If something were to happen to your home, how hard would it be to identify everything you own? You’ve probably heard you should maintain an home inventory of your personal possessions, but if you’re like many people, it’s one thing that you want to do, but never quite get around to.
Having an up-to-date inventory list can help your claim go much more smoothly and get processed sooner. If you’ve been avoiding making your list, here are a few apps that can help make it easier for you.
Sortly, available for iOS and web access, provides a simple way to organize your information by using folders and sub-folders. For instance, you could create a folder for all the items in your kitchen and file all the items in your kitchen in that folder. You can add multiple tags for each item making it easier to sort. The program allows you to add part numbers, serial numbers, purchase dates, and purchase price plus you can scan your receipt
One time-saving feature they offer is a bar code scanner that will auto-fill details for new items you purchase.
You can also synch data across multiple devices and export it as a PDF file or to Evernote.
Encircle: Home Inventory
Available for Android, Blackberry and iOS, Encircle let’s you take a photo of a room and then add the inventory items in that room. You can also enter information by part number and serial number and Encircle will check to see if there are any outstanding product recalls.
The information you collect also backs up with the online app so you don’t have to worry about losing your data because you’ve changed phones.
Magic Home Inventory
Available for Android, Magic Home Inventory lets you organize and catalog your belongings by both room and by category such as clothing or decorations.
You can export your list to external storage devices like Dropbox or Google Drive. Since files can be converted to HTML or CSV (for Microsft Excel), you can open a list of your information with other programs.
If you’ve been avoiding taking a home inventory, here are three tools that can help make it easier for you. You insure your home and your belongings so you’re covered if something were to happen. If you already have a list of belongings, it’s good to make sure it’s up to date periodically.
And, once your list is updated, it’s a good time to review your coverages to make sure you have the right amount of coverage in place if something does happen. Let us take a few minutes to review your insurance limits with you. There’s no cost for this service and you’ll feel better knowing you have the protection you need. Contact us today!
Robert Macoviak is the President of Oyer, Macoviak and Associates. Oyer, Macoviak and Associates is the oldest independent insurance agency in Boynton Beach and has been in business since 1953. Oyer, Macoviak and Associates are vested members of the community who are committed to doing business face-to-face and being your insurance advocate in times of need.