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Oyer, Macoviak and Associates Insurance
Phone 561-732-9305service@oyerinsurance.com
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Oyer, Macoviak and Associates Insurance

Since 1953

Business Insurance

Since 1953 we have helped thousands of clients to save money on business insurance while we do all the work. Let us shop your policy with over “30” rated companies.

4.8 Stars - Based on 1003 Reviews
get A Quote
or Call (561) 732-9305

Testimonials

Why People are Choosing us

  • Charlotte & Jerry Garfinkle Avatar
    Charlotte &.
    - Google
    Very easy to work with. Straight answers the first time. Premium was very good. Real savings.
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    Carmela Jacobitti Avatar
    Carmela J.
    - Google
    I searched frantically for days to get home insurance-even my previous agency made it difficult! Your agency is local and... read moreI searched frantically for days to get home insurance-even my previous agency made it difficult! Your agency is local and made it easy and efficient! Thank you read less
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    madeline mcconnell Avatar
    madeline m.
    - Google
    I found this company to very helpful and full of good information. When I went in to sign some papers... read moreI found this company to very helpful and full of good information. When I went in to sign some papers I was even more impressed with the amount of advise and info that was a good personal touch. read less
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  • Gerald Harrington Avatar
    Gerald H.
    - Google
    Excellent people do everything right wouldn’t go anywhere else
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    Sharon Brauer Avatar
    Sharon B.
    positive review 
    - Facebook
    The personal service is very appreciated. Extremely knowledgeable about the Insurance Business and everyone we have interacted with has been... read moreThe personal service is very appreciated. Extremely knowledgeable about the Insurance Business and everyone we have interacted with has been very helpful! read less
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    Una Galligan Avatar
    Una G.
    - Facebook
    I want to let every know that this company is the most wonderful company to do business with
    I got...
    read moreI want to let every know that this company is the most wonderful company to do business with
    I got my insurence from them 2012
    We found the staff friendly professional and all so helpful
    We had some very horrifcie experence with other insurance company in Boynton Beach. I am very glad I was recommended to Oyer, Macoviak and Associates
    Martin and Una Galligan
    read less
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  • Hendricks Else Avatar
    Hendricks E.
    - Facebook
    I am a customer for many years with Oyer and Macoviak. I always received excellent information, service and customer service... read moreI am a customer for many years with Oyer and Macoviak. I always received excellent information, service and customer service from the entire staff.
    Marie W. is my agent for many years and explains all my insurance needs and the best pricing. Marie always goes the extra mile!
    read less
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    Steven Rothenberg Avatar
    Steven R.
    - Google
    Excellent attention to detail and follow up with Oyer Macoviak.
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    Helaine Hurwitz Avatar
    Helaine H.
    positive review 
    - Facebook
    They are always looking for the best rates and they are very helpful in making desisions. Always avaible to speak... read moreThey are always looking for the best rates and they are very helpful in making desisions. Always avaible to speak with you and are prompt in getting back to you with answers to any questions read less
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  • Stuart M Sims Avatar
    Stuart M.
    - Facebook
    They are on top of all my insurance needs. they advise me when premiums are due, when to change to... read moreThey are on top of all my insurance needs. they advise me when premiums are due, when to change to another insurance company due to one with a better rate or when a company is downgraded. I would highly recommend them read less
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    Patricia Cali Avatar
    Patricia C.
    - Google
    Customer service was outstanding. Thx Ryan for your efficiency and professionalism. Will do more business with the group in the... read moreCustomer service was outstanding. Thx Ryan for your efficiency and professionalism. Will do more business with the group in the future and would highly recommend them to friends and family. read less
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    Barbara Rubin Byer Avatar
    Barbara R.
    - Facebook
    Friendly and prompt service. Replied to all inquires!
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  • Doris Dejesus Avatar
    Doris D.
    - Facebook
    Love the staff! Very friendly and helpful! If you need insurance, stop searching - This is the place to go!
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    Margaret Gogol Avatar
    Margaret G.
    - Google
    Have been with Oyer Insurance for over 25 years and have always found them to be friendly, ... read moreHave been with Oyer Insurance for over 25 years and have always found them to be friendly, helpful, efficient, easy to work with and very knowledgeable with all my insurance needs. Great company always. Highly recommended. read less
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    Lori Tarpinian Avatar
    Lori T.
    - Google
    Ugh, insurance in Florida so complicated and pricey. That said, I have had an excellent experience with Oyer, Macoviak in... read moreUgh, insurance in Florida so complicated and pricey. That said, I have had an excellent experience with Oyer, Macoviak in Biynton Beach. Willing to work with you, explain and provide options. read less
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  • Murray Hyman Avatar
    Murray H.
    - Facebook
    They always respond to my questions or requests. I haver never made a claim with them but based on my... read moreThey always respond to my questions or requests. I haver never made a claim with them but based on my interactions with them I am very satisfied compared to my previous insurance company. read less
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    Aden Reese Avatar
    Aden R.
    - Facebook
    Oyer and macoviak were a breath of fresh air after all the bad experiences I had trying to get... read moreOyer and macoviak were a breath of fresh air after all the bad experiences I had trying to get insurance for my business. either the prices were way too high or they couldn't get coverage for my LP gas business at all. I had one company get shut down while they had my deposit.
    Thank God I tried Oyer and macoviak... They were prompt and proffesional...and got me a great rate. everything went smoothly I got insurance at a great price with great service.
    5 stars.
    read less
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    Jeannie Morea Avatar
    Jeannie M.
    - Google
    I have been a client with Oyer, Macoviak and Associates for a good number of years. Their customer service is... read moreI have been a client with Oyer, Macoviak and Associates for a good number of years. Their customer service is excellent and they work hard to find the best insurance at the best price. read less
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  • Penny Marker Neidorf Avatar
    Penny M.
    - Facebook
    Rob Macoviak saved me not only money but from another firm that took me for granted and when my condo... read moreRob Macoviak saved me not only money but from another firm that took me for granted and when my condo was hit by a hurricane
    it was a referral to Rob and the team at Oyer Macoviak that not only helped me thru the long and painful process of trying to be compensated for my losses but won my Trust, Condo and Auto business going forward.
    The agent at the previous firm was of no help when
    at my most vulnerable.
    Rob was extremely patient in explaining the policy I had at that time and so much more. I was never one to recommend anyone but
    2 years later I am happy to
    recommend Oyer Macoviak.
    read less
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    Steven Mackler Avatar
    Steven M.
    - Google
    Always have provided top quality help with finding the best value in home insurance each year at renewal and expiration... read moreAlways have provided top quality help with finding the best value in home insurance each year at renewal and expiration time. Knowledgeable staff from the bottom up. read less
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    Kyle Cohen Avatar
    Kyle C.
    - Google
    My realtor suggested that I call Oyer, Macoviak and Associates for a homeowners' insurance quote. The agent who took... read moreMy realtor suggested that I call Oyer, Macoviak and Associates for a homeowners' insurance quote. The agent who took my call, Bobby Yonta, asked all the necessary questions about the property and me and returned a quote very quickly. He followed up with me as my closing date got extended and closed the deal with the lowest price of all the quotes I reached out for. I'm happy to be one of Oyer, Macoviak's new customers and suggest that anyone who wants great, professional and friendly service call them! read less
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  • Ann Messina Avatar
    Ann M.
    - Facebook
    Excellent service and the staff is so accessible and helpful always...
    Thank you to the entire team.....
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    Bobby Johnson Avatar
    Bobby J.
    - Facebook
    very professional rob, cheryl, and all the associates really care about there customers! i have never had a insurance... read morevery professional rob, cheryl, and all the associates really care about there customers! i have never had a insurance agency like this ,, give them a call read less
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    Igor Cherkassky Avatar
    Igor C.
    - Google
    Thank you for your service.....
    Google Logo
  • John Duckworth Avatar
    John D.
    - Google
    I’ve used Oyer Ins for many years now They have given me the best rates available for both personal and... read moreI’ve used Oyer Ins for many years now They have given me the best rates available for both personal and business insurance on my vehicles Bridget does an outstanding job answering the many questions I’ve had Their customer/client services are impeccable Thanks Oyer read less
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    Howard Atlas Avatar
    Howard A.
    - Google
    I was referred to Cheryl Macoviak by a friend as I was looking for homeowners insurance for my home in... read moreI was referred to Cheryl Macoviak by a friend as I was looking for homeowners insurance for my home in Boca Raton, Florida. I was impressed with Cheryl's expertise, friendliness, and prompt communication. She was patient and gave practical advice. I would highly recommend the services of this agency without any hesitation. Very positive experience!! read less
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    Stephen Rubin Avatar
    Stephen R.
    - Google
    I have home and flood insurance through Oyer et al. They willingly review my insurance each year, answer questions and... read moreI have home and flood insurance through Oyer et al. They willingly review my insurance each year, answer questions and seek best policies. They are cordial and responsive. read less
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  • Janet Khouri Avatar
    Janet K.
    positive review 
    - Facebook
    When I call they are always pleasant & very helpful.
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    Simone Rezende Avatar
    Simone R.
    - Facebook
    We are very pleased with Oyer, Macoviak and Associates.
    They gave us excellent pricing, excellent service and excellent customer service...
    read moreWe are very pleased with Oyer, Macoviak and Associates.
    They gave us excellent pricing, excellent service and excellent customer service (newsletters, prompt and professional replies from the representatives). I would recommend the company to anyone looking for great service and good prices!
    read less
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    Elisa Wade Avatar
    Elisa W.
    positive review 
    - Facebook
    Oyer, Macoviak and Associates have always gone the extra mile to provide me with the right coverage for my needs... read moreOyer, Macoviak and Associates have always gone the extra mile to provide me with the right coverage for my needs . They not only have helped me with my personal insurance needs, but helped me secure coverage for my clients as well. Rob, Christian and their team are very knowledgeable. They are there to demystify the insurance process for you. They go over your needs and risks, and then help you find the best coverage within your budget. They take care of their clients, plain and simple. read less
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about our company

Business Insurance Coverage for More than 60 Years

Welcome to Oyer, Macoviak and Associates, your one-stop shop for commercial insurance solutions. Since 1953, we’ve been providing reliable and affordable business insurance solutions to thousands of clients across the State of Florida.

We understand that when it comes to ensuring your success, having the right coverage is key. That’s why we compare quotes from over 30 top-rated insurance companies and make sure you always get the right policy at competitive prices.

At Oyer, Macoviak and Associates, our mission is to provide you with a stress-free process while shopping for business insurance. That’s why we have an experienced team of professionals that take care of all the nitty gritty details so you don’t have to worry about a thing!

You can trust us to help you find the best coverage at an unbeatable price so that your business is always protected in any situation. Whether you’re looking for general liability or business owners insurance, or anything in between—we have what you need at Oyer, Macoviak and Associates. So come see why thousands of satisfied customers have put their trust in us since 1953!

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Progressive Insurance Company
Hartford Insurance Company
Allstate Insurance Company
Travelers Insurance Company
Safeco Insurance Company
Mercury Insurance Company
Florida Family Insurance Company
Universal Property Insurance Company

main REASONs TO CHOOSE US

Why Oyer, Macoviak and Associates for Business Insurance?

Business Insurance Choice

Choice

We have access to multiple companies with a range of products.

Business Insurance Easy

Easy

We can easily switch you from company to company without hassle.

Unbiased Business Insurance

Unbiased

We are unbiased and objective, you know you have the right plan for you.

 Small Business Insurance

69+

Years in Business

Let Us shop your policy with over 30 “A” rated companies.

Business Insurance

our experience

Save Up to 30% on Business Insurance

If you’re a business owner, then you know that the most important asset you need to protect is your company itself and your employees.

At Oyer, Macoviak and Associates we are dedicated to helping our clients for over sixty years to save money on essential business insurance while we do all the work for you.

We have extensive experience with the industry’s top “30” rated companies so you can rest assured that when it comes to finding the best coverage for your business, we know what to look for. We’ll shop your policy between providers while ensuring that you get the very best prices and coverage available.

At Oyer, Macoviak and Associates we value our customers tremendously so let us help make sure that your business protected today!


quality insurance coverages

We’re Providing Quality
Insurance Coverages

Clients
Policies
Years
What insurance policies do contractors need
Business Insurance

What insurance policies do contractors need?

Robert Macoviak 02/14/202302/14/2023 Reading Time: 3 minutes

As a contractor, you need to make sure you have the right insurance coverage in place. But what exactly do you need? Here’s a rundown of the types of insurance policies that contractors should consider. General liability insurance Wouldn’t it be great if you could gain peace of mind knowing that your business was covered…

Read More What insurance policies do contractors need?Continue

The Importance of Business Insurance
Business Insurance

The Importance of Business Insurance

Robert Macoviak 02/09/202302/09/2023 Reading Time: 3 minutes

No matter what size business you have, insurance is an important part of protecting your company. It can help cover the costs of damages or injuries that may occur in the workplace, as well as provide financial protection in the event of a lawsuit. While insurance may seem like an expense you can do without,…

Read More The Importance of Business InsuranceContinue

What type of business needs a business auto policy
Business Insurance

What type of business needs a business auto policy

Robert Macoviak 01/24/202301/24/2023 Reading Time: 4 minutes

There are different types of businesses out there, and each one has its own specific insurance needs. But one type of insurance that every business should have been business auto insurance. If your business has any vehicles – whether they’re cars, trucks, vans, or other types of vehicles – you need to make sure they’re…

Read More What type of business needs a business auto policyContinue


FAQ Business insurance

Why Do Business with us?

As a local insurance agency (Boynton Beach, Florida) we take the time to cater to our customer’s policies to create the correct policy for them. Our team of agents is dedicated to help you protect you, your loved ones, and your business. Our office can handle any risk in Florida. In addition, our office is a Trusted Choice Insurance Agency (Independent Insurance Agent).

Get A Quote

Business insurance is a contract of insurance between the insured and an insurer, which entitles the insured to be indemnified against specified losses.

Available coverage for business organizations consists of property insurance and liability insurance. Property insurance covers buildings, machinery, equipment, furniture, and fixtures owned by the business. Liability insurance provides defense costs as well as payment for damages arising from claims of injury to third parties or their property.

Business insurance is usually purchased in one of three forms: as a single policy combining all coverages, as separate policies, or through an excess liability policy that provides higher limits for the most significant exposures and covers specific assets with lower limits.

Businesses obtain coverage for various risks including fire, flood, burglary, and robbery; employee dishonesty and fraud; product liability; business interruption of operations; auto liability; cyber-attack or breach of privacy.

Businesses obtain coverage for various risks including fire, flood, burglary, and robbery; employee dishonesty and fraud; product liability; business interruption of operations; auto liability; cyber-attack or breach of privacy.

All businesses need: a written Business Owner’s Policy (BOP); public liability coverage to protect against claims arising from bodily injury or property damage because of business operations; and commercial auto coverage (if the business transports employees in any motorized vehicle).

All businesses need: a written Business Owner’s Policy (BOP); public liability coverage to protect against claims arising from bodily injury or property damage because of business operations; and commercial auto coverage (if the business transports employees in any motorized vehicle).

Liability coverage is usually the costliest element in a BOP and as such should be purchased at limits adequate to meet your insured obligations.

A BOP provides comprehensive general liability coverage, typically including claims arising from bodily injury or property damage because of business operations; advertising and personal injury liability; contractual liability; products-completed operations hazard (business interruption); medical payments; legal defense expenses.


Since 1953

Need Insurance Coverage?

Call Us Today

561-732-9305

Get A Quote

About Us:
Oyer, Macoviak and Associates
1903 South Congress Ave Ste 350
Boynton Beach, FL 33426
Phone: 561-732-9305
Toll Free: 800-397-8780
Fax: 561-364-9848
Email: info@oyerinsurance.com

Office Hours:
Monday to Friday 8:30 AM to 5:00 PM

We offer a live after-hours claim service, which makes sure that you are always taken care of. You can also go online and view, make changes or report a new claim with our client portal.

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