Home Insurance-Replacement Value vs. Market Value: What to Choose?

Home Insurance-Replacement Value vs. Market Value: What to Choose?

You may be wondering what the difference is between home insurance replacement value and market value. Homeowners Insurance typically covers the cost of rebuilding your house, whereas Market Value coverage will only pay you for what your property would sell for on the open market. If you’re not sure which type of policy to choose,…

The Difference Between Condo and Home Insurance

The Difference Between Condo and Home Insurance

If you are looking to buy condo insurance, it is important that you first understand the difference between condominium and homeowner’s insurance. Condominium insurance provides coverage for your personal property as well as liability protection in case someone gets injured on the premises. Homeowner’s policies will typically cover these things but also provide coverage for…

Citizens Property Insurance: Is it for you?

Citizens Property Insurance: Is it for you?

Most people feel that home insurance is a commodity. You would buy it from any company, and you were paying similar prices to everyone else in your neighborhood. Citizens is different because the citizens of the State of Florida own them. Citizens Property Insurance unfortunately is one of the fastest-growing home insurers in Florida with…

When Your Home Insurance Policy Isn’t Being Renewed: A Guide

When Your Home Insurance Policy Isn’t Being Renewed: A Guide

If you home insurance policy is not being renewed, it’s time to act. Your insurance company has done an analysis of your home and found that they are no longer able to provide coverage at a rate that is affordable for them. In this blog post, we will discuss what you can do when your…

Why You Need to Shop for Home Insurance while Buying a Home

Why You Need to Shop for Home Insurance while Buying a Home

Home insurance is a topic that often gets overlooked when home buyers are getting ready to purchase their home. This article explains the importance of homeowners’ insurance and why you need it when buying a home. Why you need home insurance. Buying a home is an exciting time in most peoples’ lives, but it also…

What to do When Your Homeowners Insurance Is Coming Due

What to do When Your Homeowners Insurance Is Coming Due

It can be easy to forget about homeowners’ insurance when you have been homeowners for a while. But home insurance is an important part of being a homeowner and if your policy is coming due it’s time to get back on track! In this blog post, we will discuss what homeowners need to do when…

Common mistakes People Make When Buying Home Insurance

Common mistakes People Make When Buying Home Insurance

When buying home insurance, it’s important to keep in mind that there are many different types of homeowners insurance policies. Some people will buy the cheapest insurance policy they can find without realizing that it may not be enough coverage for their needs. Others might spend too much on insurance and end up paying more…

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