There are a lot of myths out there about car insurance. Some people think that it’s too expensive, some people think that it’s not necessary, and others think that it’s just a waste of time. In this blog post, we will debunk some of the most common automobile insurance myths and set the record straight!
Insurance is expensive and not worth it.
Truth: The cost of car insurance can vary depending on a variety of factors, such as your age, gender, driving history, and location. However, in most cases, insurance is affordable, and it pays to have it. You don’t want to be stuck paying out-of-pocket for damages if you get into an accident.
Insurance is only necessary if you have a car.
Truth: car insurance is not just for people who own cars. In fact, it’s a good idea to have insurance even if you don’t drive. If you borrow someone else’s car or rent a car, you still need auto insurance.
Insurance is a waste of time.
Truth: Insurance is not a waste of time. In fact, it’s important in case you get into an accident. Auto insurance can help protect you financially if you are responsible for damage or injuries. It’s worth your time to have insurance!
Insurance only covers accidents.
Truth: Insurance can also cover damages that are not related to accidents. For example, if your car is vandalized or stolen, car insurance will help pay for the damage. So, even if you never get into an accident, insurance still has benefits.
Insurance does not cover thefts, vandalism and other damages.
Truth: Auto insurance does cover thefts, vandalism, and other damage. In most cases, insurance will help you pay for the damage if your car is stolen or vandalized. This can help you protect your investment and avoid paying out-of-pocket for repairs.
If you’re borrowing a friend’s car or using a rental car, you still need to have insurance.
Truth: If you’re borrowing a friend’s car or using a rental car, you still need to have insurance. In most cases, your insurance will cover damage to the borrowed car or rental car. This can help you avoid paying out-of-pocket for repairs in case something happens.
So, what do you think? Are these myths busted? Do you still have questions about car insurance?
If you want to discuss options for car insurance, please call us at 561-732-9305 our quoting hours are Monday through Friday from 8:30 AM to 5:00 PM. In addition, you can request a quote online. Please remember, We Handle All the Work, While You Save!
Robert Macoviak is the President of Oyer, Macoviak and Associates. Oyer, Macoviak and Associates is the oldest independent insurance agency in Boynton Beach and has been in business since 1953. Oyer, Macoviak and Associates are vested members of the community who are committed to doing business face-to-face and being your insurance advocate in times of need.