Condominium insurance is unique. Your condo insurance policy covers your personal property and liability, as well as any additions, alterations and improvements you make to your unit that are your responsibility based on the condo association agreement. Optional loss assessment coverage is also available to protect you against certain assessments that may be levied by the association. You would be compensated for additional living expenses incurred should you need to vacate your condo after a covered loss.
Let Oyer, Macoviak and Associates help you find the right amount of coverage to suit your insurance needs Florida. Call us today at 561-732-9305. Your condo insurance policy protects you and your family members against bodily injury and property damage liability claims and any litigation that may result subject to the limits you select. In addition, you can select medical payments coverage which will pay for medical expenses incurred by a visitor who is injured at your residence regardless of fault. Various limits are available.
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- William P.
Oyer, Macoviak & Associates is a great insurance company.
They do their best to find the right insurance for us.
We have... read more -sandra l.
They are the best! I’ve suffered with Geico,
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- Paula P.
I have been very happy with the time and attention that are afforded to me by being insured with... read more -Robert R.
I have had condominium insurance with Oyer, Macoviak since 2003.
Over this time when I needed their help I have ... read more -
- Judith W.
Oyer, Macoviak has covered my condo since I bought it in December of 2008. Several years ago my upstairs... read more -
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I have had condominium insurance with Oyer, Macoviak since 2003.Over this time when I needed their help I have ... read more -murray h.
While I never had a claim with them, anytime I had a question or concern they were always there for... read more -
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I have been using Oyer, Macoviak and Associates for 6+ years. They are so professional, courteous, extremely knowledgable and very... read more -Susan O.
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I have been using Oyer, Macoviak and Associates for 6+ years. They are so professional, courteous, extremely knowledgable and very... read more -
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This company is so fast and friendly to work with. We only had a week and they expedited the paperwork... read more -Amy F.
I as well as my family members have been using Oyer Insurance for decades. Everyone in the office is... read more -Murray H.
They always respond to my questions or requests. I haver never made a claim with them but based on my... read more -
- Linda M.
Highly recommend “Oyer”!!! They are all knowledgeable and efficient. AND there’s a bonus - they answer their phones and... read more -Tashia G.
Exceptional service from quote to binding. Cheryl Macoviak is a competent professional who went above and beyond to take... read more -Penny M.
Rob Macoviak saved me not only money but from another firm that took me for granted and when my condo... read more -
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Oyer, Macoviak and Associates is a professional insurance firm that I highly recommend. They are knowledgeable, courteous and qualified to... read more -Nancie G.
Oyer, Macoviak and Associates is a family operated full service insurance company that handles insurance with much expertise and they... read more -
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FLORIDA-WHAT YOU NEED TO KNOW ABOUT CONDO INSURANCE
Condo insurance provides coverage for your personal property and much more. For a few more dollars, you can elect to carry Full Value Personal Property which ensures that you are reimbursed full replacement value without regard for depreciation after a covered loss.
If you have upgraded cabinets or put in hardwood floors, condo building item coverage protects these investments. Be sure to consult your HOA agreement to determine what the Association policy covers and what you are responsible for. If common areas are damaged, your condo association may levy assessments against all the owners to pay the deductible on their association policy.
Various limits of loss assessment coverage are available. Be sure to consult the HOA agreement to determine the potential for such assessments. Oyer, Macoviak and Associates can help you determine your coverage needs to make sure you’re properly covered. Call us at 561-732-9305 or contact us.
ADDITIONAL COVERAGES TO CONSIDER