As a CPA or an accountant, you know how important insurance is for your business. However, the simple truth is that your business insurance policy may not be enough. You may need to add some extra insurance to your policy to make sure that you are fully protected.

Here are some types of insurance that you may want to consider to fully protect your business.

Commercial Property Insurance

This insurance will protect the physical location of your business. It can also cover any damages that may occur to the equipment that you keep there, including your computers, phones, office furniture, and much more.

Business Income Insurance

This insurance will help to cover any lost income that occurs if you can’t operate your business due to damage to your property. It may also cover lost income if you are injured and can’t work, however, not all policies cover that.

Data Breach Insurance Coverage

Because you are working with such valuable information, you may want to add data breach insurance to your insurance policy. This will help to protect you if your customer’s data gets lost or stolen. This includes social security numbers, banking information, and much more.

Valuable papers and Records Coverage

Besides getting data breach insurance added to your policy, you may want to consider getting valuable papers and records coverage. This protects your business and all of the important documents that you keep in your office, including any tax records, bank statements, signatures, and much more.

Professional liability insurance (Accountants E & O)

Professional liability insurance, also known as Accountants E&O, covers any legal fees and other associated costs in case you find yourself in a liability lawsuit. This is especially important because one mistake (or omission) could cost your clients thousands of dollars.

Your clients’ financial records are essential for the health of their business and if you make a mistake, it could be quite costly. You may be held responsible so you need to protect yourself against any potential errors by having professional liability insurance.

Though you may feel overwhelmed by all of the insurance that you need to carry, the truth is that it isn’t so bad. Most insurance companies bundle all of your insurance policies together so you will only have one payment a month.


If you would to like to discuss your options for business insurance please call us at 561-732-9305 our quoting hours are Monday through Friday from 8:30 AM to 5:30 PM. In addition, you can request a quote online. Please remember, We Handle All the Work, While You Save!

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