Flood Insurance 101-Every Property in Florida is in a Flood Zone
Anywhere it rains, it can flood. A flood is a general and temporary condition where two or more acres of normally dry land or two or more properties are inundated by water or mudflow. Many conditions can result in a flood: hurricanes , overtopped levees, outdated or clogged drainage systems and rapid accumulation of rainfall. Just because you haven’t experienced a flood in the past, doesn’t mean you won’t in the future.
In fact, did you know that 25% of all floods happen in non-flood hazard areas? Flood risk isn’t just based on history, it’s also based on a number of factors: rainfall, river-flow and tidal-surge data, topography, flood-control measures, and changes due to building and development. Though the government actually provides flood insurance coverage, at Oyer, Macoviak and Associates, we issue this policy in the event of flood damage to your insured property, and Oyer, Macoviak and Associates can also service your claim.
Talk with Oyer, Macoviak and Associates today: 561-732-9305 or request a quote online to identify the best of coverage, value and price just for you. Please keep us in mind for your other insurance needs- home insurance, auto insurance, business insurance, and life insurance.
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I have been using Oyer, Macoviak and Associates for 6+ years. They are so professional, courteous, extremely knowledgable and very... read more -
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This company is so fast and friendly to work with. We only had a week and they expedited the paperwork... read more -
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I as well as my family members have been using Oyer Insurance for decades. Everyone in the office is... read more -Murray H.
They always respond to my questions or requests. I haver never made a claim with them but based on my... read more -Linda M.
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Exceptional service from quote to binding. Cheryl Macoviak is a competent professional who went above and beyond to take... read more -Penny M.
Rob Macoviak saved me not only money but from another firm that took me for granted and when my condo... read more -Lynda O.
Oyer, Macoviak and Associates is a professional insurance firm that I highly recommend. They are knowledgeable, courteous and qualified to... read more -
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Oyer, Macoviak and Associates is a family operated full service insurance company that handles insurance with much expertise and they... read more -
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Oyer, Macoviak and Associated has been our insurance agent in excess of ten years. They are always helpful in... read more -
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We have used the services of Oyer, Macoviak for the past 18 years (through hurricanes and other Florida weather related... read more -
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Started our relationship by a long distance phone call for home owners coverage. always available to answer questions. So impressed... read more -Annette C.
I love dealing locally and Oyer, Macoviak and Associates make it a pleasure. They are extremely knowledgeable and professional while... read more -Helaine H.
They are always looking for the best rates and they are very helpful in making desisions. Always avaible to speak... read more -
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After we issue the policy we still handle all the work. Policy changes, claims, applications we handle of it for you.