If you home insurance policy is not being renewed, it’s time to act. Your insurance company has done an analysis of your home and found that they are no longer able to provide coverage at a rate that is affordable for them. In this blog post, we will discuss what you can do when your homeowners insurance policy isn’t being renew.

What does it mean when my home insurance policy isn’t being renewed?

This means that your insurance company has decided to not offer you a renewal on your home policy, and they have communicated this in the form of a letter.

Before we dive into what can be done if your homeowners insurance policy isn’t being renewed, let’s discuss why it might happen. The most common reason is when claims are filed against you or the area you live in has claims.

If my home insurance company doesn’t want to renew my home policy, what can be done?

If your insurance company is refusing to renew their policy for you, there are options available. First, ask them what they would like you to do to get the renewal on your homeowners’ insurance; many times, this can be as simple as having a home inspection by an independent contractor of their choosing that will determine if your home is up to their standards.

If your insurance company isn’t willing to give you a new home policy, they may recommend that you switch providers. While this can be an inconvenience for some people, it does offer the opportunity to find out what kind of homeowners insurance premiums are available in today’s market and allows them to compare different quote options.

As insurance companies are in the business to make money, they will often offer you a new home policy if it is within their best interest to do so. This means that asking for an explanation of why your homeowners insurance company isn’t renewing your home policy may be beneficial; this could help you understand what needs to be done to get them to renew with you in the future.

What do home insurance companies look for when they are deciding whether to offer me a home policy renewal?

There are several things that home insurance companies will take into consideration before offering someone a new home policy, including:

– Claims filed against your home over the last few years or the area you live in has had claims

– The home being insured

– Whether or not you have been honest with your home insurance company in the past

This means that, if a home policy is not being renewed, it’s likely because of one of these factors. If you can work to improve one (or more) of these areas over time and communicate this to your insurance company, you may be able to secure a homeowners insurance policy renewal with them in the future.

How will non-renewing my homeowners’ policy affect me financially?

This means that non-renewal of your home policy could be beneficial overall if it allows you to find an insurer who can provide coverage at rates more affordable than your homeowners insurance company. This means that you will save money on insurance if your home is up to the standards of your new home insurer.


If you want to discuss options for homeowners’ insurance, please call us at 561-732-9305 our quoting hours are Monday through Friday from 8:30 AM to 5:00 PM. In addition, you can request a quote online. Please remember, We Handle All the Work, While You Save!

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