Taking a much needed vacation is usually all about the destination, however emphasis should also be placed on the general safety and security of a person’s home when she or he is out of town. Acts of vandalism and theft typically occur when people are gone and a house is vacant.
Here are some tips from the professionals at Oyer, Macoviak and Associates that will help policyholders keep their homes safe and hopefully allow them to avoid the need to file a homeowner’s claim due to property damage or loss.
A lot of criminal acts occur at residential dwellings when no one is present. Any personal property that is stolen or damaged during a criminal act will most likely be covered under a standard homeowner’s insurance policy. However, it is important to be proactive when it comes to keeping a house safe and secure, because while possessions can be replaced they cannot always carry on the same sentimental value.
Installing a security system is one of the best ways to keep a property protected. The installation of a security system may also lower a homeowner’s insurance premium, so be sure to talk with the staff at Oyer, Macoviak and Associates about lines of coverage that are available for house insurance.
When traveling, it is also a good idea to alert trusted neighbors that the house is going to be vacant for a designated period of time. Nearby friends and acquaintances can help keep an eye on the empty home, and be on-hand to call authorities should a crisis occur.
Locks and Lighting
Strong deadbolt locks on all doors and locking latches on every window will go a long way in dissuading criminals from unlawfully entering a home. Locks should also be present and utilized on sheds and garages to avoid theft or destruction of vehicles, lawn equipment, tools, and other outdoor storage items.
Interior lights with timers that can be randomly scheduled to go on and off are a clever idea, in addition to motion lights which do a great job of dissuading unwanted individuals from trespassing. Strategically placed exterior lights will also cast good views of a property and make it harder for people to sneak up on a house.
If you would to like to discuss your options for home insurance please call us at 561-732-9305 our quoting hours are Monday through Friday from 8:30 AM to 5:30 PM. In addition, you can request a quote online. Please remember, We Handle All the Work, While You Save!
Rob Macoviak is the President of Oyer, Macoviak and Associates. Oyer, Macoviak and Associates is the oldest independent insurance agency in Boynton Beach and has been in business since 1953.