Umbrella Insurance

Let us Shop Your Coverage with 30 "A" Rated Companies

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Umbrella Insurance-What's Peace of Mind Worth to You?

An umbrella policy provides additional layers of liability protection. If the liability limits are exhausted on your home, auto, or other underlying insurance policy, your umbrella insurance policy takes over and provides you with additional protection. The cost is minimal compared to the comfort of knowing you’re covered.

Boynton Beach, Delray Beach, Lake Worth, West Palm Beach, Florida – Do You Have Enough Liability Insurance?

Imagine what would happen if your dog was to bite a neighbor’s child, or if there was an accident on your rental property. What would happen if a fire in your condo spread to other units? If any of these things happened to you, there’s a good chance your current liability limits wouldn’t be adequate to protect your assets, or your future earnings.

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4.8 Stars - Based on 984 Reviews
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Let Us Shop Your Coverage with 30 Highly-Rated Companies

Proudly Represent Oyer, Macoviak and Associate

Speak with a licensed agent

(561) 732-9305

  • Una G.

    I want to let every know that this company is the most wonderful company to do business with
    I got...
    read more

    A G.

    It's great to find an insurance agency that actually cares! Our agent, Cheryl, not only seeks the best insurance... read more

    Bonnie U.

    I have switched agencies twice due to lack of responsiveness. This company is very responsive and their customer communication emails... read more

  • Elaine M.

    They are very professional and understand what our needs are for insurance. Can always reach someone via phone which... read more

    A G.

    Best in business with fast and friendly service. I strongly recommend Oyer, Macoviak and Associates for all your insurance needs.

    michael m.

    We have used the services of Oyer, Macoviak for the past 18 years (through hurricanes and other Florida weather related... read more

  • Sharon B.
    positive review 

    The personal service is very appreciated. Extremely knowledgeable about the Insurance Business and everyone we have interacted with has been... read more

    Robert S.

    Like other reviewers, I have gone through several insurance agencies in hope of finding a responsive one. After I wasted... read more

    HarryZuck

    Best insurance company ever. Always there for you.

  • Marianne C.

    This company is so fast and friendly to work with. We only had a week and they expedited the paperwork... read more

    Roberta M.

    We were the victim of a small auto accident about the same time as our auto, homeowner and other policies... read more

    Fernando R.

    Had a great experience working with Cheryl. She was very patient working on multiple homeowners quotes and has been extremely... read more

  • Allan C.

    They have always provided me with quick service that is high quality. I appreciate their attention to my insurance requests.

    Chino M.

    If need insurance call them, they are professional, sincere in helping their clients and potential clients, or email

    Louise D.
    positive review 

    They are always there to help

  • joanne m.

    I was shopping around for Homeowner’s I surance after having a huge increase imposed by current carrier.. I was pleasantly... read more

    Mike V.

    Professional courteous helpful and responsive service with knowledgeable staff who take the time to listen and care about your needs.

    Wayne M.

    Knowledgeable and very easy to deal with. Would highly recommend them.

  • robert j.

    great insurance agent,, rob and cheryl has been very helpful in getting me car, van, and renters insurance at... read more

    Annette C.
    positive review 

    I love dealing locally and Oyer, Macoviak and Associates make it a pleasure. They are extremely knowledgeable and professional while... read more

    Just m.

    Very helpful and friendly staff! They make you feel like you're more than just another customer. Greatly recommend when... read more

  • Elisa W.
    positive review 

    Oyer, Macoviak and Associates have always gone the extra mile to provide me with the right coverage for my needs... read more

    Joe T.

    Have used Oyer for years for my business insurance. Always have received top notch service. They answer the phone and... read more

    Mike V.

    Professional courteous helpful and responsive service with knowledgeable staff who take the time to listen and care about your needs.

  • Creative M.

    The most efficient & knowledgeable ins. people I know! Give them a try!Family owned & operated right in Boynton too!

    Roger H.

    Nice locally owned business - competitive rates too!

    Wayne M.

    Knowledgeable and very easy to deal with. Would highly recommend them.

  • michael g.

    Started our relationship by a long distance phone call for home owners coverage. always available to answer questions. So impressed... read more

    Kim F.

    I have been a cliënt of Oyer, Macoviak since 2013. Their office is within about a mile and their office... read more

    Ann M.

    Excellent service and the staff is so accessible and helpful always...
    Thank you to the entire team.....

READY FOR THE NEXT STEP-HERE'S HOW IT WORKS

Step 1

Need an insurance quote? Just fill out our quote form and we will handle the rest.

Step 2

Let us shop multiple companies so you get the best rate with the best coverages.

Step 3

After we issue the policy we still handle all the work. Policy changes, claims, applications we handle of it for you.

Let Us Handle All the Work While You Save

Speak with a licensed agent (561) 732-9305

Umbrella Insurance Starts When Others Stop

Once the liability limits are exhausted on your home, auto, or other policy, your umbrella policy takes over and provides a second layer of protection of at least $1,000,000. Higher limits may also be available. Talk with Oyer, Macoviak and Associate to determine the right amount of coverage for your needs.

Broad Coverages

An umbrella insurance policy also pays some claims not covered by your home, auto, or other underlying insurance. The policy covers not just you, but your spouse and all family members living in your household, anywhere in the world. Legal defense fees are also paid.

The right coverage for you is unique – Oyer, Macoviak and Associates to find out how to protect yourself, your family, and your future with the right personal umbrella insurance for you. Just call 561-732-9305 to speak with one of our agents and determine the right coverage for you.

Umbrella Insurance Companies We Proudly Represent

At Oyer, Macoviak and Associates we are not captive to one insurance company so we can shop the different insurance companies to give you the best coverage with the best rate.