Flood Insurance

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Flood Insurance 101-Every Property in Florida is in a Flood Zone

Anywhere it rains, it can flood. A flood is a general and temporary condition where two or more acres of normally dry land or two or more properties are inundated by water or mudflow. Many conditions can result in a flood: hurricanes , overtopped levees, outdated or clogged drainage systems and rapid accumulation of rainfall. Just because you haven’t experienced a flood in the past, doesn’t mean you won’t in the future.

In fact, did you know that 25% of all floods happen in non-flood hazard areas? Flood risk isn’t just based on history, it’s also based on a number of factors: rainfall, river-flow and tidal-surge data, topography, flood-control measures, and changes due to building and development. Though the government actually provides flood insurance coverage, at Oyer, Macoviak and Associates, we issue this policy in the event of flood damage to your insured property, and Oyer, Macoviak and Associates can also service your claim.

Talk with Oyer, Macoviak and Associates today: 561-732-9305 or request a quote online to identify the best of coverage, value and price just for you. Please keep us in mind for your other insurance needs- home insurance, auto insurance, business insurance, and life insurance.

Flood Insurance Companies We Proudly Represent

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  • Elisa W.
    positive review 

    Oyer, Macoviak and Associates have always gone the extra mile to provide me with the right coverage for my needs... read more

    Beverly K.

    I have been a client for many years. The staff is pleasant and efficient. They always find the best companies... read more

    Wayne M.

    Knowledgeable and very easy to deal with. Would highly recommend them.

  • Mike V.

    Professional courteous helpful and responsive service with knowledgeable staff who take the time to listen and care about your needs.

    HarryZuck

    Best insurance company ever. Always there for you.

    Marie B.

    If you are looking for an agent that is going to take care of you and your family by making... read more

  • Allan C.

    They have always provided me with quick service that is high quality. I appreciate their attention to my insurance requests.

    Bonnie S.

    We are extremely happy with Oyer, Macoviak and Associates. We are with them for many years and switched... read more

    Kim M.

    You offer excellent customer service and are proactive in terms of getting competitive quotes for our coverage, which has helped... read more

  • Barbara R.

    Friendly and prompt service. Replied to all inquires!

    Peter B.

    They go out of the way to help you

    Elaine M.

    They are very professional and understand what our needs are for insurance. Can always reach someone via phone which... read more

  • Joe T.

    Have used Oyer for years for my business insurance. Always have received top notch service. They answer the phone and... read more

    Robert R.

    I have had condominium insurance with Oyer, Macoviak since 2003.
    Over this time when I needed their help I have ...
    read more

    michael g.

    Started our relationship by a long distance phone call for home owners coverage. always available to answer questions. So impressed... read more

  • robert j.

    great insurance agent,, rob and cheryl has been very helpful in getting me car, van, and renters insurance at... read more

    A G.

    We are extremely happy with Oyer, Macoviak and Associates. We are with them for many years and switched... read more

    Hendricks E.

    I am a customer for many years with Oyer and Macoviak. I always received excellent information, service and customer service... read more

  • Bobby J.

    very professional rob, cheryl, and all the associates really care about there customers! i have never had a insurance... read more

    A G.

    We have always been pleased with the service and help with our insurance policies placed through the company. Dealing with... read more

    William P.

    Oyer, Macoviak & Associates is a great insurance company.They do their best to find the right insurance for us.We have... read more

  • Jose R.

    Oyer, Macoviak and Associates understands the meaning of "service". When I have a question or concern, I speak to... read more

    Tashia G.

    Exceptional service from quote to binding. Cheryl Macoviak is a competent professional who went above and beyond to take... read more

    Robert S.

    Like other reviewers, I have gone through several insurance agencies in hope of finding a responsive one. After I wasted... read more

  • WENDY H.

    I have been using Oyer, Macoviak and Associates for 6+ years. They are so professional, courteous, extremely knowledgable and very... read more

    Louise D.
    positive review 

    They are always there to help

    Laurie B.

    Oyer, Macoviak is an honest, professional insurance agency. They have always helped me with my insurance needs and return phone... read more

  • Leslie K.

    Great local agency - excellent service! Sophia went above & beyond!
    Leslie Knowles on behalf of Paula Marsh

    HarryZuck

    Best insurance company ever. Always there for you.

    Angeline G.

    We have been insured by Oyer, Macoviak, and Associates for many, many years. We have had excellent service, and... read more

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Step 2

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Step 3

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