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UMBRELLA INSURANCE

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UMBRELLA INSURANCE-WHAT'S PEACE OF MIND WORTH TO YOU?

An umbrella policy provides additional layers of liability protection. If the liability limits are exhausted on your home, auto, or other underlying insurance policy, your umbrella insurance policy takes over and provides you with additional protection. The cost is minimal compared to the comfort of knowing you’re covered.

Boynton Beach, Delray Beach, Lake Worth, West Palm Beach, Florida – Do You Have Enough Liability Insurance?

Imagine what would happen if your dog was to bite a neighbor’s child, or if there was an accident on your rental property. What would happen if a fire in your condo spread to other units? If any of these things happened to you, there’s a good chance your current liability limits wouldn’t be adequate to protect your assets, or your future earnings.

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4.9 Stars - Based on 802 Reviews
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Let Us Shop Your Coverage with 30 Highly-Rated Companies

Proudly Represent Oyer, Macoviak and Associate

Speak with a licensed agent

(561) 732-9305

  • Amy F. Avatar
    Amy F.

    I as well as my family members have been using Oyer Insurance for decades. Everyone in the office is... read more

    Murray H. Avatar
    Murray H.

    They always respond to my questions or requests. I haver never made a claim with them but based on my... read more

    Linda M. Avatar
    Linda M.

    Highly recommend “Oyer”!!! They are all knowledgeable and efficient. AND there’s a bonus - they answer their phones and... read more

  • Tashia G. Avatar
    Tashia G.

    Exceptional service from quote to binding. Cheryl Macoviak is a competent professional who went above and beyond to take... read more

    Penny M. Avatar
    Penny M.

    Rob Macoviak saved me not only money but from another firm that took me for granted and when my condo... read more

    Lynda O. Avatar
    Lynda O.

    Oyer, Macoviak and Associates is a professional insurance firm that I highly recommend. They are knowledgeable, courteous and qualified to... read more

  • Nancie G. Avatar
    Nancie G.

    Oyer, Macoviak and Associates is a family operated full service insurance company that handles insurance with much expertise and they... read more

    Mike V. Avatar
    Mike V.

    Professional courteous helpful and responsive service with knowledgeable staff who take the time to listen and care about your needs.

    Fernando R. Avatar
    Fernando R.

    Had a great experience working with Cheryl. She was very patient working on multiple homeowners quotes and has been extremely... read more

  • Terry K. Avatar
    Terry K.

    Fantastic Rates and Service. We have already been recommending Oyer, Macoviak & Associates to Friends and Business Associates.

    Louise D. Avatar
    Louise D.

    positive review  They are always there to help

    Kenneth T. Avatar
    Kenneth T.

    positive review  Excellent excellent customer service. Very nice agents

  • Jack F. Avatar
    Jack F.

    positive review  Oyer, Macoviak and Associated has been our insurance agent in excess of ten years. They are always helpful in... read more

    Beverly K. Avatar
    Beverly K.

    I have been a client for many years. The staff is pleasant and efficient. They always find the best companies... read more

    Janet K. Avatar
    Janet K.

    positive review  When I call they are always pleasant & very helpful.

  • Deborah G. Avatar
    Deborah G.

    positive review  Dedication to clients. Oyer, Macoviak always provides timely answers to questions and they find the best insurance rates!

    michael m. Avatar
    michael m.

    We have used the services of Oyer, Macoviak for the past 18 years (through hurricanes and other Florida weather related... read more

    michael g. Avatar
    michael g.

    Started our relationship by a long distance phone call for home owners coverage. always available to answer questions. So impressed... read more

  • Annette C. Avatar
    Annette C.

    positive review  I love dealing locally and Oyer, Macoviak and Associates make it a pleasure. They are extremely knowledgeable and professional while... read more

    Helaine H. Avatar
    Helaine H.

    positive review  They are always looking for the best rates and they are very helpful in making desisions. Always avaible to speak... read more

    Becky C. Avatar
    Becky C.

    positive review  The most friendly and helpful insurance company ever! They're happy to help with any request.

  • Angela C. Avatar
    Angela C.

    I have had nothing but exceptional service from this company. They are friendly and professional, and extremely efficient. I now... read more

    Beverly K. Avatar
    Beverly K.

    positive review  They find the best companies with the lowest premiums. The staff is very helpful and pleasant. I had a claim... read more

    Elisa W. Avatar
    Elisa W.

    positive review  Oyer, Macoviak and Associates have always gone the extra mile to provide me with the right coverage for my needs... read more

  • Sharon B. Avatar
    Sharon B.

    positive review  The personal service is very appreciated. Extremely knowledgeable about the Insurance Business and everyone we have interacted with has been... read more

    Stephen B. Avatar
    Stephen B.

    i call on this company for customer service reasons for their own clients,

    Wayne M. Avatar
    Wayne M.

    Knowledgeable and very easy to deal with. Would highly recommend them.

  • Len P. Avatar
    Len P.

    Most helpful, most customer friendly, most informative agency imaginable.

    Jerry L. Avatar
    Jerry L.

    positive review  They are always willing to take time with me with whatever question I may have. They will get me... read more

    Angeline G. Avatar
    Angeline G.

    We have been insured by Oyer, Macoviak, and Associates for many, many years. We have had excellent service, and... read more

READY FOR THE NEXT STEP-HERE'S HOW IT WORKS

Need an insurance quote? Just fill out our quote form and we will handle the rest.

Let us shop multiple companies so you get the best rate with the best coverages.

After we issue the policy we still handle all the work. Policy changes, claims, applications we handle of it for you.

LET US HANDLE ALL THE WORK WHILE YOU SAVE

Speak with a licensed agent (561) 732-9305

UMBRELLA INSURANCE STARTS WHEN TO OTHERS STOP

Once the liability limits are exhausted on your home, auto, or other policy, your umbrella policy takes over and provides a second layer of protection of at least $1,000,000. Higher limits may also be available. Talk with Oyer, Macoviak and Associate to determine the right amount of coverage for your needs.

Broad Coverages

An umbrella insurance policy also pays some claims not covered by your home, auto, or other underlying insurance. The policy covers not just you, but your spouse and all family members living in your household, anywhere in the world. Legal defense fees are also paid.

The right coverage for you is unique – Oyer, Macoviak and Associates to find out how to protect yourself, your family and your future with the right personal umbrella insurance for you. Just call 561-732-9305 to speak with one of our agents and determine the right coverage for you.

UMBRELLA INSURANCE COMPANIES WE PROUDLY REPRESENT

At Oyer, Macoviak and Associates we are not captive to one insurance company so we can shop the different insurance companies to give you the best coverage with the best rate.