One of the most important things that you can do to protect your home is to purchase a good home insurance policy. There are many different types of policies and coverage, so it’s important to understand what you need before shopping for one. In this blog post we will discuss why you should shop for a home insurance policy and how to go about doing it.
Home insurance is a Type of Insurance That Covers Your Home and its Contents
The idea of home insurance may be a bit confusing to some, but it’s quite simple. Home insurance is a type of insurance that covers your home and its contents in the event of an unforeseen disaster such as fire or burglary. It also provides you with liability coverage for claims made against you because you are responsible for the damages incurred by someone else on your property.
Homeowners Insurance Typically Includes Liability Coverage
Liability insurance for homeowners protects you if someone is injured on your property. This coverage can be purchased as a stand-alone policy or added to your current homeowner’s insurance policy. In addition, liability insurance can provide coverage while you are outside the home (for example-golf course).
You Should Consider Shopping for Home Insurance
It is important to shop for a homeowners insurance policy because it can be expensive and the coverage you need may vary. Your agent or broker will help determine which type of plan best suits your needs based on factors
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Did you know that for the average family, a typical Florida homeowners insurance policy costs around $2,000 per year? That’s not it though. It is also important to keep in mind that there are many other factors when determining your monthly cost such as home age and value, roof age, and the type of roofing material used on the house (shingles vs tile) and even where you live.
If you would to like to discuss your options for homeowners insurance please call us at 561-732-9305 our quoting hours are Monday through Friday from 8:30 AM to 5:00 PM. In addition, you can request a quote online. Please remember, We Handle All the Work, While You Save!
Robert Macoviak is the President of Oyer, Macoviak and Associates. Oyer, Macoviak and Associates is the oldest independent insurance agency in Boynton Beach and has been in business since 1953. Oyer, Macoviak and Associates are vested members of the community who are committed to doing business face-to-face and being your insurance advocate in times of need.