What You Should Know About Professional Liability Business Insurance

29/12/2014By Robert MacoviakBusiness Insurance

What You Should Know About Professional Liability Business Insurance After several years of hard work and sacrifice, you finally have the money to open your own business. It only makes sense to protect your investment with one or more business insurance policies. Most business owners understand the importance of general liability, product liability, and commercial property insurance, … Read More

Three Things Florida Employers Can Do to Lower Workers Compensation Insurance Rates

18/12/2014By Robert MacoviakBusiness Insurance

Three Things Florida Employers Can Do to Lower Workers Compensation Insurance Rates All Florida employers who have four or more employees must provide them with workers compensation insurance. This requirement applies to both full-time and part-time workers. Owners of construction companies must provide coverage as soon as they hire their first employee. Due to the seasonal … Read More

Three Tips to Lower Your Business Insurance Premiums

04/12/2014By Robert MacoviakBusiness Insurance

Three Tips to Lower Your Business Insurance Premiums Business insurance protects you from customer lawsuits, employee theft, acts of nature and much more. You stand to lose everything without it. However, business insurance doesn’t have to be expensive just because it is necessary. The following three tips can help you lower your premium and keep more … Read More

Small Business Insurance: Providing Options

21/10/2014By Robert MacoviakBusiness Insurance

This past year, 2014, saw a shift in the area of small business insurance. Due to the passing of the Affordable Care Act, some small businesses dropped group coverage completely, while others scaled back their plans, much to the dismay of their employees. Although the latter may sound less drastic, the truth is that the first … Read More

Business Insurance: Your Workers’ Comp Mod Rating

25/09/2014By Robert MacoviakBusiness Insurance

Business Insurance: Your Workers’ Comp Mod Rating Finding the best value for your business insurance needs helps control your bottom line. With workers’ compensation insurance, premiums sometime seem like a complicated math equation. If you’ve shopped for workers compensation premium before, you may have wondered, “What is a mod rating”? A number of different factors go into … Read More