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FLOOD INSURANCE

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Flood Insurance 101-Every Property in Florida is in a Flood Zone

Anywhere it rains, it can flood. A flood is a general and temporary condition where two or more acres of normally dry land or two or more properties are inundated by water or mudflow. Many conditions can result in a flood: hurricanes , overtopped levees, outdated or clogged drainage systems and rapid accumulation of rainfall. Just because you haven’t experienced a flood in the past, doesn’t mean you won’t in the future.

In fact, did you know that 25% of all floods happen in non-flood hazard areas? Flood risk isn’t just based on history, it’s also based on a number of factors: rainfall, river-flow and tidal-surge data, topography, flood-control measures, and changes due to building and development. Though the government actually provides flood insurance coverage, at Oyer, Macoviak and Associates, we issue this policy in the event of flood damage to your insured property, and Oyer, Macoviak and Associates can also service your claim.

Talk with Oyer, Macoviak and Associates today: 561-732-9305 or request a quote online to identify the best of coverage, value and price just for you. Please keep us in mind for your other insurance needs- home insurance, auto insurance, business insurance, and life insurance.

Flood Insurance Companies We Proudly Represent

Let Us Shop Your Coverage with 30 Highly-Rated Companies

Proudly Represent Oyer, Macoviak and Associate

Speak with a licensed agent

(561) 732-9305

  • Deborah G. Avatar
    Deborah G.

    Dedication to clients. Oyer, Macoviak always provides timely answers to questions and they find the best insurance rates!

    Annette C. Avatar
    Annette C.

    I love dealing locally and Oyer, Macoviak and Associates make it a pleasure. They are extremely knowledgeable and professional while... read more

    Helaine H. Avatar
    Helaine H.

    They are always looking for the best rates and they are very helpful in making desisions. Always avaible to speak... read more

  • Becky C. Avatar
    Becky C.

    The most friendly and helpful insurance company ever! They're happy to help with any request.

    Beverly K. Avatar
    Beverly K.

    They find the best companies with the lowest premiums. The staff is very helpful and pleasant. I had a claim... read more

    Elisa W. Avatar
    Elisa W.

    Oyer, Macoviak and Associates have always gone the extra mile to provide me with the right coverage for my needs... read more

  • Sharon B. Avatar
    Sharon B.

    The personal service is very appreciated. Extremely knowledgeable about the Insurance Business and everyone we have interacted with has been... read more

    Jerry L. Avatar
    Jerry L.

    They are always willing to take time with me with whatever question I may have. They will get me... read more

    Angeline G. Avatar
    Angeline G.

    We have been insured by Oyer, Macoviak, and Associates for many, many years. We have had excellent service, and... read more

  • Leslie K. Avatar
    Leslie K.

    Great local agency - excellent service! Sophia went above & beyond!

    Leslie Knowles on behalf of Paula Marsh

    Hendricks E. Avatar
    Hendricks E.

    I am a customer for many years with Oyer and Macoviak. I always received excellent information, service and customer service... read more

    Bill B. Avatar
    Bill B.

    The whole crew at O,M & Assoc. are great! Very responsive to our needs and lots of helpful ideas so... read more

  • A G. Avatar
    A G.

    Best in business with fast and friendly service. I strongly recommend Oyer, Macoviak and Associates for all your insurance needs.

    Kim F. Avatar
    Kim F.

    I have been a cliënt of Oyer, Macoviak since 2013. Their office is within about a mile and their office... read more

    Edie W. Avatar
    Edie W.

    If you are in the market for an insurance company I would highly recommend this company. We have been with... read more

  • A G. Avatar
    A G.

    We have always been pleased with the service and help with our insurance policies placed through the company. Dealing with... read more

    Ann M. Avatar
    Ann M.

    Excellent service and the staff is so accessible and helpful always...

    Thank you to the entire team.....

    Bobby J. Avatar
    Bobby J.

    very professional rob, cheryl, and all the associates really care about there customers! i have never had a insurance... read more

  • Dan W. Avatar
    Dan W.

    Hard working very fair professional insurance people .They always go out of the way to provide you with great advice... read more

    Avi F. Avatar
    Avi F.

    This company embodies what true customer service should be. They are professional and knowledgeable about all issues that relate to... read more

    Barbara R. Avatar
    Barbara R.

    Friendly and prompt service. Replied to all inquires!

  • Patty G. Avatar
    Patty G.

    I have gotten wonderful service from Macoviak and Associates. They are informed and have always gotten back to me immediately.... read more

    Brenda R. Avatar
    Brenda R.

    Very efficient & friendly staff. Got all my insurance policies thru them. They did all the researching & found... read more

    A G. Avatar
    A G.

    Very helpful and friendly staff! They make you feel like you're more than just another customer. Greatly recommend when... read more

  • A G. Avatar
    A G.

    We are extremely happy with Oyer, Macoviak and Associates. We are with them for many years and switched... read more

    Doris D. Avatar
    Doris D.

    Love the staff! Very friendly and helpful! If you need insurance, stop searching - This is the place to go!

    Rebecca H. Avatar
    Rebecca H.

    So professional from the person answering the phone to the agent that helped us with our auto policy. Marie was... read more

  • Simone R. Avatar
    Simone R.

    We are very pleased with Oyer, Macoviak and Associates.

    They gave us excellent pricing, excellent service and excellent customer service... read more

    Ron D. Avatar
    Ron D.

    We appreciate that Oyer Macoviak & Associates have our interest in mind by recommending additional coverages to enhance our HO policy

    Stuart M. Avatar
    Stuart M.

    They are on top of all my insurance needs. they advise me when premiums are due, when to change to... read more

READY FOR THE NEXT STEP-HERE'S HOW IT WORKS

Need an insurance quote? Just fill out our quote form and we will handle the rest.

Let us shop multiple companies so you get the best rate with the best coverages.

After we issue the policy we still handle all the work. Policy changes, claims, applications we handle of it for you.