The Right Auto Insurance
The right auto insurance (aka car insurance, automobile insurance) policy can help get you back on the road quickly if your car is damaged or destroyed by accident, fire, theft, or other covered event. Your policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle.
An auto insurance policy is a contract between you and an insurance company. You pay a premium, and in exchange, the insurance company promises to pay for specific car-related financial losses during the term of the policy. Work with us to determine the best coverage for you.
Oyer, Macoviak and Associates can also get your insurance coverage for Motorcycle, Classic Car, Motor Home & RV, Boat & Jet Ski, and ATV too!
Let Us Shop Your Coverage with 30 Highly-Rated Companies
Speak with a licensed agent
- Robert S.
Like other reviewers, I have gone through several insurance agencies in hope of finding a responsive one. After I wasted... read moreHelaine H.
They are always looking for the best rates and they are very helpful in making desisions. Always avaible to speak... read more
- Pris N.
It's great to find an insurance agency that actually cares! Our agent, Cheryl, not only seeks the best insurance... read more
- Avi F.
This company embodies what true customer service should be. They are professional and knowledgeable about all issues that relate to... read moreLinda M.
Highly recommend “Oyer”!!! They are all knowledgeable and efficient. AND there’s a bonus - they answer their phones and... read more
- michael g.
Started our relationship by a long distance phone call for home owners coverage. always available to answer questions. So impressed... read moreAmy F.
I as well as my family members have been using Oyer Insurance for decades. Everyone in the office is... read morePatty G.
I have gotten wonderful service from Macoviak and Associates. They are informed and have always gotten back to me immediately.... read more
- Kim M.
You offer excellent customer service and are proactive in terms of getting competitive quotes for our coverage, which has helped... read moreSharon B.
The personal service is very appreciated. Extremely knowledgeable about the Insurance Business and everyone we have interacted with has been... read more
- Tashia G.
Exceptional service from quote to binding. Cheryl Macoviak is a competent professional who went above and beyond to take... read moreBobby J.
very professional rob, cheryl, and all the associates really care about there customers! i have never had a insurance... read moreFernando R.
Had a great experience working with Cheryl. She was very patient working on multiple homeowners quotes and has been extremely... read more
- sandra l.
They are the best! I’ve suffered with Geico,And Einsurance. Horrid experience with both. A friend recommended her broker to me,... read moremichael m.
We have used the services of Oyer, Macoviak for the past 18 years (through hurricanes and other Florida weather related... read moreLaurie B.
Oyer, Macoviak is an honest, professional insurance agency. They have always helped me with my insurance needs and return phone... read more
- Paula P.
I have been very happy with the time and attention that are afforded to me by being insured with... read more
- Abby D.
The staff is a pleasure to work with and are extremely helpful. Transitioning our homeowner's insurance over to Oyer, Macoviak... read moreBonnie U.
I have switched agencies twice due to lack of responsiveness. This company is very responsive and their customer communication emails... read moreRobert H.
Very nice people, very helpful and courteous, have several carriers to choose from, they know based on your needs the... read more
- William P.
Oyer, Macoviak & Associates is a great insurance company.They do their best to find the right insurance for us.We have... read more
Ready for the Next Step-Here's How it Works
Need an insurance quote? Just fill out our quote form and we will handle the rest.
Let us shop multiple companies so you get the best rate with the best coverages.
After we issue the policy we still handle all the work. Policy changes, claims, applications we handle of it for you.
Let Us Handle All the Work While You Save
Speak with a licensed agent (561) 732-9305
Florida-How Much Auto Insurance Is Right For You?
Based in Boynton Beach, Florida our team understands the auto insurance needs of our customers.
Auto insurance requirements vary by state. In some states, to drive you must carry:
* Liability coverage – to pay for losses you cause others, or:
* No-fault coverage – to pay you and your passengers for medical and related expenses caused by injuries from a car accident, regardless of who is at fault, or
* Both liability and no-fault coverage.
We write insurance in Florida and would be happy to help you ensure you have the right coverage for you and your family.
Even in states where coverage isn’t required, drivers must, by law, be able to pay for losses they cause others. Having insurance is the simplest way for most people to comply. To finance a car, it is usually necessary to have insurance which covers damage to your vehicle. This includes:
Collision insurance coverage pays for damage caused to your vehicle in an automobile accident. Standard collision coverage will pay for any repairs up to the fair market value of your car. Collision coverage usually also comes with an insurance deductible. It’s the amount of money you pay toward repairs before your collision insurance kicks in. The higher the deductible you’re willing to pay, the less the collision coverage will cost.
Comprehensive Insurance (Other than Collision)
Comprehensive insurance covers damage done to your car in some way other than a collision, such as if it were stolen or vandalized. Flood, hurricane, theft, windshield damage and fire are also events usually covered by comprehensive car insurance. Like collision, comprehensive will pay up to the fair market value of your car (less your insurance deductible). And although it’s not legally required by any state, you will probably need it if your car is financed.
Every person is unique – contact us today to find out how to get the best price and value on auto insurance for you. Also keep us in mind for your business, home, umbrella or life insurance needs.
Oyer, Macoviak and Associates. Call for an AUTO INSURANCE QUOTE at 561-732-9305 or get an ONLINE QUOTE TODAY.
Auto Insurance Companies We Proudly Represent
At Oyer, Macoviak and Associates we are not captive to one insurance company so we can shop the different insurance companies to give you the best coverage with the best rate. Our office proudly represent the following auto insurance companies-Hartford Insurance Company, Travelers Insurance Company, Safeco Insurance Company, Progressive Insurance Company, Mercury Insurance, Mapfre Insurance Company, Foremost Insurance Company, MetLife Insurance Company
Additional Coverages to Consider