Everyone needs home insurance; not only do banks and lending institutions require it, it helps cover repair costs in the event of an emergency and property damage. But you usually get to choose which provider you have unless it’s stipulated in your mortgage, and here are two reasons you should choose a local agency.
You get better service.
Remember the last time you had to speak to an insurance agent about a problem, even if it wasn’t about house insurance? You had to navigate long waiting periods, different departments, and a long list of generalized protocols before you could get the substance of the matter at hand. Part of this is because national companies are just too big: when every slight change in coverage or circumstances means turning to a different department and procedure, it’s too difficult to get things done quickly. The bigger part of it is that local agencies care: we’re part of your community, we know when bad weather strikes, and you are our neighbors, not just our customers.
Your agents have more local awareness.
If there’s a wind storm or a tropical storm, your agents will both know about it and know the full extent of damage it can cause, even the unlikely effects and the damage that’s impossible to find immediately. We can also be on site as soon as the storm blows over to help you out and get repairs started.
Whenever you’re in the middle of an emergency because something is wrong with your home, the last thing you want to do is be on hold or have to navigate through a corporate structure. It’s also the last thing you should have to worry about. Go to our site here to see how Oyer, Macoviak and Associates can make your insurance policy a safety net instead of a headache.
If you would to like to discuss your options for homeowners insurance please call us at 561-732-9305 our quoting hours are Monday through Friday from 8:30 AM to 5:30 PM. In addition, you can request a quote online. Please remember, We Handle All the Work, While You Save!
Rob Macoviak is the President of Oyer, Macoviak and Associates. Oyer, Macoviak and Associates is the oldest independent insurance agency in Boynton Beach and has been in business since 1953.