There are a lot of questions that come along with street legal golf carts. One of the most common ones is whether insurance is required. The answer to this question depends on your state laws. In some states, they do require insurance. In others, they do not. In this blog post, we will break down the laws and help you determine whether you need insurance for yours. Stay safe out there!

Street legal are golf carts that have been modified to meet street driving requirements. This means that they have features like headlights, taillights, turn signals, and a horn. They can also be driven on roads with a speed limit of 35 mph or less.

What is covered if you buy insurance?

Insurance for golf carts can cover a variety of things, depending on the policy that you choose. Some policies will cover damage to the cart, while others will also cover injuries to passengers. It is important to read the policy details carefully to make sure that you are covered in case of an accident.

What is physical damage coverage?

Physical damage coverage is a type of insurance that covers damage to your street legal golf cart. This includes damage caused by accidents, vandalism, and theft.

What is liability coverage?

Liability coverage is a type of insurance that covers injuries and property damage that you may cause while driving your golf cart. This includes injuries to other drivers and passengers, as well as damage to other people’s property.

Insurance is not always required for golf carts. However, some states do require it. In Florida, it is mandatory to have insurance coverage if you own a golf cart.

How much does it cost?

The cost of golf cart insurance will vary depending on the policy that you choose. However, it is typically much less expensive than traditional car insurance.


If you want to discuss options for street legal golf cart insurance, please call us at 561-732-9305 our quoting hours are Monday through Friday from 8:30 AM to 5:00 PM. In addition, you can request a quote online. Please remember, We Handle All the Work, While You Save!

Let Us Handle All the Work While You Save