Taking a much needed vacation is usually all about the destination, however emphasis should also be placed on the general safety and security of a person’s home when she or he is out of town. Acts of vandalism and theft typically occur when people are gone and a house is vacant. Here are some tips … Read More
Insurance carriers are starting to order more underwriting reviews when it comes to renewals and the writing of new home insurance policies. Homeowners can be better prepared for these types of reviews or inspections by scheduling annual or semi-annual maintenance checks on air conditioners, water heaters, and other HVAC systems in the home. Underwriting Inspections … Read More
Homeowners insurance of either a single family home or a condominium is generally in place to guard against a catastrophic loss like a fire or a broken pipe that floods the home or a windstorm that takes part of the roof. But because condominium ownership is shared with the Homeowners Association there are significant differences … Read More
If something were to happen to your home, how hard would it be to identify everything you own? You’ve probably heard you should maintain an home inventory of your personal possessions, but if you’re like many people, it’s one thing that you want to do, but never quite get around to. Having an up-to-date inventory … Read More
Owning a home is a very big investment and purchase that needs to be properly protected. One of the best ways to ensure that your home is properly protected is by purchasing and maintaining an adequate homeowners insurance policy. When you are building your homeowners insurance policy there are several factors to take into consideration. … Read More
Whether you live in a traditional house or own a condominium, the right insurance policy can protect you from liability, accidents, and unexpected problems with your home. Despite the similarities between the two, condo insurance is its own distinct class of policies protecting condo owners from hazards unique to living in a multi-family structure. Before … Read More
Homeowners have enough to worry about when it comes to their residential property and daily life. A way to alleviate some worries is to be sure to purchase a home insurance policy that provides adequate coverage from an insurance agency with great customer service. Oyer, Macoviak and Associates is a leader in customer service relations and … Read More
A person can keep a home in immaculate condition and the lawn in pristine shape, and still be at risk for injury or lawsuits due to the presence of an attractive nuisance. It is important to know how owning certain permanent fixtures or personal property, known as attractive nuisances, can impact a house insurance policy. Types of … Read More
