Whether you are new to the insurance game and have just purchased your first home or car, or you are on the verge of retirement and purchasing your fifth car; many people are unaware of the benefits of bundling your insurance. Below are three important reasons to bundle your insurance:
1. Bundling Can Save You Money
Insurance companies want your business. The best way to ensure they can keep your business (aside from excellent customer service) is to offer discounts for having multiple policies. Many insurance companies will offer a discount for bundling auto and home, home and earthquake, or auto and umbrella. This results in lower premiums for the consumer and a more comprehensive knowledge of your insurance needs.
2. Bundling Allows You to Keep Better Track of Your Coverage
You may not realize, but unless you have your insurance bundled through the same agency/carrier, your insurance company cannot see your other policies. When your insurance is bundled, a representative can easily assist you with checking your home and auto insurance all in one place. They can help make sure that you are properly insured and less exposed to liabilities.
3. Bundling Makes It Easier When It Comes to Claims
Let’s say your car is vandalized and personal property is stolen from inside of it. Suddenly, you find yourself needing to make two separate claims with two separate companies. You would have to make twice the phone calls and wait for responses from two different adjusters. When you bundle, it reduces the headache that comes with a loss. Bundling with the same insurance company allows for an expedited claims process. You instead speak with one company as they help you to recover from a covered loss.
No matter what stage of life you are in, you can always benefit from bundling your insurance. If you would to like to discuss your options for insurance please call us at 561-732-9305 our quoting hours are Monday through Friday from 8:30 AM to 5:30 PM. In addition, you can request a quote online. Please remember, We Handle All the Work, While You Save!
Rob Macoviak is the President of Oyer, Macoviak and Associates. Oyer, Macoviak and Associates is the oldest independent insurance agency in Boynton Beach and has been in business since 1953.