Condominium insurance is unique. Your condo insurance policy covers your personal property and liability, as well as any additions, alterations and improvements you make to your unit that are your responsibility based on the condo association agreement. Optional loss assessment coverage is also available to protect you against certain assessments that may be levied by the association. You would be compensated for additional living expenses incurred should you need to vacate your condo after a covered loss.
Let Oyer, Macoviak and Associates help you find the right amount of coverage to suit your insurance needs Florida. Call us today at 561-732-9305. Your condo insurance policy protects you and your family members against bodily injury and property damage liability claims and any litigation that may result subject to the limits you select. In addition, you can select medical payments coverage which will pay for medical expenses incurred by a visitor who is injured at your residence regardless of fault. Various limits are available.
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- Amy F.
I as well as my family members have been using Oyer Insurance for decades. Everyone in the office is... read moreMurray H.
They always respond to my questions or requests. I haver never made a claim with them but based on my... read moreLinda M.
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Exceptional service from quote to binding. Cheryl Macoviak is a competent professional who went above and beyond to take... read morePenny M.
Rob Macoviak saved me not only money but from another firm that took me for granted and when my condo... read moreLynda O.
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Oyer, Macoviak and Associates is a family operated full service insurance company that handles insurance with much expertise and they... read moreFernando R.
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Oyer, Macoviak and Associated has been our insurance agent in excess of ten years. They are always helpful in... read moreBeverly K.
I have been a client for many years. The staff is pleasant and efficient. They always find the best companies... read more
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We have used the services of Oyer, Macoviak for the past 18 years (through hurricanes and other Florida weather related... read moremichael g.
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I have had nothing but exceptional service from this company. They are friendly and professional, and extremely efficient. I now... read moreBeverly K.
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FLORIDA-WHAT YOU NEED TO KNOW ABOUT CONDO INSURANCE
Condo insurance provides coverage for your personal property and much more. For a few more dollars, you can elect to carry Full Value Personal Property which ensures that you are reimbursed full replacement value without regard for depreciation after a covered loss.
If you have upgraded cabinets or put in hardwood floors, condo building item coverage protects these investments. Be sure to consult your HOA agreement to determine what the Association policy covers and what you are responsible for. If common areas are damaged, your condo association may levy assessments against all the owners to pay the deductible on their association policy.
Various limits of loss assessment coverage are available. Be sure to consult the HOA agreement to determine the potential for such assessments. Oyer, Macoviak and Associates can help you determine your coverage needs to make sure you’re properly covered. Call us at 561-732-9305 or contact us.
ADDITIONAL COVERAGES TO CONSIDER