Skip to content
Oyer, Macoviak and Associates Insurance
Phone 561-732-9305service@oyerinsurance.com
  • AboutExpand
    • About Us
    • Blog
    • Oyer Team
    • Careers
    • Mobile App
    • Privacy Policy
    • Refer A Friend
    • Referral Partners
    • Testimonials
  • Business InsuranceExpand
    • Business Insurance
    • Business Auto Insurance
    • Contractors Insurance
    • Cyber Liability Insurance
    • EPLI Insurance
    • Fence Contractor Insurance
    • Fitness Trainer Insurance
    • Furniture Assembler Insurance
    • General Contractors Insurance
    • General Liability Insurance
    • Handyman Insurance
    • House Sitting Insurance
    • Online Seller Insurance
    • Painter Insurance
    • Photographer Insurance
    • Pool Maintenance Insurance
    • Product Liability Insurance
    • Professional Liability Insurance
    • Restaurant Insurance
    • Smart Home Installer Insurance
    • Surety Bonds Coverage
    • Workers Compensation Insurance
  • Personal InsuranceExpand
    • Auto and Home Bundle
    • Auto Insurance
    • Boat Insurance
    • Classic Car Insurance
    • Condominium Insurance
    • Dental Insurance
    • Flood Insurance
    • Health Insurance
    • Home Insurance
    • Life Insurance
    • Long Term Care Insurance
    • Medicare Supplement Insurance
    • Motorsports Insurance
    • Rental Property Insurance
    • Renters Insurance
    • Street Legal Golf Cart Insurance
    • Travel Insurance
    • Umbrella Insurance
    • Vacant Property Insurance
    • Valuable Items Insurance
    • Vision Insurance
  • ServiceExpand
    • Client Portal Log-In
    • Client Portal Register
    • Companies
    • Claims
    • Schedule Appointment
    • Mobile App
    • Payments
    • Service Request
Get A Quote
Client Portal
Oyer, Macoviak and Associates Insurance

Since 1953

Business Insurance

Since 1953 we have helped thousands of clients to save money on business insurance while we do all the work. Let us shop your policy with over “30” rated companies.

4.8 Stars - Based on 1049 Reviews
get A Quote
or Call (561) 732-9305

Testimonials

Why People are Choosing us

  • Deborah Anderson Holthouse Avatar
    Deborah A.
    - Facebook
    The staff is always very helpful and patient!
    We have building insurance and a great referral agent on Medical Insurance.
    Facebook Logo
    Darrell Sunday Avatar
    Darrell S.
    - Google
    Agent was great at explaining the different parts of the policy so I was able to make informed decisions. I... read moreAgent was great at explaining the different parts of the policy so I was able to make informed decisions. I ended up with exactly what I needed. Very pleased with this Company. read less
    Google Logo
    Lori Tarpinian Avatar
    Lori T.
    - Google
    Ugh, insurance in Florida so complicated and pricey. That said, I have had an excellent experience with Oyer, Macoviak in... read moreUgh, insurance in Florida so complicated and pricey. That said, I have had an excellent experience with Oyer, Macoviak in Biynton Beach. Willing to work with you, explain and provide options. read less
    Google Logo
  • Steven Mackler Avatar
    Steven M.
    - Google
    Always have provided top quality help with finding the best value in home insurance each year at renewal and expiration... read moreAlways have provided top quality help with finding the best value in home insurance each year at renewal and expiration time. Knowledgeable staff from the bottom up. read less
    Google Logo
    Marc Bernstein Avatar
    Marc B.
    - Google
    We have had a wonderful experience regarding both the premiums that we paid and the most competent service!
    Google Logo
    Margaret Gogol Avatar
    Margaret G.
    - Google
    Have been with Oyer Insurance for over 25 years and have always found them to be friendly, ... read moreHave been with Oyer Insurance for over 25 years and have always found them to be friendly, helpful, efficient, easy to work with and very knowledgeable with all my insurance needs. Great company always. Highly recommended. read less
    Google Logo
  • Sandra oconnell Avatar
    Sandra o.
    - Google
    this has been the best experience with an insurance co. I have in a long time. Thay were not only... read morethis has been the best experience with an insurance co. I have in a long time. Thay were not only efficient, but extremally kind. thank you read less
    Google Logo
    Richard Sush Avatar
    Richard S.
    - Google
    Helped me through the maze that is insurance in Florida these days. They are always available to answer my questions... read moreHelped me through the maze that is insurance in Florida these days. They are always available to answer my questions and to help me find the best rates. read less
    Google Logo
    Sandra Bogitch Avatar
    Sandra B.
    - Facebook
    Excellent company to deal with. Personal service is A+. They return phone calls and will answer questions with knowledge and explanations.
    Facebook Logo
  • Ruth Morsell Avatar
    Ruth M.
    - Google
    We've only talked online and on the phone, but everyone is very thoughtful and nice. They keep me up to... read moreWe've only talked online and on the phone, but everyone is very thoughtful and nice. They keep me up to date on any changes on my account. I'm actually thinking of also getting car insurance through them. read less
    Google Logo
    Janet Khouri Avatar
    Janet K.
    positive review 
    - Facebook
    When I call they are always pleasant & very helpful.
    Facebook Logo
    Sharon Grcevic Avatar
    Sharon G.
    - Facebook
    They are the best. Been with them many years for my personal and business policies. I also recommend them to... read moreThey are the best. Been with them many years for my personal and business policies. I also recommend them to all my real estate buyers for their residential insurance needs. Always friendly and helpful service. read less
    Facebook Logo
  • Sandie Ann Avatar
    Sandie A.
    - Google
    Received a quote for my condo insurance in under an hour. Bobby Yonta was able to work with my... read moreReceived a quote for my condo insurance in under an hour. Bobby Yonta was able to work with my mortgage company and drew up a contract for me to sign. Excellent service from a local company in my town!!!! read less
    Google Logo
    Stephen Rubin Avatar
    Stephen R.
    - Google
    I have home and flood insurance through Oyer et al. They willingly review my insurance each year, answer questions and... read moreI have home and flood insurance through Oyer et al. They willingly review my insurance each year, answer questions and seek best policies. They are cordial and responsive. read less
    Google Logo
    david boddy Avatar
    david b.
    - Google
    These folks listen to your needs and then find the proper coverage to meet those needs. They provide sound practical... read moreThese folks listen to your needs and then find the proper coverage to meet those needs. They provide sound practical advice. They treat you as a valued client. read less
    Google Logo
  • Susan Graham Avatar
    Susan G.
    - Google
    Always timely, responsive and friendly
    Google Logo
    Elisa Wade Avatar
    Elisa W.
    positive review 
    - Facebook
    Oyer, Macoviak and Associates have always gone the extra mile to provide me with the right coverage for my needs... read moreOyer, Macoviak and Associates have always gone the extra mile to provide me with the right coverage for my needs . They not only have helped me with my personal insurance needs, but helped me secure coverage for my clients as well. Rob, Christian and their team are very knowledgeable. They are there to demystify the insurance process for you. They go over your needs and risks, and then help you find the best coverage within your budget. They take care of their clients, plain and simple. read less
    Facebook Logo
    Nanya Stephen Avatar
    Nanya S.
    - Facebook
    I've been investing on Crypto with the help of Mrs Lucy Frank for some months and would highly recommend... read moreI've been investing on Crypto with the help of Mrs Lucy Frank for some months and would highly recommend her services.
    She has assisted me with my complex financial structures and I have been more than happy with the results, She had a lot of good reviews. If you want to invest in Crypto, Forex and Stock, Reach out to Mrs Lucy Frank . I invested $1,500 and earned over $21,900 within few days. I make good profits on a weekly basis now. Contact Mrs Lucy Frank , she's a good Forex and Crypto trader who knows the importance of risk management for a life changing experience. Contact her. WhatsApp +1 (774) 234‑8612
    Email lucyfrank787@gmail.com
    read less
    Facebook Logo
  • John McCrae Avatar
    John M.
    - Google
    Appreciated the prompt and professional replies and pleased with the final coverage and premium.
    Google Logo
    David Kowalick Avatar
    David K.
    - Google
    Very professional, courteous staff. Respond promptly to inquiries / questions. Competitive rates.
    Google Logo
    Gerald Harrington Avatar
    Gerald H.
    - Google
    Excellent people do everything right wouldn’t go anywhere else
    Google Logo
  • Bob Fisher Avatar
    Bob F.
    - Google
    Oyer Macoviak has provided great customer service and always available to answer any questions.
    Google Logo
    Paul Weber Avatar
    Paul W.
    - Google
    I met with Cheryl Macoviak to obtain a new home insurance policy. Cheryl listened to my concerns and was... read moreI met with Cheryl Macoviak to obtain a new home insurance policy. Cheryl listened to my concerns and was able to get me the coverage I was looking for as the best price possible. I definitely recommend Oyer, Macoviak and Associates for anyone looking for home insurance. read less
    Google Logo
    Ron Darna Avatar
    Ron D.
    - Facebook
    We appreciate that Oyer Macoviak & Associates have our interest in mind by recommending additional coverages to enhance our HO policy
    Facebook Logo
  • Tashia Gibbs Avatar
    Tashia G.
    - Facebook
    Exceptional service from quote to binding. Cheryl Macoviak is a competent professional who went above and beyond to take... read moreExceptional service from quote to binding. Cheryl Macoviak is a competent professional who went above and beyond to take care of my insurance needs at the last minute. read less
    Facebook Logo
    Michael Wallace Avatar
    Michael W.
    - Google
    Being new to Palm Beach County from out of state, I wanted to do business with an agency that would... read moreBeing new to Palm Beach County from out of state, I wanted to do business with an agency that would know me and be able to handle my insurance needs. After contacting several local agencies and large on line firms, I appreciated Oyer, Macoviak’s sense of urgency to meet my needs and their ability to make it easy for me. I recommend them if your looking for an excellent insurance agent. read less
    Google Logo
    Lila Morriss Avatar
    Lila M.
    - Google
    Friendly, neighborly, efficient service at this long established insurance agency. Great service!
    Google Logo
  • Todd Smith Avatar
    Todd S.
    - Google
    Oyer, Macoviak and Associate employees are awesome! Bobby Yonta is extremely professional and personable. He actually listened to... read moreOyer, Macoviak and Associate employees are awesome! Bobby Yonta is extremely professional and personable. He actually listened to my questions and answered them clearly. He didn't push unnecessary coverages and was exceptionally knowledgable. read less
    Google Logo
    Patty Guttman Wolbe Avatar
    Patty G.
    - Facebook
    I have gotten wonderful service from Macoviak and Associates. They are informed and have always gotten back to me immediately.... read moreI have gotten wonderful service from Macoviak and Associates. They are informed and have always gotten back to me immediately. They also found me the best prices. For these reasons, I recommend them and will continue doing business with this company. read less
    Facebook Logo
    madeline mcconnell Avatar
    madeline m.
    - Google
    I found this company to very helpful and full of good information. When I went in to sign some papers... read moreI found this company to very helpful and full of good information. When I went in to sign some papers I was even more impressed with the amount of advise and info that was a good personal touch. read less
    Google Logo

about our company

Business Insurance Coverage for More than 60 Years

Welcome to Oyer, Macoviak and Associates, your one-stop shop for commercial insurance solutions. Since 1953, we’ve been providing reliable and affordable business insurance solutions to thousands of clients across the State of Florida.

We understand that when it comes to ensuring your success, having the right coverage is key. That’s why we compare quotes from over 30 top-rated insurance companies and make sure you always get the right policy at competitive prices.

At Oyer, Macoviak and Associates, our mission is to provide you with a stress-free process while shopping for business insurance. That’s why we have an experienced team of professionals that take care of all the nitty gritty details so you don’t have to worry about a thing!

You can trust us to help you find the best coverage at an unbeatable price so that your business is always protected in any situation. Whether you’re looking for general liability or business owners insurance, or anything in between—we have what you need at Oyer, Macoviak and Associates. So come see why thousands of satisfied customers have put their trust in us since 1953!

Get A Quote
Progressive Insurance Company
Hartford Insurance Company
Allstate Insurance Company
Travelers Insurance Company
Safeco Insurance Company
Mercury Insurance Company
Florida Family Insurance Company
Universal Property Insurance Company

main REASONs TO CHOOSE US

Why Oyer, Macoviak and Associates for Insurance?

Choice Oyer, Macoviak and Associates

Choice

We have access to multiple companies with a range of products.

Easy-Oyer-Macoviak-and-Associates

Easy

We can easily switch you from company to company without hassle.

Unbiased-Oyer-Macoviak-and-Associates

Unbiased

We are unbiased and objective, you know you have the right plan for you.

Small Business Insurance

69+

Years in Business

Let Us shop your policy with over 30 “A” rated companies.

product liability insurance

our experience

Save Up to 30% on Business Insurance

If you’re a business owner, then you know that the most important asset you need to protect is your company itself and your employees.

At Oyer, Macoviak and Associates we are dedicated to helping our clients for over sixty years to save money on essential business insurance while we do all the work for you.

We have extensive experience with the industry’s top “30” rated companies so you can rest assured that when it comes to finding the best coverage for your business, we know what to look for. We’ll shop your policy between providers while ensuring that you get the very best prices and coverage available.

At Oyer, Macoviak and Associates we value our customers tremendously so let us help make sure that your business protected today!


quality insurance coverages

We’re Providing Quality
Insurance Coverages

Clients
Policies
Years
Protecting Your Small Business From Security Risks
Business Insurance

Protecting Your Small Business From Security Risks – What You Need to Know

Robert Macoviak 09/21/202309/21/2023 Reading Time: 5 minutes

As a small business owner, it is essential to consider the myriad of cyber security risks your company faces daily. In this digital age, hackers are constantly seeking ways to exploit vulnerabilities exposed by businesses relying on technology and online resources – and with an ever-growing number of threats lurking around every corner potentially causing…

Read More Protecting Your Small Business From Security Risks – What You Need to KnowContinue

Understanding Additional Insureds for Contractors
Business Insurance

Understanding Additional Insureds for Contractors – What You Need to Know

Robert Macoviak 08/29/202308/29/2023 Reading Time: 5 minutes

Are you a business owner or contractor who has ever been asked to add someone as an ‘additional insured‘ to your policy? If so, then it’s important to understand what additional insureds are and why they’re requested. In this post, I’ll break down the definition of an additional insured and provide guidance on how they…

Read More Understanding Additional Insureds for Contractors – What You Need to KnowContinue

What You Need to Know About Getting a Palm Beach Contractor License Bond
Business Insurance

What You Need to Know About Getting a Palm Beach Contractor License Bond

Robert Macoviak 08/23/202308/23/2023 Reading Time: 4 minutes

f you’re a contractor based in Palm Beach County, Florida, getting your bond right should be at the top of your list when it comes to following county regulations. A contractor license bond is an essential requirement for any business operator and failure to properly fulfill it can lead to hefty fines and loss of…

Read More What You Need to Know About Getting a Palm Beach Contractor License BondContinue


FAQ Business insurance

Why Do Business with us?

As a local insurance agency (Boynton Beach, Florida) we take the time to cater to our customer’s policies to create the correct policy for them. Our team of agents is dedicated to help you protect you, your loved ones, and your business. Our office can handle any risk in Florida. In addition, our office is a Trusted Choice Insurance Agency (Independent Insurance Agent).

Get A Quote

Business insurance is a contract of insurance between the insured and an insurer, which entitles the insured to be indemnified against specified losses.

Available coverage for business organizations consists of property insurance and liability insurance. Property insurance covers buildings, machinery, equipment, furniture, and fixtures owned by the business. Liability insurance provides defense costs as well as payment for damages arising from claims of injury to third parties or their property.

Business insurance is usually purchased in one of three forms: as a single policy combining all coverages, as separate policies, or through an excess liability policy that provides higher limits for the most significant exposures and covers specific assets with lower limits.

Businesses obtain coverage for various risks including fire, flood, burglary, and robbery; employee dishonesty and fraud; product liability; business interruption of operations; auto liability; cyber-attack or breach of privacy.

Businesses obtain coverage for various risks including fire, flood, burglary, and robbery; employee dishonesty and fraud; product liability; business interruption of operations; auto liability; cyber-attack or breach of privacy.

All businesses need: a written Business Owner’s Policy (BOP); public liability coverage to protect against claims arising from bodily injury or property damage because of business operations; and commercial auto coverage (if the business transports employees in any motorized vehicle).

All businesses need: a written Business Owner’s Policy (BOP); public liability coverage to protect against claims arising from bodily injury or property damage because of business operations; and commercial auto coverage (if the business transports employees in any motorized vehicle).

Liability coverage is usually the costliest element in a BOP and as such should be purchased at limits adequate to meet your insured obligations.

A BOP provides comprehensive general liability coverage, typically including claims arising from bodily injury or property damage because of business operations; advertising and personal injury liability; contractual liability; products-completed operations hazard (business interruption); medical payments; legal defense expenses.


Since 1953

Need Insurance Coverage?

Call Us Today

561-732-9305

Get A Quote

About Us:
Oyer, Macoviak and Associates
1903 South Congress Ave Ste 350
Boynton Beach, FL 33426
Phone: 561-732-9305
Toll Free: 800-397-8780
Fax: 561-364-9848
Email: info@oyerinsurance.com

Office Hours:
Monday to Friday 8:30 AM to 5:00 PM

We offer a live after-hours claim service, which makes sure that you are always taken care of. You can also go online and view, make changes or report a new claim with our client portal.

Quick Links:
Accessibility Policy
Careers
Claims
Companies
Import My Insurance
Payments
Privacy Policy
Refer A Friend
Referral Partners
Service Request
Schedule Appointment

Oyer, Macoviak and Associates

© 2023 Oyer, Macoviak and Associates

Facebook Twitter Instagram Pinterest YouTube Linkedin
  • About
    • About Us
    • Blog
    • Oyer Team
    • Careers
    • Mobile App
    • Privacy Policy
    • Refer A Friend
    • Referral Partners
    • Testimonials
  • Business Insurance
    • Business Insurance
    • Business Auto Insurance
    • Contractors Insurance
    • Cyber Liability Insurance
    • EPLI Insurance
    • Fence Contractor Insurance
    • Fitness Trainer Insurance
    • Furniture Assembler Insurance
    • General Contractors Insurance
    • General Liability Insurance
    • Handyman Insurance
    • House Sitting Insurance
    • Online Seller Insurance
    • Painter Insurance
    • Photographer Insurance
    • Pool Maintenance Insurance
    • Product Liability Insurance
    • Professional Liability Insurance
    • Restaurant Insurance
    • Smart Home Installer Insurance
    • Surety Bonds Coverage
    • Workers Compensation Insurance
  • Personal Insurance
    • Auto and Home Bundle
    • Auto Insurance
    • Boat Insurance
    • Classic Car Insurance
    • Condominium Insurance
    • Dental Insurance
    • Flood Insurance
    • Health Insurance
    • Home Insurance
    • Life Insurance
    • Long Term Care Insurance
    • Medicare Supplement Insurance
    • Motorsports Insurance
    • Rental Property Insurance
    • Renters Insurance
    • Street Legal Golf Cart Insurance
    • Travel Insurance
    • Umbrella Insurance
    • Vacant Property Insurance
    • Valuable Items Insurance
    • Vision Insurance
  • Service
    • Client Portal Log-In
    • Client Portal Register
    • Companies
    • Claims
    • Schedule Appointment
    • Mobile App
    • Payments
    • Service Request
Search