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UMBRELLA INSURANCE

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UMBRELLA INSURANCE-WHAT'S PEACE OF MIND WORTH TO YOU?

An umbrella policy provides additional layers of liability protection. If the liability limits are exhausted on your home, auto, or other underlying insurance policy, your umbrella insurance policy takes over and provides you with additional protection. The cost is minimal compared to the comfort of knowing you’re covered.

Boynton Beach, Delray Beach, Lake Worth, West Palm Beach, Florida – Do You Have Enough Liability Insurance?

Imagine what would happen if your dog was to bite a neighbor’s child, or if there was an accident on your rental property. What would happen if a fire in your condo spread to other units? If any of these things happened to you, there’s a good chance your current liability limits wouldn’t be adequate to protect your assets, or your future earnings.

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Let Us Shop Your Coverage with 30 Highly-Rated Companies

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Speak with a licensed agent

(561) 732-9305

  • WENDY H. Avatar
    WENDY H.

    I have been using Oyer, Macoviak and Associates for 6+ years. They are so professional, courteous, extremely knowledgable and very... read more -

    Emily G. Avatar
    Emily G.

    Excellent insurance agent. -

    Barbara N. Avatar
    Barbara N.

    We are very impressed with Oyer, Macoviak and Associates insurance agency. They quickly respond to any questions or concerns... read more -

  • Barbara N. Avatar
    Barbara N.

    We are very impressed with Oyer, Macoviak and Associates insurance agency. They quickly respond to any questions or concerns... read more -

    Sandra B. Avatar
    Sandra B.

    Excellent company to deal with. Personal service is A+. They return phone calls and will answer questions with knowledge and explanations. -

    Marianne C. Avatar
    Marianne C.

    This company is so fast and friendly to work with. We only had a week and they expedited the paperwork... read more -

  • Amy F. Avatar
    Amy F.

    I as well as my family members have been using Oyer Insurance for decades. Everyone in the office is... read more -

    Murray H. Avatar
    Murray H.

    They always respond to my questions or requests. I haver never made a claim with them but based on my... read more -

    Linda M. Avatar
    Linda M.

    Highly recommend “Oyer”!!! They are all knowledgeable and efficient. AND there’s a bonus - they answer their phones and... read more -

  • Tashia G. Avatar
    Tashia G.

    Exceptional service from quote to binding. Cheryl Macoviak is a competent professional who went above and beyond to take... read more -

    Penny M. Avatar
    Penny M.

    Rob Macoviak saved me not only money but from another firm that took me for granted and when my condo... read more -

    Lynda O. Avatar
    Lynda O.

    Oyer, Macoviak and Associates is a professional insurance firm that I highly recommend. They are knowledgeable, courteous and qualified to... read more -

  • Nancie G. Avatar
    Nancie G.

    Oyer, Macoviak and Associates is a family operated full service insurance company that handles insurance with much expertise and they... read more -

    Mike V. Avatar
    Mike V.

    Professional courteous helpful and responsive service with knowledgeable staff who take the time to listen and care about your needs. -

    Mike V. Avatar
    Mike V.

    Professional courteous helpful and responsive service with knowledgeable staff who take the time to listen and care about your needs. -

  • Mike V. Avatar
    Mike V.

    Professional courteous helpful and responsive service with knowledgeable staff who take the time to listen and care about your needs. -

    Fernando R. Avatar
    Fernando R.

    Had a great experience working with Cheryl. She was very patient working on multiple homeowners quotes and has been extremely... read more -

    Fernando R. Avatar
    Fernando R.

    Had a great experience working with Cheryl. She was very patient working on multiple homeowners quotes and has been extremely... read more -

  • Terry K. Avatar
    Terry K.

    Fantastic Rates and Service. We have already been recommending Oyer, Macoviak & Associates to Friends and Business Associates. -

    Louise D. Avatar
    Louise D.

    positive review  They are always there to help -

    Kenneth T. Avatar
    Kenneth T.

    positive review  Excellent excellent customer service. Very nice agents -

  • Jack F. Avatar
    Jack F.

    positive review  Oyer, Macoviak and Associated has been our insurance agent in excess of ten years. They are always helpful in... read more -

    Beverly K. Avatar
    Beverly K.

    I have been a client for many years. The staff is pleasant and efficient. They always find the best companies... read more -

    Beverly K. Avatar
    Beverly K.

    I have been a client for many years. The staff is pleasant and efficient. They always find the best companies... read more -

  • Janet K. Avatar
    Janet K.

    positive review  When I call they are always pleasant & very helpful. -

    Deborah G. Avatar
    Deborah G.

    positive review  Dedication to clients. Oyer, Macoviak always provides timely answers to questions and they find the best insurance rates! -

    michael m. Avatar
    michael m.

    We have used the services of Oyer, Macoviak for the past 18 years (through hurricanes and other Florida weather related... read more -

  • michael g. Avatar
    michael g.

    Started our relationship by a long distance phone call for home owners coverage. always available to answer questions. So impressed... read more -

    Annette C. Avatar
    Annette C.

    positive review  I love dealing locally and Oyer, Macoviak and Associates make it a pleasure. They are extremely knowledgeable and professional while... read more -

    Helaine H. Avatar
    Helaine H.

    positive review  They are always looking for the best rates and they are very helpful in making desisions. Always avaible to speak... read more -

READY FOR THE NEXT STEP-HERE'S HOW IT WORKS

Need an insurance quote? Just fill out our quote form and we will handle the rest.

Let us shop multiple companies so you get the best rate with the best coverages.

After we issue the policy we still handle all the work. Policy changes, claims, applications we handle of it for you.

LET US HANDLE ALL THE WORK WHILE YOU SAVE

Speak with a licensed agent (561) 732-9305

UMBRELLA INSURANCE STARTS WHEN TO OTHERS STOP

Once the liability limits are exhausted on your home, auto, or other policy, your umbrella policy takes over and provides a second layer of protection of at least $1,000,000. Higher limits may also be available. Talk with Oyer, Macoviak and Associate to determine the right amount of coverage for your needs.

Broad Coverages

An umbrella insurance policy also pays some claims not covered by your home, auto, or other underlying insurance. The policy covers not just you, but your spouse and all family members living in your household, anywhere in the world. Legal defense fees are also paid.

The right coverage for you is unique – Oyer, Macoviak and Associates to find out how to protect yourself, your family and your future with the right personal umbrella insurance for you. Just call 561-732-9305 to speak with one of our agents and determine the right coverage for you.

UMBRELLA INSURANCE COMPANIES WE PROUDLY REPRESENT

At Oyer, Macoviak and Associates we are not captive to one insurance company so we can shop the different insurance companies to give you the best coverage with the best rate.