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BOAT INSURANCE

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BOAT/WATERCRAFT INSURANCE

Oyer, Macoviak and Associates can help make your time on the water relaxed and worry-free! We will find you comprehensive boat insurance protection that protects you, your friends and family, your watercraft and your boating equipment. The average boat costs less than a dollar a day to insure. You’ll enjoy being on the water even more when you aren’t worried about your safety, the safety your passengers, or your investment. Do you know what to look for in a boat insurance policy?

Boat Insurance Oyer Macoviak and Associates

Oyer, Macoviak and Associates can help you determine the right amount of coverage to meet your specific needs. Just give us a call today at 561-732-9305 to get started.

Let Us Shop Your Coverage with 30 Highly-Rated Companies

Proudly Represent Oyer, Macoviak and Associate

Speak with a licensed agent

(561) 732-9305

  • Janet K. Avatar
    Janet K.

    When I call they are always pleasant & very helpful.

    Deborah G. Avatar
    Deborah G.

    Dedication to clients. Oyer, Macoviak always provides timely answers to questions and they find the best insurance rates!

    Annette C. Avatar
    Annette C.

    I love dealing locally and Oyer, Macoviak and Associates make it a pleasure. They are extremely knowledgeable and professional while... read more

  • Helaine H. Avatar
    Helaine H.

    They are always looking for the best rates and they are very helpful in making desisions. Always avaible to speak... read more

    Becky C. Avatar
    Becky C.

    The most friendly and helpful insurance company ever! They're happy to help with any request.

    Beverly K. Avatar
    Beverly K.

    They find the best companies with the lowest premiums. The staff is very helpful and pleasant. I had a claim... read more

  • Elisa W. Avatar
    Elisa W.

    Oyer, Macoviak and Associates have always gone the extra mile to provide me with the right coverage for my needs... read more

    Sharon B. Avatar
    Sharon B.

    The personal service is very appreciated. Extremely knowledgeable about the Insurance Business and everyone we have interacted with has been... read more

    Jerry L. Avatar
    Jerry L.

    They are always willing to take time with me with whatever question I may have. They will get me... read more

  • Angeline G. Avatar
    Angeline G.

    We have been insured by Oyer, Macoviak, and Associates for many, many years. We have had excellent service, and... read more

    Leslie K. Avatar
    Leslie K.

    Great local agency - excellent service! Sophia went above & beyond!

    Leslie Knowles on behalf of Paula Marsh

    Hendricks E. Avatar
    Hendricks E.

    I am a customer for many years with Oyer and Macoviak. I always received excellent information, service and customer service... read more

  • Bill B. Avatar
    Bill B.

    The whole crew at O,M & Assoc. are great! Very responsive to our needs and lots of helpful ideas so... read more

    A G. Avatar
    A G.

    Best in business with fast and friendly service. I strongly recommend Oyer, Macoviak and Associates for all your insurance needs.

    Kim F. Avatar
    Kim F.

    I have been a cliënt of Oyer, Macoviak since 2013. Their office is within about a mile and their office... read more

  • Edie W. Avatar
    Edie W.

    If you are in the market for an insurance company I would highly recommend this company. We have been with... read more

    A G. Avatar
    A G.

    We have always been pleased with the service and help with our insurance policies placed through the company. Dealing with... read more

    Ann M. Avatar
    Ann M.

    Excellent service and the staff is so accessible and helpful always...

    Thank you to the entire team.....

  • Bobby J. Avatar
    Bobby J.

    very professional rob, cheryl, and all the associates really care about there customers! i have never had a insurance... read more

    Dan W. Avatar
    Dan W.

    Hard working very fair professional insurance people .They always go out of the way to provide you with great advice... read more

    Avi F. Avatar
    Avi F.

    This company embodies what true customer service should be. They are professional and knowledgeable about all issues that relate to... read more

  • Barbara R. Avatar
    Barbara R.

    Friendly and prompt service. Replied to all inquires!

    Patty G. Avatar
    Patty G.

    I have gotten wonderful service from Macoviak and Associates. They are informed and have always gotten back to me immediately.... read more

    Brenda R. Avatar
    Brenda R.

    Very efficient & friendly staff. Got all my insurance policies thru them. They did all the researching & found... read more

  • A G. Avatar
    A G.

    Very helpful and friendly staff! They make you feel like you're more than just another customer. Greatly recommend when... read more

    A G. Avatar
    A G.

    We are extremely happy with Oyer, Macoviak and Associates. We are with them for many years and switched... read more

    Doris D. Avatar
    Doris D.

    Love the staff! Very friendly and helpful! If you need insurance, stop searching - This is the place to go!

  • Rebecca H. Avatar
    Rebecca H.

    So professional from the person answering the phone to the agent that helped us with our auto policy. Marie was... read more

    Simone R. Avatar
    Simone R.

    We are very pleased with Oyer, Macoviak and Associates.

    They gave us excellent pricing, excellent service and excellent customer service...
    read more

    Ron D. Avatar
    Ron D.

    We appreciate that Oyer Macoviak & Associates have our interest in mind by recommending additional coverages to enhance our HO policy

READY FOR THE NEXT STEP-HERE'S HOW IT WORKS

Need an insurance quote? Just fill out our quote form and we will handle the rest.

Let us shop multiple companies so you get the best rate with the best coverages.

After we issue the policy we still handle all the work. Policy changes, claims, applications we handle of it for you.

LET US HANDLE ALL THE WORK WHILE YOU SAVE

Speak with a licensed agent (561) 732-9305

BOAT INSURANCE IN FLORIDA

Here are some items you’ll need to consider when shopping for boat insurance in Florida.

* Navigational Area: Know where you are covered in the water. Some companies, such as Safeco Insurance, offer protection that covers you up to 75 miles from the U.S. coastline; into Canadian coastal or inland waters; and into the Pacific coastal waters of Mexico. In Florida, additional coverage area can be purchased.

* Agreed Value Coverage: Watercrafts depreciate just like automobiles. Actual cash value policies can make it difficult to replace a boat that’s been stolen or destroyed. This means that if your boat is a total loss you will get the value you insured it for, minus any deductible.

* Liability: Like car insurance, personal liability coverage provides coverage to other boaters and boat owners in the event you are at-fault for an accident on the water. This coverage will pay to repair or replace the property of someone else as well as for their medical care, lost wages and other costs incurred as a result of a boating accident for which you are at-fault.

* Uninsured/Underinsured Watercraft Bodily Injury: Since boat coverage is not always mandatory, many boaters choose not to get insurance. If you are hit by an uninsured or underinsured boater, and you are injured, this type of coverage pays for medical treatment, lost wages, and other costs associated with the accident.

* Fuel Spill Liability and Wreckage Removal: Should your boat sink or be seriously damaged, there is a chance that it could leak oil or fuel into the water. As the boat’s owner you are required by law to have this cleaned up, which can be time consuming and expensive.

* Emergency Assistance: The Emergency Assistance Package provides coverage for towing, labor and delivery of gas, oil or loaned battery if the watercraft is disabled while on the water.

Every need is unique – contact us today for a BOAT INSURANCE QUOTE at 561-732-9305 or get a QUOTE ONLINE TODAY to find out how to get the best boat insurance coverage for you. Please also keep us in mind for your other insurance needs-home insurance, auto insurance, business insurance and life insurance.

BOAT INSURANCE COMPANIES WE PROUDLY REPRESENT

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At Oyer, Macoviak and Associates we are not captive to one insurance company so we can shop the different insurance companies to give you the best coverage with the best rate. 

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