Regular roofing maintenance is one of the most important things a homeowner can do for their house and insurance policy. Shingles age and while a person cannot stop time or damage from severe weather, he or she can make sure that their roofing materials are in good shape and well cared for throughout the duration of a roof’s life. Paying attention to one’s roof will go a long way in keeping a healthy record on file when it comes to a policy holder’s claim history.
Pay Attention to Unwanted Debris
Leaves, sticks, branches, and even trash have a way of making their way on to a roof and causing damage. It is important for homeowners to pay attention to this sort of debris and remove it promptly. This type of debris can scratch shingles and rubber membrane roofs. They can also attract the unwanted attention of birds and squirrels to the roof, which causes even more headaches. These creatures may peck and scratch at a roof in an attempt to pick up items for nests or as food scraps. Keeping the roof clear of debris will keep it in better condition.
A person should take care when removing unwanted debris from the roof, and in some cases it may be better to hire a professional roofing contractor to assist with the cleaning and clearing process. If a professional is contacted, be sure that he or she has current certificates of insurance in order to keep all parties better protected should a liability concern arise.
Regular Checks for Wear and Tear
Consistent maintenance checks can assist in the roof’s aging process. A person is being proactive in care by checking shingles, vent caps, membranes, fascia, and soffits for wear and tear. It is much easier (and less expensive) to mend a few shingles or treat damaged fascia versus replacing a whole roof slope due to neglect.
When a roof comes of age and is beyond repair and needs replacement there may be discounts or incentives available on certain house insurance policies or supplier warranties. Especially if a homeowner uses 50+ year composite shingles or stronger overall roofing materials.
If you would to like to discuss your options for house insurance please call us at 561-732-9305 our quoting hours are Monday through Friday from 8:30 AM to 5:30 PM. In addition, you can request a quote online. Please remember, We Handle All the Work, While You Save!
Rob Macoviak is the President of Oyer, Macoviak and Associates. Oyer, Macoviak and Associates is the oldest independent insurance agency in Boynton Beach and has been in business since 1953.