Business Insurance

Business Insurance

Tell us about your business once, and our independent agency can shop coverage options from more than 30 rated companies for you. We help business owners compare options in Florida, Georgia, North Carolina, and Tennessee.

4.9 Stars - Based on 643 Google Reviews

One request. We shop over 30 rated companies for you.

1Tell us onceShare what you need.
2We shop30+ rated companies.
3You chooseWith local guidance.

Types of Business Insurance Coverage

Business insurance should be clear enough to act on. Our team helps business owners compare coverage options for liability, property, commercial auto, workers compensation, cyber liability, and other business risks.

Business Insurance Coverage for More than 70 Years

Welcome to Oyer, Macoviak and Associates, your independent agency for commercial insurance solutions. Since 1953, we’ve helped business owners compare business insurance options in Florida, Georgia, North Carolina, and Tennessee.

We compare options from more than 30 rated insurance companies and help you understand which coverage choices may fit your business, industry, vehicles, employees, contracts, and risk. Many businesses review contractors liability insurance, commercial auto insurance, and workers compensation insurance together so coverage conversations do not happen in separate silos.

Our goal is to make the process easier. You provide the details once, and our team handles the comparison work so you do not have to chase multiple companies on your own.

Whether you need general liability, a business owners policy, commercial auto, workers compensation, or another commercial policy, we help you compare available options and choose the next step with confidence.

Florida business owner reviewing commercial insurance coverage at work

One request. We shop over 30 rated companies for you.

ProgressiveThe HartfordTravelersAllstateGEICOLiberty Mutual

Why People are Choosing us

4.9 Stars - Based on 643 Google Reviews

Compare Business Insurance Options

If you’re a business owner, then you know that the most important asset you need to protect is your company itself and your employees.

At Oyer, Macoviak and Associates, we are dedicated to helping clients compare business insurance options while we do the shopping work for them.

We work with more than 30 rated companies, giving our team multiple places to look for business insurance options that may fit your operations, contracts, and risk profile.

Let us help review your options so your business has a clearer path forward.

Why Do Business with us?

As a local independent insurance agency based in Boynton Beach, Florida, we help business owners compare coverage options across Florida, Georgia, North Carolina, and Tennessee. Our team takes the time to understand your business, explain available options, and make it easier to protect what you are building. We are also a Trusted Choice Insurance Agency (Independent Insurance Agent).

01What information helps Oyer review business insurance options?

Prepare a complete operations description, locations, revenue, payroll, employee classes, property values, vehicles and drivers, subcontractor use, contracts, certificates, losses, current policies, and the limits or deductibles you want compared.

02Is a business owners policy right for every small business?

No. Eligibility and included coverage vary by company, industry, location, size, property, operations, and policy form. Some businesses need separate or specialist policies.

03Does general liability cover every business risk?

No. Property, vehicles, employee injuries, professional services, cyber events, crime, equipment, contracts, and business interruption can require separate review. The actual policy controls.

04Can Oyer guarantee a carrier, price, or certificate deadline?

No. Oyer can review available options where eligible, but underwriting, pricing, document requirements, effective dates, and carrier decisions are not guaranteed.

05Does the online request bind coverage?

No. It begins the review. Coverage is effective only after an authorized insurer or licensed representative confirms binding and all required conditions are satisfied.

Need Insurance Coverage?

Call Us Today

561-732-9305 Get A Quote