Are you fed up with car insurance bills? Is it time to find an insurance policy that is more affordable and better fits your needs? You might want to consider pay-per-mile insurance. This type of auto insurance will charge you based on the number of miles you drive, rather than basing coverage on how many years or miles are driven within a given period. This form of car insurance can be less expensive for those who live in urban areas, where driving is typically shorter distances.
Why You Should Consider Pay-Per-Mile?
There are a few reasons why pay-per-mile insurance a good option for you might be:
– It can be less expensive than traditional automobile insurance policies.
– You only pay for the miles you drive, which can be more affordable if you live in an urban area.
– It’s a great option for carpool drivers.
– It’s also available for those who use their car to commute to work or school, but don’t necessarily drive at the weekends.
How many miles per year should you drive to save money?
Typically, insurance companies only offer pay-per-mile insurance to drivers who drive less than 12,000 miles per year. If you want the most affordable car insurance policy possible and drive fewer than 12,000 miles annually (or around 15,500 for those in Texas), then this type of coverage could be a great option for you.
How car insurance works with pay-per-mile insurance?
While you pay for the miles driven, auto insurance companies will base your premium on several factors, including:
– Your age and gender.
– Household income.
– The make of car you drive (e.g., Ford).
– The car’s safety features.
– How much coverage you want.
If I only drive a few miles a week, do I need car insurance?
Even if you don’t drive your car often, it’s still important to have insurance in case of an emergency (some states require automobile insurance). If you only drive a few miles per week and live in a safe neighborhood, then you might be able to get away with a low-cost insurance policy that doesn’t have pay-per-mile insurance. However, it’s always best to consult with an insurance agent to find the best policy for your needs.
So, what are you waiting for? Consider pay-per-mile insurance today! It could save you money in the long run.
– It can be less expensive than traditional insurance policies.
– You only pay for the miles you drive, which can be more affordable if you live in an urban area.
– It’s a great option for carpool drivers.
– It’s also available for those who use their car to commute to work or school, but don’t necessarily drive at the weekends.
– If you only drive a few miles per week and live in a safe neighborhood, you might be able to get away with a low-cost car insurance policy that doesn’t have pay-per-mile insurance.
Finally
If you want to discuss options for car insurance, please call us at 561-732-9305 our quoting hours are Monday through Friday from 8:30 AM to 5:00 PM. In addition, you can request a quote online. Please remember, We Handle All the Work, While You Save!
Robert Macoviak is the President of Oyer, Macoviak and Associates. Oyer, Macoviak and Associates is the oldest independent insurance agency in Boynton Beach and has been in business since 1953. Oyer, Macoviak and Associates are vested members of the community who are committed to doing business face-to-face and being your insurance advocate in times of need.
