One price we pay for living in Florida, with its sunny summers and proximity to beaches, is that we are often targets of hurricanes. Hurricanes can damage homes, especially roofs when they strike. However, we can take some common-sense precautions to minimize damage to house roofs and thus avoid a tremendous repair bill after a hurricane or any other severe storm passes.
First, you should keep overhanging tree branches trimmed back. Nothing can damage a roof faster or more thoroughly than fallen tree branches during a storm. Fallen leaves can also accumulate water and thus cause roof tiles to rot.
Annual Roof Inspection
Next, twice every year, before and after hurricane season, have a professional inspect your roof. If your roof has any missing or damaged shingles, replace them. Some shingles can be cleaned of dirt in order to reduce the growth of moss or algae, thus extending their life.
Replace roof sealant as needed if the old sealant is cracked or worn. Cracked or worn sealant can let in the elements, especially rain.
If your roof has metal parts, then make sure that they are clear of rust. Prime and paint the metal parts as needed to extend their life.
Clean Out Gutters
Make sure that your gutters are clear of leaves. Otherwise, water can accumulate and make its way into the structure of your roof, weakening it.
If and when a storm passes, have your roof and attic inspected. Your roof may look intact after the all-clear, but small leaks may have been opened which could cause tremendous damage if left unattended.
Remember that an ounce of prevention for your roof can mean a pound of cure. Your roof is one of the most important parts of your home, shielding you, your family, and your possessions from the elements.
If you would to like to discuss your options for homeowners insurance please call us at 561-732-9305 our quoting hours are Monday through Friday from 8:30 AM to 5:30 PM. In addition, you can request a quote online. Please remember, We Handle All the Work, While You Save!
Robert Macoviak is the President of Oyer, Macoviak and Associates. Oyer, Macoviak and Associates is the oldest independent insurance agency in Boynton Beach and has been in business since 1953. Oyer, Macoviak and Associates are vested members of the community who are committed to doing business face-to-face and being your insurance advocate in times of need.