If you own a business, it is important to protect your assets. One way to do so is by purchasing general liability insurance coverage. This type of policy will cover both property damage and injury that are caused by your company’s actions or inactions. For instance, if someone slips on the sidewalk outside of your store, this policy will cover their medical expenses as well as any physical injuries they might have incurred during the fall.
What is general liability insurance?
A general liability policy is a type of non-occupational insurance that covers your business for property damage or injuries caused to others. For instance, this would include the cost of defending against lawsuits brought by customers who are injured on your premises due to inadequate maintenance and slip/trip/fall accidents if they happen offsite.
What does it cover?
This type of insurance will cover your business for both bodily injury and property damage. This means that if someone is injured on the sidewalk in front of your store, this policy would cover their medical bills as well as any physical damages they might have sustained during the fall.
If you own a small business that doesn’t have much of an operating budget, this type of coverage will help to ensure that your assets are protected.
Why do I need it?
Owning a business means taking on risk and responsibility for others who come onto your premises each day. If you are the owner of a business that means taking on risk and responsibility for others who come onto your premises each day.
Benefits of having the coverage.
Having this type of insurance will help to protect your business against lawsuits brought by customers who are injured on premises due to a lack of maintenance and slip/trip/fall accidents if they happen offsite.
Finally
If you want to discuss options for general liability insurance, please call us at 561-732-9305 our quoting hours are Monday through Friday from 8:30 AM to 5:00 PM. In addition, you can request a quote online. Please remember, We Handle All the Work, While You Save!
Robert Macoviak is the President of Oyer, Macoviak and Associates. Oyer, Macoviak and Associates is the oldest independent insurance agency in Boynton Beach and has been in business since 1953. Oyer, Macoviak and Associates are vested members of the community who are committed to doing business face-to-face and being your insurance advocate in times of need.
