Three Things Florida Employers Can Do to Lower Workers Compensation Insurance Rates

18/12/2014By Robert MacoviakWorkers Compensation Insurance

All Florida employers who have four or more employees must provide them with workers compensation insurance. This requirement applies to both full-time and part-time workers. Owners of construction companies must provide coverage as soon as they hire their first employee. Due to the seasonal nature of farming, state law does not require a farmer to offer … Read More

Business Insurance: Your Workers’ Comp Mod Rating

25/09/2014By Robert MacoviakBusiness Insurance, Workers Compensation Insurance

Finding the best value for your business insurance needs helps control your bottom line. With workers’ compensation insurance, premiums sometime seem like a complicated math equation. If you’ve shopped for workers compensation premium before, you may have wondered, “What is a mod rating”? Several factors go into a multiplier called an experience modification rating or “mod rating” … Read More