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CONDOMINIUM

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CONDOMINIUM INSURANCE

Condominium insurance is unique. Your condo insurance policy covers your personal property and liability, as well as any additions, alterations and improvements you make to your unit that are your responsibility based on the condo association agreement. Optional loss assessment coverage is also available to protect you against certain assessments that may be levied by the association. You would be compensated for additional living expenses incurred should you need to vacate your condo after a covered loss.

Let Oyer, Macoviak and Associates help you find the right amount of coverage to suit your insurance needs Florida. Call us today at 561-732-9305. Your condo insurance policy protects you and your family members against bodily injury and property damage liability claims and any litigation that may result subject to the limits you select. In addition, you can select medical payments coverage which will pay for medical expenses incurred by a visitor who is injured at your residence regardless of fault. Various limits are available.

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4.8 Stars - Based on 868 Reviews
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(561) 732-9305

  • terri d. Avatar
    terri d.

    great customer service, informative and helps find the right insurance at a good price -

    William P. Avatar
    William P.

    Oyer, Macoviak & Associates is a great insurance company.
    They do their best to find the right insurance for us.
    We have...
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    sandra l. Avatar
    sandra l.

    They are the best! I’ve suffered with Geico,
    And Einsurance. Horrid experience with both. A friend recommended her broker to me,...
    read more
    -

  • Paula P. Avatar
    Paula P.

    I have been very happy with the time and attention that are afforded to me by being insured with... read more -

    Elaine M. Avatar
    Elaine M.

    They are very professional and understand what our needs are for insurance. Can always reach someone via phone which... read more -

    Robert R. Avatar
    Robert R.

    I have had condominium insurance with Oyer, Macoviak since 2003.
    Over this time when I needed their help I have ...
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    -

  • Joe T. Avatar
    Joe T.

    Have used Oyer for years for my business insurance. Always have received top notch service. They answer the phone and... read more -

    Judith W. Avatar
    Judith W.

    Oyer, Macoviak has covered my condo since I bought it in December of 2008. Several years ago my upstairs... read more -

    Elaine M. Avatar
    Elaine M.

    They are very professional and understand what our needs are for insurance. Can always reach someone via phone which... read more -

  • Robert R. Avatar
    Robert R.

    I have had condominium insurance with Oyer, Macoviak since 2003.Over this time when I needed their help I have ... read more -

    murray h. Avatar
    murray h.

    While I never had a claim with them, anytime I had a question or concern they were always there for... read more -

    Joe T. Avatar
    Joe T.

    Have used Oyer for years for my business insurance. Always have received top notch service. They answer the phone and... read more -

  • WENDY H. Avatar
    WENDY H.

    I have been using Oyer, Macoviak and Associates for 6+ years. They are so professional, courteous, extremely knowledgable and very... read more -

    Susan O. Avatar
    Susan O.

    Boynton's oldest insurance agency and representing The Hartford for over 100 years. Located on Ocean Avenue by Hurricane Alley.Such... read more -

    Emily G. Avatar
    Emily G.

    Excellent insurance agent. -

  • WENDY H. Avatar
    WENDY H.

    I have been using Oyer, Macoviak and Associates for 6+ years. They are so professional, courteous, extremely knowledgable and very... read more -

    Emily G. Avatar
    Emily G.

    Excellent insurance agent. -

    Barbara N. Avatar
    Barbara N.

    We are very impressed with Oyer, Macoviak and Associates insurance agency. They quickly respond to any questions or concerns... read more -

  • Barbara N. Avatar
    Barbara N.

    We are very impressed with Oyer, Macoviak and Associates insurance agency. They quickly respond to any questions or concerns... read more -

    Barbara N. Avatar
    Barbara N.

    We are very impressed with Oyer, Macoviak and Associates insurance agency. They quickly respond to any questions or concerns... read more -

    Sandra B. Avatar
    Sandra B.

    Excellent company to deal with. Personal service is A+. They return phone calls and will answer questions with knowledge and explanations. -

  • Marianne C. Avatar
    Marianne C.

    This company is so fast and friendly to work with. We only had a week and they expedited the paperwork... read more -

    Amy F. Avatar
    Amy F.

    I as well as my family members have been using Oyer Insurance for decades. Everyone in the office is... read more -

    Murray H. Avatar
    Murray H.

    They always respond to my questions or requests. I haver never made a claim with them but based on my... read more -

  • Linda M. Avatar
    Linda M.

    Highly recommend “Oyer”!!! They are all knowledgeable and efficient. AND there’s a bonus - they answer their phones and... read more -

    Tashia G. Avatar
    Tashia G.

    Exceptional service from quote to binding. Cheryl Macoviak is a competent professional who went above and beyond to take... read more -

    Penny M. Avatar
    Penny M.

    Rob Macoviak saved me not only money but from another firm that took me for granted and when my condo... read more -

  • Lynda O. Avatar
    Lynda O.

    Oyer, Macoviak and Associates is a professional insurance firm that I highly recommend. They are knowledgeable, courteous and qualified to... read more -

    Nancie G. Avatar
    Nancie G.

    Oyer, Macoviak and Associates is a family operated full service insurance company that handles insurance with much expertise and they... read more -

    Mike V. Avatar
    Mike V.

    Professional courteous helpful and responsive service with knowledgeable staff who take the time to listen and care about your needs. -

READY FOR THE NEXT STEP-HERE'S HOW IT WORKS

Need an insurance quote? Just fill out our quote form and we will handle the rest.

Let us shop multiple companies so you get the best rate with the best coverages.

After we issue the policy we still handle all the work. Policy changes, claims, applications we handle of it for you.

LET US HANDLE ALL THE WORK WHILE YOU SAVE

Speak with a licensed agent (561) 732-9305

FLORIDA-WHAT YOU NEED TO KNOW ABOUT CONDO INSURANCE

Condo insurance provides coverage for your personal property and much more. For a few more dollars, you can elect to carry Full Value Personal Property which ensures that you are reimbursed full replacement value without regard for depreciation after a covered loss.

If you have upgraded cabinets or put in hardwood floors, condo building item coverage protects these investments. Be sure to consult your HOA agreement to determine what the Association policy covers and what you are responsible for.  If common areas are damaged, your condo association may levy assessments against all the owners to pay the deductible on their association policy.

Various limits of loss assessment coverage are available. Be sure to consult the HOA agreement to determine the potential for such assessments. Oyer, Macoviak and Associates can help you determine your coverage needs to make sure you’re properly covered. Call us at 561-732-9305 or contact us.

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