The Importance of Workers Compensation Insurance for Your Business

The Importance of Workers Compensation Insurance for Your Business

The need for workers compensation insurance is something that is often overlooked by business owners. They believe that they are too small to be at risk of an accident or injury, and most importantly, they don’t want to spend the money on it. However, most states require employers who have one or more employees to…

The Benefits of Workers Compensation Insurance

The Benefits of Workers Compensation Insurance

Do you have workers compensation insurance? If not, then you should consider it. Workers compensation insurance protects your business and its employees in the event of an accident or injury on the job. It is important to protect yourself from lawsuits if a worker gets injured while on the clock. In this blog post we…

Three Things Florida Employers Can Do to Lower Workers Compensation Insurance Rates

Three Things Florida Employers Can Do to Lower Workers Compensation Insurance Rates

All Florida employers who have four or more employees must provide them with workers compensation insurance. This requirement applies to both full-time and part-time workers. Owners of construction companies must provide coverage as soon as they hire their first employee. Due to the seasonal nature of farming, state law does not require a farmer to offer…

Recent Buzz in the Workers Compensation Insurance Industry

Recent Buzz in the Workers Compensation Insurance Industry

If you have been keeping up with industry news, it has been an interesting time to watch developments in workers compensation insurance, especially as concerns two key issues: the spread of Ebola and the use of medical marijuana. The Spread of Ebola As Ebola continues to spread across West Africa (and other cases begin to…

Business Insurance: Your Workers’ Comp Mod Rating

Business Insurance: Your Workers’ Comp Mod Rating

Finding the best value for your business insurance needs helps control your bottom line. With workers’ compensation insurance, premiums sometime seem like a complicated math equation. If you’ve shopped for workers compensation premium before, you may have wondered, “What is a mod rating”? Several factors go into a multiplier called an experience modification rating or “mod rating”…

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