Do you want to make sure that your auto insurance costs are as low as possible? There are things you can do in order to save money on your car insurance. The first thing is making sure you have the proper coverage. You might be paying for coverage that doesn’t apply to your needs or you may not know what type of discounts are available to help lower the cost of your premium.
Get quotes from at least three different insurance companies
It can be difficult to find the right insurance company for you and your family. It’s important that you get quotes from at least three different companies before making a decision. A good tip is to compare rates, deductibles, and coverage levels to help make your decision easier.
Compare the coverage and rates for each company
When is comes to getting quotes for your car insurance, it can be hard to make a decision. You have many different companies that offer different rates and discounts, but how do you know which one is the best? With so many options available, it can be difficult to narrow down what company will work best for you.
Pay your premium in full to avoid a higher rate
Your premium is due on a specific date each month. If you miss the deadline, your insurer can charge an additional 10% or more for your insurance coverage. Paying your premium in full before it’s due will save you money and avoid any late payments penalties from your insurer.
Read the fine print on any policy you are considering
You should read the fine print before signing on the dotted line. There are a number of factors that could affect what your monthly premiums will be including where you live, how much coverage you want and if any drivers in your household have had tickets or accidents.
The best way to get an accurate quote is by talking to at least three different insurers. And don’t forget to ask for discounts like bundling home and auto insurance together or getting safety devices installed in your car!
If you would to like to discuss your options for auto insurance please call us at 561-732-9305 our quoting hours are Monday through Friday from 8:30 AM to 5:00 PM. In addition, you can request a quote online. Please remember, We Handle All the Work, While You Save!
Robert Macoviak is the President of Oyer, Macoviak and Associates. Oyer, Macoviak and Associates is the oldest independent insurance agency in Boynton Beach and has been in business since 1953. Oyer, Macoviak and Associates are vested members of the community who are committed to doing business face-to-face and being your insurance advocate in times of need.