You’re driving down the road, and suddenly you notice the car in front of you brake. You slam on your brakes too, but it’s not enough to avoid a collision. The automobile behind you slams into yours from behind. Now what? If only insurance were as easy as car rental!
You may be wondering why auto insurance is so important if auto accidents are so rare. Well, because when an accident does happen, auto insurance is often the only thing that protects drivers and their families financially and medically against liability for damages or injuries suffered by others in a crash – not just with their own vehicle but also with other cars they may have struck along the way.
But how much coverage should one get? What level of protection is right for you and your car?
Page Contents
Why You need Car Insurance.
It is important to have car insurance because insurance covers the owner in case of an accident.
Auto insurance can save owners money, time, and energy.
It can also allow owners to continue living their lives while they are dealing with the aftermath of an accident.
With automobile insurance, owners do not have to worry about getting into car accidents or being responsible for any damages that occur during an auto accident.
Why You Should Pay your Car Insurance on Time.
It’s important to pay insurance on time because insurance companies charge owners a monthly premium. Owners should keep paying their auto insurance even if they don’t use their auto that month. This will ensure that car owners are not charged an annual fee and car owners can be reimbursed for any pre-existing claims.
Owners should update registrations and automobile insurance information when they move, change jobs, or cars. If owners do not keep their registration and insurance up to date, accidents can occur even if car owners are not at fault for these car accidents. Automobile accidents can be avoided if registrations and insurance information is kept up to date.
Don’t Drive in an Uninsured Auto.
Don’t drive in an uninsured car. If car owners are in accidents, owners may be billed over $5,000 for medical treatment if they are not insured. This can be avoided if owners purchase insurance before they get on the road.
Why You Should Not Buy Auto Coverage from More Than One Company at Once?
Car owners may believe they are being smart by buying auto coverage from more than one company at once so they will have more options when getting automobile insurance. This is not true because owners will never know which insurance company will offer owners the best possible rates or the most affordable auto insurance terms until they contact all of them.
Finally
If you want to discuss options for car insurance, please call us at 561-732-9305 our quoting hours are Monday through Friday from 8:30 AM to 5:00 PM. In addition, you can request a quote online. Please remember, We Handle All the Work, While You Save!
Robert Macoviak is the President of Oyer, Macoviak and Associates. Oyer, Macoviak and Associates is the oldest independent insurance agency in Boynton Beach and has been in business since 1953. Oyer, Macoviak and Associates are vested members of the community who are committed to doing business face-to-face and being your insurance advocate in times of need.
