Oyer. After talking with the agent & discussing various coverages & their importance, I was able to reduce my policy payment even more. Whenever I have a question, they are available to help. I've been very pleased with their service.

I reshop my home insurance every 3 years. 2 years, I received a very competitive quote from Oyer. After talking with the agent & discussing various coverages & their importance, I was able to reduce my policy payment even more. Whenever I have a question, they are available to help. I've been very pleased with their service.

First year with them. But pleased so far in how i have been treated and charged.

It's great to find an insurance agency that actually cares! The agents make sure we get the best home and auto policies and follow up to ensure we are happy. When we have had a claim, theyweare there to help, not to hinder. Can't recommend them more highly.

As a first time home owner; they were accommodating to our needs and able to find us a policy that worked! They were so helpful, caring and really easy to work with. If you have any insurance needs I would most definitely recommend this team. We were working with Bobby specifically and he was such a pleasure, we just loved his vibe and really helped us a lot. Thank you so much and we are so happy we found you! lol :)

They have always provided me with quick service that is high quality. I appreciate their attention to my insurance requests.

They have always provided me with quick service that is high quality. I appreciate their attention to my insurance requests.

Friendly people, prompt replies. Would highly recommend.

They are always there when you need them and they follow up in timely manner. They are always pleasant to deal with.

The most efficient & knowledgeable ins. people I know! Give them a try!Family owned & operated right in Boynton too!

Very nice people, very helpful and courteous, have several carriers to choose from, they know based on your needs the best policy for you.

Oyer, Macoviak and Associates understands the meaning of "service". When I have a question or concern, I speak to someone from the office - not a machine and not a carrier. If I wanted to speak to a carrier, I'd place my business with a carrier. I want an agent who represents me and answers my questions and I found that with Oyer, Macoviak and Associates.

I have switched agencies twice due to lack of responsiveness. This company is very responsive and their customer communication emails are excellent. I'm glad to finally feel like my business is truly appreciated.

I have switched agencies twice due to lack of responsiveness. This company is very responsive and their customer communication emails are excellent. I'm glad to finally feel like my business is truly appreciated.

If you are looking for an agent that is going to take care of you and your family by making sure you are protected then Oyer, Macoviak and Associates is your agency! They do all the work. They are professional and easy to work with.

Very responsive and does a great job of shopping around for the best homeowner's and car insurance policies.

Nice locally owned business - competitive rates too!

Very responsive and does a great job of shopping around for the best homeowner's and car insurance policies.

Couldnt have had a more unpleasant and rude experience with one of their representatives.

Oyer, Macoviak & Associates is a great insurance company.They do their best to find the right insurance for us.We have home & car insurance with them.We would recommend them to everyone.Mrs. William Peterson - Boynton Beach

They are the best! I’ve suffered with Geico,And Einsurance. Horrid experience with both. A friend recommended her broker to me, he has since retired, but all is great now. I go straight to the office or call and everyone is great. Highly recommend. They have been in business for years and are very well known.

I have been very happy with the time and attention that are afforded to me by being insured with this wonderful company

great customer service, informative and helps find the right insurance at a good price

Oyer, Macoviak & Associates is a great insurance company.
They do their best to find the right insurance for us.
We have home & car insurance with them.
We would recommend them to everyone.

Mrs. William Peterson - Boynton Beach

They are the best! I’ve suffered with Geico,
And Einsurance. Horrid experience with both. A friend recommended her broker to me, he has since retired, but all is great now. I go straight to the office or call and everyone is great. Highly recommend. They have been in business for years and are very well known.

I have been very happy with the time and attention that are afforded to me by being insured with this wonderful company

They are very professional and understand what our needs are for insurance. Can always reach someone via phone which is a plus. It is so convenient having their office right in town. They are also knowledgeable about other state rules and regulations which helps people that split their time in Florida and elsewhere during the year.

I have had condominium insurance with Oyer, Macoviak since 2003.
Over this time when I needed their help I have found them to be courteous,
professional and willing to work with me to resolve the issue. I do not hesitate to recommend them .

Have used Oyer for years for my business insurance. Always have received top notch service. They answer the phone and communicate well. Highly recommend.

Oyer, Macoviak has covered my condo since I bought it in December of 2008. Several years ago my upstairs neighbor left her kitchen faucet on and the stopper down. My brand-new kitchen was severely damaged. Oyer and Macoviak helped me recover from the physical and financial damage. They were so kind and helpful from beginning to end. I highly recommend them.

They are very professional and understand what our needs are for insurance. Can always reach someone via phone which is a plus. It is so convenient having their office right in town. They are also knowledgeable about other state rules and regulations which helps people that split their time in Florida and elsewhere during the year.

I have had condominium insurance with Oyer, Macoviak since 2003.Over this time when I needed their help I have found them to be courteous,professional and willing to work with me to resolve the issue. I do not hesitate to recommend them .

While I never had a claim with them, anytime I had a question or concern they were always there for me, unlike my previous outfit.

Have used Oyer for years for my business insurance. Always have received top notch service. They answer the phone and communicate well. Highly recommend.

I have been using Oyer, Macoviak and Associates for 6+ years. They are so professional, courteous, extremely knowledgable and very helpful. Highly recommend them!

Excellent insurance agent.

Excellent insurance agent.

We are very impressed with Oyer, Macoviak and Associates insurance agency. They quickly respond to any questions or concerns we have. They always look for competitive rates when we are renewing our policies and have a wide variety of insurance policies to fit our family's needs. All of the employees we have had dealings with over the years have been courteous and well-informed.

We are very impressed with Oyer, Macoviak and Associates insurance agency. They quickly respond to any questions or concerns we have. They always look for competitive rates when we are renewing our policies and have a wide variety of insurance policies to fit our family's needs. All of the employees we have had dealings with over the years have been courteous and well-informed.

We are very impressed with Oyer, Macoviak and Associates insurance agency. They quickly respond to any questions or concerns we have. They always look for competitive rates when we are renewing our policies and have a wide variety of insurance policies to fit our family's needs. All of the employees we have had dealings with over the years have been courteous and well-informed.

Excellent company to deal with. Personal service is A+. They return phone calls and will answer questions with knowledge and explanations.

This company is so fast and friendly to work with. We only had a week and they expedited the paperwork and even printed our paperwork for us.

They have work effectively with us on insurance issues.

Always helpful and pleasant

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

Oyer, Macoviak & assoc was very helpful and professional thoughout the entire policy procurement process. They got us a terrific policy at about 50% less than all the others l had called and gave us good advice and suggestions as to what we should or should not reduce to save money. Cheryl Macoviak, our contact, answered or returned calls promptly and was everything you hope for in an insurance broker. We highly recommend them!

I as well as my family members have been using Oyer Insurance for decades. Everyone in the office is on the ball and responsive if any issues arise. Would highly recommend them and have referred several people to them over the years.

They always respond to my questions or requests. I haver never made a claim with them but based on my interactions with them I am very satisfied compared to my previous insurance company.

Oyer, Macoviak and Assoc. is a family run insurance broker that finds you the best insurance product for your individual needs. Full service agency. We're with them for many years.

Highly recommend “Oyer”!!! They are all knowledgeable and efficient. AND there’s a bonus - they answer their phones and return phone calls immediately.

Exceptional service from quote to binding. Cheryl Macoviak is a competent professional who went above and beyond to take care of my insurance needs at the last minute.

The friendly service; always there to answer my questions; going out of your way to find the best coverage.

You folks are responsive to my concerns although I don't have many of them.

Your service is Outstanding!

Reliable, efficient

Excellent service

Awesome customer service!!

Rob Macoviak saved me not only money but from another firm that took me for granted and when my condo was hit by a hurricane
it was a referral to Rob and the team at Oyer Macoviak that not only helped me thru the long and painful process of trying to be compensated for my losses but won my Trust, Condo and Auto business going forward.
The agent at the previous firm was of no help when
at my most vulnerable.
Rob was extremely patient in explaining the policy I had at that time and so much more. I was never one to recommend anyone but
2 years later I am happy to
recommend Oyer Macoviak.

good service

Every time I call everyone is always helpful and knowledgeable

Because nothing is 100% perfect.