Homeowners insurance is a big deal in Florida. People are finding out they are losing coverage due to the roof age and other items. Another problem with homeowner’s insurance in Florida is that there’s a lot of different policies which can be confusing for people.
Florida Homeowners Insurance is Expensive
Florida homeowners are paying a lot for their coverage and not getting everything, they need out of it. Most people don’t realize that the roof can be one of the biggest liabilities in your home, but most insurance companies won’t cover you if it starts to leak or fall apart.
Homeowners Insurance Policies are Confusing
Homeowners insurance can be confusing. There’s a lot of different policies and companies which can be hard to understand for people who are not familiar with it.
It’s hard to know which coverage options are right for you when the descriptions of each option are vague and confusing. Do you know exactly what “personal property” or “contents” mean? What about “perils excluded”? In addition, there’s a lot of different policies and companies which can be hard to understand for people who are not familiar with it.
There are many ways you can save money on your house insurance like getting quotes from multiple companies and comparing them, as well as looking at what kind of discounts you may qualify for if you have alarm systems or smoke detectors installed. You should also consider raising your deductible because it will lower your monthly payment by lowering your premium amount.
If you want to discuss your options for homeowners insurance please call us at 561-732-9305 our quoting hours are Monday through Friday from 8:30 AM to 5:00 PM. In addition, you can request a quote online. Please remember, We Handle All the Work, While You Save!
Robert Macoviak is the President of Oyer, Macoviak and Associates. Oyer, Macoviak and Associates is the oldest independent insurance agency in Boynton Beach and has been in business since 1953. Oyer, Macoviak and Associates are vested members of the community who are committed to doing business face-to-face and being your insurance advocate in times of need.