BOAT/WATERCRAFT INSURANCE

Oyer, Macoviak and Associates can help make your time on the water relaxed and worry-free! We will find you comprehensive boat insurance protection that protects you, your friends and family, your watercraft and your boating equipment. The average boat costs less than a dollar a day to insure. You’ll enjoy being on the water even more when you aren’t worried about your safety, the safety your passengers, or your investment. Do you know what to look for in a boat insurance policy?

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4.8 Stars - Based on 976 Reviews
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Boat Insurance Oyer Macoviak and Associates

Oyer, Macoviak and Associates can help you determine the right amount of coverage to meet your specific needs. Just give us a call today at 561-732-9305 to get started.

Let Us Shop Your Coverage with 30 Highly-Rated Companies

Proudly Represent Oyer, Macoviak and Associate

Speak with a licensed agent

(561) 732-9305

  • michael g.

    Started our relationship by a long distance phone call for home owners coverage. always available to answer questions. So impressed... read more

    Beverly K.
    positive review 

    They find the best companies with the lowest premiums. The staff is very helpful and pleasant. I had a claim... read more

    Mike V.

    Professional courteous helpful and responsive service with knowledgeable staff who take the time to listen and care about your needs.

  • Janet K.
    positive review 

    When I call they are always pleasant & very helpful.

    Elaine M.

    They are very professional and understand what our needs are for insurance. Can always reach someone via phone which... read more

    Wayne M.

    Knowledgeable and very easy to deal with. Would highly recommend them.

  • Sandra B.

    Excellent company to deal with. Personal service is A+. They return phone calls and will answer questions with knowledge and explanations.

    Chino M.

    If need insurance call them, they are professional, sincere in helping their clients and potential clients, or email

    Angela C.

    I have had nothing but exceptional service from this company. They are friendly and professional, and extremely efficient. I now... read more

  • Bonnie S.

    We are extremely happy with Oyer, Macoviak and Associates. We are with them for many years and switched... read more

    Mike V.

    Professional courteous helpful and responsive service with knowledgeable staff who take the time to listen and care about your needs.

    William P.

    Oyer, Macoviak & Associates is a great insurance company.They do their best to find the right insurance for us.We have... read more

  • Una G.

    I want to let every know that this company is the most wonderful company to do business with
    I got...
    read more

    Chelsea E.

    Oyer, Macoviak and Associates have been so great to me. Very professional and always helpful.

    Edie W.

    If you are in the market for an insurance company I would highly recommend this company. We have been with... read more

  • Barbara N.

    We are very impressed with Oyer, Macoviak and Associates insurance agency. They quickly respond to any questions or concerns... read more

    terri d.

    great customer service, informative and helps find the right insurance at a good price

    Lynda O.

    Oyer, Macoviak and Associates is a professional insurance firm that I highly recommend. They are knowledgeable, courteous and qualified to... read more

  • Marie B.

    If you are looking for an agent that is going to take care of you and your family by making... read more

    Deborah A.

    The staff is always very helpful and patient!
    We have building insurance and a great referral agent on Medical Insurance.

    Emily G.

    Excellent insurance agent.

  • Roger H.

    Nice locally owned business - competitive rates too!

    Robert R.

    I have had condominium insurance with Oyer, Macoviak since 2003.Over this time when I needed their help I have ... read more

    Barbara N.

    We are very impressed with Oyer, Macoviak and Associates insurance agency. They quickly respond to any questions or concerns... read more

  • Melody L.

    Everything about our experience with Oyer, Macoviak & Associates was great! Great customer service and prompt response to any... read more

    Jerry L.
    positive review 

    They are always willing to take time with me with whatever question I may have. They will get me... read more

    Don T.

    Best in business with fast and friendly service. I strongly recommend Oyer, Macoviak and Associates for all your insurance needs.

  • Paula P.

    I have been very happy with the time and attention that are afforded to me by being insured with... read more

    Fernando R.

    Had a great experience working with Cheryl. She was very patient working on multiple homeowners quotes and has been extremely... read more

    Kim M.

    You offer excellent customer service and are proactive in terms of getting competitive quotes for our coverage, which has helped... read more

READY FOR THE NEXT STEP-HERE'S HOW IT WORKS

Need an insurance quote? Just fill out our quote form and we will handle the rest.

Let us shop multiple companies so you get the best rate with the best coverages.

After we issue the policy we still handle all the work. Policy changes, claims, applications we handle of it for you.

LET US HANDLE ALL THE WORK WHILE YOU SAVE

Speak with a licensed agent (561) 732-9305

BOAT INSURANCE IN FLORIDA

Here are some items you’ll need to consider when shopping for boat insurance in Florida.

* Navigational Area: Know where you are covered in the water. Some companies, such as Safeco Insurance, offer protection that covers you up to 75 miles from the U.S. coastline; into Canadian coastal or inland waters; and into the Pacific coastal waters of Mexico. In Florida, additional coverage area can be purchased.

* Agreed Value Coverage: Watercrafts depreciate just like automobiles. Actual cash value policies can make it difficult to replace a boat that’s been stolen or destroyed. This means that if your boat is a total loss you will get the value you insured it for, minus any deductible.

* Liability: Like car insurance, personal liability coverage provides coverage to other boaters and boat owners in the event you are at-fault for an accident on the water. This coverage will pay to repair or replace the property of someone else as well as for their medical care, lost wages and other costs incurred as a result of a boating accident for which you are at-fault.

* Uninsured/Underinsured Watercraft Bodily Injury: Since boat coverage is not always mandatory, many boaters choose not to get insurance. If you are hit by an uninsured or underinsured boater, and you are injured, this type of coverage pays for medical treatment, lost wages, and other costs associated with the accident.

* Fuel Spill Liability and Wreckage Removal: Should your boat sink or be seriously damaged, there is a chance that it could leak oil or fuel into the water. As the boat’s owner you are required by law to have this cleaned up, which can be time consuming and expensive.

* Emergency Assistance: The Emergency Assistance Package provides coverage for towing, labor and delivery of gas, oil or loaned battery if the watercraft is disabled while on the water.

Every need is unique – contact us today for a BOAT INSURANCE QUOTE at 561-732-9305 or get a QUOTE ONLINE TODAY to find out how to get the best boat insurance coverage for you. Please also keep us in mind for your other insurance needs-home insurance, auto insurance, business insurance and life insurance.

BOAT INSURANCE COMPANIES WE PROUDLY REPRESENT

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At Oyer, Macoviak and Associates we are not captive to one insurance company so we can shop the different insurance companies to give you the best coverage with the best rate.