Business Owners

Let us Shop Your Coverage with 30 "A" Rated Companies.

Business Owners Policy-Serving Florida

As a business owner, you strive to make decisions that are right for your business, your employees and yourself. This includes decisions about business insurance. You know you need excellent coverage. You don't, however, have time to become an expert in business insurance. That’s where Oyer, Macoviak and Associates can help.

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4.8 Stars - Based on 1017 Reviews
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Business Owners Insurance

Insurance Companies We Represent

  • Fernando R.

    Had a great experience working with Cheryl. She was very patient working on multiple homeowners quotes and has been extremely... read more

    Don T.

    Best in business with fast and friendly service. I strongly recommend Oyer, Macoviak and Associates for all your insurance needs.

    Chino M.

    If need insurance call them, they are professional, sincere in helping their clients and potential clients, or email

  • Danelle D.

    Rob made choosing a health care plan so incredibly easy! He is extremely knowledgable and was able to save me... read more

    Nelson C.

    I reshop my home insurance every 3 years. 2 years, I received a very competitive quote from Oyer. ... read more

    Thomas A.

    First year with them. But pleased so far in how i have been treated and charged.

  • Angela C.

    I have had nothing but exceptional service from this company. They are friendly and professional, and extremely efficient. I now... read more

    Don T.

    Best in business with fast and friendly service. I strongly recommend Oyer, Macoviak and Associates for all your insurance needs.

    Doris D.

    Love the staff! Very friendly and helpful! If you need insurance, stop searching - This is the place to go!

  • HarryZuck

    Best insurance company ever. Always there for you.

    Paula G.

    My husband and I have been using Oyer ad Mcoviak for 26 years. Our experiences have been nothing but the... read more

    John a.

    Excellent Customer Service!!! Treat you like family and very knowledgeable on many different types of coverage. Big shout out to... read more

  • Gary M.

    Cindy was quick to reply to my inquiry and relay available insurance options. No pressure; just valued info to make... read more

    michael g.

    Started our relationship by a long distance phone call for home owners coverage. always available to answer questions. So impressed... read more

    Barbara N.

    We are very impressed with Oyer, Macoviak and Associates insurance agency. They quickly respond to any questions or concerns... read more

  • A G.

    It's great to find an insurance agency that actually cares! Our agent, Cheryl, not only seeks the best insurance... read more

    HarryZuck

    Best insurance company ever. Always there for you.

    Alice F.

    I recently purchased a condo in Boynton Beach Fl. I needed home insurance and my brother-in-law told me he used... read more

  • Kenneth T.
    positive review 

    Excellent excellent customer service. Very nice agents

    Avi F.

    This company embodies what true customer service should be. They are professional and knowledgeable about all issues that relate to... read more

    Mike V.

    Professional courteous helpful and responsive service with knowledgeable staff who take the time to listen and care about your needs.

  • Tulla K.

    We have used Oyer Macoviak for years for insurance for home and cars. They have the best rates. ... read more

    Bonnie S.

    We are extremely happy with Oyer, Macoviak and Associates. We are with them for many years and switched... read more

    Janet K.
    positive review 

    When I call they are always pleasant & very helpful.

  • Ray M.

    Recently purchased a condo in Delray Beach and spoke with a rep at Oyer, Macoviak and Associates who designed a... read more

    Robert R.

    I have had condominium insurance with Oyer, Macoviak since 2003.Over this time when I needed their help I have ... read more

    Stephen B.

    i call on this company for customer service reasons for their own clients,

  • Sharon B.
    positive review 

    The personal service is very appreciated. Extremely knowledgeable about the Insurance Business and everyone we have interacted with has been... read more

    Michael D.

    Very responsive and does a great job of shopping around for the best homeowner's and car insurance policies.

    michael g.

    Started our relationship by a long distance phone call for home owners coverage. always available to answer questions. So impressed... read more

Let Us Handle All The Work While You Save

Speak with a licensed agent (561) 732-9305

Business Owners Policy (BOP)

A Business Owners Policy (BOP) combines property, liability and business interruption coverage for small to medium-sized businesses. This packaged coverage is generally less expensive than when purchasing coverage separately. With a BOP you have the ability to customize the policy to meet your individual business needs.
Perhaps you need general liability coverage that includes operations. Or, you need to add business auto coverage or commercial property insurance. Whether you are a home-based business, small service provider or contractor, Oyer, Macoviak and Associates will work with you to find the right combination of business insurance coverage to meet your specific needs. Contact us today!

Supplemental Coverage Available
• Extended liability for additional insureds.
• Debris removal, personal property.
• Tools and equipment.
• Valuable records protection and accounts receivable.

In addition to advising you on the right coverage, we provide additional services, such as:

• Loss Prevention Programs—with our insurance company partners, we can evaluate your business's current conditions and recommend ways to lower property, auto, workers compensation or liability losses. Lower losses will not only lower your insurance costs, but also increase your productivity by avoiding downtime.

• Quick Claim Response—when you do have a claim and need fast and fair service, we work with you to make that happen. That's why we only represent companies with excellent records for settling claims fairly and promptly.

• Competitive Rates—many of the insurance companies we represent specialize in insuring specific types of businesses or industries, offering special coverage and pricing.

To see if your business qualifies for one of these special programs, contact Oyer, Macoviak and Associates for more information. Give us a call at 561-732-9305.

Business Owners Policy Companies We Proudly Represent

At Oyer, Macoviak and Associates we are not captive to one insurance company so we can shop the different insurance companies to give you the best coverage with the best rate.