Many people look at homeowners insurance as an option, but in reality it should be a necessity. Homeowners insurance will not only leave you stress-free, but save you money in the long-run. Every homeowner should consider having insurance for their home because it will essentially help prepare you for the unexpected. With that being said, here are 4 benefits to having homeowners insurance:
1. Protect You From Natural Disasters:
Natural disasters occur all the time, and unfortunately you can’t control if it damages your home. With home insurance, you can protect your home from common disasters such as, tornadoes, floods, and fires. Homeowners insurance will pay for repairs and save you a lot of money.
2. Protect You From Theft:
There is no worst feeling than knowing that someone has broken into your home. Having homeowners insurance will help in these unsettling situations. Home insurance can cover the cost of damages to your home, as well as, theft of possessions.
3. Protects You Against Lawsuits:
It is a likely possibility that someone can get hurt on your property. In this instance, they could potentially sue. If something like this happens, you want to be prepared and the best way to do that is by having insurance. Homeowners insurance will protect you against lawsuits by paying for medical bills and paying attorney fees. This will save you a lot of stress and money.
4. Mortgage Requirement:
Many people may not realize that in certain instances homeowners insurance is required. If you plan on taking out a mortgage loan, your lender will require that you buy a limited level of insurance in case of a hazard. This is because your house is the lender’s collateral.
Homeowners insurance is most certainly something that every homeowner should have. Anything can happen and it’s better to be prepared for obstacles to occur before it actually does.
If you would to like to discuss your options for homeowners insurance please call us at 561-732-9305 our quoting hours are Monday through Friday from 8:30 AM to 5:30 PM. In addition, you can request a quote online. Please remember, We Handle All the Work, While You Save!
Rob Macoviak is the President of Oyer, Macoviak and Associates. Oyer, Macoviak and Associates is the oldest independent insurance agency in Boynton Beach and has been in business since 1953.