Since 1953

Business Insurance

Since 1953 we have helped thousands of clients to save money on business insurance while we do all the work. Let us shop your policy with over “30” rated companies.

4.8 Stars - Based on 1003 Reviews
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Why People are Choosing us

about our company

Business Insurance Coverage for More than 60 Years

Welcome to Oyer, Macoviak and Associates, your one-stop shop for commercial insurance solutions. Since 1953, we’ve been providing reliable and affordable business insurance solutions to thousands of clients across the State of Florida.

We understand that when it comes to ensuring your success, having the right coverage is key. That’s why we compare quotes from over 30 top-rated insurance companies and make sure you always get the right policy at competitive prices.

At Oyer, Macoviak and Associates, our mission is to provide you with a stress-free process while shopping for business insurance. That’s why we have an experienced team of professionals that take care of all the nitty gritty details so you don’t have to worry about a thing!

You can trust us to help you find the best coverage at an unbeatable price so that your business is always protected in any situation. Whether you’re looking for general liability or business owners insurance, or anything in between—we have what you need at Oyer, Macoviak and Associates. So come see why thousands of satisfied customers have put their trust in us since 1953!

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Progressive Insurance Company
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Allstate Insurance Company
Travelers Insurance Company
Safeco Insurance Company
Mercury Insurance Company
Florida Family Insurance Company
Universal Property Insurance Company
main REASONs TO CHOOSE US

Why Oyer, Macoviak and Associates for Business Insurance?

Business Insurance Choice

Choice

We have access to multiple companies with a range of products.

Business Insurance Easy

Easy

We can easily switch you from company to company without hassle.

Unbiased Business Insurance

Unbiased

We are unbiased and objective, you know you have the right plan for you.

Small Business Insurance

69+

Years in Business

Let Us shop your policy with over 30 “A” rated companies.

Business Insurance
our experience

Save Up to 30% on Business Insurance

If you’re a business owner, then you know that the most important asset you need to protect is your company itself and your employees.

At Oyer, Macoviak and Associates we are dedicated to helping our clients for over sixty years to save money on essential business insurance while we do all the work for you.

We have extensive experience with the industry’s top “30” rated companies so you can rest assured that when it comes to finding the best coverage for your business, we know what to look for. We’ll shop your policy between providers while ensuring that you get the very best prices and coverage available.

At Oyer, Macoviak and Associates we value our customers tremendously so let us help make sure that your business protected today!

quality insurance coverages

We’re Providing Quality
Insurance Coverages

Clients
Policies
Years
What insurance policies do contractors need
Business Insurance

What insurance policies do contractors need?

Robert Macoviak Reading Time: 3 minutes

As a contractor, you need to make sure you have the right insurance coverage in place. But what exactly do you need? Here’s a rundown of the types of insurance policies that contractors should consider. General liability insurance Wouldn’t it be great if you could gain peace of mind knowing that your business was covered…

What type of business needs a business auto policy
Business Insurance

What type of business needs a business auto policy

Robert Macoviak Reading Time: 4 minutes

There are different types of businesses out there, and each one has its own specific insurance needs. But one type of insurance that every business should have been business auto insurance. If your business has any vehicles – whether they’re cars, trucks, vans, or other types of vehicles – you need to make sure they’re…

FAQ Business insurance

Why Do Business with us?

As a local insurance agency (Boynton Beach, Florida) we take the time to cater to our customer’s policies to create the correct policy for them. Our team of agents is dedicated to help you protect you, your loved ones, and your business. Our office can handle any risk in Florida. In addition, our office is a Trusted Choice Insurance Agency (Independent Insurance Agent).

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Business insurance is a contract of insurance between the insured and an insurer, which entitles the insured to be indemnified against specified losses.

Available coverage for business organizations consists of property insurance and liability insurance. Property insurance covers buildings, machinery, equipment, furniture, and fixtures owned by the business. Liability insurance provides defense costs as well as payment for damages arising from claims of injury to third parties or their property.

Business insurance is usually purchased in one of three forms: as a single policy combining all coverages, as separate policies, or through an excess liability policy that provides higher limits for the most significant exposures and covers specific assets with lower limits.

Businesses obtain coverage for various risks including fire, flood, burglary, and robbery; employee dishonesty and fraud; product liability; business interruption of operations; auto liability; cyber-attack or breach of privacy.

Businesses obtain coverage for various risks including fire, flood, burglary, and robbery; employee dishonesty and fraud; product liability; business interruption of operations; auto liability; cyber-attack or breach of privacy.

All businesses need: a written Business Owner’s Policy (BOP); public liability coverage to protect against claims arising from bodily injury or property damage because of business operations; and commercial auto coverage (if the business transports employees in any motorized vehicle).

All businesses need: a written Business Owner’s Policy (BOP); public liability coverage to protect against claims arising from bodily injury or property damage because of business operations; and commercial auto coverage (if the business transports employees in any motorized vehicle).

Liability coverage is usually the costliest element in a BOP and as such should be purchased at limits adequate to meet your insured obligations.

A BOP provides comprehensive general liability coverage, typically including claims arising from bodily injury or property damage because of business operations; advertising and personal injury liability; contractual liability; products-completed operations hazard (business interruption); medical payments; legal defense expenses.

Since 1953

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561-732-9305

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