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Oyer, Macoviak and Associates Insurance
Phone 561-732-9305service@oyerinsurance.com
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Oyer, Macoviak and Associates Insurance

Since 1953

Business Insurance

Since 1953 we have helped thousands of clients to save money on business insurance while we do all the work. Let us shop your policy with over “30” rated companies.

4.8 Stars - Based on 1089 Reviews
get A Quote
or Call (561) 732-9305

Testimonials

Why People are Choosing us

  • Helaine Hurwitz Avatar
    Helaine H.
    positive review 
    - Facebook
    They are always looking for the best rates and they are very helpful in making desisions. Always avaible to speak... read moreThey are always looking for the best rates and they are very helpful in making desisions. Always avaible to speak with you and are prompt in getting back to you with answers to any questions read less
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    David Kowalick Avatar
    David K.
    - Google
    Very professional, courteous staff. Respond promptly to inquiries / questions. Competitive rates.
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    Stephen Rubin Avatar
    Stephen R.
    - Google
    I have home and flood insurance through Oyer et al. They willingly review my insurance each year, answer questions and... read moreI have home and flood insurance through Oyer et al. They willingly review my insurance each year, answer questions and seek best policies. They are cordial and responsive. read less
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  • Jeannie Morea Avatar
    Jeannie M.
    - Google
    I have been a client with Oyer, Macoviak and Associates for a good number of years. Their customer service is... read moreI have been a client with Oyer, Macoviak and Associates for a good number of years. Their customer service is excellent and they work hard to find the best insurance at the best price. read less
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    Rebecca Holechek Avatar
    Rebecca H.
    - Facebook
    So professional from the person answering the phone to the agent that helped us with our auto policy. Marie was... read moreSo professional from the person answering the phone to the agent that helped us with our auto policy. Marie was always quick to respond and answered all our questions. Plus we saved money. Looking forward to moving our homeowners insurance to them also. read less
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    Susan Graham Avatar
    Susan G.
    - Google
    Always timely, responsive and friendly
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  • Igor Cherkassky Avatar
    Igor C.
    - Google
    Thank you for your service.....
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    Peter Nachtigal Avatar
    Peter N.
    - Google
    I am very pleased with Oyer,Macoviak and associates they found the best rates for my auto & homeowners policies.I ... read moreI am very pleased with Oyer,Macoviak and associates they found the best rates for my auto & homeowners policies.I would recommend this agency to friends & family for any of your insurance needs. read less
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    Deborah Guller Avatar
    Deborah G.
    positive review 
    - Facebook
    Dedication to clients. Oyer, Macoviak always provides timely answers to questions and they find the best insurance rates!
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  • Louise Duane Avatar
    Louise D.
    positive review 
    - Facebook
    They are always there to help
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    Bill Bowser Avatar
    Bill B.
    - Facebook
    The whole crew at O,M & Assoc. are great! Very responsive to our needs and lots of helpful ideas so... read moreThe whole crew at O,M & Assoc. are great! Very responsive to our needs and lots of helpful ideas so we can improve our insurance and lower our premiums. Super to work with. read less
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    Bob Fisher Avatar
    Bob F.
    - Google
    Oyer Macoviak has provided great customer service and always available to answer any questions.
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  • Patty Guttman Wolbe Avatar
    Patty G.
    - Facebook
    I have gotten wonderful service from Macoviak and Associates. They are informed and have always gotten back to me immediately.... read moreI have gotten wonderful service from Macoviak and Associates. They are informed and have always gotten back to me immediately. They also found me the best prices. For these reasons, I recommend them and will continue doing business with this company. read less
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    Simone Rezende Avatar
    Simone R.
    - Facebook
    We are very pleased with Oyer, Macoviak and Associates.
    They gave us excellent pricing, excellent service and excellent customer service...
    read moreWe are very pleased with Oyer, Macoviak and Associates.
    They gave us excellent pricing, excellent service and excellent customer service (newsletters, prompt and professional replies from the representatives). I would recommend the company to anyone looking for great service and good prices!
    read less
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    Margaret Gogol Avatar
    Margaret G.
    - Google
    Have been with Oyer Insurance for over 25 years and have always found them to be friendly, ... read moreHave been with Oyer Insurance for over 25 years and have always found them to be friendly, helpful, efficient, easy to work with and very knowledgeable with all my insurance needs. Great company always. Highly recommended. read less
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  • Glenn Neadley Avatar
    Glenn N.
    - Google
    Cost Effective and Professional.
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    HERB GELLER Avatar
    HERB G.
    - Google
    Nice people to deal with and fast, efficient service. H
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    Hollie McCann Avatar
    Hollie M.
    - Google
    Oyer Macoviak and Associates are all very knowledgeable, courteous. They take time to find you the best way quote... read moreOyer Macoviak and Associates are all very knowledgeable, courteous. They take time to find you the best way quote to fit your needs. I would highly recommend them to anyone who wants someone who is honest and you can feel they have your best interests. read less
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  • Leslie Knowles Avatar
    Leslie K.
    - Facebook
    Great local agency - excellent service! Sophia went above & beyond!
    Leslie Knowles on behalf of Paula Marsh
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    Edie Walters Buckle Avatar
    Edie W.
    - Facebook
    If you are in the market for an insurance company I would highly recommend this company. We have been with... read moreIf you are in the market for an insurance company I would highly recommend this company. We have been with them for several years and have been very satisfied with the coverage and the price. Rob Macoviak is our agent and he is great! We have referred some of our friends and they also decided to go with this agency and have been equally pleased. read less
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    Debbie Moore Avatar
    Debbie M.
    - Google
    Here's an example of the follow up you can expect from Oyer: I got an email saying my homeowner insurance... read moreHere's an example of the follow up you can expect from Oyer: I got an email saying my homeowner insurance was coming up for renewal and there was a note on my file that I wanted to increase my mold coverage. They scheduled an inspection, which was required for the additional coverage. The inspector noted we needed a new water heater in order to obtain the coverage. We agreed, since the photos showed the deterioration and we live in a high rise and a water heater leak would be detrimental to all the floors below. It took a couple months to obtain bids, get permits, schedule and complete the work. Oyer's office gently reminded me to send the completed invoice so I could obtain the increased coverage. You can't always expect service like this these days but you get it from Oyer. read less
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  • Kyle Cohen Avatar
    Kyle C.
    - Google
    My realtor suggested that I call Oyer, Macoviak and Associates for a homeowners' insurance quote. The agent who took... read moreMy realtor suggested that I call Oyer, Macoviak and Associates for a homeowners' insurance quote. The agent who took my call, Bobby Yonta, asked all the necessary questions about the property and me and returned a quote very quickly. He followed up with me as my closing date got extended and closed the deal with the lowest price of all the quotes I reached out for. I'm happy to be one of Oyer, Macoviak's new customers and suggest that anyone who wants great, professional and friendly service call them! read less
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    Wane Kuhns Avatar
    Wane K.
    - Google
    When I contacted them they responded quickly and were very helpful. Competitive pricing. Easy to work with.
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    Thomas Sbordone Avatar
    Thomas S.
    - Google
    I have contacted several agencies to insure my new condo in Florida and received exorbitant quotes. Being somewhat disgruntled,... read moreI have contacted several agencies to insure my new condo in Florida and received exorbitant quotes. Being somewhat disgruntled, I called Oyer, Macoviak and Associates as a last resort. The service provided was professional and the quote was very reasonable. In fact, they insured my condo that same day. I have no hesitation in recommending Oyer, Macoviak and Associates for all insurance needs. Tom Sbordone East Hampton, NY read less
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  • Amy Fisher Husted Avatar
    Amy F.
    - Facebook
    I as well as my family members have been using Oyer Insurance for decades. Everyone in the office is... read moreI as well as my family members have been using Oyer Insurance for decades. Everyone in the office is on the ball and responsive if any issues arise. Would highly recommend them and have referred several people to them over the years. read less
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    Nancie Gilman-Tarnowski Avatar
    Nancie G.
    - Facebook
    Oyer, Macoviak and Associates is a family operated full service insurance company that handles insurance with much expertise and they... read moreOyer, Macoviak and Associates is a family operated full service insurance company that handles insurance with much expertise and they always find the best rates and they are very knowlegable. read less
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    Barbara Rubin Byer Avatar
    Barbara R.
    - Facebook
    Friendly and prompt service. Replied to all inquires!
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  • Carmela Jacobitti Avatar
    Carmela J.
    - Google
    I searched frantically for days to get home insurance-even my previous agency made it difficult! Your agency is local and... read moreI searched frantically for days to get home insurance-even my previous agency made it difficult! Your agency is local and made it easy and efficient! Thank you read less
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    Barbara Ness Avatar
    Barbara N.
    - Google
    We are very impressed with Oyer, Macoviak and Associates insurance agency. They quickly respond to any questions or concerns... read moreWe are very impressed with Oyer, Macoviak and Associates insurance agency. They quickly respond to any questions or concerns we have. They always look for competitive rates when we are renewing our policies and have a wide variety of insurance policies to fit our family's needs. All of the employees we have had dealings with over the years have been courteous and well-informed. read less
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    Tashia Gibbs Avatar
    Tashia G.
    - Facebook
    Exceptional service from quote to binding. Cheryl Macoviak is a competent professional who went above and beyond to take... read moreExceptional service from quote to binding. Cheryl Macoviak is a competent professional who went above and beyond to take care of my insurance needs at the last minute. read less
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about our company

Business Insurance Coverage for More than 60 Years

Oyer, Macoviak and Associates knows business in our communities – you can find our offices in Protecting Boynton Beach and our clients all around Florida. As a Trusted Choice insurance agency, we take pride in reviewing your options with multiple insurance companies and comparing protection and prices to find the best value for your business.

We’re proud members of the Protecting Boynton Beach marketplace and we’re committed to being an advocate for you and your business in times of need.

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Progressive Insurance Company
Hartford Insurance Company
Allstate Insurance Company
Travelers Insurance Company
Safeco Insurance Company
Mercury Insurance Company
Florida Family Insurance Company
Universal Property Insurance Company

main REASONs TO CHOOSE US

Why Oyer, Macoviak and Associates for Business Insurance?

Business Insurance Choice

Choice

We have access to multiple companies with a range of products.

Business Insurance Easy

Easy

We can easily switch you from company to company without hassle.

Unbiased Business Insurance

Unbiased

We are unbiased and objective, you know you have the right plan for you.

 Small Business Insurance

69+

Years in Business

Let Us shop your policy with over 30 “A” rated companies.

Business Insurance

our experience

Save Up to 30%

At Oyer, Macoviak and Associates we have specific tailored insurance programs for the following types of business’s which can save the business owner up to 30%.

* General Liability Insurance – Broad insurance coverage for your business and activities.
* Commercial Property Insurance – Protect your business with insurance for your commercial property.
* Business Auto Insurance – Cover your business with insurance for commercial vehicles.
* Commercial Umbrella Insurance – Insurance coverage that helps protect your business from the rising costs of lawsuits.
* Workers’ Compensation Insurance – Insurance coverage that helps you take care of your employees.
* Bonds – Protect your assets with financial backups for promises made by others.

Every business is unique – talk to Oyer, Macoviak and Associates today to find out how to get the best Business insurance, service, price and value. Give Oyer, Macoviak and Associates a call for a insurance quote at 561-732-9305 or request a quote online.


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What type of business needs a business auto policy
Business Insurance

What type of business needs a business auto policy

Robert Macoviak 01/24/202301/24/2023 Reading Time: 4 minutes

There are different types of businesses out there, and each one has its own specific insurance needs. But one type of insurance that every business should have been business auto insurance. If your business has any vehicles – whether they’re cars, trucks, vans, or other types of vehicles – you need to make sure they’re…

Read More What type of business needs a business auto policyContinue

Uncovering the Benefits of Surety Bonds
Business Insurance

Uncovering the Benefits of Surety Bonds: How to Ensure Your Business is Fully Protected

Robert Macoviak 01/09/202301/09/2023 Reading Time: 6 minutes

The modern business landscape can be unpredictable–but there are steps you can take to ensure your business is fully protected. Surety bonds offer remarkable security, but few entrepreneurs know how to take advantage of them. In this blog post, we’ll explore the concept of surety bonds and uncover the benefits they offer for businesses, customers,…

Read More Uncovering the Benefits of Surety Bonds: How to Ensure Your Business is Fully ProtectedContinue

Do Subcontractors Need Business Insurance in Florida
Business Insurance

Do Subcontractors Need Business Insurance in Florida?

Robert Macoviak 01/04/202301/04/2023 Reading Time: 4 minutes

Are you a subcontractor in Florida? Are you considering expanding your business, but are unsure of what type of insurance protection you need? With the regulation landscape changing regularly and no one-size-fits-all policy available, understanding the nuances of business insurance can be tricky. In this blog post, we’ll help demystify subcontractor insurance requirements so that…

Read More Do Subcontractors Need Business Insurance in Florida?Continue


FAQ Business insurance

Why Do Business with us?

As a local insurance agency (Boynton Beach, Florida) we take the time to cater to our customer’s policies to create the correct policy for them. Our team of agents is dedicated to help you protect you, your loved ones, and your business. Our office can handle any risk in Florida. In addition, our office is a Trusted Choice Insurance Agency (Independent Insurance Agent).

Get A Quote

Business insurance is a contract of insurance between the insured and an insurer, which entitles the insured to be indemnified against specified losses.

Available coverage for business organizations consists of property insurance and liability insurance. Property insurance covers buildings, machinery, equipment, furniture, and fixtures owned by the business. Liability insurance provides defense costs as well as payment for damages arising from claims of injury to third parties or their property.

Business insurance is usually purchased in one of three forms: as a single policy combining all coverages, as separate policies, or through an excess liability policy that provides higher limits for the most significant exposures and covers specific assets with lower limits.

Businesses obtain coverage for various risks including fire, flood, burglary, and robbery; employee dishonesty and fraud; product liability; business interruption of operations; auto liability; cyber-attack or breach of privacy.

Businesses obtain coverage for various risks including fire, flood, burglary, and robbery; employee dishonesty and fraud; product liability; business interruption of operations; auto liability; cyber-attack or breach of privacy.

All businesses need: a written Business Owner’s Policy (BOP); public liability coverage to protect against claims arising from bodily injury or property damage because of business operations; and commercial auto coverage (if the business transports employees in any motorized vehicle).

All businesses need: a written Business Owner’s Policy (BOP); public liability coverage to protect against claims arising from bodily injury or property damage because of business operations; and commercial auto coverage (if the business transports employees in any motorized vehicle).

Liability coverage is usually the costliest element in a BOP and as such should be purchased at limits adequate to meet your insured obligations.

A BOP provides comprehensive general liability coverage, typically including claims arising from bodily injury or property damage because of business operations; advertising and personal injury liability; contractual liability; products-completed operations hazard (business interruption); medical payments; legal defense expenses.


Since 1953

Need Insurance Coverage?

Call Us Today

561-732-9305

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About Us:
Oyer, Macoviak and Associates
1903 South Congress Ave Ste 350
Boynton Beach, FL 33426
Phone: 561-732-9305
Toll Free: 800-397-8780
Fax: 561-364-9848
Email: info@oyerinsurance.com

Office Hours:
Monday to Friday 8:30 AM to 5:00 PM

We offer a live after-hours claim service, which makes sure that you are always taken care of. You can also go online and view, make changes or report a new claim with our client portal.

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