Defining the Terms of Term Life Insurance

Defining the Terms of Term Life Insurance

Life Insurance is divided into two main categories: whole life policies and term life policies. Today, our discussion turns to understanding the in’s and out’s of term life insurance. Term life insurance, sometimes simply referred to as “term insurance”, is insurance that you purchase for a set period. One of the goals of having term insurance…

Homeowners Insurance Agent Suggests Using Technology to Keep Your Home Safe While You’re Away

Homeowners Insurance Agent Suggests Using Technology to Keep Your Home Safe While You’re Away

With the upcoming holidays, many people will be traveling out of town to visit friends and family. Many people pack up, lock their door, and hope for the best, but if you have concerns about a break-in while you’re away, there are many easy-to-use technology features that bring peace of mind and will prevent having…

Naturally Lowering Your Cholesterol Improves Health and Lowers Life Insurance Premiums

Naturally Lowering Your Cholesterol Improves Health and Lowers Life Insurance Premiums

Cholesterol is a type of fat that circulates in your blood. It is essential for many bodily functions, such as producing hormones and bile acids. However, too much cholesterol can build up in your arteries and increase your risk of heart disease and stroke. High cholesterol can also affect your life insurance premiums, as insurers…

Term Life Insurance for the Stay-at-Home Parent: How Much is Enough?

Term Life Insurance for the Stay-at-Home Parent: How Much is Enough?

If you are a stay-at-home parent, you may think that you don’t need life insurance because you don’t have an income to replace. However, this is a common misconception that could leave your family financially vulnerable if something happens to you.  Average Stay-At-Home Parent Income As a stay-at-home parent, you provide valuable services to your…

Paid in Full Discount Automobile Insurance

Paid in Full Discount Automobile Insurance

If you are looking for ways to save money on your automobile insurance, you might want to consider paying your premium in full upfront instead of making monthly payments. This option can help you qualify for a paid-in-full discount, which is offered by many auto insurance companies to reward customers who pay their entire premium…

What the heck is Loss Assessment on my Homeowners Insurance?

What the heck is Loss Assessment on my Homeowners Insurance?

Do you live in a homeowner’s association (HOA) or condominium complex? If so, you may be familiar with the term “loss assessment” on your homeowners insurance policy. But what exactly is it, and why is it important to have protection from something like this? Loss assessment coverage helps homeowners protect their finances from damages and…

Will Homeowners Insurance Cover My Home’s Foundation Problems? Getting to The Bottom of The Issue

Will Homeowners Insurance Cover My Home’s Foundation Problems? Getting to The Bottom of The Issue

Nothing can rock a homeowner to his core like discovering his home is having foundation issues. Knowing that coverage is in place to cover expenses incurred in foundation repair and any damages that may have occurred because of the underlying issues can go a long way toward providing peace of mind for the average homeowner….

For The Falling Customer: Homeowners or Small Business Insurance?
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For The Falling Customer: Homeowners or Small Business Insurance?

When you bought your home, your mortgage lender required you to purchase insurance to protect your investment. You bought coverage with the recommended limits. Then you started a small business in a spare room at the front. Nothing fancy – you’re a computer consultant so most of your work is done online although you occasionally…

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