Do you own a home-based business and wonder if you need to purchase business insurance? The answer is yes, but it really depends on what type of business you are running. For example, if your small business has employees who work from your home office then chances are that you should be paying for some form of general liability coverage. A general liability policy will protect the owner against any lawsuits regarding injuries or property damage caused by their company’s.
Business insurance is a necessity for any business, regardless of size
No matter what size is your business you should get insurance to protect it. One form of insurance available to small businesses is general liability. This type protects the owner against any lawsuits regarding injuries or property damage caused by their company’s.
General Liability Insurance can cover you from both physical injury cases where someone has been injured due negligence such accidents involving defective products coming out production line.
Business Insurance Can Protect your Company from the Unexpected Events
If you own your own business, you want to protect it from all risks. Therefore, you need to have business property insurance that can cover your company in case of fire, theft or even hurricanes.
Also, if you take care of your customers property, please consider purchasing business personal property of others coverage.
What Type of Insurance is Best for your Small Business?
When you are searching for business insurance, please consider a (BOP) Business Owners Policy which provides property and general liability insurance coverage. Other coverages to consider are workers compensation, cyber liability insurance and business automobile insurance.
If you would to like to discuss your options for business insurance, please call us at 561-732-9305 our quoting hours are Monday through Friday from 8:30 AM to 5:00 PM. In addition, you can request a quote online. Please remember, We Handle All the Work, While You Save!
Robert Macoviak is the President of Oyer, Macoviak and Associates. Oyer, Macoviak and Associates is the oldest independent insurance agency in Boynton Beach and has been in business since 1953. Oyer, Macoviak and Associates are vested members of the community who are committed to doing business face-to-face and being your insurance advocate in times of need.