The Importance of Insurance for Small Business

The Importance of Insurance for Small Business

As a business owner, you have worked hard to build your business, attract clients, and become a solid part of your community’s economic growth. You need to protect your standing, your business, and any employees you may have. The law requires some degree of protection. However, you shouldn’t stop at just what is required. It’s…

Business Insurance is Critical, Even If You Never Do Anything Wrong

Business Insurance is Critical, Even If You Never Do Anything Wrong

If you own a business, having good business insurance (aka commercial insurance) is critical, even if you never do anything wrong. Negligence laws can leave business owners with broad responsibility for the actions of others. Even the most careful business owner can face significant financial liability. Recent Business Insurance Claims Recently, a sportscaster was awarded $55 million because…

Chiropractor Office Insurance: You Need Coverage

Chiropractor Office Insurance: You Need Coverage

In your bustling chiropractor’s office, the last thing that you should be worried about is covering the expenses in the event of an emergency, accident or natural disaster. This is why you need chiropractor office insurance to cover your business. First of all, you need coverage to help you in the event that someone is accidentally injured…

Three things to look for in Business Insurance

Three things to look for in Business Insurance

Running a business is stressful. Numerous liability issues could emerge, and you must seek protection. Business insurance is critical to any business. This liability insurance will cover you in the case of a lawsuit. Here are some questions you must answer when buying business insurance. 1. What is covered? Coverage is the most important part of…

Why Small Businesses Need Insurance and Common Types of Coverage

Why Small Businesses Need Insurance and Common Types of Coverage

I am asked from time to time why small business owners need insurance. Every business is unique and will have its own specific needs, but in this blog post, I’ll address some of the most common reasons for needing insurance, and the most common coverages that should be considered. Business Automobile coverage for Small Business…

Are You Covered Under Your Homeowner or Business Insurance Policies if a Flood Occurs?
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Are You Covered Under Your Homeowner or Business Insurance Policies if a Flood Occurs?

Floods are one of the most common and costly natural disasters in the United States. According to FEMA, floods cause more than $8 billion in damages annually, and affect every state and territory. Floods can happen anywhere, anytime, and with little or no warning. They can result from heavy rain, snowmelt, storm surges, blocked drainage…

Modern Business Insurance Terms That Could Be Helpful to You

Modern Business Insurance Terms That Could Be Helpful to You

There’s really little doubt in our minds that business insurance terms could be helpful to you. Insurance contracts are legal documents that often employ a language all their own. Words or phrases (known as “terms of art”) may not have the common definition or use employed in other contexts . Insurance contracts often have definitions…

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