LET US HANDLE ALL THE WORK WHILE YOU SAVE

BUSINESS OWNERS

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BUSINESS OWNERS POLICY-SERVING FLORIDA

As a business owner, you strive to make decisions that are right for your business, your employees and yourself. This includes decisions about business insurance. You know you need excellent coverage. You don't, however, have time to become an expert in business insurance. That’s where Oyer, Macoviak and Associates can help.

Let Us Shop Your Coverage with 30 Highly-Rated Companies

Proudly Represent Oyer, Macoviak and Associate

Speak with a licensed agent

(561) 732-9305

  • Linda M. Avatar
    Linda M.

    Highly recommend “Oyer”!!! They are all knowledgeable and efficient. AND there’s a bonus - they answer their phones and... read more

    Tashia G. Avatar
    Tashia G.

    Exceptional service from quote to binding. Cheryl Macoviak is a competent professional who went above and beyond to take... read more

    Penny M. Avatar
    Penny M.

    Rob Macoviak saved me not only money but from another firm that took me for granted and when my condo... read more

  • Lynda O. Avatar
    Lynda O.

    Oyer, Macoviak and Associates is a professional insurance firm that I highly recommend. They are knowledgeable, courteous and qualified to... read more

    Nancie G. Avatar
    Nancie G.

    Oyer, Macoviak and Associates is a family operated full service insurance company that handles insurance with much expertise and they... read more

    Mike V. Avatar
    Mike V.

    Professional courteous helpful and responsive service with knowledgeable staff who take the time to listen and care about your needs.

  • Fernando R. Avatar
    Fernando R.

    Had a great experience working with Cheryl. She was very patient working on multiple homeowners quotes and has been extremely... read more

    Terry K. Avatar
    Terry K.

    Fantastic Rates and Service. We have already been recommending Oyer, Macoviak & Associates to Friends and Business Associates.

    Louise D. Avatar
    Louise D.

    They are always there to help

  • Kenneth T. Avatar
    Kenneth T.

    Excellent excellent customer service. Very nice agents

    Jack F. Avatar
    Jack F.

    Oyer, Macoviak and Associated has been our insurance agent in excess of ten years. They are always helpful in... read more

    Beverly K. Avatar
    Beverly K.

    I have been a client for many years. The staff is pleasant and efficient. They always find the best companies... read more

  • Janet K. Avatar
    Janet K.

    When I call they are always pleasant & very helpful.

    Deborah G. Avatar
    Deborah G.

    Dedication to clients. Oyer, Macoviak always provides timely answers to questions and they find the best insurance rates!

    michael m. Avatar
    michael m.

    We have used the services of Oyer, Macoviak for the past 18 years (through hurricanes and other Florida weather related... read more

  • michael g. Avatar
    michael g.

    Started our relationship by a long distance phone call for home owners coverage. always available to answer questions. So impressed... read more

    Annette C. Avatar
    Annette C.

    I love dealing locally and Oyer, Macoviak and Associates make it a pleasure. They are extremely knowledgeable and professional while... read more

    Helaine H. Avatar
    Helaine H.

    They are always looking for the best rates and they are very helpful in making desisions. Always avaible to speak... read more

  • Becky C. Avatar
    Becky C.

    The most friendly and helpful insurance company ever! They're happy to help with any request.

    Angela C. Avatar
    Angela C.

    I have had nothing but exceptional service from this company. They are friendly and professional, and extremely efficient. I now... read more

    Beverly K. Avatar
    Beverly K.

    They find the best companies with the lowest premiums. The staff is very helpful and pleasant. I had a claim... read more

  • Elisa W. Avatar
    Elisa W.

    Oyer, Macoviak and Associates have always gone the extra mile to provide me with the right coverage for my needs... read more

    Sharon B. Avatar
    Sharon B.

    The personal service is very appreciated. Extremely knowledgeable about the Insurance Business and everyone we have interacted with has been... read more

    Stephen B. Avatar
    Stephen B.

    i call on this company for customer service reasons for their own clients,

  • Wayne M. Avatar
    Wayne M.

    Knowledgeable and very easy to deal with. Would highly recommend them.

    Len P. Avatar
    Len P.

    Most helpful, most customer friendly, most informative agency imaginable.

    Jerry L. Avatar
    Jerry L.

    They are always willing to take time with me with whatever question I may have. They will get me... read more

  • Angeline G. Avatar
    Angeline G.

    We have been insured by Oyer, Macoviak, and Associates for many, many years. We have had excellent service, and... read more

    Melody L. Avatar
    Melody L.

    Everything about our experience with Oyer, Macoviak & Associates was great! Great customer service and prompt response to any... read more

    Leslie K. Avatar
    Leslie K.

    Great local agency - excellent service! Sophia went above & beyond!

    Leslie Knowles on behalf of Paula Marsh

READY FOR THE NEXT STEP-HERE'S HOW IT WORKS

Need an insurance quote? Just fill out our quote form and we will handle the rest.

Let us shop multiple companies so you get the best rate with the best coverages.

After we issue the policy we still handle all the work. Policy changes, claims, applications we handle of it for you.

LET US HANDLE ALL THE WORK WHILE YOU SAVE

Speak with a licensed agent (561) 732-9305

BUSINESS OWNERS POLICY (BOP)

A Business Owners Policy (BOP) combines property, liability and business interruption coverage for small to medium-sized businesses. This packaged coverage is generally less expensive than when purchasing coverage separately. With a BOP you have the ability to customize the policy to meet your individual business needs.
Perhaps you need general liability coverage that includes operations. Or, you need to add business auto coverage or commercial property insurance. Whether you are a home-based business, small service provider or contractor, Oyer, Macoviak and Associates will work with you to find the right combination of business insurance coverage to meet your specific needs. Contact us today!

Supplemental Coverage Available
• Extended liability for additional insureds.
• Debris removal, personal property.
• Tools and equipment.
• Valuable records protection and accounts receivable.

In addition to advising you on the right coverage, we provide additional services, such as:

• Loss Prevention Programs—with our insurance company partners, we can evaluate your business's current conditions and recommend ways to lower property, auto, workers compensation or liability losses. Lower losses will not only lower your insurance costs, but also increase your productivity by avoiding downtime.

• Quick Claim Response—when you do have a claim and need fast and fair service, we work with you to make that happen. That's why we only represent companies with excellent records for settling claims fairly and promptly.

• Competitive Rates—many of the insurance companies we represent specialize in insuring specific types of businesses or industries, offering special coverage and pricing.

To see if your business qualifies for one of these special programs, contact Oyer, Macoviak and Associates for more information. Give us a call at 561-732-9305.

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BUSINESS OWNERS POLICY COMPANIES WE PROUDLY REPRESENT

At Oyer, Macoviak and Associates we are not captive to one insurance company so we can shop the different insurance companies to give you the best coverage with the best rate. 

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5 Stars - Based on 79 User Reviews
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ADDITIONAL COVERAGES TO CONSIDER

Workers Compensation Insurance

Learn More

Business Auto Insurance

Learn More

Professional Liability Insurance

Learn More