Trampolines are a lot of fun and many can be found in the backyards of residential dwellings (I cannot imagine the amount of hours that I have played on trampolines when I was younger). However, there is risk associated with owning a trampoline. All of the jumping and gymnastic tricks done on them, make trampolines … Read More
Operating an in-home daycare business from a personal residence comes with homeowners insurance liability and potential property damage concerns. There are also liability worries for people who take their own children to an in-home daycare provider. Running a daycare from a private dwelling should be something that a policyholder addresses with their insurance agent, and the … Read More
Here in Florida, we get some wild weather, whether it’s just a typical afternoon thunderstorm or a blustering hurricane. Our homes usually fare these storms fairly well, but if there is one thing that takes the brunt of the force, it is the roof. If you want to protect your roof, make it last longer, … Read More
Homeowners regularly try to improve their properties. Between that and certain maintenance issues, there are times when it is necessary to dig in your yard. But there is not just dirt under the surface, most homes have several hidden lines that are not only important, but could be dangerous if they are contacted. In addition, … Read More
A frequent expectation of consumers is that their homeowners insurance will cover anything that might happen to their home. That’s why we have insurance, right? Things that can damage your home or cause a claim are called perils. You can think of them as risks. While most policies will cover a wide variety of perils, … Read More
You might think that the only factors in the cost of your homeowners insurance are the cost to rebuild your home and the coverages chosen, but other factors go into rating a policy. Credit History: Most insurance companies will look at your credit score as one of many ways of rating risk. When checking your credit score, it’s what’s … Read More
With summer on the horizon, now is the perfect time to complete simple home maintenance projects to maintain your home’s quality and ensure the safety of your family and friends. Check out our 7 easy home maintenance tips for homeowners insurance. Here are a few projects you can begin today. Inspect your roof for damaged … Read More
Buying a second house or property can be an exciting prospect, but have you researched the best type of homeowner insurance for this property? A lot of second homes are around coastlines and are in the line of fire for tropical storms or hurricanes which can be damaging. A second home insurance is vital to … Read More
