North Carolina Home Insurance
Your home needs protection as unique as NC’s landscape. We find policies that cover the specific risks you face, from hurricane and wind damage on the coast to potential snow and ice damage in the western mountains.
Our independent agency helps North Carolina households and businesses compare home, auto, and business insurance options while we do the shopping for them. Tell us what you need once, and we can review options from more than 30 rated insurance companies.
One request. We shop over 30 rated companies for you.
We are licensed to help with all your personal and commercial insurance needs
The right coverage to keep you moving. Whether it’s your daily driver, a boat, motorcycle, or golf cart, we’ll find a policy that protects you on the road and on the water.
Your business is your life’s work. We offer tailored solutions, from general liability to commercial auto, to protect everything you’ve built.
Protecting your biggest investment. We specialize in finding comprehensive coverage for homes, condos, vacant, and rentals across the Southeast.
One request. We shop over 30 rated companies for you.

At Oyer, Macoviak and Associates, we make managing your insurance simple, secure, and convenient with our Client Portal, powered by Vertafore Insurlink.
With the client portal, you can:
View and manage your policies 24/7
Request policy changes online
Download ID cards and certificates instantly
Report a claim quickly and easily
You can also download the Insurlink mobile app for Android and Apple devices, giving you full access to your insurance details on the go.
North Carolina’s diverse geography brings unique insurance needs. Whether it’s preparing for coastal storms or navigating city traffic, we’ll find a policy that protects what matters most to you.
Your home needs protection as unique as NC’s landscape. We find policies that cover the specific risks you face, from hurricane and wind damage on the coast to potential snow and ice damage in the western mountains.
Stay safe on the road, from I-40 to I-95. We ensure your policy meets or exceeds North Carolina’s required liability limits (currently $30,000/$60,000/$25,000) and can include vital protection like uninsured/underinsured motorist coverage.
North Carolina’s economy is booming, and your business needs to be protected. We support entrepreneurs across the state, from the tech hubs of the Research Triangle to the tourism and hospitality industries, with tailored commercial insurance solutions.
As an independent agency with deep roots in the Southeast, we offer a powerful advantage. We aren’t tied to a single company; our loyalty is to you, our client.
We compare over 30 carriers to create a competitive marketplace for your policy, ensuring you get the best value.
North Carolina insurance needs may include weather-related considerations such as hurricanes and severe storms. Our team can help you review available coverage options and discuss questions with a licensed agent.
Our modern tools allow you to manage your policy, get quotes, and receive support from anywhere in North Carolina with ease.
We are fully licensed by the state of North Carolina and have a 70-year history of helping clients secure their futures.
We have access to coverage options beyond traditional automobile and homeowners’ insurance; our Trusted Choice Insurance Agency status gives us access to a range of specialized coverages such as boat owners insurance and umbrella liability protection. We help customers compare available insurance options in Florida, Georgia, North Carolina, and Tennessee, subject to product, carrier, and eligibility availability.
Oyer, Macoviak and Associates is not tied to just one insurance company. We are free to explore more companies and coverages to help find you the best rate for all the protection you, your family, or your business needs.
No matter if it’s your business or your boat, your insurance needs are sure to change. Oyer, Macoviak and Associates can help adjust coverages to fit your growing business, family, or whatever else you’re protecting.
At Oyer Macoviak and Associates, we can’t get any more local than we are. We live in the same town as our clients, cheer for the same sports team, and know the needs of those living near us best.
Oyer, Macoviak and Associates we compare available coverage and pricing options from more than 30 rated insurance companies, where available, and help you understand the differences before you choose.