What Property Owners Should Know about Flood Insurance

18/03/2014By Robert MacoviakBusiness Insurance, Insurance Blog

Flash floods and slow floods are both contributing causes of weather-related fatalities each year. In addition to this, flooding is the most common weather-related cause of property damage. During the famous Hurricane Sandy storm, many property owners were unprepared and saw their homes wash away, suffered injuries or lost their businesses. Experts say that Hurricane … Read More

Filing a Homeowners Claim

11/03/2014By Robert MacoviakHome Insurance, Insurance Blog

It’s necessary to file a claim with the insurance company if a home is destroyed by a storm or a visitor is injured. It’s important to keep in mind that a homeowners policy is a contract held between an insurer and an individual. This means that there are specific procedures and rules to follow. It’s … Read More

Business Donation Leads to Playground Upgrades

05/03/2014By Robert MacoviakInsurance Blog

Christian Macoviak and her husband, Robert, owners of the Oyer, Macoviak & Associates insurance agency in Boynton Beach, made a significant donation to the Early Childhood Playground at Trinity Lutheran School in Delray Beach. The Macoviaks’ two children, Joseph, 10 and William 7, both attend the private school, which serves more than 400 children through … Read More

Take Three Steps to Controlling Your Workers’ Compensation Costs

25/02/2014By Robert MacoviakBusiness Insurance, Insurance Blog

Controlling workers’ compensation costs is not as difficult as you may think. The secret is a three-step approach that is firmly grounded in common sense: avoid injury claims, use proper industry classification codes for your employees, and find an insurance agent with experience in workers’ compensation coverage. It sounds like a clichГ(c) to say that … Read More