As a lawyer and legal professional, you know better than most how important insurance is. It can protect you, your home, and vehicles, and even your business. However, if you want to be protected, you need to make sure that you have enough insurance coverage for your business.
Is your law firm protected? Here are some types of insurance that you should consider for your law practice.
General Liability
General liability insurance protects your business from lawsuits from any injuries that occur at your place of business. If someone slips and falls on your floor or sidewalk, your business will be protected.
General liability also covers any property damage that occurs because of your business operations. If you or your employee causes property damage while meeting with a client, your general liability will protect you and your business.
Commercial Property
Commercial property insurance protects your office, along with the items that you use inside of it. This includes the furniture and office equipment that you use, along with the items in your law library.
Business Income Insurance
If there is damage to your office, and you can’t operate your business, business income insurance will help you recoup your lost income.
Commercial Umbrella Insurance
If you really want to make sure that your business is protected, you are going to want commercial umbrella insurance. This just gives you extra coverage beyond general liability. If you are facing serious allegations, your umbrella insurance should be able to help you.
Though most businesses only have general liability insurance, as a lawyer, you know how important it is to protect yourself (and your business). You may also want to investigate commercial property and business income insurance. Umbrella insurance can also cover things that aren’t covered by any other policies!
Finally
If you want to discuss your options for business insurance for your law firm, please call us at 561-732-9305 our quoting hours are Monday through Friday from 8:30 AM to 5:30 PM. In addition, you can request a quote online. Please remember, We Handle All the Work, While You Save!
Robert Macoviak is the President of Oyer, Macoviak and Associates. Oyer, Macoviak and Associates is the oldest independent insurance agency in Boynton Beach and has been in business since 1953. Oyer, Macoviak and Associates are vested members of the community who are committed to doing business face-to-face and being your insurance advocate in times of need.
