There are a lot of steps involved in getting a new business off the ground, and one crucial step is getting a great business insurance policy to protect your brand new company. However, if you are a new business owner, or if you’ve been in business for the past 20 years, how do you know you are buying the right kind of business insurance coverage? Here are some tips to guide you along the way and help ensure your business will be protected should the unthinkable happen.
It All Starts With a Great Agent
No matter how wonderful your business policy is, it is really only as good as the agent who sells it. You want to select an agent that you can work with, and who will have your best interests at heart. You need an agent who will be there to stand behind their product when you file a claim, and you need an agent who understands your business and can change and grow with you.
You, as the customer and business owner, need to have a general understanding of the types of policy coverages that are customary in your business, and you never need to assume your agent knows everything you need. Talk to friends who are in similar businesses, ask their opinion on business insurance, and do your own research online. No one is more invested in your company than you are, and not taking the time to have an understanding of your own policy could cost you in the long run.
Get Several Quotes
Comparing policy options with different companies is one of the best ways to determine which policy is going to work for you. Listening to the different offerings provides an opportunity for you to gain additional knowledge about available insurance coverage, and it will help you find a policy that serves you best.
If you would to like to discuss your options for business insurance please call us at 561-732-9305 our quoting hours are Monday through Friday from 8:30 AM to 5:30 PM. In addition, you can request a quote online. Please remember, We Handle All the Work, While You Save!
Rob Macoviak is the President of Oyer, Macoviak and Associates. Oyer, Macoviak and Associates is the oldest independent insurance agency in Boynton Beach and has been in business since 1953.